Cheapest Car Insurance for 19-Year-Olds

USAA, State Farm, and GEICO offer some of the cheapest car insurance for 19-year-old drivers.

Jessica Martel
Written byJessica Martel
Jessica Martel
Jessica Martel

Jessica is a freelance writer, professional researcher, and mother of two rambunctious little boys. She specializes in personal finance, women and money, and financial literacy. Jessica is fascinated by the psychology of money and what drives people to make important financial decisions. She holds a Masters of Science degree in Cognitive Research Psychology.

Evelyn Pimplaskar
Evelyn PimplaskarEditor-in-Chief, Director of Content
  • 10+ years in insurance and personal finance content

  • 30+ years in media, PR, and content creation

Evelyn leads Insurify’s content team. She’s passionate about creating empowering content to help people transform their financial lives and make sound insurance-buying decisions.

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Konstantin Halachev
Data reviewed byKonstantin Halachev
Headshot of Konstantin Halachev, VP of Engineering at Insurify
Konstantin HalachevVP of Engineering & Data Science
  • 7+ years experience in data analysis

  • Ph.D. in Computational Biology

Konstantin has led data teams across multiple industries, including insurance, travel, and biology. He’s led Insurify’s engineering team for more than three years.

Updated October 30, 2024

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Cheapest recent rates

Drivers using Insurify have found quotes as cheap as $34/mo for liability only and $43/mo for full coverage.

*Quotes generated for Insurify users within the last 10 days. Last updated on October 30, 2024

Rates shown are real-time Insurify user quotes from 100+ insurance companies and Quadrant Information Services data. Insurify’s algorithm excludes anomalous quotes and anonymizes personal details, then displays refined quotes by price, date, and insurer popularity up to 10 days ago from October 30, 2024. Actual quotes may vary based on the policy buyer’s unique driver profile.

*Quotes generated for Insurify users within the last 10 days. Last updated on October 30, 2024

Rates shown are real-time Insurify user quotes from 100+ insurance companies and Quadrant Information Services data. Insurify’s algorithm excludes anomalous quotes and anonymizes personal details, then displays refined quotes by price, date, and insurer popularity up to 10 days ago from October 30, 2024. Actual quotes may vary based on the policy buyer’s unique driver profile.

Nineteen-year-old drivers buying their own car insurance face average rates of $372 per month for full coverage and $184 for minimum-coverage policies, according to Insurify data. By comparison, the national average costs for all age groups combined are $104 for liability and $211 for full coverage.

Insurance costs for teenagers are high because teen drivers have crash rates nearly three times the rates of drivers 20 and older.[1] But there is good news: A 19-year-old driver is just a few years away from seeing their car insurance rates start to drop. And teen drivers and their families can take steps to reduce their premiums while their young drivers gain experience behind the wheel.

To find the lowest car insurance premiums for young drivers, take some time to compare multiple car insurance companies on rates, coverage options, and teen-driver discounts.

Quick Facts
  • Young male drivers tend to pay higher rates than their female counterparts due to their higher rates of risky driving behaviors, like speeding.

  • It’s generally cheaper for teens to be covered under their parents’ policy than for teens to buy their own insurance policy.

  • Good student and defensive driving discounts can help reduce the cost of car insurance for teen drivers.

Cost of car insurance for 19-year-olds

Teen drivers, specifically male drivers, pay some of the highest insurance rates. The national average cost for teen-owned insurance is $372 per month for full coverage and $184 per month for liability only, according to Insurify data. But covering a teen on their parents’ policy adds an average of just $283 per month for full coverage and $140 for liability only to the total premium.

A combination of inexperience, risky behaviors, and distracted driving increases teens’ risk of getting into an accident and filing a claim.

Best car insurance companies for a 19-year-old

If you’re searching for the best car insurance for a 19-year-old, comparing multiple insurance companies can help you find the coverage that fits your individual budget and needs. Here are three of the best and cheapest companies for insuring a 19-year-old driver.

Best for military members and their families: USAA

User Reviews
4.9
IQ Score
The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores.
9.4 /10
Liability Only
Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages.
$46/mo
Full Coverage
Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible.
$100/mo
4.9
Best choiceBased on 1573 verified guest reviews and ratings
How drivers feel about USAA

Drivers appreciate the ease of working with the carrier, competitive rates, and responsive service but dislike the price increases and lack of rideshare add-ons in some areas.

