Cheapest Auto Insurance in Auburn, Alabama (2024)

With monthly liability rates as low as $38, Auto-Owners is the cheapest car insurance company in Auburn.

Jamie Johnson
Written byJamie Johnson
Jamie Johnson
Jamie Johnson
  • 6 years experience in personal finance writing

  • Featured on Credit Karma and Insider

Jamie is a meticulous researcher who has published 2,000+ personal finance articles. Her expertise is trusted by major brands like Bankrate and Rocket Mortgage.

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Ashley Cox
Edited byAshley Cox
Headshot of Managing Editor Ashley Cox
Ashley CoxSenior Managing Editor
  • 7+ years in content creation and management

  • 5+ years in insurance and personal finance content

Ashley is a seasoned personal finance editor who’s produced a variety of digital content, including insurance, credit cards, mortgages, and consumer lending products.

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Updated October 30, 2024

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Cheapest recent rates near Auburn, Alabama

Drivers in and around Auburn, Alabama have found policies from State Farm, Safeco, Bristol West, and more, through Insurify in the last few days.

*Quotes generated for Insurify users in and around Auburn, Alabama within the last 10 days. Last updated on October 30, 2024

Rates shown are real-time Insurify user quotes from 100+ insurance companies and Quadrant Information Services data. Insurify’s algorithm excludes anomalous quotes and anonymizes personal details, then displays refined quotes by price, date, and insurer popularity up to 10 days ago from October 30, 2024. Actual quotes may vary based on the policy buyer’s unique driver profile.

*Quotes generated for Insurify users in and around Auburn, Alabama within the last 10 days. Last updated on October 30, 2024

Rates shown are real-time Insurify user quotes from 100+ insurance companies and Quadrant Information Services data. Insurify’s algorithm excludes anomalous quotes and anonymizes personal details, then displays refined quotes by price, date, and insurer popularity up to 10 days ago from October 30, 2024. Actual quotes may vary based on the policy buyer’s unique driver profile.

The overall average monthly cost of car insurance in Auburn, AL, is $114 — on par with the state average of $108 and below the national average of $158 per month. Though it’s growing quickly, Alabama still has a moderate population density when compared to other states. And Auburn has a relatively low property crime rate, which could also contribute to its lower car insurance costs.

Here’s what you need to know about comparing quotes and finding cheap coverage in Auburn.

Quick Facts
  • Auburn drivers pay an average of $62 per month for liability coverage and $166 per month for full coverage.

  • Auto-Owners, State Farm, and USAA are the cheapest car insurance companies for Auburn drivers.

  • Full-coverage car insurance costs Auburn drivers an average of $1,990 per year.

3 of the cheapest car insurance companies in Auburn

The best car insurance company for you will depend on your situation and needs, and the costs will vary depending on factors like your age, gender, and driving history. That’s why it’s important to shop around and compare auto insurance quotes from multiple companies.

You may want to work with an independent agent to find the best auto policy for you. Here’s a look at three of the cheapest car insurance companies in Auburn; rates shown in the table are Alabama rates.

Insurance Company
IQ Score
The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores.
Full Coverage
Liability Only
Best For
USAA9.4$71$37Veterans
State Farm9.3$71$37Teen drivers
Auto-Owners8.5$71$37Drivers with an accident
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.
  • Our editorial team spent more than 350 hours developing the Insurify Quality (IQ) Score and scoring insurance companies. The IQ Score objectively analyzes and calculates a score for insurers using more than 15 crucial criteria. The team weighted criteria by importance to the consumer — factors such as customer reviews and affordability influence the score more than availability and third-party ratings.

    We rate each company on a 1 to 10 scale based on five categories: financial ratings, customer satisfaction, affordability, customer support and transparency, and availability. Insurify updates ratings once a year or as more recent information becomes available.

    • Third-party financial ratings: Insurify uses data from AM Best, S&P, Moody’s, and more to compare insurance companies’ credit and ability to pay out future claims.
    • Customer satisfaction: To calculate this score, Insurify analyzed more than 28,000 customer reviews across 155 car insurance companies. We also consider third-party ratings from J.D. Power, the National Association of Insurance Commissioners, and Trustpilot.
    • Affordability: Our data scientists analyzed more than 90 million real-time auto insurance rates from our partners across the U.S., as well as available discounts, to calculate an affordability score.
    • Customer support and transparency: This measures coverage options, ease of claims filing, and the insurer's transparency surrounding discounts, coverages, and claims process.
    • Availability and reach: Insurify scores availability and reach by identifying the number of states in which insurers offer coverage and company size by market share.

