DUI vs. DWI: What’s the Difference?
The definition and consequences of DWI and DUI vary by state.
Excellent
)
Written byAly J. Yale
)
National Association of Real Estate Editors member
Bylines include Forbes, Bankrate, and CBS News
Aly is a reporter specializing in real estate, mortgages, and personal finance. You can find her work in Hearst newspapers and numerous financial publications.
Featured in
){kind=logo}
){kind=small}
){kind=small}
){kind=small}
)
Edited bySarah Archambault
)
Experienced personal finance writer
Background working with banks and insurance companies
Sarah enjoys helping people find smarter ways to spend their money. She covers auto financing, banking, credit cards, credit health, insurance, and personal loans.
Featured in
){kind=small}
){kind=small}
)
Data reviewed byKonstantin Halachev
)
7+ years experience in data analysis
Ph.D. in Computational Biology
Konstantin has led data teams across multiple industries, including insurance, travel, and biology. He’s led Insurify’s engineering team for more than three years.
Updated September 30, 2024
Why you can trust Insurify: Comparing accurate insurance quotes should never put you at risk of spam. We earn an agent commission only if you buy a policy based on our quotes. Our editorial team follows a rigorous set of editorial standards and operates independently from our insurance partners. Learn more.
Advertiser Disclosure
At Insurify, our goal is to help customers compare insurance products and find the best policy for them. We strive to provide open, honest, and unbiased information about the insurance products and services we review. Our hard-working team of data analysts, insurance experts, insurance agents, editors and writers, has put in thousands of hours of research to create the content found on our site.
We do receive compensation when a sale or referral occurs from many of the insurance providers and marketing partners on our site. That may impact which products we display and where they appear on our site. But it does not influence our meticulously researched editorial content, what we write about, or any reviews or recommendations we may make. We do not guarantee favorable reviews or any coverage at all in exchange for compensation.
Table of contents
A DUI or DWI is a criminal offense, usually charged after you’ve been arrested for driving intoxicated on alcohol or under the influence of a substance. DWIs and DUIs can be misdemeanors or felony charges and often come with serious consequences if you’re convicted, including jail time, fines, and license suspension.[1] On top of this, having a DWI or DUI on your driving record can increase your car insurance premiums or cause insurers to deny you coverage.
Here’s what you need to know about DUIs and DWIs in your state and how they might affect you if you’ve been convicted of one.
Find Car Insurance After a DUI
Liability rates for drivers with a DUI start at $26 per month
Secure. Free. Easy-to-use.
Based on 3,806+ reviews
4.8/5
DUI vs. DWI
A DWI is a “driving while intoxicated” charge, while a DUI is a “driving under the influence” charge. These charges can be either felonies or misdemeanors, depending on the circumstances and the state. And the consequences if you’re convicted range widely. They often include fines, jail time, license suspension, community service, and the installation of an ignition interlock device (IID) on your car.[2]
In some states, DWI and DUI refer to the same type of charge. But in other states, these two charges are separate and have differing penalties. The exact definitions vary by location, but as an example, Washington, D.C., uses both DUI and DWI charges. You can be charged for driving under the influence in the nation’s capital if a judge determines you were unable to exercise clear judgment while driving your vehicle. And you may also face driving while intoxicated charges if you drive with a blood alcohol concentration (BAC) level of 0.08% or greater.[3]
Which is worse?
The penalties for a DWI and DUI vary by state. But in places where the two are separate charges, DUIs can sometimes carry harsher punishments.
In Maryland, for example, a first-time DUI can come with up to one year in jail, $1,000 in fines, and a six-month license suspension. A DWI in Maryland, on the other hand, comes with jail time of just two months maximum, $500 in fines, and a six-month license suspension (unless minor passengers are involved).[4]
Common DUI and DWI consequences
DUIs and DWIs can come with severe consequences, which vary widely from state to state.
Some potential consequences of DUIs and DWIs include:[5]
License suspension: Many states suspend your license after a DUI or DWI, making it illegal for you to drive in the state for up to two years.
Fines: Fines are common, too, and range anywhere from a few hundred dollars to thousands. You may also pay a fee to reinstate your license.
Jail time: States also require you to serve a jail term after a DUI or DWI. These can be as little as a few hours or up to one year, depending on the severity of the situation and any prior convictions.
Alcohol or drug treatment program: You also may be required to participate in a treatment program if your blood alcohol level is over a certain legal limit.
