Cheapest Auto Insurance in Pine Bluff, Arkansas (2024)
Pine Bluff drivers can find the cheapest car insurance rates from State Farm. The insurer’s liability rates start at just $35 per month.
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Written byAmy Beardsley
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3+ years writing about auto, home, and life insurance
7+ years in personal finance and technology
Amy specializes in insurance and technology writing and has a talent for transforming complex topics into easy-to-understand stories.
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Edited byDanny Smith
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Licensed auto and home insurance agent
4+ years in content creation and marketing
As Insurify’s home and pet insurance editor, Danny also specializes in auto insurance. His goal is to help consumers navigate the complex world of insurance buying.
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Updated November 21, 2024
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Table of contents
Car insurance in Pine Bluff, Arkansas, averages $226 per month, which runs higher than the state’s average of $191. It’s likely higher in part due to the city’s higher-than-average crime rates, making it riskier for insurers to provide coverage in the city.[1]
However, when looking for quotes, you’ll receive a range of different prices — even when comparing the same coverage type and policy limits. Always make sure to compare car insurance quotes from at least three insurers before buying a policy. Here’s what else Pine Bluff drivers need to know to uncover affordable car insurance rates.
Quick Facts
State Farm, USAA, and GEICO are the cheapest car insurance companies for Pine Bluff drivers.
Pine Bluff drivers can shave nearly 50% off premiums by maintaining a good credit score.
Arkansas is an at-fault state, meaning the driver responsible for the incident pays for the damages.
Cheapest car insurance companies in Pine Bluff
Car insurance isn’t hard to find in Pine Bluff, but finding the right coverage at an affordable price is easier said than done. The right policy can vary depending on your individual needs and circumstances, driving history, vehicle type, location, and coverage preferences.
Here’s a look at three of the cheapest car insurers in Pine Bluff.
Insurance Company ▲▼ | IQ Score The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores. ▲▼ | Full Coverage ▲▼ | Liability Only ▲▼ | Best for ▲▼ |
|---|---|---|---|---|
| State Farm | 9.3 | $61 | $30 | Affordable coverage |
| USAA | 9.4 | $75 | $36 | Active military, veterans, and their families |
| GEICO | 9.0 | $93 | $45 | Families |
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.
Our editorial team spent more than 350 hours developing the Insurify Quality (IQ) Score and scoring insurance companies. The IQ Score objectively analyzes and calculates a score for insurers using more than 15 crucial criteria. The team weighted criteria by importance to the consumer — factors such as customer reviews and affordability influence the score more than availability and third-party ratings.
We rate each company on a 1 to 10 scale based on five categories: financial ratings, customer satisfaction, affordability, customer support and transparency, and availability. Insurify updates ratings once a year or as more recent information becomes available.
- Third-party financial ratings: Insurify uses data from AM Best, S&P, Moody’s, and more to compare insurance companies’ credit and ability to pay out future claims.
- Customer satisfaction: To calculate this score, Insurify analyzed more than 28,000 customer reviews across 155 car insurance companies. We also consider third-party ratings from J.D. Power, the National Association of Insurance Commissioners, and Trustpilot.
- Affordability: Our data scientists analyzed more than 90 million real-time auto insurance rates from our partners across the U.S., as well as available discounts, to calculate an affordability score.
- Customer support and transparency: This measures coverage options, ease of claims filing, and the insurer's transparency surrounding discounts, coverages, and claims process.
- Availability and reach: Insurify scores availability and reach by identifying the number of states in which insurers offer coverage and company size by market share.
Best insurer for affordable coverage: State Farm
| User Reviews | 4.2 |
|---|---|
| IQ Score The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores. | 9.3 /10 |
| Liability Only Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages. | $35/mo |
| Full Coverage Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible. | $73/mo |
4.2
Best choiceBased on 9037 verified guest reviews and ratings
How drivers feel about State Farm
Drivers appreciate the helpful local agents and initial service but dislike the high prices and frequent rate increases.
AI-generated from the text of verified reviews collected by Insurify
Best For
Customer service
Competitive rates
Discounts for safe drivers
How drivers feel about State Farm
Drivers appreciate the helpful local agents and initial service but dislike the high prices and frequent rate increases.
AI-generated from the text of verified reviews collected by Insurify
Best For
Customer service
Competitive rates
Discounts for safe drivers
Reviews (4,970)
Charles
November 19, 2024
Verified Review
New Car Price
State Farm is preferred due to its loyalty and pricing. Despite my vehicle being 20 years old, the policy is priced as if it were 2 years old.
