6+ years writing about insurance, travel, and personal finances
Contributor to brands like Credible
In addition to insurance, Nick specializes in writing about business, entrepreneurship, personal finance, and travel. He’s been featured in myriad web publications, including Fox Business.
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15+ years in content creation
7+ years in business and financial services content
Chris is a seasoned writer/editor with past experience across myriad industries, including insurance, SAS, finance, Medicare, logistics, marketing/advertising, and many more.
Featured in
Corporate communications director for Insurance Information Institute
20+ years in insurance and communications
As Director, Corporate Communications for Triple-I, Mark serves as the non-profit’s national spokesperson, sharing information and education on a wide array of insurance issues.
Updated November 21, 2024
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Table of contents
The average monthly cost of auto insurance in Glendale is $345, which is much higher than the California state average of $211 per month. Rates may be higher in Glendale than in other California cities because it’s in Los Angeles County, the California county with the highest population and more frequent and severe accidents.
With attractions like the Los Angeles Zoo, Warner Bros Studios, and Griffith Park nearby, Glendale residents are also at risk of accidents caused by tourists unfamiliar with Southern California roadways.
While rates in Glendale may be higher, you can take steps to lower your car insurance expenses — starting with comparing rates from multiple insurers. Here’s how.
Mile Auto, Sun Coast, and Mercury are the cheapest insurers in Glendale.
Liability-only insurance in Glendale costs $241 per month, and full coverage costs $449 per month, on average.
Glendale drivers pay an average of $5,383 per year for full-coverage car insurance, well above the state average of $3,397.
3 of the cheapest car insurance companies in Glendale
The best car insurance companies are the ones that provide the best level of coverage for your budgetary needs. The right auto insurer for you will align with your specific needs, including customer service, discounts, roadside assistance, and other help your family needs. That’s why it’s always a good idea to compare quotes from multiple insurers before deciding.
Insurance Company ▲▼ | IQ Score The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores. ▲▼ | Full Coverage ▲▼ | Liability Only ▲▼ | Best For ▲▼ |
---|---|---|---|---|
Clearcover | 6.8 | $137 | $67 | Cheap liability rates |
Mile Auto | 7.5 | $108 | $60 | Low-mileage drivers |
Sun Coast | 2.3 | $229 | $94 | Coverage options |
Our editorial team spent more than 350 hours developing the Insurify Quality (IQ) Score and scoring insurance companies. The IQ Score objectively analyzes and calculates a score for insurers using more than 15 crucial criteria. The team weighted criteria by importance to the consumer — factors such as customer reviews and affordability influence the score more than availability and third-party ratings.
We rate each company on a 1 to 10 scale based on five categories: financial ratings, customer satisfaction, affordability, customer support and transparency, and availability. Insurify updates ratings once a year or as more recent information becomes available.
- Third-party financial ratings: Insurify uses data from AM Best, S&P, Moody’s, and more to compare insurance companies’ credit and ability to pay out future claims.
- Customer satisfaction: To calculate this score, Insurify analyzed more than 28,000 customer reviews across 155 car insurance companies. We also consider third-party ratings from J.D. Power, the National Association of Insurance Commissioners, and Trustpilot.
- Affordability: Our data scientists analyzed more than 90 million real-time auto insurance rates from our partners across the U.S., as well as available discounts, to calculate an affordability score.
- Customer support and transparency: This measures coverage options, ease of claims filing, and the insurer's transparency surrounding discounts, coverages, and claims process.
- Availability and reach: Insurify scores availability and reach by identifying the number of states in which insurers offer coverage and company size by market share.
Best insurer for cheap liability rates: Clearcover
User Reviews | 3.3 |
---|---|
IQ Score The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores. | 6.8 /10 |
Liability Only Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages. | $102/mo |
Full Coverage Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible. | $183/mo |
Drivers appreciate the helpful customer service, initial low prices, and reasonable coverage but dislike the significant price increases over time.
Drivers appreciate the helpful customer service, initial low prices, and reasonable coverage but dislike the significant price increases over time.
Catherine
October 22, 2024
Great Customer Service
Brett
October 12, 2024
Unexpected Rate Increases
Richard
October 7, 2024
T.B.
