Can You Get an Anonymous Car Insurance Quote? (2024)
You can get anonymous car insurance quotes, but you’ll need to enter personal and vehicle information for the most accurate quotes.
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Written bySarah Sharkey
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7+ years writing insurance and personal finance content
Contributor to top media, including USA Today
A passionate personal finance advocate, Sarah’s writing has graced the pages of many of the personal finance and insurance industries’ top web publications.
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Edited bySarah Archambault
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Experienced personal finance writer
Background working with banks and insurance companies
Sarah enjoys helping people find smarter ways to spend their money. She covers auto financing, banking, credit cards, credit health, insurance, and personal loans.
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Updated November 21, 2024
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Table of contents
It’s possible to get an anonymous car insurance quote without providing any personal information. But opting for an anonymous insurance quote may mean the estimate you receive looks a bit different from the price you’ll eventually pay for car insurance.
For the most accurate quote, you’ll need to enter personal information, like your driver’s license number, address, age, and more. You can get car insurance quotes anonymously by using a car insurance calculator or an insurance-comparison tool.
Quick Facts
You can use anonymous insurance estimates to get a rough idea of insurance rates.
Some online insurance-comparison tools are more reputable than others.
Personal details, like your driving history and ZIP code, can affect your quote.[1]
How to get a car insurance quote without giving personal information
It’s possible to get an anonymous car insurance quote without giving out any personal information. But insurers will base the quotes you receive on the limited information provided.
As a result, people typically use anonymous quotes for information-gathering purposes rather than getting a true insurance rate estimate. If you want to finalize your insurance quote and sign up for a policy, most insurance companies will ask you to provide more detailed information, like your name, age, address, gender, the type of car you drive, and more.
Here’s a closer look at how to get an anonymous car insurance quote without providing detailed personal information.
1. Use a car insurance calculator
Several platforms, including Insurify, offer tools — like insurance calculators — that can provide an estimate of what you might pay for auto insurance.
A calculator typically bases your estimated insurance cost on some basic information, like the state you live in, your age, and your credit. Some calculators also allow you to select discounts you might qualify for, like good driving or insuring multiple cars.
When using a calculator to get an insurance quote, it’s important to keep in mind that the quoted rate is just a rough estimate. In order to get an actual quote, you’ll likely need to use another tool or speak to an agent and provide your detailed personal information.
2. Use a comparison website
An online insurance-comparison tool can help you take a deeper dive into car insurance quotes than a calculator. You can compare auto insurance quotes from multiple insurers in one place, which can help you quickly find the best insurance option to meet your needs.
If you’re concerned about staying anonymous, you should know that when using an online comparison tool, you’ll often need to provide more personal information than you would with a car insurance calculator. For example, you might need to provide your ZIP code or age to move forward through the quoting process.
If you use a reputable site, you won’t need to worry about companies using your personal information to spam your inbox or phone. But some online quote-comparison tools are actually lead-generation sites designed to collect and sell your personal information. While you may still be able to get comparison quotes using one of these sites, you could potentially open yourself up to an influx of unwanted spam calls and emails.
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Personal information that most insurance companies require to get an accurate quote
To get an accurate rate quote, most insurance companies typically require you to provide the following types of personal information:
Demographic information
Basic information might include your age, gender, credit score, and ZIP code. Insurers use these personal details to assess your risk level, which typically correlates to your car insurance rates. For example: If you’re a teen driver in a big city, you’ll likely pay more than a middle-aged driver in a rural area since insurers consider young drivers to be a higher risk.
Vehicle information
Details about your vehicle, like the make, model, and age, can affect your premiums. Factors like the average cost of repairs, safety features, and theft rates for your particular vehicle all influence your rate.[2]
Coverage level
The amount of coverage you want also has a big effect on your costs. For example, a full-coverage insurance policy generally costs more than a policy that only meets your state’s minimum requirements.
Driver’s license number
Car insurance companies use your driver’s license details to confirm your eligibility to drive legally and to check your driving history for accidents and other traffic violations. A clean record often can help you keep rates lower, as insurance companies see you as a lower risk.
Recent quotes for other Insurify users
Drivers using Insurify have found quotes as cheap as $41/mo for liability only and $83/mo for full coverage.
*Quotes generated for Insurify users within the last 10 days. Last updated on November 21, 2024. Actual quotes may vary based on the policy buyer’s unique driver profile.