AI-generated from the text of verified reviews collected by Insurify
Best For
Members of the military community
Outstanding customer service
Competitive rates
How drivers feel about USAA

Drivers appreciate the ease of working with the carrier, competitive rates, and responsive service but dislike the price increases and lack of rideshare add-ons in some areas.

AI-generated from the text of verified reviews collected by Insurify
Best For
Members of the military community
Outstanding customer service
Competitive rates
Reviews (897)

Kent

October 29, 2024

Verified Review

Excellent

The insurance is a bit high.

Dorothy

October 29, 2024

Verified Review

Significant Increase in Policy Payment

Be cautious not to have an accident, as my policy payment increased by $300 a month.

Martin

October 29, 2024

Verified Review

My Opinion

They have always been there when I've needed them. They're not the cheapest, but I've never been denied a claim.
See all USAA reviews
JD Power
J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
880
NAIC Index
Average amount of customer complaints relative to competitors on a 0-5 scale. A lower score represents fewer complaints.
1.35
A.M. Best
A.M. Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).
A++
Why we picked this company

USAA offers the lowest car insurance premiums for 19-year-old drivers. But to take advantage of these rates, you have to be a USAA member. Membership is available only to active-duty military personnel, veterans, and their qualifying family members.

To help cut costs for teen drivers, USAA offers a variety of teen discounts, including driver training discounts, good student discounts, and multi-vehicle discounts. You can also earn up to 30% off for safe driving through USAA’s SafePilot program if you live in an eligible state. When you’re ready to move on from your parents’ insurance and get your own policy, you may qualify for a 10% family discount.

Pros
  • Low premiums for 19-year-old drivers

  • Ability to save up to 30% with the SafePilot program

Cons
  • Not available to non-military members

  • No gap insurance

Best for discounts: GEICO

User Reviews
4.0
IQ Score
The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores.
9.0 /10
Liability Only
Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages.
$55/mo
Full Coverage
Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible.
$121/mo
4.0
Best choiceBased on 10113 verified guest reviews and ratings
How drivers feel about GEICO

Drivers appreciate the excellent customer service and initial low prices but dislike the frequent price increases.

AI-generated from the text of verified reviews collected by Insurify
Best For
Teen drivers
Cheap rates
Accident forgiveness
How drivers feel about GEICO

Drivers appreciate the excellent customer service and initial low prices but dislike the frequent price increases.

AI-generated from the text of verified reviews collected by Insurify
Best For
Teen drivers
Cheap rates
Accident forgiveness
Reviews (5,563)

Herman

October 29, 2024

Verified Review

Excellent

For us, it came down to cost and having all of our insurance with the same company, not farmed out.

Greg

October 29, 2024

Verified Review

It's Expensive

It's expensive.

Robert

October 29, 2024

Verified Review

Unpleasant Experience on Cape Cod

My insurance has gone from $37 a month to $82. Stay far away from this company.
See all GEICO reviews
JD Power
J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
835
NAIC Index
Average amount of customer complaints relative to competitors on a 0-5 scale. A lower score represents fewer complaints.
0.74
A.M. Best
A.M. Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).
A++
Why we picked this company

GEICO also offers competitive insurance rates for 19-year-old drivers. In addition, it has a variety of discounts, including for being a good student, taking a driver’s education course, being a good driver, and having multiple vehicles on one policy. Vehicle equipment discounts for airbags, anti-lock brakes, an anti-theft system, or daytime running lights could help you save even more.

Pros
  • Superior financial strength rating of A++ from AM Best

  • Variety of teen driver discounts

Cons
  • No rideshare insurance

  • No gap insurance coverage

Best for customer satisfaction: State Farm

User Reviews
4.2
IQ Score
The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores.
9.3 /10
Liability Only
Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages.
$55/mo
Full Coverage
Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible.
$121/mo
4.2
Best choiceBased on 8831 verified guest reviews and ratings
How drivers feel about State Farm

Drivers appreciate the helpful local agents and initial service but dislike the high prices and frequent rate increases.

AI-generated from the text of verified reviews collected by Insurify
Best For
Customer service
Competitive rates
Discounts for safe drivers
How drivers feel about State Farm

Drivers appreciate the helpful local agents and initial service but dislike the high prices and frequent rate increases.

AI-generated from the text of verified reviews collected by Insurify
Best For
Customer service
Competitive rates
Discounts for safe drivers
Reviews (4,847)

Jannie

October 29, 2024

Verified Review

Good

The insurance is higher than other companies' policies.

