Cheap Auto Insurance in Glendale, Arizona (2024)
Auto-Owners offers the cheapest car insurance in Glendale, with minimum-coverage rates starting at $57 per month.
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Written byChoncé Maddox
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Choncé was a licensed life insurance agent before becoming a freelance personal finance writer. She’s passionate about helping people learn to protect themselves with insurance.
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Updated November 21, 2024
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Table of contents
Located less than 30 minutes northwest of Phoenix and two hours south of Sedona, Glendale, Arizona, is known for its sports and shopping districts and is home to more than 250,000 people. The city's size and high population density – more than 4,000 residents per square mile[1]– are factors in its higher car insurance costs. Densely populated areas typically have more vehicles on the road, and traffic congestion can lead to higher accident rates.
Glendale liability-only policies average $120 per month and full-coverage policies average $215 per month, compared to the Arizona state averages of $92 and $180. But it’s possible to find lower rates when you compare car insurance rates from multiple companies.
While finding the cheapest insurance option will depend on your personal situation, here’s what to look for as you begin your search for new insurance in Glendale.
Quick Facts
Arizona is an at-fault state, meaning you may be able to seek legal compensation if you’re involved in an accident caused by the other party.
Car insurance in Glendale is more expensive than in other Arizona cities, but you still have several ways to save.
Some of the best insurers for cheaper rates in Glendale include Auto-Owners, Mile Auto, and State Farm.
Best car insurance companies in Glendale
Choosing the right car insurance company for you depends on a variety of factors, such as your driving history, age, credit, and coverage needs. When considering different insurance companies, it’s also important to assess the company’s reputation for providing dependable coverage, customer service, and claims handling.
To begin your search, here’s a look at some of the best insurance companies operating in the Glendale area.
Insurance Company ▲▼ | IQ Score The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores. ▲▼ | Full Coverage ▲▼ | Liability Only ▲▼ | Best For ▲▼ |
|---|---|---|---|---|
| Mile Auto | 7.5 | $88 | $51 | Low-mileage drivers |
| Bristol West | 5.2 | $249 | $127 | Drivers with DUIs |
| Auto-Owners | 8.5 | $77 | $46 | Young drivers |
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.
Our editorial team spent more than 350 hours developing the Insurify Quality (IQ) Score and scoring insurance companies. The IQ Score objectively analyzes and calculates a score for insurers using more than 15 crucial criteria. The team weighted criteria by importance to the consumer — factors such as customer reviews and affordability influence the score more than availability and third-party ratings.
We rate each company on a 1 to 10 scale based on five categories: financial ratings, customer satisfaction, affordability, customer support and transparency, and availability. Insurify updates ratings once a year or as more recent information becomes available.
- Third-party financial ratings: Insurify uses data from AM Best, S&P, Moody’s, and more to compare insurance companies’ credit and ability to pay out future claims.
- Customer satisfaction: To calculate this score, Insurify analyzed more than 28,000 customer reviews across 155 car insurance companies. We also consider third-party ratings from J.D. Power, the National Association of Insurance Commissioners, and Trustpilot.
- Affordability: Our data scientists analyzed more than 90 million real-time auto insurance rates from our partners across the U.S., as well as available discounts, to calculate an affordability score.
- Customer support and transparency: This measures coverage options, ease of claims filing, and the insurer's transparency surrounding discounts, coverages, and claims process.
- Availability and reach: Insurify scores availability and reach by identifying the number of states in which insurers offer coverage and company size by market share.
Best insurer for low-mileage drivers: Mile Auto
| User Reviews | 4.2 |
|---|---|
| IQ Score The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores. | 7.5 /10 |
| Liability Only Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages. | $63/mo |
| Full Coverage Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible. | $109/mo |
4.2
Best choiceBased on 53 verified guest reviews and ratings
Reviews (29)
Cookie
October 15, 2024
Verified Purchase
Excellent
Low mileage rate.
Tasha
October 10, 2024
Verified Purchase
Not pleased
Don't opt for this insurance if you're on a budget. I was unaware that this was a cost-per-mile insurance. I was never informed about it, and now I'm paying an extra $20 for roadside assistance that I thought was included. I had mentioned to the representative that I couldn't afford expensive insurance, yet the cost has increased.
Thomas
October 8, 2024
Verified Purchase
Mixed Review
Mixed. One representative was confusing and couldn't guide me regarding a text I received which stated my payment, which I had been informed had been processed, had actually gone through. To ensure I was covered, I made the payment. The previous representative had been professional and direct. So, I have a mixed reaction.
