Cheap Auto Insurance in Casa Grande, Arizona (2024)
Auto-Owners offers the cheapest car insurance in Casa Grande, with minimum-coverage policies as low as $43 per month.
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Written byGeoff Williams
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27+ years writing about personal finance
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Geoff is a freelance personal finance journalist and author. He’s been published in top outlets such as The Wall Street Journal and CNN Money.
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Edited byKatie Powers
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Licensed auto and home insurance agent
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Updated November 21, 2024
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Table of contents
Car insurance costs in Casa Grande are generally lower than rates in other areas of Arizona. The average cost of minimum coverage in Arizona is $92 per month, but in Casa Grande, the average is just $83 per month.
About 20% of Casa Grande’s residents are retirement age, according to U.S. Census Bureau Data[1], which could contribute to the city’s relatively low average monthly rates for car insurance. Casa Grande drivers may be able to save even more on car insurance by comparing quotes from multiple companies.
Quick Facts
Auto-Owners, Mile Auto, and State Farm are the three cheapest car insurance companies for Casa Grande drivers, according to Insurify data.
Full coverage car insurance averages $168 per month in Casa Grande.
Casa Grande had 841 traffic accidents, but just seven fatalities in 2022, according to Arizona Department of Transportation data.
Cheapest car insurance companies in Casa Grande
Many car insurance companies provide quality coverage in Casa Grande, Arizona, but you should choose the auto insurance company that best fits your financial situation and insurance needs. You may find that the cheapest insurer doesn’t offer your desired coverage. Hugo, Auto-Owners, and Mile Auto are three companies worth considering for Casa Grande car insurance. All three offer competitive rates. Hugo and Mile Auto may be especially appealing for residents who don't drive much.
Insurance Company ▲▼ | IQ Score The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores. ▲▼ | Full Coverage ▲▼ | Liability Only ▲▼ | Best For ▲▼ |
|---|---|---|---|---|
| Hugo | 7.0 | N/A | N/A | Drivers with DUIs |
| Auto-Owners | 8.5 | $77 | $46 | Full coverage |
| Mile Auto | 7.5 | $88 | $51 | Pay-per-mile coverage |
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
Our editorial team spent more than 350 hours developing the Insurify Quality (IQ) Score and scoring insurance companies. The IQ Score objectively analyzes and calculates a score for insurers using more than 15 crucial criteria. The team weighted criteria by importance to the consumer — factors such as customer reviews and affordability influence the score more than availability and third-party ratings.
We rate each company on a 1 to 10 scale based on five categories: financial ratings, customer satisfaction, affordability, customer support and transparency, and availability. Insurify updates ratings once a year or as more recent information becomes available.
- Third-party financial ratings: Insurify uses data from AM Best, S&P, Moody’s, and more to compare insurance companies’ credit and ability to pay out future claims.
- Customer satisfaction: To calculate this score, Insurify analyzed more than 28,000 customer reviews across 155 car insurance companies. We also consider third-party ratings from J.D. Power, the National Association of Insurance Commissioners, and Trustpilot.
- Affordability: Our data scientists analyzed more than 90 million real-time auto insurance rates from our partners across the U.S., as well as available discounts, to calculate an affordability score.
- Customer support and transparency: This measures coverage options, ease of claims filing, and the insurer's transparency surrounding discounts, coverages, and claims process.
- Availability and reach: Insurify scores availability and reach by identifying the number of states in which insurers offer coverage and company size by market share.
Cheapest insurance for drivers with a DUI: Hugo
| User Reviews | 4.1 |
|---|---|
| IQ Score The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores. | 7.0 /10 |
| Liability Only Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages. | $174/mo |
4.1
Best choiceBased on 121 verified guest reviews and ratings
How drivers feel about Hugo
Drivers appreciate the excellent prices, flexible payment options, and helpful customer service but dislike the lack of full coverage and difficulty reaching support.
AI-generated from the text of verified reviews collected by Insurify
Best For
Micropayments
No down payments
Fast coverage
How drivers feel about Hugo
Drivers appreciate the excellent prices, flexible payment options, and helpful customer service but dislike the lack of full coverage and difficulty reaching support.