Marsha

October 29, 2024

Verified Review

Friendly agents!

Check out their prices!

Linda

October 29, 2024

Verified Review

I also have my homeowners insurance with them. I had a fire in my hot water heater and a year later, someone stayed in my house while I was gone for 2 months. I came home to a floating kitchen floor. After these incidents, StateFarm cancelled my policy.

I also have my homeowners insurance with them. I had a fire in my hot water heater and a year later, someone stayed in my house while I was gone for 2 months. I came home to a floating kitchen floor. After these incidents, StateFarm cancelled my policy.
See all State Farm reviews
JD Power
J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
842
NAIC Index
Average amount of customer complaints relative to competitors on a 0-5 scale. A lower score represents fewer complaints.
0.78
A.M. Best
A.M. Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).
A++
Why we picked this company

In addition to having some of the lowest insurance rates for 19-year-old drivers, State Farm also rates highly for customer satisfaction. In a 2023 study by J.D. Power, State Farm ranked No. 1 among large insurers for providing a satisfying purchase experience to customers.[2] It also had above-average ratings in all regions in the J.D. Power 2023 U.S. Auto Insurance Study.

State Farm offers several teen discounts, including a good student discount that’s available to high school and college students up to age 25. Driver training and student-away-at-school discounts are also available.

Pros
  • Competitive premiums for 19-year-old drivers

  • Strong customer satisfaction ratings from J.D. Power

Cons
  • No gap insurance

  • More expensive for drivers with violations

  • To choose the best car insurance companies for 19-year-old drivers, Insurify data scientists and editors analyzed more than 90 million quotes served to car insurance applicants in Insurify’s proprietary database. We considered premium costs, availability, discounts, consumer satisfaction ratings, and third-party industry ratings.

Find Affordable Car Insurance for Teens

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Cheapest car insurance for 19-year-olds

In addition to age, many factors determine the cost of car insurance, including gender, ZIP code, driving record, the car you drive, the type and amount of car insurance you want to purchase, and even your credit history in many states.

The following table highlights average monthly quotes from some of the cheapest car insurance companies for 19-year-olds.

The below rates are estimated rates current as of: Sunday, September 1 at 12:00 PM PDT
Data reviewed by Konstantin Halachev
Headshot of Konstantin Halachev, VP of Engineering at Insurify
Konstantin HalachevVP of Engineering & Data Science
  • 7+ years experience in data analysis

  • Ph.D. in Computational Biology

Konstantin has led data teams across multiple industries, including insurance, travel, and biology. He’s led Insurify’s engineering team for more than three years.

Insurance Company
Full Coverage
Liability Only
COUNTRY Financial$46$20
NJM$65$36
Auto-Owners$125$58
Root$140$82
Erie$151$81
USAA$159$73
GEICO$172$78
Metromile$181$102
CSAA$195$125
State Farm$202$92
Mile Auto$216$119
Allstate$245$111
Progressive$251$144
American Family$288$129
Mercury$297$150
Elephant$297$169
Nationwide$317$144
Safeco$320$178
Shelter$338$174
The General$342$162
State Auto$351$165
Dairyland$355$134
The Hartford$360$203
Travelers$361$166
Amica$362$197
Direct Auto$362$186
National General$365$176
Clearcover$375$197
21st Century$402$187
Farmers$436$197
Bristol West$437$200
Liberty Mutual$456$248
AssuranceAmerica$480$280
Infinity$481$343
Chubb$481$225
GAINSCO$494$216
Foremost$529$248
Commonwealth Casualty$541$204
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

Why it’s cheaper to add a 19-year-old driver to a parent’s policy

If you’re a 19-year-old trying to find cheap car insurance, your best option is usually to join your parents’ insurance policy versus buying your own.[3] Buying your own policy could cost you $4,464 per year for full coverage, or $2,208 for liability-only insurance.

Adding a teen driver to a policy will increase the overall premium but less than it would cost for the teen to buy their own car insurance. The cost of adding a 19-year-old to a parent’s policy is approximately 27% cheaper for full-coverage and liability-only insurance.

For example, if your parents currently pay $316 per month for full coverage (the average cost for two drivers), adding you to their policy will bump their monthly cost to $599. That $283 per-month increase is still less than you’d pay for your own policy.

The main benefit of joining your parents’ insurance policy is cost savings. You might also have the opportunity to use a multiple-policy discount to further reduce the overall cost of coverage.