With Glendale’s average annual rates being more expensive than the state average, you may look for the lowest rates possible via a liability-only policy. Clearcover can help by continually delivering some of the lowest rates in the area. The company also offers full-coverage policies, roadside assistance, and claims help all from its easy-to-use mobile app.
Completely app-based, from quotes to claims service.
Offers rideshare coverage and alternate transportation coverage that reimburses policyholders up to $30 per day to use rideshare services, public transportation, or a rental car when their vehicle is out of commission due to a covered accident.
Fully tech-based with most transactions via mobile app.
No bundling opportunities, as Clearcover only offers personal auto insurance.
Best insurer for low-mileage drivers: Mile Auto
User Reviews | 4.2 |
---|---|
IQ Score The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores. | 7.5 /10 |
Liability Only Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages. | $98/mo |
Full Coverage Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible. | $176/mo |
Cookie
October 15, 2024
Excellent
Tasha
October 10, 2024
Not pleased
Thomas
October 8, 2024
Mixed Review
Mile Auto’s pay-per-mile insurance is great for remote workers, college students, and retirees who don’t drive often. It’s also an ideal option if you own a car but frequently take advantage of LA County transport services, like Metrolink, Rally, Metro Micro, and Rail 2 Rail. Mile Auto offers both liability-only coverage and full-coverage policies, so you can get the coverage you’re comfortable with for a rate that reflects your needs.
Doesn’t require a physical tracking device in your vehicle
Designed for drivers with fewer than 10,000 annual miles
Its website doesn’t list extensive optional coverages
Base rates are still influenced by driver profiles, including age, driving history, and location
Best insurer for coverage options: Sun Coast
User Reviews | 3.8 |
---|---|
IQ Score The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores. | NR |
Liability Only Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages. | $153/mo |
Full Coverage Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible. | $373/mo |
Drivers appreciate the payment options and knowledgable adjusters but dislike the expensive premiums and unavailable customer service.
Drivers appreciate the payment options and knowledgable adjusters but dislike the expensive premiums and unavailable customer service.
Marylou
September 9, 2024
Surprise!
Patricia
August 14, 2024
Great so far
Tiffany
August 12, 2024
Unpleasant Experience
Sun Coast is an independent agency representing multiple insurance companies for customers in California. This means your options for policy coverage are greater than some other smaller insurance agencies in Glendale. Although Sun Coast doesn’t offer homeowners insurance, it has both liability-only and full-coverage auto insurance policies, as well as policies for watercraft, commercial auto, and business-related coverages. It also provides unique coverages, like auto coverage in Mexico, yacht, and professional liability coverage.
Accepts drivers with suspended or foreign licenses.
Works with numerous insurers and more than 3,500 independent agents.
Must work with independent insurance agent
Only five discounts listed on its website
How to get the cheapest car insurance in Glendale
Whether you shop with a national insurance brand or choose to work with a local Glendale independent insurance agent, you want the lowest rates available. Many insurers offer a range of discounts to pair with their coverage options. But you can also save by following these tips:
Bundle insurance policies with the same insurer.
Take advantage of programs for people with clean driving records, such as deductibles that decrease periodically the longer you drive without a claim.
Find an insurer that offers pay-per-mile insurance if you rarely use your vehicle yet live in a ZIP code with traditionally higher insurance rates.
Cheapest liability-only car insurance in Glendale: Mile Auto
Liability car insurance pays for the injuries and damages you cause another person or structure in an accident that was your fault. In general, this coverage meets minimum state requirements and usually includes bodily injury liability, property damage liability, and in some cases, medical payments or personal injury protection.[1]
Liability-only car insurance in Glendale costs $241 per month, on average. The table below shows how average monthly quotes for liability-only insurance in Glendale vary between different insurers.