AI-generated from the text of verified reviews collected by Insurify
Best For
Micropayments
No down payments
Fast coverage
Reviews (45)
Javier
November 12, 2024
Verified Purchase
Hugo Insurance is the Best
Hugo was wonderful. We paid for car insurance at a good, low price. It was exactly what we needed to look into. Due to our income, paying for two vehicles for less than $100 is an awesome price. Thank you, Hugo. I recommend others to try it out.
Gabrielle
November 2, 2024
Verified Review
Good
The price is amazing.
Dawn
October 21, 2024
Verified Review
Paying Too Much
It's pretty expensive and they don't really provide much coverage.
JD Power
J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
NRNAIC Index
Average amount of customer complaints relative to competitors on a 0-5 scale. A lower score represents fewer complaints.
NRA.M. Best
A.M. Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).
NRWhy we picked this company
A pay-as-you-drive car insurance company, Hugo provides flexible coverage durations ranging between three days to six months. The company offers a plan that allows you to turn your coverage on and off, so you only pay for insurance on the days you drive. Hugo primarily offers liability insurance, but it does have a policy similar to full coverage as well.
Pros
Flexible, temporary insurance
Drivers can start and stop coverage as needed
Ideal for people who work from home or drive infrequently
Cons
May not be the most affordable option for daily drivers
Limited policy customization options
Only available in 13 states
Cheapest insurance for full-coverage insurance: Auto-Owners
| User Reviews | 4.0 |
|---|---|
| IQ Score The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores. | 8.5 /10 |
| Liability Only Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages. | $43/mo |
| Full Coverage Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible. | $71/mo |
4.0
Best choiceBased on 141 verified guest reviews and ratings
How drivers feel about Auto-Owners
Drivers appreciate the friendly customer service, competitive initial rates, and professional agents but dislike the frequent price increases and complicated claims process.
AI-generated from the text of verified reviews collected by Insurify
Best For
Cheap rates
Senior drivers
Ample discounts
How drivers feel about Auto-Owners
Drivers appreciate the friendly customer service, competitive initial rates, and professional agents but dislike the frequent price increases and complicated claims process.
AI-generated from the text of verified reviews collected by Insurify
Best For
Cheap rates
Senior drivers
Ample discounts
Reviews (89)
Debra
November 3, 2024
Verified Review
Excellent
They keep raising prices.
Scotty
November 2, 2024
Verified Review
They are a bunch of crooks. My policy has increased every single time, and I've only had one small claim.
They are a bunch of crooks. My policy has increased every single time, and I've only had one small claim.
Dana
October 31, 2024
Verified Review
Average
Ask many questions to cover all aspects of the policy.
JD Power
J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
NRNAIC Index
Average amount of customer complaints relative to competitors on a 0-5 scale. A lower score represents fewer complaints.
0.5A.M. Best
A.M. Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).
A++Why we picked this company
With coverage available in 26 states, Auto-Owners provides a full range of auto insurance services and has high marks in claims satisfaction, according to J.D. Power's 2023 U.S. Auto Claims Satisfaction Study. The company provides numerous additional coverage options and 13 advertised insurance discounts to help policyholders save.
Pros
Low rates for most drivers
Low number of customer complaints on the National Association of Insurance Commissioners (NAIC) complaint index
Variety of insurance products eligible for bundling
Cons
Lower-than-average customer satisfaction rating in J.D. Power 2023 U.S. Auto Insurance Study
Quotes only available through an insurance broker
Additional coverage options, such as accident forgiveness, not available
Cheapest insurance for pay-per-mile insurance: Mile Auto
| User Reviews | 4.2 |
|---|---|
| IQ Score The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores. | 7.5 /10 |
| Liability Only Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages. | $47/mo |
| Full Coverage Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible. | $82/mo |
4.2
Best choiceBased on 53 verified guest reviews and ratings
Reviews (29)
Cookie
October 15, 2024
Verified Purchase
Excellent
Low mileage rate.
Tasha
October 10, 2024
Verified Purchase
Not pleased
Don't opt for this insurance if you're on a budget. I was unaware that this was a cost-per-mile insurance. I was never informed about it, and now I'm paying an extra $20 for roadside assistance that I thought was included. I had mentioned to the representative that I couldn't afford expensive insurance, yet the cost has increased.