JD Power
J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
NRNAIC Index
Average amount of customer complaints relative to competitors on a 0-5 scale. A lower score represents fewer complaints.
NRA.M. Best
A.M. Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).
NRWhy we picked this company
Mile Auto bases your car insurance rate on how many miles you drive, giving you more control over your insurance costs. While Mile Auto requires drivers to report mileage, it asks for a photo of your odometer rather than tracking your driving with a telematics device. Your rate includes a base rate plus the rate for miles driven.
Pros
Cheap rates based on how often you drive
Offers storage insurance to cover your vehicle when it’s not being driven
Cons
Must send a photo of odometer each month
Must stay under a certain annual mileage to maintain insurance coverage
Best insurer for drivers with a DUI: Bristol West
| User Reviews | 3.2 |
|---|---|
| IQ Score The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores. | 5.2 /10 |
| Liability Only Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages. | $158/mo |
| Full Coverage Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible. | $308/mo |
3.2
A solid optionBased on 296 verified guest reviews and ratings
How drivers feel about Bristol West
Drivers appreciate the good rates and fast service but dislike the frequent price increases and difficulty in contacting customer support.
AI-generated from the text of verified reviews collected by Insurify
Best For
High-risk drivers
Drivers who've had a lapse in coverage
Rideshare coverage
How drivers feel about Bristol West
Drivers appreciate the good rates and fast service but dislike the frequent price increases and difficulty in contacting customer support.
AI-generated from the text of verified reviews collected by Insurify
Best For
High-risk drivers
Drivers who've had a lapse in coverage
Rideshare coverage
Reviews (147)
Misty
November 18, 2024
Verified Review
Limited Budget, Perfect Driving Record Yet My Bill Went Up
I've always paid around $48 to $52 a month for basic liability, which is within my budget. I never had any issues with Bristol West until October 2024 when they took $100 out of my account. In September, a month earlier, I paid $49. Then in November 2024, my premium was at $74. I'm on a very limited budget and only get one check a month. I have never had an accident or gotten any tickets ever! I told my agent I simply can't afford much and she reassured me that because my credit is excellent and I have an excellent driving record, my policy will stay the same.
Dwayne
November 7, 2024
Verified Review
Sudden increase in monthly payments
For my 2004 car, I was paying $252 a month, which was a sudden increase from $191. State Farm seems to be a better option, so it might be worth shopping around.
Reginald
November 4, 2024
Verified Review
Comparable to Well-Known Brands
It's not as recognized as Farmer's or other well-known brands, but it performs similarly.
JD Power
J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
NRNAIC Index
Average amount of customer complaints relative to competitors on a 0-5 scale. A lower score represents fewer complaints.
1.8A.M. Best
A.M. Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).
AWhy we picked this company
A regional insurance company owned by Farmers Insurance, Bristol West specializes in writing policies for difficult-to-insure drivers, like those who have a DUI on their record or have a lapse in coverage. It also offers optional coverages, like rideshare insurance and rental car coverage.
Pros
Provides coverage for difficult-to-insure drivers
Optional rideshare coverage available
Cons
High rates for drivers with violations
No advertised coverage discount options on its website
Best insurer for young drivers: Auto-Owners
| User Reviews | 4.0 |
|---|---|
| IQ Score The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores. | 8.5 /10 |
| Liability Only Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages. | $57/mo |
| Full Coverage Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible. | $95/mo |
4.0
Best choiceBased on 141 verified guest reviews and ratings
How drivers feel about Auto-Owners
Drivers appreciate the friendly customer service, competitive initial rates, and professional agents but dislike the frequent price increases and complicated claims process.
AI-generated from the text of verified reviews collected by Insurify
Best For
Cheap rates
Senior drivers
Ample discounts
How drivers feel about Auto-Owners
Drivers appreciate the friendly customer service, competitive initial rates, and professional agents but dislike the frequent price increases and complicated claims process.
AI-generated from the text of verified reviews collected by Insurify
Best For
Cheap rates
Senior drivers
Ample discounts
Reviews (89)
Debra
November 3, 2024
Verified Review
Excellent
They keep raising prices.
Scotty
November 2, 2024
Verified Review
They are a bunch of crooks. My policy has increased every single time, and I've only had one small claim.
They are a bunch of crooks. My policy has increased every single time, and I've only had one small claim.