Ronald
November 19, 2024
Verified Review
State Farm Experience: 35 Years+
They are forcing me to replace my house roof or they will cancel my policy.
David
November 19, 2024
Verified Review
Too expensive
It's too expensive. They raise rates every six months, even though I've never filed a claim.
JD Power
J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
842NAIC Index
Average amount of customer complaints relative to competitors on a 0-5 scale. A lower score represents fewer complaints.
0.78A.M. Best
A.M. Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).
A++Why we picked this company
State Farm tops the list of cheap car insurance in Pine Bluff. The average State Farm policyholder pays significantly less than the city’s average cost of auto insurance. The many policy options and discounts can help keep your costs low.
You’ll find six State Farm agents nearby to help with policy changes, including buying coverage, filing a claim, and policy management.
Pros
Lowest rates for both liability and full coverage in Pine Bluff
Top-rated customer service and claims satisfaction by J.D. Power[2]
Multiple available discounts
Cons
Must purchase policy through an agent
Gap insurance not available
Accident forgiveness not available
Best insurer for active military, veterans, and their families: USAA
| User Reviews | 4.9 |
|---|---|
| IQ Score The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores. | 9.4 /10 |
| Liability Only Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages. | $43/mo |
| Full Coverage Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible. | $89/mo |
4.9
Best choiceBased on 1602 verified guest reviews and ratings
How drivers feel about USAA
Drivers appreciate the ease of working with the carrier, competitive rates, and responsive service but dislike the price increases and lack of rideshare add-ons in some areas.
AI-generated from the text of verified reviews collected by Insurify
Best For
Members of the military community
Outstanding customer service
Competitive rates
How drivers feel about USAA
Drivers appreciate the ease of working with the carrier, competitive rates, and responsive service but dislike the price increases and lack of rideshare add-ons in some areas.
AI-generated from the text of verified reviews collected by Insurify
Best For
Members of the military community
Outstanding customer service
Competitive rates
Reviews (914)
Gloria
November 15, 2024
Verified Review
Not Good for Claims
I have storm damage and the claim process is not satisfactory.
Martin
November 11, 2024
Verified Review
Price Shopping
I have been with USAA for over 60 years. Obviously, I've been very happy. Since I don't drive very far, I have been seeing advertisements for lower prices. However, I have no plans of leaving USAA.
Rena Sabine
November 8, 2024
Verified Review
Disappointing and inflexible service
My experience with this company has been disappointing, especially this second time around. I would suggest considering other options. From my recent interactions, they have been dismissive and argumentative. I have already started finalizing my next premium with another company. I'm perplexed as to how they receive praise when they treat clients in this manner.
JD Power
J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
880NAIC Index
Average amount of customer complaints relative to competitors on a 0-5 scale. A lower score represents fewer complaints.
1.35A.M. Best
A.M. Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).
A++Why we picked this company
With more than 4,000 veterans living in Jefferson County, Arkansas, USAA is a premier choice for car coverage.[3] It stands out for its quality service, scoring well above average in J.D. Power’s 2023 U.S. Auto Insurance Study and 2023 U.S. Auto Claims Satisfaction Study. Besides auto, USAA offers an array of insurance products, including boat, aviation, homeowners, and health insurance.
Being a USAA member unlocks a world of benefits and discounts extending far beyond insurance. You can save money on a variety of services and products, from hotel bookings and floral purchases to prescription medications and more.
Pros
Excellent customer satisfaction ratings by J.D. Power[2]
User-friendly app for convenient policy management
Offers rideshare coverage
Cons
Exclusive to military, veterans, and their families
Limited add-on vehicle coverage options
No physical local offices
Best insurer for families: GEICO
| User Reviews | 4.0 |
|---|---|
| IQ Score The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores. | 9.0 /10 |
| Liability Only Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages. | $53/mo |
| Full Coverage Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible. | $110/mo |
4.0
Best choiceBased on 10274 verified guest reviews and ratings
How drivers feel about GEICO
Drivers appreciate the excellent customer service and initial low prices but dislike the frequent price increases.
AI-generated from the text of verified reviews collected by Insurify
Best For
Teen drivers
Cheap rates
Accident forgiveness
How drivers feel about GEICO
Drivers appreciate the excellent customer service and initial low prices but dislike the frequent price increases.
AI-generated from the text of verified reviews collected by Insurify
Best For
Teen drivers
Cheap rates
Accident forgiveness
Reviews (5,648)
George
November 19, 2024
Verified Review
Service
The prices increase every year. I would not recommend purchasing.
James
November 19, 2024
Verified Review
Unsatisfactory Experience with Geico
Steer clear. They increase your rate at every renewal.