Thomas
October 8, 2024
Verified Purchase
Mixed Review
Mixed. One representative was confusing and couldn't guide me regarding a text I received which stated my payment, which I had been informed had been processed, had actually gone through. To ensure I was covered, I made the payment. The previous representative had been professional and direct. So, I have a mixed reaction.
JD Power
J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
NRNAIC Index
Average amount of customer complaints relative to competitors on a 0-5 scale. A lower score represents fewer complaints.
NRA.M. Best
A.M. Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).
NRWhy we picked this company
Mile Auto’s pay-per-mile service is a good option if you work from home or have a hybrid work situation. The company’s individual base rates are based on standard insurance variables such as driving history, age, and location. At the end of every month, policyholders submit their miles driven and Mile Auto calculates what they owe. Mile Auto is only available in nine states, though, so if you move out of Arizona, you might not be able to keep Mile as your insurer.
Pros
Low rates for drivers with low mileage
Legal minimum coverage provided with optional additions
No use of vehicle tracking devices
Cons
Discounts not available
Only sells car insurance
Only available in nine states
How to get the cheapest car insurance in Casa Grande
Cheap insurance rates depend on a number of factors, such as a person’s driving history, insurer, and amount of coverage. People looking for cheap rates may want to try the following strategies, recommends Loretta Worters, vice president of media relations at the Insurance Information Institute.
Ask your insurer for a higher deductible. “For example, increasing your deductible from $200 to $500 could reduce your collision and comprehensive coverage cost by 15% to 30%,” Worters says. “Going to a $1,000 deductible can save you 40 % or more.” But before choosing a higher deductible, be sure you have enough money set aside to pay it if you have a claim, Worters advises.
Consider dropping coverage. You can decide to drop collision and/or comprehensive coverages on older cars if you don’t need extra protection. “In today’s environment, however, older cars are holding their value a lot longer,” says Worters. “So check with Kelley Blue Book or a bank to determine the car’s value. Typically, if your car is worth less than 10 times the premium, purchasing the coverage may not be cost-effective.”
Ask your insurer about available discounts. Bundling policies can help bring down rates. “Typically, [your insurer] will reduce rates if you have more than one vehicle or have two or more types of insurance,” says Worters.
Cheapest liability-only car insurance in Casa Grande: Auto-Owners
If you cause an accident, liability-only car insurance will cover the resulting damage to another person’s car or medical costs for accident-related injuries of the other driver and passengers.[2] Your liability coverage won’t cover any of your injuries or vehicle damage. Most states require drivers to carry at least a minimum amount of liability coverage.
The below rates are estimated rates current as of: Friday, November 1 at 12:00 PM PDT.
Insurance Company ▲▼ | Average Monthly Quote ▲▼ |
|---|---|
| Auto-Owners | $43 |
| Mile Auto | $47 |
| State Farm | $53 |
| GEICO | $54 |
| USAA | $58 |
| Metromile | $70 |
| Root | $72 |
| Sun Coast | $74 |
| National General | $78 |
| Allstate | $88 |
| Travelers | $91 |
| Progressive | $92 |
| Mercury | $94 |
| Safeco | $95 |
| Dairyland | $98 |
| Direct Auto | $101 |
| American Family | $103 |
| COUNTRY Financial | $103 |
| Clearcover | $105 |
| The Hartford | $106 |
| Farmers | $107 |
| The General | $108 |
| Nationwide | $119 |
| Bristol West | $119 |
| GAINSCO | $120 |
| Commonwealth Casualty | $148 |
| AssuranceAmerica | $150 |
| Liberty Mutual | $157 |
| Foremost | $195 |
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.
Cheapest full-coverage car insurance in Casa Grande: Auto-Owners
Full-coverage car insurance — which consists of collision and comprehensive, as well as liability — covers the cost of your vehicle damage and medical expenses, as well as damage to the vehicle you were in an accident with. Collision coverage kicks in to pay for damages to your car from an accident, while comprehensive covers damage to your car caused by something other than an accident.
The below rates are estimated rates current as of: Friday, November 1 at 12:00 PM PDT.