Dana
October 31, 2024
Verified Review
Average
Ask many questions to cover all aspects of the policy.
JD Power
J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
NRNAIC Index
Average amount of customer complaints relative to competitors on a 0-5 scale. A lower score represents fewer complaints.
0.5A.M. Best
A.M. Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).
A++Why we picked this company
Auto-Owners Insurance has been around since 1916 and offers several insurance products. Young drivers can save up to 20% by maintaining a B average or higher with the company’s good student discount. This insurer also offers a teen driver monitoring discount to reward good young drivers after monitoring their driving habits.
Pros
Available discount options for teens and young drivers
Gap coverage and roadside assistance available
Cons
Quotes not available online
Student away discount only available for students attending school 100 miles away or more
How to get the cheapest car insurance in Glendale
Getting the cheapest auto insurance policy for the best coverage in Glendale will depend on several factors, including your driving history, age, ZIP code, and the type of coverage you need.
No matter your specific circumstances, the following tips can help you reduce your car insurance expense:
Maintain a clean driving record. Your driving record significantly affects your car insurance rates. To keep a clean driving record, follow traffic rules, avoid distractions while driving, and maintain a safe distance from other vehicles on the road.
Ask about discounts. Car insurers offer various discounts, from bundling auto insurance with renters insurance to enrolling in a defensive driver course or getting good grades in college. Ask about which discounts you might qualify for to help you save on your premium.
Check insurance costs when buying a car. If you’re planning to purchase a car, it’s essential to check the insurance costs before making a final decision. Some cars cost more to insure than others, depending on their make, model, and safety features. So, before purchasing check with your insurance company to get an idea of how much your insurance premium will be. If the cost of insurance is higher than what you expected, you might want to reconsider your choices.
Shop around and compare rates. Shopping around to compare different rates can help ensure you’re getting the best price for the coverage you need. You can get a free insurance quote from an insurance agent or consider using online tools to help you compare insurance options.
Cheapest liability-only car insurance in Glendale: Auto-Owners
Liability car insurance is also called minimum-coverage insurance because it only covers the medical and property damage the other party sustains in an accident you cause. While you won’t receive any coverage for your vehicle, liability may be worth considering if you’re only interested in coverage that meets the state’s minimum requirements.
Liability insurance may also make sense if you drive an older vehicle that wouldn’t be financially difficult to replace.
On average, Glendale drivers pay $1,442 annually for liability-only coverage. Here are some of the cheapest liability-only car insurance rates in Glendale.
The below rates are estimated rates current as of: Friday, November 1 at 12:00 PM PDT.
Insurance Company ▲▼ | Average Monthly Quote ▲▼ |
|---|---|
| Auto-Owners | $57 |
| Mile Auto | $63 |
| State Farm | $70 |
| GEICO | $72 |
| USAA | $78 |
| Metromile | $94 |
| Root | $96 |
| Sun Coast | $99 |
| National General | $104 |
| Allstate | $117 |
| Travelers | $121 |
| Progressive | $122 |
| Mercury | $125 |
| Safeco | $127 |
| Dairyland | $131 |
| Direct Auto | $135 |
| American Family | $137 |
| COUNTRY Financial | $137 |
| Clearcover | $140 |
| The Hartford | $141 |
| Farmers | $142 |
| The General | $145 |
| Bristol West | $158 |
| Nationwide | $158 |
| GAINSCO | $159 |
| Commonwealth Casualty | $198 |
| AssuranceAmerica | $200 |
| Liberty Mutual | $209 |
| Foremost | $261 |
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.
Cheapest full-coverage car insurance in Glendale: Auto-Owners
Full-coverage car insurance includes liability but also extends coverage to your vehicle and your medical costs after an accident. If you have a car loan or lease a vehicle, your lender may require you to have full-coverage insurance, since this can save both you and the lender money if you’re in an accident that causes significant damage to the car.
Full-coverage insurance costs more than liability coverage, but it can help you avoid paying out of pocket for serious car repairs and medical bills.
The average annual cost of full coverage in Glendale is $2,585. Here are some of the cheapest full-coverage car insurance rates in Glendale.
The below rates are estimated rates current as of: Friday, November 1 at 12:00 PM PDT.