Best insurer for veterans: USAA

User Reviews
4.9
IQ Score
The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores.
9.4 /10
Liability Only
Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages.
$38/mo
Full Coverage
Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible.
$70/mo
4.9
Best choiceBased on 1573 verified guest reviews and ratings
How drivers feel about USAA

Drivers appreciate the ease of working with the carrier, competitive rates, and responsive service but dislike the price increases and lack of rideshare add-ons in some areas.

AI-generated from the text of verified reviews collected by Insurify
Best For
Members of the military community
Outstanding customer service
Competitive rates
How drivers feel about USAA

Drivers appreciate the ease of working with the carrier, competitive rates, and responsive service but dislike the price increases and lack of rideshare add-ons in some areas.

AI-generated from the text of verified reviews collected by Insurify
Best For
Members of the military community
Outstanding customer service
Competitive rates
Reviews (897)

Kent

October 29, 2024

Verified Review

Excellent

The insurance is a bit high.

Dorothy

October 29, 2024

Verified Review

Significant Increase in Policy Payment

Be cautious not to have an accident, as my policy payment increased by $300 a month.

Martin

October 29, 2024

Verified Review

My Opinion

They have always been there when I've needed them. They're not the cheapest, but I've never been denied a claim.
See all USAA reviews
JD Power
J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
880
NAIC Index
Average amount of customer complaints relative to competitors on a 0-5 scale. A lower score represents fewer complaints.
1.35
A.M. Best
A.M. Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).
A++
Why we picked this company

The 2,500 veterans living in Auburn can benefit by choosing USAA for car insurance.[1] You could earn a 15% discount when you garage your car on base, and you could earn a 10% legacy discount if your parents were also USAA members.

USAA provides all the basic coverage options you need, including comprehensive, collision, liability, and personal injury protection. And the company is known for providing good customer service — you can contact USAA by phone or email and a licensed representative will answer your questions.

Pros
  • Can save up to 30% with the SafePilot program

  • Also offers a savings account, business insurance, and other financial services

Cons
  • Membership is only available to military members, veterans, and their families

  • Limited branch locations

Best insurer for teen drivers: State Farm

User Reviews
4.2
IQ Score
The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores.
9.3 /10
Liability Only
Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages.
$38/mo
Full Coverage
Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible.
$72/mo
4.2
Best choiceBased on 8831 verified guest reviews and ratings
How drivers feel about State Farm

Drivers appreciate the helpful local agents and initial service but dislike the high prices and frequent rate increases.

AI-generated from the text of verified reviews collected by Insurify
Best For
Customer service
Competitive rates
Discounts for safe drivers
How drivers feel about State Farm

Drivers appreciate the helpful local agents and initial service but dislike the high prices and frequent rate increases.

AI-generated from the text of verified reviews collected by Insurify
Best For
Customer service
Competitive rates
Discounts for safe drivers
Reviews (4,847)

Jannie

October 29, 2024

Verified Review

Good

The insurance is higher than other companies' policies.

Marsha

October 29, 2024

Verified Review

Friendly agents!

Check out their prices!

Linda

October 29, 2024

Verified Review

I also have my homeowners insurance with them. I had a fire in my hot water heater and a year later, someone stayed in my house while I was gone for 2 months. I came home to a floating kitchen floor. After these incidents, StateFarm cancelled my policy.

I also have my homeowners insurance with them. I had a fire in my hot water heater and a year later, someone stayed in my house while I was gone for 2 months. I came home to a floating kitchen floor. After these incidents, StateFarm cancelled my policy.
See all State Farm reviews
JD Power
J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
842
NAIC Index
Average amount of customer complaints relative to competitors on a 0-5 scale. A lower score represents fewer complaints.
0.78
A.M. Best
A.M. Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).
A++
Why we picked this company

Nearly 19% of Auburn’s population is younger than 18, and it can be difficult for this age group to find affordable car insurance.[1] State Farm is the best option for young drivers thanks to its Steer Clear program and the variety of discounts it offers teens.

You could qualify for a 20% discount on car insurance coverage if you’re younger than 25 and haven’t had any at-fault accidents over the last three years. Teen drivers can also earn a discount by maintaining good grades in school and taking a defensive driving course.

Pros
  • A++ (Superior) financial strength rating from AM Best

  • Offers some of the lowest rates for teens and young drivers

Cons
  • Doesn’t offer gap insurance

  • Must purchase your policy from an insurance agent

Best insurer for drivers with an accident: Auto-Owners

User Reviews
4.0
IQ Score
The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores.
8.5 /10
Liability Only
Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages.
$38/mo
Full Coverage
Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible.
$70/mo
4.0
Best choiceBased on 137 verified guest reviews and ratings
How drivers feel about Auto-Owners

Drivers appreciate the friendly customer service, competitive initial rates, and professional agents but dislike the frequent price increases and complicated claims process.