Insurance Company ▲▼ | Average Monthly Quote ▲▼ |
|---|---|
| Auto-Owners | $71 |
| Mile Auto | $82 |
| State Farm | $88 |
| GEICO | $91 |
| USAA | $98 |
| Root | $113 |
| Metromile | $118 |
| Safeco | $141 |
| Sun Coast | $146 |
| Allstate | $146 |
| Travelers | $152 |
| Mercury | $160 |
| Progressive | $164 |
| COUNTRY Financial | $171 |
| American Family | $173 |
| Clearcover | $176 |
| The Hartford | $177 |
| Farmers | $179 |
| National General | $183 |
| Nationwide | $199 |
| Direct Auto | $218 |
| Bristol West | $231 |
| Liberty Mutual | $236 |
| Dairyland | $248 |
| The General | $251 |
| AssuranceAmerica | $266 |
| GAINSCO | $276 |
| Foremost | $355 |
| Commonwealth Casualty | $361 |
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.
Cheapest recent rates near Casa Grande, Arizona
Recent Casa Grande, Arizona car insurance prices for Buick, Honda, Ford , and more.
*Quotes generated for Insurify users in and around Casa Grande, Arizona within the last 10 days. Last updated on November 21, 2024
Rates shown are real-time Insurify user quotes from 100+ insurance companies and Quadrant Information Services data. Insurify’s algorithm excludes anomalous quotes and anonymizes personal details, then displays refined quotes by price, date, and insurer popularity up to 10 days ago from November 21, 2024. Actual quotes may vary based on the policy buyer’s unique driver profile.
*Quotes generated for Insurify users in and around Casa Grande, Arizona within the last 10 days. Last updated on November 21, 2024
Rates shown are real-time Insurify user quotes from 100+ insurance companies and Quadrant Information Services data. Insurify’s algorithm excludes anomalous quotes and anonymizes personal details, then displays refined quotes by price, date, and insurer popularity up to 10 days ago from November 21, 2024. Actual quotes may vary based on the policy buyer’s unique driver profile.
Car insurance requirements in Arizona
Arizona law requires drivers to carry a minimum amount of car insurance to legally drive. Every motor vehicle that travels on roads in the state must at least have bodily injury and property damage liability coverage through a company authorized to do business in Arizona.[3]
If the authorities catch you operating a vehicle without the proper insurance, you could have your vehicle registration or license suspended.
Coverage ▲▼ | Minimum Requirements ▲▼ |
|---|---|
| Bodily injury liability | $25,000 per person and $50,000 per accident |
| Property damage liability | $15,000 per accident |
Though not required, you may want to purchase one of the following optional car insurance coverages:
Uninsured/underinsured motorist coverage (UM/UIM)
Arizona recommends $25,000 per person and $50,000 per accident in UM/UIM bodily injury coverage to provide protection in the event of an accident with an uninsured or underinsured driver.
Collision coverage
This covers damages to your vehicle following a collision with another vehicle or object.
Comprehensive coverage
Non-collision incidents caused by natural disaster, falling objects, riots, fire, and more are covered under comprehensive coverage.[4]
Cheapest car insurance for drivers with an incident
When a motorist has an incident on the road — such as an at-fault accident, speeding ticket, or a DUI — they usually earn higher auto premiums. Auto insurers view incidents as a sign that the driver is risky to insure, and the riskiest drivers generally receive higher premiums than non-risky drivers.[5]
In Casa Grande, someone with a clean record might pay $83 per month on average for liability insurance, but a driver with incidents on their motor vehicle record could pay $105 for the same coverage.
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Cheapest car insurance for drivers with a speeding ticket: Auto-Owners
Speeding was a factor in about 14% of all fatal accidents in Arizona in 2022.[6] Because speeding increases the risk of getting into an accident, insurers view people with speeding tickets as riskier to insure, and charge them more accordingly.
In Casa Grande, the average cost of car insurance for people with speeding tickets is $114 per month for liability-only coverage and $231 for full coverage. The following table shows monthly liability-only quotes for Casa Grande drivers with speeding tickets.
The below rates are estimated rates current as of: Friday, November 1 at 12:00 PM PDT.