Insurance Company ▲▼ | Average Monthly Quote ▲▼ |
---|---|
Mile Auto | $98 |
Sun Coast | $153 |
Mercury | $168 |
Anchor | $176 |
USAA | $199 |
Cheapest full-coverage car insurance in Glendale: Mile Auto
While liability-only coverage pays for the damages and injuries you cause to others, full-coverage policies go beyond this coverage level to protect your vehicle in the event of collisions (your car colliding with another vehicle or an object like a telephone pole or pothole) and non-collision events, like vehicle theft, vandalism, extreme weather, and animal damage.[2]
A full-coverage policy typically contains both collision and comprehensive coverages and may be ideal if you drive frequently and want to be financially protected from the unexpected.
Glendale drivers pay an average of $449 per month for full coverage. The table below illustrates the average monthly quotes available from insurance companies serving Glendale.
Insurance Company ▲▼ | Average Monthly Quote ▲▼ |
---|---|
Mile Auto | $176 |
Mercury | $309 |
Sun Coast | $373 |
USAA | $404 |
Anchor | $469 |
Cheapest recent rates near Glendale, California
Recent Glendale, California car insurance prices for Ford, Nissan, Toyota , and more.
*Quotes generated for Insurify users in and around Glendale, California within the last 10 days. Last updated on November 21, 2024
*Quotes generated for Insurify users in and around Glendale, California within the last 10 days. Last updated on November 21, 2024
Car insurance requirements in California
California is an at-fault state, which means the driver at fault for the incident is liable for the injuries and property damage they cause. To drive legally in California, your coverage must meet or exceed the minimum requirements listed below.[3]
Coverage ▲▼ | Minimum Requirements ▲▼ |
---|---|
Bodily injury liability | $15,000 per person / $30,000 per accident |
Property damage liability | $5,000 per accident |
California's minimum required liability limits will increase on Jan. 1, 2025, to 30/60/15. Drivers in the Golden State will have to carry at least $30,000 per person and $60,000 per accident of bodily injury liability coverage, and $15,000 per accident for property damage liability.
Rates in Glendale are typically lowest with liability-only insurance, but you may want to consider additional coverage options for better protection, including the following:
Uninsured/underinsured motorist coverage
Uninsured/underinsured motorist coverage pays for property damage and injuries if you’re in an accident with an at-fault driver who is uninsured or underinsured. It also provides coverage if you're the victim of a hit-and-run.
Collision deductible waiver
A collision deductible waiver pays for your collision deductible if you’re in an accident with an uninsured driver who’s at fault.
Medical payments coverage
Medical payments coverage pays for the cost of medical expenses for you and your passengers.
Cheapest car insurance for drivers with an incident
Drivers with a clean record pay lower insurance rates, but if yours is marred by an incident, including at-fault car accidents, speeding tickets, driving under the influence, and other moving violations, you could see your rates rise dramatically for three to five years.
The severity and frequency of your incidents will affect your rate increases, primarily because your insurance company will use this information to determine what it believes is your likelihood of being in another incident.
In the sections that follow, you’ll see how unique incident types affect your rates in different ways.
Cheapest car insurance for drivers with a speeding ticket: Mile Auto
Speeding and aggressive driving accounts for 28% of statewide fatalities, and the Los Angeles region ties with the San Diego region for the highest percentage of fatalities from accidents involving speeding and aggressive driving.[4]
In Glendale and the surrounding Los Angeles area, unsafe speed is a major factor in most collisions, including collisions with bicycles, commercial vehicles, and motorcycles, as well as distracted driving. Because speed plays such a big role in accident rates, insurance companies may raise your rate with a multi-year surcharge based on your driving history and the severity of the speeding ticket.
The average monthly rate for car insurance with a speeding ticket in Glendale is $445. The table below shows how insurance policies with a speeding ticket compare to policies offered to people with clean driving records.
Insurance Company ▲▼ | Clean Driving Record ▲▼ | With Speeding Ticket ▲▼ |
---|---|---|
Mile Auto | $98 | $123 |
Sun Coast | $153 | $198 |
Mercury | $168 | $224 |
Anchor | $176 | $215 |
USAA | $199 | $247 |
Cheapest car insurance for drivers with an at-fault accident: Mile Auto
Due to the high population and congest highways, 49% of statewide driving fatalities occur in accidents around the Greater Los Angeles Area, which includes Glendale.[4]
Not surprisingly, insurers take at-fault accidents very seriously. An at-fault accident requires your insurance company to pay for the property damage, injuries, and other expenses you cause. To compensate for this expense, your auto insurance premium may increase for several years if you have a history of at-fault accidents or even when you’re in your first accident. But your rates may decrease again after the accident drops off your motor vehicle record.