AI-generated from the text of verified reviews collected by Insurify
Best For
Cheap rates
Senior drivers
Ample discounts
How drivers feel about Auto-Owners

Drivers appreciate the friendly customer service, competitive initial rates, and professional agents but dislike the frequent price increases and complicated claims process.

AI-generated from the text of verified reviews collected by Insurify
Best For
Cheap rates
Senior drivers
Ample discounts
Reviews (86)

Ronald W

October 29, 2024

Verified Review

They Cancelled Our Home Insurance

We had no problem with Auto-Owners regarding our auto insurance. However, we were disappointed when Auto-Owners cancelled our home insurance. They stopped all home insurance in 'fire prone areas'.

Martha

October 28, 2024

Verified Review

Good

The premiums keep increasing.

Lawrence

October 24, 2024

Verified Review

Honest Answers to Questions

Please refer to my answers to the previous questions.
See all Auto-Owners reviews
JD Power
J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
837
NAIC Index
Average amount of customer complaints relative to competitors on a 0-5 scale. A lower score represents fewer complaints.
0.5
A.M. Best
A.M. Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).
A++
Why we picked this company

Auburn has a higher rate of at-fault accidents than other cities — 16% of drivers have a previous at-fault accident on their record. Auto-Owners is one of the best options for drivers after an accident.

The company offers at-fault accident forgiveness, collision coverage advantage, and a rental car benefit. Auto-Owners also offers gap insurance and diminished value coverage, which is helpful for anyone with a more expensive vehicle.

Pros
  • Offers accident forgiveness

  • Good option for new-car owners

Cons
  • Doesn’t offer usage-based insurance

  • Company website has more limited information than some other insurers

How to get the cheapest car insurance in Auburn

Your driving history is the biggest factor determining how much you pay for car insurance. But insurance companies also consider factors like your credit history, age, and ZIP code.

Here are five ways to get cheap car insurance in Auburn:[2]

  • Take advantage of discounts. Most insurers offer discounts to help lower the cost of car insurance. For example, you could earn a discount by bundling your auto insurance, home insurance, life insurance, and renters insurance. You could also receive a discount for insuring multiple vehicles, taking a defensive driving course, or keeping your mileage low.

  • Increase your deductible. When you file an insurance claim, you’ll pay an out-of-pocket deductible before your coverage kicks in. Choosing a higher deductible will lower your monthly premiums since you’re sharing the risk with your insurer. Just make sure you can comfortably afford to pay the deductible amount you choose.

  • Choose a safer vehicle. Many insurance companies offer a discount for choosing a vehicle with certain safety features, like anti-theft devices, anti-lock brakes, or airbags.

  • Reduce coverage on older vehicles. If you drive a vehicle that’s more than 10 years old and paid in full, you can save money by reducing your coverage to liability insurance. But it’s a good idea to speak with a licensed insurance agent before making these kinds of policy changes.

  • Shop around. Most insurance companies consider the same factors when evaluating you for auto insurance, but each one does it in a slightly different way. Comparing auto insurance quotes from multiple insurers will help you find the best rates and terms on your insurance.

Find Cheap Car Insurance in Auburn, Alabama

Liability rates start at $38 per month

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Cheapest liability-only car insurance in Auburn: Auto-Owners

Liability insurance pays for medical costs and damages to the other driver’s vehicle following an accident you caused. But you’re responsible for paying for your own medical bills and car repairs.

Liability-only car insurance in Auburn costs $62 per month, on average. The following table outlines the cheapest options for Auburn drivers.

The below rates are estimated rates current as of: Sunday, September 1 at 12:00 PM PDT
Insurance Company
Average Monthly Quote
Auto-Owners$38
State Farm$38
USAA$38
Allstate$41
COUNTRY Financial$42
Travelers$53
National General$56
GEICO$57
Direct Auto$59
Nationwide$65
Progressive$69
Farmers$70
Safeco$77
AssuranceAmerica$79
Clearcover$80
Foremost$90
Midvale Home & Auto$91
GAINSCO$116
Liberty Mutual$120
Bristol West$123
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

Cheapest full-coverage car insurance in Auburn: Auto-Owners

Full-coverage car insurance includes comprehensive, collision, and liability coverage, and it provides the most protection for drivers. This coverage covers the cost to repair or replace your vehicle following an accident, regardless of who’s at fault.