Insurance Company ▲▼ | Clean Record ▲▼ | With Ticket ▲▼ |
|---|---|---|
| Auto-Owners | $43 | $56 |
| Mile Auto | $47 | $61 |
| State Farm | $53 | $67 |
| GEICO | $54 | $69 |
| USAA | $58 | $75 |
| Metromile | $70 | $95 |
| Root | $72 | $99 |
| Sun Coast | $74 | $102 |
| National General | $78 | $101 |
| Allstate | $88 | $113 |
| Travelers | $91 | $118 |
| Progressive | $92 | $118 |
| Mercury | $94 | $130 |
| Safeco | $95 | $124 |
| Dairyland | $98 | $126 |
| Direct Auto | $101 | $130 |
| American Family | $103 | $133 |
| COUNTRY Financial | $103 | $137 |
| Clearcover | $105 | $136 |
| The Hartford | $106 | $151 |
| Farmers | $107 | $137 |
| The General | $108 | $142 |
| Nationwide | $119 | $155 |
| Bristol West | $119 | $154 |
| GAINSCO | $120 | $166 |
| Commonwealth Casualty | $148 | $205 |
| AssuranceAmerica | $150 | $193 |
| Liberty Mutual | $157 | $217 |
| Foremost | $195 | $270 |
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.
Cheapest car insurance for drivers with an at-fault accident: Auto-Owners
Casa Grande had the highest number of accidents of any Pinal County municipality in 2022, according to Arizona DOT data. Because an at-fault accident may require an insurer to pay claims for the other driver's vehicle and injuries, and for your vehicle damage if you have full coverage, car insurance rates typically increase after an at-fault accident.
Casa Grande drivers with accidents on their driving records see average car insurance rates of $236 per month for full coverage and $116 for minimum coverage.
The below rates are estimated rates current as of: Friday, November 1 at 12:00 PM PDT.
Insurance Company ▲▼ | Clean Record ▲▼ | With Accident ▲▼ |
|---|---|---|
| Auto-Owners | $43 | $58 |
| Mile Auto | $47 | $64 |
| State Farm | $53 | $70 |
| GEICO | $54 | $72 |
| USAA | $58 | $78 |
| Metromile | $70 | $99 |
| Root | $72 | $103 |
| Sun Coast | $74 | $104 |
| National General | $78 | $104 |
| Allstate | $88 | $118 |
| Travelers | $91 | $123 |
| Progressive | $92 | $124 |
| Mercury | $94 | $135 |
| Safeco | $95 | $126 |
| Dairyland | $98 | $130 |
| Direct Auto | $101 | $138 |
| American Family | $103 | $138 |
| COUNTRY Financial | $103 | $144 |
| Clearcover | $105 | $151 |
| The Hartford | $106 | $157 |
| Farmers | $107 | $143 |
| The General | $108 | $147 |
| Nationwide | $119 | $161 |
| Bristol West | $119 | $159 |
| GAINSCO | $120 | $154 |
| Commonwealth Casualty | $148 | $194 |
| AssuranceAmerica | $150 | $196 |
| Liberty Mutual | $157 | $224 |
| Foremost | $195 | $278 |
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.
Cheapest car insurance for drivers with a DUI: Auto-Owners
If you have a DUI on your record, you can expect your rates to increase considerably. Insurify data shows that a DUI can increase your insurance premium nearly 100%. On average, Casa Grande drivers with a DUI have auto insurance premiums of $133 per month for liability-only coverage and $269 for full coverage.
The below rates are estimated rates current as of: Friday, November 1 at 12:00 PM PDT.
Insurance Company ▲▼ | Clean Record ▲▼ | With DUI ▲▼ |
|---|---|---|
| Auto-Owners | $43 | $70 |
| Mile Auto | $47 | $76 |
| State Farm | $53 | $86 |
| GEICO | $54 | $88 |
| USAA | $58 | $94 |
| Metromile | $70 | $114 |
| Root | $72 | $105 |
| Sun Coast | $74 | $119 |
| National General | $78 | $127 |
| Allstate | $88 | $143 |
| Travelers | $91 | $148 |
| Progressive | $92 | $150 |
| Mercury | $94 | $141 |
| Safeco | $95 | $143 |
| Dairyland | $98 | $159 |
| Direct Auto | $101 | $164 |
| American Family | $103 | $167 |
| COUNTRY Financial | $103 | $167 |
| Clearcover | $105 | $171 |
| The Hartford | $106 | $159 |
| Farmers | $107 | $174 |
| The General | $108 | $176 |
| Nationwide | $119 | $193 |
| Bristol West | $119 | $193 |
| GAINSCO | $120 | $195 |
| Commonwealth Casualty | $148 | $241 |
| AssuranceAmerica | $150 | $244 |
| Liberty Mutual | $157 | $255 |
| Foremost | $195 | $317 |
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.