The average monthly rate for car insurance in Glendale with an accident on your record is $420, and the table below shows quotes for Glendale drivers after an at-fault car accident.
Insurance Company ▲▼ | Clean Driving Record ▲▼ | With Accident ▲▼ |
---|---|---|
Mile Auto | $98 | $125 |
Sun Coast | $153 | $186 |
Mercury | $168 | $225 |
Anchor | $176 | $235 |
USAA | $199 | $248 |
Cheapest car insurance for drivers with a DUI: Mile Auto
California falls slightly below the national average for alcohol-impaired driving deaths in all age groups.[5] But LA County does have a higher percentage of alcohol-related fatalities than regions like Sacramento, San Diego, and San Francisco.[4]
People under the influence of drugs or alcohol may have impaired driving skills, increasing their likelihood of being in an accident. This increase in injury, property damage, and death potential is one reason DUI-convicted drivers receive some of the highest rates.
The overall average monthly rate for insurance coverage with a DUI in Glendale is $489. The table below shows liability quotes for Glendale drivers with DUI convictions compared to rates for drivers with a clean record.
Insurance Company ▲▼ | Clean Driving Record ▲▼ | With DUI ▲▼ |
---|---|---|
Mile Auto | $98 | $150 |
Sun Coast | $153 | $217 |
Mercury | $168 | $236 |
Anchor | $176 | $270 |
USAA | $199 | $305 |
Cheapest car insurance for seniors: Mile Auto
While auto insurance rates typically begin to decline for drivers around age 25, car insurance rates for seniors tend to increase again around age 70. Seniors have an increased risk of getting into an accident and being more severely injured in accidents.
Seniors in Glendale pay an overall average of $302 for monthly coverage, and you can see how quotes break down in the table below.
Insurance Company ▲▼ | Liability Only ▲▼ | Full Coverage ▲▼ |
---|---|---|
Mile Auto | $76 | $137 |
Sun Coast | $134 | $326 |
Mercury | $137 | $252 |
Anchor | $141 | $376 |
USAA | $164 | $333 |
Cheapest car insurance for teens: Mile Auto
Car crashes are a leading cause of death for teenagers across the nation.[6] Not surprisingly then, teens pay higher car insurance rates than adults, as insurers rate them the highest-risk demographic.
Fortunately, Glendale teens can save on car insurance by staying on their parents’ insurance plan, driving a safe vehicle, or asking their insurance agent if they’re eligible for discounts for good grades. Teens younger than 18 won't be able to buy their own policy without the written consent of a parent or guardian.
The average monthly rate for car insurance for teens in Glendale with their own policy is $549. The table below shows quotes for both liability and full-coverage policies for young drivers in Glendale.
Insurance Company ▲▼ | Liability Only ▲▼ | Full Coverage ▲▼ |
---|---|---|
Mile Auto | $185 | $331 |
Sun Coast | $243 | $593 |
Mercury | $288 | $530 |
Anchor | $289 | $771 |
USAA | $323 | $655 |
Is car insurance more expensive in Glendale?
The nationwide overall average cost of car insurance is $154 per month, which is much less than Glendale’s monthly average of $345. Glendale car insurance rates may be higher than in other cities, such as Modesto, because it’s in the California county with the highest population: Los Angeles County.
More drivers on the road can increase car insurance rates in a specific area, though other area factors can also affect rates, like frequency of accidents, vehicle theft and vandalism rates, and the age of Glendale drivers.
More cities in California
Here, you can see how average quotes in Glendale compare to those in several other California cities.
City ▲▼ | Liability Only ▲▼ | Full Coverage ▲▼ |
---|---|---|
Anaheim | $152 | $296 |
Bakersfield | $119 | $262 |
Chula Vista | $123 | $229 |
Fresno | $130 | $258 |
Los Angeles | $211 | $401 |
Modesto | $147 | $285 |
Temecula | $123 | $268 |
Glendale car insurance FAQs
If you’re looking for more information to help you secure the best rates in Glendale, the answers presented below can help.