Edward
November 18, 2024
Verified Review
Experience with Geico
Reliable.
JD Power
J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
835NAIC Index
Average amount of customer complaints relative to competitors on a 0-5 scale. A lower score represents fewer complaints.
0.74A.M. Best
A.M. Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).
A++Why we picked this company
Pine Bluff, with its close-knit community of nearly 40,000, is a place where many families prioritize safety and value. GEICO is a good idea for auto coverage, blending affordability with various coverage options. Your family may benefit from various discounts for multiple drivers and vehicles, as well as bundling options for home and auto plans.
GEICO lacks a physical agent presence in Pine Bluff. However, its user-friendly mobile app and online resources streamline the process of managing policies and filing claims. The digital convenience is a significant perk for busy families.
Pros
Wide range of discounts
Website and app allow for convenient policy management
Coverage available for high-risk drivers
Cons
No agents in Pine Bluff
Gap and rideshare insurance not available
Below-average J.D. Power ratings in customer and claims satisfaction[2]
Find Cheap Car Insurance in Pine Bluff, Arkansas
Liability rates start at $35 per month
Secure. Free. Easy-to-use.
Based on 3,806+ reviews
4.8/5
How to get the cheapest car insurance in Pine Bluff
Insurers consider your driving history, age, type of vehicle, and even your credit score when setting your rates. However, you shouldn’t have to suffer high premiums when cheap coverage may be available.
Here are some strategies to help you score a great rate on car insurance:
Maintain a good driving record. A clean driving record can lead to some of the most competitive rates available.
Hunt for discounts. You can reduce your premiums through various discounts, such as for safe driving, installing anti-theft devices, opting for paperless billing, and getting good grades (if you’re a student).
Shop and compare. Rates vary between companies. Get a free quote to compare coverages from multiple insurers to explore policy options and get the best value.
Bundle policies. Many insurance companies offer discounts if you bundle car insurance with other policies, like home insurance or renters insurance.
Cheapest liability-only car insurance in Pine Bluff: State Farm
Liability-only car insurance is a type of policy that covers damages and injuries you cause to others in an accident. However, it doesn’t cover your personal injuries or damages to your vehicle. Liability insurance coverage is mandatory for Pine Bluff drivers, and a liability-only policy is a great way to meet legal requirements for auto insurance at a lower cost.
State Farm offers the cheapest liability-only policies for Pine Bluff drivers, at $35 per month.
Monthly rates can vary, as you’ll see in the table below, which shows the average monthly cost for liability protection from different insurance companies in Pine Bluff.
The below rates are estimated rates current as of: Friday, November 1 at 12:00 PM PDT.
Insurance Company ▲▼ | Average Monthly Quote ▲▼ |
|---|---|
| State Farm | $35 |
| USAA | $43 |
| GEICO | $53 |
| Auto-Owners | $60 |
| Allstate | $78 |
| Shelter | $78 |
| Farmers | $79 |
| Nationwide | $79 |
| Root | $83 |
| Progressive | $84 |
| Travelers | $84 |
| Safeco | $86 |
| National General | $111 |
| GAINSCO | $116 |
| Dairyland | $117 |
| Liberty Mutual | $149 |
| The General | $155 |
| Bristol West | $172 |
| Direct Auto | $219 |
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.
Cheapest full-coverage car insurance in Pine Bluff: State Farm
While liability-only insurance covers damage you cause to others, full-coverage car insurance extends this protection to your own vehicle. It safeguards against incidents like theft, vandalism, and accidents, even if you’re at fault. Full coverage is a smart choice for people with newer or high-value vehicles, people with loans, or anyone looking for more protection while on the road.
Pine Bluff drivers can find the cheapest full coverage with State Farm, with rates of $73 per month. The table below compares average costs from various insurers in the Pine Bluff area.
The below rates are estimated rates current as of: Friday, November 1 at 12:00 PM PDT.
Insurance Company ▲▼ | Average Monthly Quote ▲▼ |
|---|---|
| State Farm | $73 |
| USAA | $89 |
| GEICO | $110 |
| Auto-Owners | $124 |
| Root | $143 |
| Safeco | $159 |
| Shelter | $162 |
| Allstate | $163 |
| Farmers | $164 |
| Nationwide | $164 |
| Travelers | $174 |
| Progressive | $175 |
| National General | $200 |
| GAINSCO | $259 |
| Dairyland | $291 |
| Liberty Mutual | $318 |
| The General | $328 |
| Bristol West | $439 |
| Direct Auto | $486 |
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.
Cheapest recent rates near Pine Bluff, Arkansas
Drivers using Insurify have found quotes as cheap as $30/mo for liability only and $94/mo for full coverage in Pine Bluff and other Arkansas cities.