Insurance Company ▲▼ | Average Monthly Quote ▲▼ |
|---|---|
| Auto-Owners | $57 |
| Mile Auto | $63 |
| State Farm | $70 |
| GEICO | $72 |
| USAA | $78 |
| Metromile | $94 |
| Root | $96 |
| Sun Coast | $99 |
| National General | $104 |
| Allstate | $117 |
| Travelers | $121 |
| Progressive | $122 |
| Mercury | $125 |
| Safeco | $127 |
| Dairyland | $131 |
| Direct Auto | $135 |
| American Family | $137 |
| COUNTRY Financial | $137 |
| Clearcover | $140 |
| The Hartford | $141 |
| Farmers | $142 |
| The General | $145 |
| Bristol West | $158 |
| Nationwide | $158 |
| GAINSCO | $159 |
| Commonwealth Casualty | $198 |
| AssuranceAmerica | $200 |
| Liberty Mutual | $209 |
| Foremost | $261 |
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.
Cheapest recent rates near Glendale, Arizona
Drivers using Insurify have found quotes as cheap as $34/mo for liability only and $41/mo for full coverage in Glendale and other Arizona cities.
*Quotes generated for Insurify users in and around Glendale, Arizona within the last 10 days. Last updated on November 21, 2024
Rates shown are real-time Insurify user quotes from 100+ insurance companies and Quadrant Information Services data. Insurify’s algorithm excludes anomalous quotes and anonymizes personal details, then displays refined quotes by price, date, and insurer popularity up to 10 days ago from November 21, 2024. Actual quotes may vary based on the policy buyer’s unique driver profile.
*Quotes generated for Insurify users in and around Glendale, Arizona within the last 10 days. Last updated on November 21, 2024
Rates shown are real-time Insurify user quotes from 100+ insurance companies and Quadrant Information Services data. Insurify’s algorithm excludes anomalous quotes and anonymizes personal details, then displays refined quotes by price, date, and insurer popularity up to 10 days ago from November 21, 2024. Actual quotes may vary based on the policy buyer’s unique driver profile.
Car insurance requirements in Arizona
Most states require drivers to have minimum or liability coverage insurance, and in Arizona, insurance companies must notify the DMV of any policy cancellations, non-renewals, or new policies.[2]
In order to drive legally in Arizona, your coverage must at least meet the following requirements:
Coverage ▲▼ | Minimum Requirements ▲▼ |
|---|---|
| Bodily injury liability | $25,000 per person and $50,000 per accident |
| Property damage liability | $15,000 |
Liability-only insurance doesn’t provide enough coverage for many drivers. If you want additional protection, you should consider the following optional coverages:
Uninsured/underinsured motorist coverage
Uninsured motorist coverage protects you if you have an accident with an uninsured or underinsured driver who doesn’t have sufficient coverage for your damages and injury.
Collision coverage
If you have a car accident, collision insurance pays to repair or replace your vehicle, regardless of fault.
Comprehensive coverage
Comprehensive insurance covers damage and loss related to non-collision incidents. For example, it covers vehicle repairs or replacement costs if it’s damaged in a storm, stolen, or vandalized.
Cheapest car insurance for drivers with an incident
Incidents such as a moving violation or at-fault accident will go on your driving record and can affect your car insurance rates. Speeding tickets or driving under the influence can also cause your insurance rates to go up since such events increase the risk that you’ll file another insurance claim.
If you’re wondering how your rates could increase with an incident on your record, the following sections will show the effect each incident type can have.
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Cheapest car insurance for drivers with a speeding ticket: Auto-Owners
If you’re caught speeding and receive a ticket, it can add points to your driving record and increase your car insurance rates. In Glendale, a ticket bumps average liability rates to $165. A speeding ticket doesn’t have to remain on your record permanently, however, and several insurers in Glendale offer cheaper liability-only car insurance rates even with a ticket on your record, as illustrated in the table below.
The below rates are estimated rates current as of: Friday, November 1 at 12:00 PM PDT.