Community service: Completing community service is a common penalty and can sometimes be used in lieu of jail time.
Ignition interlock device (IID): You may also need to install an IID in your car — a type of breathalyzer test that you must pass before your motor vehicle will start.
Legal fees: You may need a criminal defense attorney when facing a DUI or DWI charge. NOLO estimates this to cost just under $2,000 for most people.
Increased car insurance premiums: Car insurance also becomes more expensive after a DUI or DWI, as insurers consider you to be a high-risk driver.
Important Information
Insurance companies can also deny you traditional car insurance altogether if they deem you too high of a risk to insure.[6]
Other types of impaired driving violations
Some states don’t have DUIs or DWIs at all, while others have additional charges on top of these. For example, you can face DWI, DUI, and OWI charges — operating while impaired — in Washington, D.C., while in Iowa, no DWI or DUI charges exist at all.
Other possible charges include OVI (operating a vehicle under the influence of alcohol or drugs), OWVI (operating while visibly impaired), and DWAI (driving while ability impaired). Some states also have a BUI charge, which stands for “boating under the influence of drugs or alcohol.”
Impaired driving penalties by state
Laws and penalties surrounding DUIs, DWIs, and other similar charges vary from state to state and may include penalties like jail time, fines, and an ignition interlock device (IID).
See below for a breakdown of how each state treats a first DUI or DWI charge, according to legal platform NOLO.
State ▲▼ | Violation Type ▲▼ | Penalties ▲▼ | License Suspension Length ▲▼ |
|---|---|---|---|
| Alabama | DUI | $600–$2,100; up to 1 year jail time; 6-month IID | 90 days |
| Alaska | DUI | $1,500–$25,000; 72 hours to 1 year jail time; 6-month IID | 90 days |
| Arizona | DUI | $1,480 to at least $3,250; minimum 10–45 days in jail; 1-year IID | 90 days minimum |
| Arkansas | DUI and DWI | $150–$1,000; 24 hours to 1 year in jail | 6 months |
| California | DUI | $390–$1,000; up to 6 months jail time | 6 months |
| Colorado | DUI and DWAI | $200–$1,000; 2 days to 1 year in jail; 8-month IID, 24–96 hours community service | 9 months for DUI |
| Connecticut | OUI | $500–$1,000; 48 hours to 6 months jail time; up to 100 hours community service; 1-year IID | 45 days |
| Delaware | DUI | $500–$1,500; maximum 12 months jail time | 12–24 months |
| Florida | DUI | $500–$2,000; up to 9 months jail time; 6-month IID | 180 days to 1 year |
| Georgia | DUI | $300–$1,000; 10 days to 1 year jail time; 20–40 hours community service | 1 year |
| Hawaii | DUI | $250–$1,000; 72 hours community service; 14-hour rehabilitation program; 48 hours to 5 days in jail | 1 year |
| Idaho | DUI | Max of $2,000; 10 days to 1 year jail time; 1-year IID | 9–210 days |
| Illinois | DUI | $500–$2,500; up to 100 hours community service; up to 364 days jail time | 1 year |
| Indiana | OWI | $500–$5,000; up to 1 year jail time; 60 days to 1 year IID | Up to 1 year |
| Iowa | OWI | $1,250; 48 hours to 1 year jail time | 180 days |
| Kansas | DUI | Up to $1,000; 48 hours to 6 months jail time; 180-day IID | 30 days |
| Kentucky | DUI | $200–$500; 48 hours to 30 days jail time; 90-day treatment program; 6-month IID | 30–120 days |
| Louisiana | DUI and OWI | $100–$1,000; 10 days to 6 months jail time (DUI); at least 32 hours community service (OWI); substance abuse treatment (OWI); driver improvement program (OWI) | 12 months (DUI); 6 months (OWI) |
| Maine | OUI | $500–$2,000; 96 hours to 1 year jail time | 150 days |
| Maryland | DUI and DWI | $500–$1,000; up to 1 year jail time | Up to 6 months |
| Massachusetts | OUI | $500–$5,000; up to 2.5 years jail time; 2-year IID | 1 year |
| Michigan | OWI and OWVI | $100–$500; up to 93 days jail time; up to 360 hours community service | 180 days |
| Minnesota | DWI | $1,000; up to 90 days in jail | 90 days |
| Mississippi | DUI | $250–$1,000; up to 48 hours jail time | 120 days |
| Missouri | DWI | Up to $1,000; up to 6 months jail time | 30 days + 60-day restricted license |