Rates shown are real-time Insurify user quotes from 100+ insurance companies and Quadrant Information Services data. Insurify’s algorithm excludes anomalous quotes and anonymizes personal details, then displays refined quotes by price, date, and insurer popularity up to 10 days ago from November 21, 2024. Actual quotes may vary based on the policy buyer’s unique driver profile.
*Quotes generated for Insurify users within the last 10 days. Last updated on November 21, 2024. Actual quotes may vary based on the policy buyer’s unique driver profile.
Rates shown are real-time Insurify user quotes from 100+ insurance companies and Quadrant Information Services data. Insurify’s algorithm excludes anomalous quotes and anonymizes personal details, then displays refined quotes by price, date, and insurer popularity up to 10 days ago from November 21, 2024. Actual quotes may vary based on the policy buyer’s unique driver profile.
How Insurify uses your information
Insurify never uses the information you provide for a quote to spam you or disclose your data to a third party. Instead, Insurify uses the information you provide to help you find affordable auto insurance by comparing quotes across multiple insurance companies.
Insurance companies that require minimal personal information for a quote
If you want to get a car insurance quote without sharing too much personal information, consider getting a quote from one of these insurance companies.
The General
| User Reviews | 3.5 |
|---|---|
| IQ Score The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores. | 7.3 /10 |
| Liability Only Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages. | $112/mo |
| Full Coverage Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible. | $231/mo |
3.5
A solid optionBased on 728 verified guest reviews and ratings
How drivers feel about The General
Drivers appreciate the best rates and good customer service but dislike the high rates and overcharging.
AI-generated from the text of verified reviews collected by Insurify
Best For
High-risk drivers
Robust mobile app
SR-22 insurance
How drivers feel about The General
Drivers appreciate the best rates and good customer service but dislike the high rates and overcharging.
AI-generated from the text of verified reviews collected by Insurify
Best For
High-risk drivers
Robust mobile app
SR-22 insurance
Reviews (409)
Gary
November 7, 2024
Verified Review
Unsatisfactory Service
Getting in touch with a live representative is almost impossible, and when you do, they seem uninformed. I was charged $300 for a policy that provided no coverage. It felt like they were getting paid for doing absolutely nothing.
Jalonda
November 5, 2024
Verified Review
I loved The General. I had them for 3 years. However, I found better rates elsewhere and I'm now paying only half of what The General was offering, so I had to switch. If they had lower rates, I would have stayed with them.
I loved The General. I had them for 3 years. However, I found better rates elsewhere and I'm now paying only half of what The General was offering, so I had to switch. If they had lower rates, I would have stayed with them.
Sheri
November 5, 2024
Verified Review
Would Never Recommend
The customer service was very rude and disinterested when I tried to change my policy. They were extremely unhelpful.
JD Power
J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
NRNAIC Index
Average amount of customer complaints relative to competitors on a 0-5 scale. A lower score represents fewer complaints.
1.69A.M. Best
A.M. Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).
AWhy we picked this company
The General’s quote process takes two minutes or less. You’ll need to provide your ZIP code, type of residence, email address, your name, the name of any other drivers, your date of birth, gender, marital status, details about your vehicle, and your phone number. Plus, The General requires confirmation of insurance within the last five years.
Pros
Competitively priced options for high-risk drivers or those with violations
SR-22 filing available in most states
Cons
Not available in all states
Mixed reviews for customer service
Progressive
| JD Power J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale. | 819 |
|---|---|
| IQ Score The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores. | 8.4 /10 |
| Liability Only Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages. | $98/mo |
| Full Coverage Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible. | $152/mo |
How drivers feel about Progressive
Drivers appreciate the professional service and accident forgiveness but dislike the high prices and frequent rate increases.
AI-generated from the text of verified reviews collected by Insurify
Best For
Competitive rates
Easy buying process
Telematics program
How drivers feel about Progressive
Drivers appreciate the professional service and accident forgiveness but dislike the high prices and frequent rate increases.
AI-generated from the text of verified reviews collected by Insurify
Best For
Competitive rates
Easy buying process
Telematics program
Reviews (5,796)
Elandra
November 20, 2024
Verified Review
I don't even drive 30 miles a month, yet I pay over $200 a month. I have a clean driving record. This company is not good.
I don't even drive 30 miles a month, yet I pay over $200 a month. I have a clean driving record. This company is not good.
Denise
November 20, 2024
Verified Review
Fraudulent Claims Filed
They permitted false claims to be filed, complete with fabricated police report numbers, and treated the client as if the claim was not fraudulently filed.