*Quotes generated for Insurify users in and around Pine Bluff, Arkansas within the last 10 days. Last updated on November 21, 2024
Rates shown are real-time Insurify user quotes from 100+ insurance companies and Quadrant Information Services data. Insurify’s algorithm excludes anomalous quotes and anonymizes personal details, then displays refined quotes by price, date, and insurer popularity up to 10 days ago from November 21, 2024. Actual quotes may vary based on the policy buyer’s unique driver profile.
*Quotes generated for Insurify users in and around Pine Bluff, Arkansas within the last 10 days. Last updated on November 21, 2024
Rates shown are real-time Insurify user quotes from 100+ insurance companies and Quadrant Information Services data. Insurify’s algorithm excludes anomalous quotes and anonymizes personal details, then displays refined quotes by price, date, and insurer popularity up to 10 days ago from November 21, 2024. Actual quotes may vary based on the policy buyer’s unique driver profile.
Car insurance requirements in Arkansas
If you own a vehicle, the Arkansas Insurance Department requires you to have liability insurance coverage. The state follows a fault-based system, and the minimum policy amount helps pay for claims if you cause an accident.
Keep in mind that minimum policy limits aren’t always enough to cover the cost, and more protection is available from most insurers. For instance, you can purchase uninsured, underinsured, and personal injury protection coverage. Arkansas insurance companies must offer it to you, but the law doesn’t mandate it.[4]
Coverage ▲▼ | Minimum Requirements ▲▼ |
|---|---|
| Bodily injury liability | $25,000 per person / $50,000 per accident |
| Property damage liability | $25,000 |
Optional coverages can increase financial protection and give you more peace of mind. Here are a few add-ons to consider in Arkansas:
Collision coverage
Collision insurance reimburses you for damage to your car if you’re in an accident with another vehicle or object, like a tree or guardrail.
Comprehensive coverage
Known as “other-than-collision” coverage, comprehensive insurance pays for theft and vehicle damage from hazards like fire, flood, vandalism, hail, and falling rocks.
Uninsured/underinsured motorist coverage
Uninsured/underinsured motorist coverage comes into play if a driver without car insurance causes a car accident and you sustain injuries or property damage.
Medical payments coverage
Medical payments coverage pays medical bills after an accident, regardless of fault.
Gap insurance
Gap insurance covers the “gap” if your car is stolen or totaled and you owe more on the car loan than the vehicle is worth.
Roadside assistance coverage
Roadside assistance coverage helps pay for towing, battery jump-starts, lockout assistance, towing, and fuel delivery if you’re stuck on the side of the road.
New car replacement coverage
New car replacement coverage pays the value of a brand-new car of the same make and model if your car is a total loss.
Cheapest car insurance for drivers with an incident
Speeding tickets, at-fault accidents, driving under the influence (DUIs), and other moving violations can pollute your driving record. Each is a red flag for insurers, signaling potentially risky driving behavior and a greater chance of future insurance claims. Because of the higher perceived risk, insurers often increase rates for drivers with spots on their records.
The table below highlights how rates from Pine Bluff insurers vary based on your driving record.
The below rates are estimated rates current as of: Friday, November 1 at 12:00 PM PDT.
Insurance Company ▲▼ | Clean Driving Record ▲▼ | With Speeding Ticket ▲▼ | With At-Fault Accident ▲▼ | With DUI ▲▼ |
|---|---|---|---|---|
| State Farm | $35 | $46 | $48 | $59 |
| USAA | $43 | $57 | $60 | $72 |
| GEICO | $53 | $70 | $74 | $89 |
| Auto-Owners | $60 | $80 | $84 | $101 |
| Allstate | $78 | $103 | $109 | $131 |
| Shelter | $78 | $107 | $113 | $131 |
| Farmers | $79 | $104 | $110 | $133 |
| Nationwide | $79 | $105 | $111 | $133 |
| Root | $83 | $118 | $123 | $125 |
| Progressive | $84 | $110 | $118 | $141 |
| Travelers | $84 | $112 | $118 | $141 |
| Safeco | $86 | $115 | $119 | $134 |
| National General | $111 | $148 | $154 | $187 |
| GAINSCO | $116 | $165 | $155 | $195 |
| Dairyland | $117 | $155 | $162 | $197 |
| Liberty Mutual | $149 | $212 | $221 | $251 |
| The General | $155 | $209 | $220 | $261 |
| Bristol West | $172 | $229 | $239 | $289 |
| Direct Auto | $219 | $290 | $312 | $368 |
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.