Insurance Company ▲▼ | Clean Record ▲▼ | With Ticket ▲▼ |
|---|---|---|
| Auto-Owners | $57 | $74 |
| Mile Auto | $63 | $82 |
| State Farm | $70 | $89 |
| GEICO | $72 | $93 |
| USAA | $78 | $100 |
| Metromile | $94 | $128 |
| Root | $96 | $133 |
| Sun Coast | $99 | $136 |
| National General | $104 | $134 |
| Allstate | $117 | $150 |
| Travelers | $121 | $157 |
| Progressive | $122 | $156 |
| Mercury | $125 | $172 |
| Safeco | $127 | $166 |
| Dairyland | $131 | $168 |
| Direct Auto | $135 | $174 |
| American Family | $137 | $176 |
| COUNTRY Financial | $137 | $182 |
| Clearcover | $140 | $181 |
| The Hartford | $141 | $201 |
| Farmers | $142 | $182 |
| The General | $145 | $190 |
| Bristol West | $158 | $205 |
| Nationwide | $158 | $205 |
| GAINSCO | $159 | $220 |
| Commonwealth Casualty | $198 | $274 |
| AssuranceAmerica | $200 | $257 |
| Liberty Mutual | $209 | $290 |
| Foremost | $261 | $362 |
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.
Cheapest car insurance for drivers with an at-fault accident: Auto-Owners
Having an at-fault accident on your record can significantly increase your car insurance rates, as a prior accident also increases the risk to the auto insurance company. Drivers with clean records in Glendale pay an average of $215 for full coverage, but drivers with an at-fault accident on their records pay average rates of $302 for the same coverage.
Choosing an insurance company that offers first-time accident forgiveness is helpful, but you should also consider some of these quotes from the best insurers in Glendale for drivers with an at-fault accident.
The below rates are estimated rates current as of: Friday, November 1 at 12:00 PM PDT.
Insurance Company ▲▼ | Clean Record ▲▼ | With Accident ▲▼ |
|---|---|---|
| Auto-Owners | $57 | $77 |
| Mile Auto | $63 | $86 |
| State Farm | $70 | $93 |
| GEICO | $72 | $97 |
| USAA | $78 | $104 |
| Metromile | $94 | $133 |
| Root | $96 | $137 |
| Sun Coast | $99 | $139 |
| National General | $104 | $139 |
| Allstate | $117 | $157 |
| Travelers | $121 | $163 |
| Progressive | $122 | $164 |
| Mercury | $125 | $179 |
| Safeco | $127 | $168 |
| Dairyland | $131 | $174 |
| Direct Auto | $135 | $185 |
| American Family | $137 | $184 |
| COUNTRY Financial | $137 | $191 |
| Clearcover | $140 | $202 |
| The Hartford | $141 | $209 |
| Farmers | $142 | $189 |
| The General | $145 | $198 |
| Bristol West | $158 | $211 |
| Nationwide | $158 | $213 |
| GAINSCO | $159 | $204 |
| Commonwealth Casualty | $198 | $259 |
| AssuranceAmerica | $200 | $262 |
| Liberty Mutual | $209 | $298 |
| Foremost | $261 | $372 |
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.
Cheapest car insurance for drivers with a DUI: Auto-Owners
In Arizona, you could face jail time and fines for getting a DUI.[3] While your license will also be suspended for some time, you’ll likely notice that your car insurance rates have significantly increased when you try to reobtain coverage. Some insurers may also drop you altogether.
While it’s more expensive to get insured with a DUI on your record, it’s not impossible. Some insurers specialize in working with drivers who have such incidents on their record, while others tend to offer better discounts and opportunities to save.
In Glendale, drivers with DUI convictions pay an average monthly rate of $302 for full coverage and $192 for minimum coverage car insurance. Here are some of the best Glendale car insurance companies for drivers who have a DUI on their record.
The below rates are estimated rates current as of: Friday, November 1 at 12:00 PM PDT.
Insurance Company ▲▼ | Clean Record ▲▼ | With DUI ▲▼ |
|---|---|---|
| Auto-Owners | $57 | $93 |
| Mile Auto | $63 | $102 |
| State Farm | $70 | $114 |
| GEICO | $72 | $117 |
| USAA | $78 | $127 |
| Metromile | $94 | $153 |
| Root | $96 | $139 |
| Sun Coast | $99 | $159 |
| National General | $104 | $169 |
| Allstate | $117 | $190 |
| Travelers | $121 | $197 |
| Progressive | $122 | $198 |
| Mercury | $125 | $188 |
| Safeco | $127 | $191 |
| Dairyland | $131 | $213 |
| Direct Auto | $135 | $220 |
| American Family | $137 | $223 |
| COUNTRY Financial | $137 | $223 |
| Clearcover | $140 | $228 |
| The Hartford | $141 | $211 |
| Farmers | $142 | $231 |
| The General | $145 | $236 |
| Bristol West | $158 | $257 |
| Nationwide | $158 | $257 |
| GAINSCO | $159 | $259 |
| Commonwealth Casualty | $198 | $322 |
| AssuranceAmerica | $200 | $325 |
| Liberty Mutual | $209 | $340 |
| Foremost | $261 | $424 |
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.