If you’re the parent of a 19-year-old driver, you can expect to see an increase in your overall premiums. Your insurance will go up even more if your teen gets in a car accident.

 
Liability Only
Full Coverage
Cost of a 19-year-old having their own policy$184$372
Cost of adding a 19-year-old to parents policy+$140+$283
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.

Cheapest recent rates

Drivers using Insurify have found quotes as cheap as $34/mo for liability only and $43/mo for full coverage.

*Quotes generated for Insurify users within the last 10 days. Last updated on October 30, 2024

Rates shown are real-time Insurify user quotes from 100+ insurance companies and Quadrant Information Services data. Insurify’s algorithm excludes anomalous quotes and anonymizes personal details, then displays refined quotes by price, date, and insurer popularity up to 10 days ago from October 30, 2024. Actual quotes may vary based on the policy buyer’s unique driver profile.

*Quotes generated for Insurify users within the last 10 days. Last updated on October 30, 2024

Rates shown are real-time Insurify user quotes from 100+ insurance companies and Quadrant Information Services data. Insurify’s algorithm excludes anomalous quotes and anonymizes personal details, then displays refined quotes by price, date, and insurer popularity up to 10 days ago from October 30, 2024. Actual quotes may vary based on the policy buyer’s unique driver profile.

How 19-year-olds can save on car insurance

Teen drivers and their parents can take steps to reduce the cost of car insurance, including:

Look for discounts

Most car insurance companies offer discounts to help reduce premiums. For example, GEICO offers a good student discount to full-time students who maintain a B average or higher. With this discount, you can save up to 15% on certain coverage.

The following table shows just some of the discounts available and the companies that offer them. You’ll find these discounts from many other insurers as well.

Discount
Companies that Offer it
% Saved
Good gradesGEICOUp to 15%
Drivers education programAllstateVaries
Multi-vehicleProgressive7%
TelematicsTravelersUp to 30%

Join your parents’ policy

If your parents are open to you joining their auto insurance policy, this is a good way to save on the overall cost. Age and credit history affect insurance costs, so being on your parents’ coverage can help you benefit from the savings they qualify for. You also might qualify for multi-vehicle discounts.

Compare car insurance quotes

Insurance rates can vary widely between insurance companies. By comparing car insurance quotes from multiple companies, you can find the one that best fits your needs and budget.

For a side-by-side comparison of various insurance companies, you can use online quote-comparison tools. Consider the type and amount of coverage you need and the cost.

Increase your deductible

Generally, the higher your collision and comprehensive deductibles, the lower your monthly premiums. For instance, you can save between 15% and 30% by raising your deductible from $200 to $500 on your collision and comprehensive coverage, according to the Insurance Information Institute. 

Increasing your deductible to $1,000 can save you 40% or more. If you choose a higher deductible, make sure you can afford to pay it if you have to submit a claim.

Consider usage-based insurance

If you’re someone who doesn’t drive frequently, you might consider usage-based car insurance. Coverage is based on how many miles you drive per month.

For example, Nationwide’s SmartMiles car insurance offers a flexible monthly insurance rate that’s based on your mileage. Your monthly insurance premium includes two parts:

  • Base rate: Stays the same each month

  • Variable rate: Cost-per-mile charge that varies from month to month

Drive a safe vehicle

Both the value of your car and the safety features in your car can affect the cost of your premiums. Generally, a more expensive car is more expensive to insure because it costs more to repair. Cars with high-quality safety equipment might qualify for discounts with different insurers.

Learn More: 6 Best Pay-as-You-Go Car Insurance Companies

Learn More: 6 Best Pay-as-You-Go Car Insurance Companies

What determines your car insurance rate

Auto insurance companies use a variety of factors to determine the cost of your car insurance premiums, including:

  • Age: Younger drivers pay higher insurance premiums due to inexperience and other factors that make them a high risk to insurers.

  • Gender: Women tend to have fewer accidents, DUIs, and less severe accidents than men, leading to lower insurance premiums.

  • Driving record: A driving record free from speeding tickets, accidents, and other violations typically leads to lower insurance premiums.

  • Vehicle: Driving a vehicle that has high-quality safety equipment might help you qualify for discounts on your insurance premiums.

  • Location: Where you live and even where you park your car can affect your insurance rates. Generally, living in areas with low vehicle crime and low accident rates — and parking your car in a garage versus on the street — can help you secure a lower rate.