Shop for Car Insurance in Pine Bluff, AR
Monthly rates start at $43 for drivers with an incident
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Average cost of car insurance by age
Teen drivers have the most expensive car insurance premiums than any other age group. Factors like their lack of driving experience make them four times more likely to have a car accident than drivers age 20 and older.[5] As you age and spend more time on the road, you’ll notice a downward trend in car insurance premiums. Rates tend to decrease around age 35.
However, you’ll likely have a higher car insurance bill once you turn 70. Fatal crash rates start to increase at that age, according to the Insurance Institute for Highway Safety (IIHS), which drives up your costs.[6]
For a clearer picture, the table below illustrates the average car insurance costs across different age groups.
Age ▲▼ | Average Monthly Quote ▲▼ |
|---|---|
| Teens | $471 |
| 20s | $313 |
| 30s | $226 |
| 40s | $203 |
| 50s | $174 |
| 60s | $160 |
| 70s | $179 |
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
Find Car Insurance in Pine Bluff
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Pine Bluff car insurance quotes by credit tier
Arkansas auto insurance companies can consider your credit history before giving you a quote. It can influence whether the insurer will offer you a policy and how much you’ll pay. Insurers have found that credit report information can predict the likelihood of filing a claim, with excellent or good credit scores leading to lower rates.[7]
If you can maintain a higher credit rating, you can save nearly 50% compared to a driver with poor credit scores, as seen in the table below.
Rates by Credit Tier
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
Pine Bluff car insurance FAQs
Finding the right car insurance can be difficult. Below, you’ll find answers to some of the most commonly asked questions about car insurance in Pine Bluff.
How much is car insurance in Pine Bluff?
The average cost of car insurance in Pine Bluff is $226 per month.
Pine Bluff drivers pay $137 per month for liability coverage and $315 for full-coverage car insurance, on average. Your exact auto insurance premium will depend on your driving record, age, credit history, and other factors.
Which company has the cheapest car insurance in Pine Bluff?
State Farm offers the cheapest liability car insurance in Pine Bluff, at $35 per month. USAA is the second-cheapest insurer in the city, with a rate of $43. The third-cheapest insurer, GEICO, has a liability-only rate of $53 per month.
Comparing quotes from multiple car insurance companies is the best way to find the cheapest car insurance for your coverage needs.
What are the best car insurance companies in Pine Bluff?
State Farm is the best car insurance company in Pine Bluff, with an Insurify Quality (IQ) Score of 9.3 out of 5, an AM Best financial strength rating of A++ (Superior), and high customer satisfaction ratings. Other top insurers include USAA and GEICO.
Methodology
Insurify data scientists analyzed more than 90 million quotes served to car insurance applicants in Insurify’s proprietary database to calculate the premium averages displayed on this page. These premiums are real quotes that come directly from Insurify’s 50+ partner insurance companies in all 50 states and Washington, D.C. Quote averages represent the median price for a quote across the given coverage level, driver subset, and geographic area.
Unless otherwise specified, quoted rates reflect the average cost for drivers between 20 and 70 years old with a clean driving record and average or better credit (a credit score of 600 or higher).
Liability-only premium averages correspond to policies with the following coverage limits:
- Bodily injury limits between state-minimum rates and $50,000 per person, $100,000 per accident
- Property damage limits between $10,000 and $50,000
- No additional coverage
- Comprehensive coverage with a $1,000 deductible
- Collision coverage with a $1,000 deductible
Quotes for Allstate, Farmers, GEICO, State Farm, and USAA are estimates based on Quadrant Information Services’ database of auto insurance rates.
Related articles
More cities in Arkansas
Sources
- Neighborhood Scout. "Pine Bluff Crime Rates and Statistics."
- Jdpower.com. "2023 U.S. Auto Insurance Study."
- U.S. Department of Veterans Affairs. "National Center for Veterans Analysis and Statistics."
- Arkansas Insurance Department. "Consumers FAQ."
- Insurance Institute for Highway Safety. "Teenagers."
- Insurance Institute for Highway Safety. "Older Drivers."
- Arkansas Insurance Department. "Understanding How Insurers Use Credit Information."
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Amy BeardsleyInsurance Writer
Amy is a personal finance and technology writer. With a background in the legal field and a bachelor's degree from Ferris State University, she has a talent for transforming complex topics into content that’s easy to understand. Connect with Amy on LinkedIn.
Edited byDanny Smith
Licensed auto and home insurance agent
4+ years in content creation and marketing
As Insurify’s home and pet insurance editor, Danny also specializes in auto insurance. His goal is to help consumers navigate the complex world of insurance buying.
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