Cheapest car insurance for seniors: Auto-Owners
Among many factors, a driver's age affects auto insurance premiums. Rates often decrease around age 35, but they start increasing again when people reach the age of 70. Age-related changes in vision, coordination, and mobility can put senior drivers at higher risk of accidents.
The average monthly cost of car insurance for senior drivers in Casa Grande is $62 for liability-only policies and $126 for full coverage.
The below rates are estimated rates current as of: Friday, November 1 at 12:00 PM PDT.
Insurance Company ▲▼ | Liability Only ▲▼ | Full Coverage ▲▼ |
|---|---|---|
| Auto-Owners | $32 | $53 |
| Mile Auto | $34 | $59 |
| State Farm | $39 | $65 |
| GEICO | $41 | $69 |
| USAA | $44 | $74 |
| Metromile | $54 | $91 |
| Sun Coast | $55 | $109 |
| National General | $57 | $133 |
| Root | $58 | $90 |
| Progressive | $63 | $112 |
| Allstate | $67 | $111 |
| Travelers | $68 | $113 |
| Mercury | $71 | $120 |
| The Hartford | $71 | $119 |
| Dairyland | $74 | $188 |
| Direct Auto | $75 | $161 |
| Safeco | $77 | $115 |
| American Family | $77 | $129 |
| COUNTRY Financial | $79 | $131 |
| Farmers | $79 | $133 |
| The General | $83 | $194 |
| Nationwide | $84 | $141 |
| Clearcover | $86 | $144 |
| Bristol West | $91 | $176 |
| GAINSCO | $96 | $220 |
| AssuranceAmerica | $107 | $190 |
| Commonwealth Casualty | $112 | $274 |
| Liberty Mutual | $125 | $189 |
| Foremost | $148 | $270 |
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.
Cheapest car insurance for teens: Auto-Owners
Nearly 7% of driver fatalities in Arizona in 2022 were drivers 19 or younger, according to DOT data. Teenagers lack of experience and tendency toward more risky driving behaviors like speeding or distracted driving put them at higher risk of being in an accident. This is why insurers generally charge higher premiums for this age group. Fortunately, teens have ways to shave some money off of higher rates.
Staying on your parents’ insurance plan, driving a safe vehicle model, and reporting high grades to your insurer for a good student discount can all lower your premiums. In Casa Grande, car insurance for teens on their own policies averages $173 per month for minimum coverage and $351 for full coverage.
The below rates are estimated rates current as of: Friday, November 1 at 12:00 PM PDT.
Insurance Company ▲▼ | Liability Only ▲▼ | Full Coverage ▲▼ |
|---|---|---|
| Auto-Owners | $81 | $133 |
| GEICO | $97 | $163 |
| Mile Auto | $100 | $175 |
| State Farm | $101 | $168 |
| USAA | $109 | $183 |
| Root | $121 | $191 |
| Metromile | $129 | $217 |
| Sun Coast | $155 | $305 |
| COUNTRY Financial | $168 | $279 |
| National General | $169 | $396 |
| Allstate | $174 | $289 |
| Dairyland | $177 | $448 |
| Progressive | $179 | $320 |
| Travelers | $183 | $305 |
| Mercury | $185 | $314 |
| The General | $192 | $447 |
| American Family | $198 | $333 |
| Safeco | $202 | $299 |
| Direct Auto | $204 | $441 |
| Farmers | $208 | $348 |
| Clearcover | $214 | $358 |
| The Hartford | $221 | $369 |
| Bristol West | $224 | $434 |
| GAINSCO | $231 | $530 |
| Nationwide | $231 | $386 |
| Commonwealth Casualty | $285 | $694 |
| Liberty Mutual | $300 | $451 |
| AssuranceAmerica | $305 | $541 |
| Foremost | $385 | $700 |
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.