How much is car insurance in Glendale?
The overall average rate for car insurance in Glendale is $345 per month. Liability coverage costs $241 per month, and full coverage costs $449 per month, on average.
Who has the cheapest car insurance in Glendale?
Mile Auto is the cheapest insurer in Glendale, offering a monthly rate of $98 for liability coverage. Glendale drivers can also find cheap rates with Sun Coast and Mercury, which have monthly liability rates as low as $153 and $168, respectively.
But to find the best insurance company for you, you should compare quotes from three to five insurers to find the policy that best matches your needs and budget.
What are the best car insurance companies in Glendale?
Clearcover, Mile Auto, and Sun Coast rank as three of the top insurers in Glendale. Clearcover offers some of the best rates in the state, while Mile Auto allows you to customize your coverage pricing based on the amount you drive. Finally, Sun Coast offers several coverage options you won’t find with other insurers and insures drivers with suspended or foreign licenses.
How much does car insurance cost per month in California?
The average cost of car insurance in California is $211 per month. The average monthly rate for liability coverage is $140, and the average for full coverage is $283.
What is recommended for car insurance coverage in CA?
To drive legally in California, you must have coverage that meets or exceeds the state’s minimum requirements of $15,000 per person and $30,000 per accident in bodily injury liability coverage and $5,000 in property damage liability coverage. But insurance professionals typically recommend buying higher coverage limits for greater financial protection in case of at-fault accidents.
Methodology
Insurify data scientists analyzed more than 90 million quotes served to car insurance applicants in Insurify’s proprietary database to calculate the premium averages displayed on this page. These premiums are real quotes that come directly from Insurify’s 50+ partner insurance companies in all 50 states and Washington, D.C. Quote averages represent the median price for a quote across the given coverage level, driver subset, and geographic area.
Unless otherwise specified, quoted rates reflect the average cost for drivers between 20 and 70 years old with a clean driving record and average or better credit (a credit score of 600 or higher).
Liability-only premium averages correspond to policies with the following coverage limits:
- Bodily injury limits between state-minimum rates and $50,000 per person, $100,000 per accident
- Property damage limits between $10,000 and $50,000
- No additional coverage
- Comprehensive coverage with a $1,000 deductible
- Collision coverage with a $1,000 deductible
Quotes for Allstate, Farmers, GEICO, State Farm, and USAA are estimates based on Quadrant Information Services’ database of auto insurance rates.
Related articles
More cities in California
Sources
- Insurance Information Institute. "What is auto insurance?."
- Insurance Information Institute. "What is covered by a basic auto insurance policy?."
- California Department of Motor Vehicles. "Insurance Requirements."
- California Safe Roads. "California Statewide Collision Overview."
- Centers for Disease Control and Prevention. "Sobering Facts: Alcohol-Impaired Driving CALIFORNIA."
- City of Glendale. "Glendale Police Department Reminds Parents Are Key to Keeping Teens Safe Behind the Wheel."
Nick Dauk is a freelance writer specializing in business, entrepreneurship, personal finance, and travel. His work has been featured in Fox Business, BBC, The Edge, Business Insider, and Bisnow. Nick is a first-generation college graduate, having majored in Interdisciplinary Studies at the University of Central Florida. His eclectic coursework, combined with previous managerial roles in the retail and broadcast television industries, have helped him develop an interdisciplinary approach to writing.
For nearly a decade, Nick has created content for mom-and-pop businesses and global corporations. As a travel writer, his global adventures have also been featured on Inside Hook, Houston Chronicle, Culture Trip, and Matador. When he's not traveling, Nick can be found in Orlando spending time with his wife and toddler.
15+ years in content creation
7+ years in business and financial services content
Chris is a seasoned writer/editor with past experience across myriad industries, including insurance, SAS, finance, Medicare, logistics, marketing/advertising, and many more.
Featured in
Corporate communications director for Insurance Information Institute
20+ years in insurance and communications
As Director, Corporate Communications for Triple-I, Mark serves as the non-profit’s national spokesperson, sharing information and education on a wide array of insurance issues.