Steven
November 19, 2024
Verified Review
I'll Stay with Them, No One Can Beat Them!
They are the cheapest I have found!
JD Power
J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
819NAIC Index
Average amount of customer complaints relative to competitors on a 0-5 scale. A lower score represents fewer complaints.
0.82A.M. Best
A.M. Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).
A+Why we picked this company
A quote with Progressive involves providing your ZIP code, driver information, and vehicle details. You’ll also have the option to choose to bundle your car insurance with other types of Progressive insurance, like homeowners insurance.
Pros
Rewards for good drivers
Numerous coverage options and discounts available
Optional coverage for pet injuries
Cons
Much lower-than-average overall customer satisfaction ranking in J.D. Power’s 2023 U.S. Auto Claims Satisfaction Study
Trustpilot rating of 1.1 stars (out of 5) from more than 1,000 reviews
Rates trend higher than rates from many competitors
Travelers
| User Reviews | 4.7 |
|---|---|
| IQ Score The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores. | 9.0 /10 |
| Liability Only Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages. | $89/mo |
| Full Coverage Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible. | $191/mo |
4.7
Best choiceBased on 757 verified guest reviews and ratings
How drivers feel about Travelers
Drivers appreciate the lowest prices, excellent service, and responsive call centers but dislike the rising premiums and poor claims handling.
AI-generated from the text of verified reviews collected by Insurify
Best For
Numerous discounts
Gap insurance
Rideshare coverage
How drivers feel about Travelers
Drivers appreciate the lowest prices, excellent service, and responsive call centers but dislike the rising premiums and poor claims handling.
AI-generated from the text of verified reviews collected by Insurify
Best For
Numerous discounts
Gap insurance
Rideshare coverage
Reviews (389)
Nancy
November 18, 2024
Verified Review
Checking for Better Rate
Really good.
Jim
November 12, 2024
Verified Review
Typical
They were fair but within a month, they raised their premium by over $50.
Kenneth
November 5, 2024
Verified Review
Excellent
Excellent
JD Power
J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
829NAIC Index
Average amount of customer complaints relative to competitors on a 0-5 scale. A lower score represents fewer complaints.
0.94A.M. Best
A.M. Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).
A++Why we picked this company
The Travelers quote process begins with providing your ZIP code and naming any other insurance products you may want to bundle. Then the quote builder requires you to provide your name, address, birthday, vehicle information, and email address.
Pros
Accident forgiveness available
Offers discount for hybrid and electric cars
A++ (Superior) financial strength rating from AM Best
Cons
Rideshare coverage not available in all states
High number of negative customer reviews with the Better Business Bureau
Higher-than-average number of complaints with the National Association of Insurance Commissioners
Car insurance quote without personal information FAQs
If you’re hoping to get an insurance rate without having to provide too much personal information, here’s some additional information to consider.
Can you get car insurance online without talking to someone?
Yes. You can get car insurance online without talking directly to an agent. Many reputable insurance companies offer online quote tools, including GEICO and Progressive. Or, you can choose to use an insurance calculator or online quote-comparison tool.
Is it safe to get insurance quotes online?
It’s safe to get insurance quotes online when using a reputable online quote comparison tool, like Insurify. But to help protect your personal data, try to avoid sites that sell your information to third parties or have a reputation for spamming.
Are car insurance quotes binding?
No. A car insurance quote doesn’t become a binding contract until you accept it and finalize a policy with a payment.
When asking for a car insurance quote, do you need the car’s VIN?
In most cases, you can get an auto insurance quote without providing your car’s VIN. But once you’re ready to purchase the policy, you’ll likely need to provide the VIN.
Can you lie to get cheaper car insurance?
No. Lying about your personal details to get cheaper car insurance is auto insurance fraud, and it could result in the cancellation of your policy or your insurer refusing to pay a claim.
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Sources
- Insurance Information Institute. "What determines the price of an auto insurance policy?."
- National Association of Insurance Commissioners. "A Consumer's Guide to Auto Insurance."
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Sarah SharkeyInsurance Writer
Sarah Sharkey is a personal finance writer who enjoys helping people make savvy financial decisions. She covered insurance and personal finance topics. You can find her work on Business Insider, Money Under 30, Rocket Mortgage, Bankrate, and more. Connect with her on LinkedIn.
Edited bySarah Archambault
Experienced personal finance writer
Background working with banks and insurance companies
Sarah enjoys helping people find smarter ways to spend their money. She covers auto financing, banking, credit cards, credit health, insurance, and personal loans.
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