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Casa Grande car insurance quotes by credit tier
In many states, including Arizona, insurers can legally use a consumer’s credit history as a basis for raising or lowering insurance premiums. If you have an excellent or good credit score, you’ll probably have lower rates than drivers with poor credit scores. The table below shows how your credit tier may affect your average monthly insurance premiums if you live in Casa Grande, Arizona.
Rates by Credit Tier
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
Is car insurance more expensive in Casa Grande?
The average cost of car insurance in Casa Grande is $83 per month for liability-only coverage and $168 for full coverage. Those averages are lower than Arizona state-level averages of $92 for liability insurance and $180 for full coverage.
A city’s location in a state will often play a part in the price of an insurance premium. For instance, in a crowded city with a lot of cars, a driver might pay more than a driver in a small town with far fewer vehicles.
More cities in Arizona
See how car insurance in Casa Grande compares to other cities in Arizona in the table below.
City ▲▼ | Full Coverage ▲▼ | Liability Only ▲▼ |
|---|---|---|
| Chandler | $177 | $95 |
| Flagstaff | $133 | $69 |
| Glendale | $215 | $120 |
| Mesa | $181 | $101 |
| Phoenix | $216 | $116 |
| Scottsdale | $180 | $98 |
| Tempe | $196 | $105 |
| Tucson | $166 | $88 |
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
Casa Grande car insurance FAQs
Finding auto coverage can feel overwhelming, especially in such a crowded insurance market. The information below should help you navigate the insurance-buying process in Casa Grande.
How much is car insurance in Casa Grande?
On average, Casa Grande drivers pay $168 per month for full coverage and $83 per month for liability-only car insurance. Your actual rate may be higher or lower than the average in your community based on individual factors like your age, gender, and driving history.
Who has the cheapest car insurance in Casa Grande?
Casa Grande drivers generally find the cheapest rates from Auto-Owners. Its liability-only policies start at $43 per month. Mile Auto and State Farm are the city's second- and third-cheapest insurers, with minimum-coverage rates as low as $47 and $53, respectively.
What are the best car insurance companies in Casa Grande?
Many good car insurance companies provide coverage in Casa Grande. Hugo, Auto-Owners, and Mile Auto are among the best due to their comparatively low monthly rates, and flexible coverage options.
What factors affect the cost of car insurance in Casa Grande?
Your car insurance premium depends on your driving record, age, vehicle type, credit history, chosen coverage, and more. Location-based factors like regular weather patterns, crime rates, accident rates, and population density also affect your premiums.
In Arizona, around 11.8% of drivers are uninsured, which also may affect how insurers assess risk in your area.[7]
How much car insurance do you need in Arizona?
Arizona drivers need to carry $25,000 per person and $50,000 per accident in bodily injury liability and $15,000 per accident in property damage liability to drive in the state.
Insurify Insights
How Casa Grande Drivers Measure Up
While most drivers know that car insurance quotes are determined in part by your personal driving history, many may be unaware that rates are also impacted by the average risk of the drivers around you as well. Check out Insurify's latest analysis of driving records in Casa Grande, Arizona below:
Methodology
Drawing from an internal database of over 4 million car insurance applications, the research team at Insurify analyzes patterns in car ownership and driver behavior - including how Casa Grande drivers measure up to their fellow motorists across Arizona in areas including speeding, DUIs, and more.
Insurify Insights publishes data-driven articles, trend analyses, and national rankings each week on all factors related to cars and those who drive them.
Ford F-Series Pickup
Most Popular Car in Casa Grande
#5
City with the Most Speeding Tickets Rank in Arizona
#14
City with the Most Moving Violations Rank in Arizona
#11
City with the Most DUIs Rank in Arizona
#14
City with the Most Suspended Licenses in Arizona
While car accidents are a sadly unavoidable feature of time spent on the road, rates of accidents do vary from city to city and from state to state. Casa Grande drivers rank 26 in the number of car accidents per driver across all cities in Arizona.
- Rank within state: #26
- Percent of drivers in Casa Grande with an accident: 8.4%
While driving while intoxicated is never acceptable, it’s a more common offense than many assume. Casa Grande drivers rank 11 in the number of DUI’s per driver across all cities in Arizona.