In Auburn, full-coverage car insurance costs an average of $166 per month. The following insurers offer the cheapest full-coverage car insurance rates in Auburn.

The below rates are estimated rates current as of: Sunday, September 1 at 12:00 PM PDT
Insurance Company
Average Monthly Quote
Auto-Owners$70
USAA$70
State Farm$72
Allstate$77
COUNTRY Financial$79
Travelers$96
GEICO$106
Nationwide$121
Safeco$126
National General$129
Progressive$130
Farmers$131
Clearcover$136
AssuranceAmerica$142
Direct Auto$146
Midvale Home & Auto$156
Liberty Mutual$205
Foremost$226
GAINSCO$249
Bristol West$298
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

Cheapest recent rates near Auburn, Alabama

Drivers in and around Auburn, Alabama have found policies from AssuranceAmerica, First Acceptance, GAINSCO, and more, through Insurify in the last few days.

*Quotes generated for Insurify users in and around Auburn, Alabama within the last 10 days. Last updated on October 30, 2024

Rates shown are real-time Insurify user quotes from 100+ insurance companies and Quadrant Information Services data. Insurify’s algorithm excludes anomalous quotes and anonymizes personal details, then displays refined quotes by price, date, and insurer popularity up to 10 days ago from October 30, 2024. Actual quotes may vary based on the policy buyer’s unique driver profile.

*Quotes generated for Insurify users in and around Auburn, Alabama within the last 10 days. Last updated on October 30, 2024

Rates shown are real-time Insurify user quotes from 100+ insurance companies and Quadrant Information Services data. Insurify’s algorithm excludes anomalous quotes and anonymizes personal details, then displays refined quotes by price, date, and insurer popularity up to 10 days ago from October 30, 2024. Actual quotes may vary based on the policy buyer’s unique driver profile.

Car insurance requirements in Alabama

Driving without car insurance is a misdemeanor under Alabama car insurance laws, and the first offense can result in a $500 fine. Subsequent offenses could result in a $1,000 fine and losing your license for up to six months.[3]

You can avoid these penalties by meeting the following minimum insurance requirements:[4]

Coverage
Minimum Requirements
Bodily injury liability$25,000 per person / $50,000 per accident
Property damage liability$25,000 per accident

You can also choose a combined single limit of $75,000 per accident. But these insurance requirements are fairly low and won’t be enough coverage for most people. You may want to consider the following additional coverage options:

  • illustration card https://a.storyblok.com/f/162273/x/665da91bf7/comprehensive-coverage.svg

    Comprehensive coverage

    Comprehensive insurance pays for non-collision damages, like a fire, flood, vandalism, or riot.

  • illustration card https://a.storyblok.com/f/162273/x/169fdfde11/liability-coverage.svg

    Collision coverage

    Collision insurance pays to repair or replace your vehicle following an accident with another car or object.

  • illustration card https://a.storyblok.com/f/162273/x/5285c4cd74/uninsured-or-underinsured-motorist-coverage.svg

    Uninsured/underinsured motorist coverage

    Uninsured/underinsured motorist coverage protects you if a driver with no coverage or insufficient auto insurance coverage hits you.

  • illustration card https://a.storyblok.com/f/162273/x/4c9753bdbe/medical-payments.svg

    Medical payments (MedPay) coverage

    MedPay coverage pays for your medical bills resulting from a car accident.

  • illustration card https://a.storyblok.com/f/162273/x/73ee7a876e/repair.svg

    Gap coverage

    If your car is totaled in an accident, gap insurance pays the difference between what the vehicle is worth and what you still owe on the auto loan.

Cheapest car insurance for drivers with an incident

Drivers with a history of speeding tickets, driving under the influence (DUI), at-fault accidents, and other moving violations pay more for car insurance. The more driving incidents you have on your record, the more likely you are to file a claim in the future.

To compensate for this risk, insurers raise your monthly premiums. Here’s what you might pay for minimum coverage auto insurance in Auburn based on your driving record.