How gender affects car insurance rates for teen drivers

In general, men pay more for car insurance than women. Male drivers of any age are more likely to engage in driving behaviors that can lead to accidents and claims, like speeding or driving while impaired. Male drivers ages 16 to 19 have a car accident fatality rate nearly twice the rate for female drivers of the same age.[4]

These differences affect car insurance rates. The table below illustrates the percentage difference in insurance costs for teenagers.

Teen Driver
Male
Female
% Difference
16-year-olds$444$40111%
17-year-olds$418$38010%
18-year-olds$395$36010%
19-year-olds$387$3539%
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.

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Car insurance for 19-year-olds FAQs

Teen drivers pay more for insurance, but you can take steps to keep costs down — from choosing a safe car for them to enrolling them in a driver education program. Here are some answers to commonly asked questions to help you start saving.

  • What is the cheapest car insurance for 19-year-olds?

    The cheapest car insurance for 19-year-olds is with USAA, with an average rate of $68 per month for liability-only insurance and $148 per month for full coverage. GEICO and State Farm also offer some of the lowest car insurance premiums for 19-year-olds.

  • Why is car insurance more expensive for teen drivers?

    Teenagers pay higher insurance premiums due to inexperience and other factors that increase the risk to insurers. Teen drivers also have a crash rate nearly four times that of drivers age 20 and older, according to the Insurance Institute for Highway Safety (IIHS).

  • Should 19-year-olds have their own insurance?

    Parents and teens will need to decide for themselves if they should have separate insurance policies. But if you have the option to join your parents’ policy, this is typically cheaper than purchasing coverage on your own.

  • Does car insurance go down when you turn 19?

    Your car insurance rates might go down when you turn 19 depending on factors such as your driving record, experience, and insurance company. But until the age of 25, insurers typically charge young drivers higher premiums.

Methodology

Insurify data scientists analyzed more than 90 million quotes served to car insurance applicants in Insurify’s proprietary database to calculate the premium averages displayed on this page. These premiums are real quotes that come directly from Insurify’s 50+ partner insurance companies in all 50 states and Washington, D.C. Quote averages represent the median price for a quote across the given coverage level, driver subset, and geographic area.

Unless otherwise specified, quoted rates reflect the average cost for drivers between 20 and 70 years old with a clean driving record and average or better credit (a credit score of 600 or higher).

Liability-only premium averages correspond to policies with the following coverage limits:

  • Bodily injury limits between state-minimum rates and $50,000 per person, $100,000 per accident
  • Property damage limits between $10,000 and $50,000
  • No additional coverage
Full-coverage premium averages correspond to the same bodily injury and property damage limits in addition to:
  • Comprehensive coverage with a $1,000 deductible
  • Collision coverage with a $1,000 deductible

Quotes for Allstate, Farmers, GEICO, State Farm, and USAA are estimates based on Quadrant Information Services’ database of auto insurance rates.

Sources

  1. Centers for Disease Control and Prevention. "Teen Drivers and Passengers: Get the Facts."
  2. J.D. Power. "Auto Insurance Customer Satisfaction Plummets as Rates Continue to Surge, J.D. Power Finds."
  3. Insurance Information Institute. "Auto insurance for teen drivers."
  4. Insurance Institute for Highway Safety. "Fatality Facts 2021 Males and females."
Jessica Martel
Jessica Martel

Jessica is a freelance writer, professional researcher, and mother of two rambunctious little boys. She specializes in personal finance, women and money, and financial literacy. Jessica is fascinated by the psychology of money and what drives people to make important financial decisions. She holds a Masters of Science degree in Cognitive Research Psychology.

Evelyn Pimplaskar
Edited byEvelyn PimplaskarEditor-in-Chief, Director of Content
Evelyn Pimplaskar
Evelyn PimplaskarEditor-in-Chief, Director of Content
  • 10+ years in insurance and personal finance content

  • 30+ years in media, PR, and content creation

Evelyn leads Insurify’s content team. She’s passionate about creating empowering content to help people transform their financial lives and make sound insurance-buying decisions.

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Konstantin Halachev
Data reviewed byKonstantin HalachevVP of Engineering & Data Science
Headshot of Konstantin Halachev, VP of Engineering at Insurify
Konstantin HalachevVP of Engineering & Data Science
  • 7+ years experience in data analysis

  • Ph.D. in Computational Biology

Konstantin has led data teams across multiple industries, including insurance, travel, and biology. He’s led Insurify’s engineering team for more than three years.

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