- Rank within state: #11
- Percent of drivers in Casa Grande with a DUI: 2.4%
Reckless driving refers to a specific traffic violation: when drivers willfully act dangerously in spite of the risks they’re imposing on both themselves and others. Among all cities in Arizona, Casa Grande drivers rank 21 in the number of reckless driving offenses per driver.
- Rank within state: #21
- Percent of drivers in Casa Grande with a reckless driving offense: 1.3%
The Insurify team classifies rude drivers as those who commit the following driving offenses: failure to yield or failure to stop, improper backing, passing where prohibited, tailgating, street racing, or hit-and-runs. Among all cities in Arizona, Casa Grande drivers rank 27 in rude driving infractions.
- Rank within state: #27
- Percent of drivers in Casa Grande with a reckless driving violation: 1.3%
Exceeding the speed limit can endanger others and leave a permanent stain on your driving record. When compared to other cities in Arizona, Casa Grande drivers rank 5 in the number of speeding infractions per driver.
- Rank within state: #5
- Percent of drivers in Casa Grande with a speeding ticket: 10.6%
Having a squeaky-clean driving record is an accomplishment to be proud of. Some cities have safer drivers than others; Casa Grande drivers rank 40 in clean driving records across all cities in Arizona.
- Rank within state: #40
- Percent of drivers in Casa Grande with clean record: 79.5%
As auto manufacturers increasingly turn towards producing greener car models, more and more motorists are embracing hybrids and EV’s. Casa Grande drivers rank 28 in hybrid and electric vehicle ownership across all cities in Arizona.
- Rank within state: #28
- Percent of drivers in Casa Grande with a hybrid/electric vehicle: 0.89%
Insurify Insights
Insurify's team of data scientists and content specialists presents Insurify Insights, a series of automotive, home, and health studies focusing on the topics that impact us all. through expert analysis of over 4 million car insurance applications and an array of top data sources, the Insurify Insights team produces new data-driven articles, trend analyses, regional superlatives, and national rankings every week. See Insurify Insights as featured in Forbes, Fox News, USA Today, NPR, and more.
Methodology
Insurify data scientists analyzed more than 90 million quotes served to car insurance applicants in Insurify’s proprietary database to calculate the premium averages displayed on this page. These premiums are real quotes that come directly from Insurify’s 50+ partner insurance companies in all 50 states and Washington, D.C. Quote averages represent the median price for a quote across the given coverage level, driver subset, and geographic area.
Unless otherwise specified, quoted rates reflect the average cost for drivers between 20 and 70 years old with a clean driving record and average or better credit (a credit score of 600 or higher).
Liability-only premium averages correspond to policies with the following coverage limits:
- Bodily injury limits between state-minimum rates and $50,000 per person, $100,000 per accident
- Property damage limits between $10,000 and $50,000
- No additional coverage
- Comprehensive coverage with a $1,000 deductible
- Collision coverage with a $1,000 deductible
Quotes for Allstate, Farmers, GEICO, State Farm, and USAA are estimates based on Quadrant Information Services’ database of auto insurance rates.
Related articles
More cities in Arizona
Sources
- U.S. Census Bureau. "Quick Facts Casa Grande city, Arizona."
- Insurance Information Institute. "Auto insurance basics—understanding your coverage."
- Arizona Department of Insurance and Financial Institutions. "Minimum Coverage Required for Arizona Drivers."
- Insurance Information Institute. "What is covered by collision and comprehensive auto insurance?."
- Insurance Information Institute. "What determines the price of an auto insurance policy?."
- Arizona Department of Transportation. "2022 Crash Facts."
- Insurance Information Institute. "Facts + Statistics: Uninsured motorists."
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Geoff Williams
Geoff Williams is a freelance journalist who has written personal finance articles for most of his career and for numerous publications, including U.S. News & World Report, The Wall Street Journal, Bankrate, CNNMoney.com and Forbes.com. He is also the author of several books, including “C.C. Pyle’s Amazing Foot Race” and “Washed Away,” and writes a classic TV blog called “The TV Professor.”
Licensed auto and home insurance agent
3+ years experience in insurance and personal finance editing
Katie uses her knowledge and expertise as a licensed property and casualty agent in Massachusetts to help readers understand the complexities of insurance shopping.
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