| Montana | DUI | $600–$1,000; 24 hours to 6 months jail time | 6 months |
| Nebraska | DUI | $500; up to 60 days jail time; mandatory IID (varies depending on BAC) | 60 days to 1 year |
| Nevada | DUI | $400–$1,000; 2 to 180 days jail time; 185-day IID; drug and alcohol abuse treatment program (for BAC of at least 0.18%) | 185 days |
| New Hampshire | DUI and OUI | $500–$2,000; up to 1 year jail time | 9 months to 2 years |
| New Jersey | DWI | $250–$500; up to 30 days jail time; 12–48 hours in Intoxicated Driver Resource Center | 3 months to 1 year |
| New Mexico | DWI | Max of $500; 24 hours community service; up to 90 days jail time; substance abuse treatment program | Up to 1 year |
| New York | DWI and DWAI | $300–$1,000; up to 1 year jail time; 6 months to 1-year IID | 6 months |
| North Carolina | DWI | $200–$10,000; up to 36 months jail time; 1-year IID | 1 year |
| North Dakota | DUI | $500–$1,500; up to 30 days jail time | 91–180 days |
| Ohio | OVI/DUI | $375–$1,075; 3 days to 6 months jail time | 1–3 years |
| Oklahoma | DUI and DWI | Max of $1,000; 10 days to 1 year jail time | 180 days |
| Oregon | DUI | $1,000–$6,250; 48 hours to 1 year jail time or 80 hours community service; 1-year IID | 1 year |
| Pennsylvania | DUI | $300–$5,000; 6-month probation; up to 6 months in jail | Up to 12 months |
| Rhode Island | DUI | $100–$500; up to 1 year jail time | 30 days to 18 months |
| South Carolina | DUAC and DUI | $400–$1,000; 48 hours to 90 days jail time (or community service) | 6 months |
| South Dakota | DUI | Up to $2,000; up to 1 year jail time | 30 days to 1 year |
| Tennessee | DUI | $350–$1,500; 48 hours to 11 months and 29 days jail time | 1 year |
| Texas | DWI | $2,000–$4,000; 72 hours to 1 year jail time | 9–12 months |
| Utah | DUI | $700–$1,000; 2 to 180 days jail time (or community service); 1-year IID (BAC over 0.16%) | 120 days |
| Vermont | DUI | Max of $750; up to 2 years jail time | 90 days to one year |
| Virginia | DUI | $250–$2,500; up to 1 year jail time | 1 year |
| Washington | DUI | $350–$5,000; 1 to 364 days jail time | 90 days to one year |
| Washington, D.C. | DUI, DWI, and OWI | $1,000; up to 180 days jail time | 6 months |
| West Virginia | DUI | $100–$1,000; up to 6 months jail time | 6 months |
| Wisconsin | OWI | $150–$300; potential IID | 6–9 months |
| Wyoming | DUI | $200–$750; 7 days to 6 months jail time | 1 year |
How long does a DUI stay on your record?
A DUI conviction will always go on your record, but how long it stays there depends on your state. For example, in California, the criminal charge will remain on your record for 10 years. In Washington, it’s seven.
In some states, such as Indiana, a DUI or DWI conviction stays on your record permanently. Sometimes, you may be able to get your DUI conviction expunged after a certain number of years have passed or you’ve met certain conditions. Your DUI conviction may also follow you from one state to another.[7]
Compare Car Insurance Quotes
Check quotes from 100+ top insurance companies
Secure. Free. Easy-to-use.
Based on 3,806+ reviews
4.8/5
SR-22 after DUI conviction
In many states, a DUI conviction can cause you to lose your driver’s license temporarily. As a requirement for reinstating your license, you may need to get an SR-22 certificate — a special proof of insurance — and maintain your policy for a few years. Your insurer will also need to provide your state’s department of motor vehicles with the SR-22 before you can have your license reinstated.
The actual SR-22 document typically costs around $25 to file, but the cost of insurance after a DUI conviction or license suspension can be very high due to the high risk you now present as a driver. You may also face license reinstatement fees of $100 to $300, depending on your state.[8]
An FR-44 is similar to an SR-22 in that it provides proof of insurance after your license was suspended. But only Florida and Virginia use it.
DUI vs. DWI FAQs
Definitions for DUIs and DWIs vary depending on what state you’re in — as do the consequences of those charges. If you’re facing a DUI or DWI due to impaired or drunk driving, use this additional information to learn more.