The below rates are estimated rates current as of: Sunday, September 1 at 12:00 PM PDT
Insurance Company
Clean Driving Record
With Speeding Ticket
With At-Fault Accident
With DUI
Auto-Owners$38$53$55$66
State Farm$38$52$55$66
USAA$38$52$55$66
Allstate$41$57$59$71
COUNTRY Financial$42$59$63$73
Travelers$53$74$77$92
National General$56$78$81$98
GEICO$57$79$83$99
Direct Auto$59$81$87$103
Nationwide$65$90$95$113
Progressive$69$95$101$120
Farmers$70$96$101$122
Safeco$77$108$109$134
AssuranceAmerica$79$110$113$138
Clearcover$80$112$124$139
Foremost$90$134$139$157
GAINSCO$116$172$161$202
Liberty Mutual$120$178$185$209
Bristol West$123$170$177$214
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

Average cost of car insurance by age

Teen drivers ages 16 to 19 are at a higher risk of motor vehicle crashes than any other age group, so they pay the highest rates for car insurance. They also have a fatal crash rate that’s nearly three times as high as drivers older than 20.[5]

As drivers age and get more experience behind the wheel, they’ll begin to see their car insurance rates drop. Rates decrease significantly around age 35, but they start to increase slightly for senior drivers around age 70.

Here’s what Auburn drivers pay for car insurance, on average, by age group.

Age
Average Monthly Quote
Teens$306
20s$204
30s$153
40s$143
50s$127
60s$116
70s$124
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.

Shop for Car Insurance in Auburn, AL

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Auburn car insurance quotes by credit tier

Alabama allows insurance companies to use your credit-based insurance score when determining your premiums.[6] That’s because drivers with poor credit are statistically more likely to file an insurance claim than drivers with good credit history.

The chart below shows average monthly quotes in Auburn by credit tier:

Rates by Credit Tier

Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.

Auburn car insurance FAQs

If you’re shopping for car insurance in Auburn, Alabama, this additional information may help as you research your coverage options.

  • How much is car insurance in Auburn?

    Car insurance in Auburn costs an average of $62 per month for liability coverage and $166 per month for full coverage, according to Insurify data.

  • Who has the cheapest car insurance in Auburn?

    Auto-Owners has the cheapest car insurance in Auburn, with monthly liability rates of $38. State Farm and USAA also offer affordable coverage, with respective monthly liability rates of $38 and $38.

    But the cheapest car insurance company for you will depend on many factors, including your age, your ZIP code, the type of car you drive, and the coverage levels you choose.

  • What are the best car insurance companies in Auburn?

    State Farm is the best car insurance company in Auburn. It has a high IQ Score of 9.3 out of 5, an A++ (Superior) financial strength rating from AM Best, and above-average J.D. Power customer satisfaction ratings. Other top insurers include USAA and Auto-Owners.

Methodology

Insurify data scientists analyzed more than 90 million quotes served to car insurance applicants in Insurify’s proprietary database to calculate the premium averages displayed on this page. These premiums are real quotes that come directly from Insurify’s 50+ partner insurance companies in all 50 states and Washington, D.C. Quote averages represent the median price for a quote across the given coverage level, driver subset, and geographic area.

Unless otherwise specified, quoted rates reflect the average cost for drivers between 20 and 70 years old with a clean driving record and average or better credit (a credit score of 600 or higher).

Liability-only premium averages correspond to policies with the following coverage limits:

  • Bodily injury limits between state-minimum rates and $50,000 per person, $100,000 per accident
  • Property damage limits between $10,000 and $50,000
  • No additional coverage
Full-coverage premium averages correspond to the same bodily injury and property damage limits in addition to:
  • Comprehensive coverage with a $1,000 deductible
  • Collision coverage with a $1,000 deductible

Quotes for Allstate, Farmers, GEICO, State Farm, and USAA are estimates based on Quadrant Information Services’ database of auto insurance rates.

Sources

  1. U.S. Census Bureau. "QuickFacts Auburn City, Alabama."
  2. Insurance Information Institute. "Nine ways to lower your auto insurance costs."
  3. Alabama Department of Revenue. "Mandatory Liability Insurance Law."
  4. Alabama Department of Revenue. "hat are the insurance requirements?."
  5. Centers for Disease Control and Prevention. "Teen Drivers and Passengers: Get the Facts."
  6. Alabama Department of Insurance. "How Credit-Based Insurance Scores Impact Your Premium."
Jamie Johnson
Jamie Johnson

Jamie Johnson is a Kansas City-based personal finance writer whose work has been featured on several of the top finance and business sites in the country, including Insider, Credit Karma, Bankrate, Rocket Mortgage, Fox Business, Quicken Loans, and The Balance. For the past six years, she's dedicated more than 10,000 hours of research and writing to more than 2,000 articles about personal finance topics.

Ashley Cox
Edited byAshley CoxSenior Managing Editor
Headshot of Managing Editor Ashley Cox
Ashley CoxSenior Managing Editor
  • 7+ years in content creation and management

  • 5+ years in insurance and personal finance content

Ashley is a seasoned personal finance editor who’s produced a variety of digital content, including insurance, credit cards, mortgages, and consumer lending products.

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