Cheapest car insurance for seniors: Auto-Owners
Car insurance rates can be higher for seniors because insurers consider older drivers a greater risk.[4] This is due to reduced faculties as people age as well as the increased likelihood of high medical costs for a crash involving a senior.
Fortunately, older drivers can still get cheap car insurance rates by bundling car insurance with their homeowners insurance and keeping a clean driving record. Most insurance companies also offer different discounts for driving a vehicle with certain safety features or being a safe driver.
Car insurance for senior drivers averages $126 per month in Glendale. Here are some of the best insurance quotes for seniors in Glendale.
The below rates are estimated rates current as of: Friday, November 1 at 12:00 PM PDT.
Insurance Company ▲▼ | Average Quote: Liability Only ▲▼ | Average Quote: Full Coverage ▲▼ |
|---|---|---|
| Auto-Owners | $31 | $52 |
| Mile Auto | $34 | $60 |
| State Farm | $37 | $62 |
| GEICO | $42 | $70 |
| USAA | $47 | $78 |
| Progressive | $57 | $103 |
| Sun Coast | $58 | $115 |
| Metromile | $58 | $96 |
| National General | $58 | $138 |
| Root | $64 | $101 |
| The Hartford | $66 | $111 |
| Travelers | $69 | $116 |
| Allstate | $69 | $114 |
| American Family | $75 | $126 |
| Mercury | $76 | $131 |
| COUNTRY Financial | $77 | $129 |
| Direct Auto | $77 | $165 |
| Farmers | $78 | $131 |
| Dairyland | $79 | $200 |
| Nationwide | $80 | $134 |
| Safeco | $89 | $131 |
| The General | $91 | $210 |
| Bristol West | $95 | $186 |
| Clearcover | $101 | $169 |
| GAINSCO | $112 | $259 |
| AssuranceAmerica | $116 | $205 |
| Commonwealth Casualty | $130 | $317 |
| Liberty Mutual | $134 | $201 |
| Foremost | $160 | $291 |
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.
Cheapest car insurance for teens: Auto-Owners
Young drivers tend to pay more for car insurance as well because teens lack driving experience and are more likely to engage in behaviors that lead to a crash, like speeding or distracted driving.
To get cheaper car insurance as a young driver, consider obtaining discounts in addition to savings opportunities geared toward students and teens. There are also discount programs for getting good grades along with driver safety courses that some insurers offer to help young drivers save. It’s also usually more inexpensive to keep a teen on their parents’ insurance rather than purchasing a separate policy.
The overall average cost of car insurance for Glendale teens is $351 per month. As you begin your search for affordable teen car insurance, consult this list of some of the best car insurance quotes for young drivers in Glendale.
The below rates are estimated rates current as of: Friday, November 1 at 12:00 PM PDT.
Insurance Company ▲▼ | Average Quote: Liability Only ▲▼ | Average Quote: Full Coverage ▲▼ |
|---|---|---|
| Auto-Owners | $107 | $178 |
| GEICO | $129 | $217 |
| Mile Auto | $134 | $233 |
| State Farm | $134 | $224 |
| USAA | $146 | $245 |
| Root | $162 | $255 |
| Metromile | $173 | $289 |
| Sun Coast | $207 | $408 |
| COUNTRY Financial | $224 | $374 |
| National General | $225 | $531 |
| Allstate | $231 | $386 |
| Dairyland | $237 | $598 |
| Progressive | $238 | $427 |
| Travelers | $243 | $407 |
| Mercury | $246 | $420 |
| The General | $258 | $597 |
| American Family | $263 | $444 |
| Safeco | $269 | $399 |
| Direct Auto | $273 | $587 |
| Farmers | $276 | $463 |
| Clearcover | $285 | $478 |
| The Hartford | $294 | $492 |
| Bristol West | $297 | $579 |
| GAINSCO | $305 | $707 |
| Nationwide | $307 | $517 |
| Commonwealth Casualty | $381 | $927 |
| Liberty Mutual | $400 | $602 |
| AssuranceAmerica | $406 | $721 |
| Foremost | $515 | $933 |
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.
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Glendale car insurance quotes by credit tier
Your credit history is just one of several factors that an insurance company can use to help determine your car insurance rates. Insurers use your credit score and credit history to decide the likelihood that you’ll file an insurance claim.