Are a DWI and a DUI the same thing?
DWIs and DUIs can often refer to the same charge, though it depends on your state. Some states use them interchangeably, some have separate charges and penalties for each, and others use different terms entirely.
What is the difference between a DWI and a DUI?
Technically, a DWI refers to “driving while intoxicated,” while a DUI is “driving under the influence.” Exactly what constitutes those charges and the consequences they come with depends on what state you’re in.
Is a DUI or a DWI worse in Texas?
Texas doesn’t have DUI charges — only DWIs. For first-time offenders, a DWI charge in Texas comes with 72 hours to 12 months of jail time, up to $4,000 in fines, a license suspension of 90 days to 12 months, and sometimes, installing an ignition interlock device (a type of breath test) on your vehicle.[9]
What happens when you get a DUI?
DUIs and DWIs are serious offenses, though the exact consequences of getting a DUI depend on your state laws. Common penalties for DUI charges include fines, jail time, license suspension, community service, and installing an ignition interlock device on your vehicle. See the above chart for the DUI penalties in your state.
Methodology
Insurify data scientists analyzed more than 90 million quotes served to car insurance applicants in Insurify’s proprietary database to calculate the premium averages displayed on this page. These premiums are real quotes that come directly from Insurify’s 50+ partner insurance companies in all 50 states and Washington, D.C. Quote averages represent the median price for a quote across the given coverage level, driver subset, and geographic area.
Unless otherwise specified, quoted rates reflect the average cost for drivers between 20 and 70 years old with a clean driving record and average or better credit (a credit score of 600 or higher).
Liability-only premium averages correspond to policies with the following coverage limits:
- Bodily injury limits between state-minimum rates and $50,000 per person, $100,000 per accident
- Property damage limits between $10,000 and $50,000
- No additional coverage
- Comprehensive coverage with a $1,000 deductible
- Collision coverage with a $1,000 deductible
Quotes for Allstate, Farmers, GEICO, State Farm, and USAA are estimates based on Quadrant Information Services’ database of auto insurance rates.
Related articles
- The 10 Best and Worst Car Insurance Comparison Sites
- No-Down-Payment Car Insurance
- Top 10 Cheapest Car Insurance Companies
- How to Get Cheaper Car Insurance With a Low Income
- Best Cheap Full-Coverage Car Insurance
- 7 of the Best Car Insurance Companies
- Can Your Insurance Company Force You to Total Your Car?
Popular articles
- What Is Gap Insurance for Cars, and Do You Need It?
- How Much Will Insurance Pay for My Totaled Car? (Full Guide)
- What Is the Difference Between a Real ID and a Driver’s License?
- Rebuilt Title: What It Is and How It Works
- What Is a Car Insurance Deductible?
- Best Car Insurance Rates and Discounts for Teachers
- What Comprehensive Car Insurance Covers in Texas
Sources
- Nolo. "Is a DUI/DWI a Felony Offense?."
- DrivingLaws.org. "DUI Laws by State."
- DrivingLaws.org. "Washington D.C.'s DUI Laws and Penalties."
- DrivingLaws.org. "Maryland's DUI and DWI Laws and Conviction Penalties."
- DrivingLaws.org. "What Should I Expect If I Get a First DUI?."
- Insurance Information Institute. "What if I can't find auto coverage?."
- Nolo. "How Long Will a DUI Conviction be on my Record?."
- Nolo. "SR-22 Insurance: What It Is and When It’s Required."
- DrivingLaws.org. "Texas Drunk Driving Laws and Violation Penalties."
)
Aly J. Yale
Aly J. Yale is a freelance writer and reporter covering real estate, mortgages, and personal finance. Her work has been published in Forbes, Business Insider, Money, CBS News, US News & World Report, and The Miami Herald. She has a bachelor’s degree in radio-TV-film and news-editorial journalism from the Bob Schieffer College of Communication at TCU and is a member of the National Association of Real Estate Editors.
Edited bySarah Archambault
Experienced personal finance writer
Background working with banks and insurance companies
Sarah enjoys helping people find smarter ways to spend their money. She covers auto financing, banking, credit cards, credit health, insurance, and personal loans.
Featured in
7+ years experience in data analysis
Ph.D. in Computational Biology
Konstantin has led data teams across multiple industries, including insurance, travel, and biology. He’s led Insurify’s engineering team for more than three years.
)
)
)
)
)