Typically, the better your credit score, the lower your insurance rate may be. An excellent credit score is anything considered 720 or higher, and even if you have a poor credit score, credit is just one of several factors that insurers can use when calculating your rate.
Here are the average monthly quotes for Glendale based on your credit score tier.
Rates by Credit Tier
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
Is car insurance more expensive in Glendale?
The average cost of full-coverage car insurance in Glendale is $215, which is higher than in several other Arizona cities like Gilbert, Mesa, and Phoenix. This is also higher than the state average for full-coverage insurance in Arizona, which is $180.
More cities in Arizona
Here, you can see how car insurance rates in Glendale compare to several other cities in Arizona.
City ▲▼ | Average Quote: Full Coverage ▲▼ | Average Quote: Liability Only ▲▼ |
|---|---|---|
| Chandler | $177 | $95 |
| Flagstaff | $133 | $69 |
| Mesa | $181 | $101 |
| Phoenix | $216 | $116 |
| Tucson | $166 | $88 |
| Yuma | $144 | $78 |
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
Glendale car insurance FAQs
Looking for more information to help you secure the most affordable car insurance rates in Glendale? The following answers can help.
How much is car insurance in Glendale?
The average rate for car insurance in Glendale is $168. The average rate for liability coverage is $120, and the average rate for full coverage is $215.
What are the cheapest car insurance companies in Glendale?
Auto-Owners offers the cheapest car insurance in Glendale, with full-coverage quotes that average $95 per month. Glendale drivers can also find cheap prices with Mile Auto and State Farm, which offer monthly full coverage rates of $109 and $117, respectively.
What are the best car insurance companies in Glendale?
Mile Auto, Bristol West, and Auto-Owners Insurance rank as three of the top insurers in Glendale. Mile Auto offers drivers the ability to pay auto insurance rates based on the miles they drive, offering limitless customization. Bristol West provides affordable coverage to drivers with DUIs and other serious incidents on their record. Finally, Auto-Owners Insurance has a Insurify Quality (IQ) Score of 4.0 and offers some of the lowest rates in the area.
What affects car insurance rates in Glendale?
Your car insurance rate in Glendale is affected by several factors, including your age, marital status, credit score, driving history, the car you drive, and your gender. Some of these factors are outside of your control, but maintaining a clean driving record and improving your credit score can help you reduce your car insurance expenses.
Is Arizona a no-fault state?
No. Arizona is an at-fault — or tort — state. This means if you’re involved in an accident and the other driver is deemed to be at fault, you may have the right to sue to recover your losses from the accident.
Methodology
Insurify data scientists analyzed more than 90 million quotes served to car insurance applicants in Insurify’s proprietary database to calculate the premium averages displayed on this page. These premiums are real quotes that come directly from Insurify’s 50+ partner insurance companies in all 50 states and Washington, D.C. Quote averages represent the median price for a quote across the given coverage level, driver subset, and geographic area.
Unless otherwise specified, quoted rates reflect the average cost for drivers between 20 and 70 years old with a clean driving record and average or better credit (a credit score of 600 or higher).
Liability-only premium averages correspond to policies with the following coverage limits:
- Bodily injury limits between state-minimum rates and $50,000 per person, $100,000 per accident
- Property damage limits between $10,000 and $50,000
- No additional coverage
- Comprehensive coverage with a $1,000 deductible
- Collision coverage with a $1,000 deductible
Quotes for Allstate, Farmers, GEICO, State Farm, and USAA are estimates based on Quadrant Information Services’ database of auto insurance rates.
Related articles
More cities in Arizona
Sources
- U.S. Census Bureau. "Quick Facts Glendale city, Arizona."
- Arizona Department of Transportation. "Vehicle Insurance Information."
- Arizona Department of Transportation. "Driving Under the Influence (DUI)."
- Insurance Information Institute. "What determines the price of an auto insurance policy?."
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Choncé Maddox
Choncé Maddox is a Certified Financial Education Instructor (CFEI) and personal finance freelance writer. She graduated from Northern Illinois University with a degree in Journalism and has been covering personal finance topics surrounding saving, debt payoff, credit, and home insurance for seven years. Chonce briefly held a life insurance license in Illinois where she developed a passion for helping people learn how to protect themselves and their property through insurance coverage. Her work has been featured on LendingTree, Business Insider, RateGenius and more.
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