Cheapest Auto Insurance in Bowling Green, Kentucky (2024)
Auto-Owners offers the cheapest car insurance in Bowling Green, with rates starting at $55 per month.
Excellent
)
Written byNick Dauk
)
6+ years writing about insurance, travel, and personal finances
Contributor to brands like Credible
In addition to insurance, Nick specializes in writing about business, entrepreneurship, personal finance, and travel. He’s been featured in myriad web publications, including Fox Business.
Featured in
){kind=logo}
){kind=small}
){kind=small}
)
Edited byChris Schafer
)
15+ years in content creation
7+ years in business and financial services content
Chris is a seasoned writer/editor with past experience across myriad industries, including insurance, SAS, finance, Medicare, logistics, marketing/advertising, and many more.
Featured in
){kind=small}
){kind=small}
){kind=small}
){kind=small}
)
Reviewed byDaniel Roccato
)
30+ years in financial services
Clinical Professor of Finance, University of San Diego
Dan is a well-recognized and widely quoted financial services expert, regularly appearing in a variety of national and local media as a subject matter expert.
Updated October 30, 2024
Why you can trust Insurify: Comparing accurate insurance quotes should never put you at risk of spam. We earn an agent commission only if you buy a policy based on our quotes. Our editorial team follows a rigorous set of editorial standards and operates independently from our insurance partners. Learn more.
Advertiser Disclosure
At Insurify, our goal is to help customers compare insurance products and find the best policy for them. We strive to provide open, honest, and unbiased information about the insurance products and services we review. Our hard-working team of data analysts, insurance experts, insurance agents, editors and writers, has put in thousands of hours of research to create the content found on our site.
We do receive compensation when a sale or referral occurs from many of the insurance providers and marketing partners on our site. That may impact which products we display and where they appear on our site. But it does not influence our meticulously researched editorial content, what we write about, or any reviews or recommendations we may make. We do not guarantee favorable reviews or any coverage at all in exchange for compensation.
Table of contents
Bowling Green is the home of the Chevrolet Corvette, but fast luxury cars don’t seem to drive an increase in the city’s auto insurance rates. Bowling Green’s $163 per-month average premium for liability coverage is lower than the state average of $192.
The city’s smaller population and size compared to other Kentucky cities like Louisville and Lexington may help keep rates low.[1]
Even though Bowling Green residents already enjoy lower premiums, comparing quotes can help you further lower your insurance costs in the area.
Quick Facts
Auto-Owners, State Farm, and GEICO have the cheapest car insurance in Bowling Green.
The average rate for full-coverage car insurance in Bowling Green is $271 per month.
Kentucky is one of the top states for teenage driving fatalities.[2]
3 of the cheapest car insurance companies in Bowling Green
Whether you’re a rideshare driver picking up customers from Woodhurst Airport or wish to bundle your regular car insurance with a policy for your classic Corvette, the right auto insurance company for you is the one that can provide the best policy for the best rate.
Consider the benefits and disadvantages of choosing a policy from three of the cheapest car insurance companies in Bowling Green. Rates shown in the table are for the state of Kentucky.
Insurance Company ▲▼ | IQ Score The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores. ▲▼ | Full Coverage ▲▼ | Liability Only ▲▼ | Best For ▲▼ |
|---|---|---|---|---|
| State Farm | 9.3 | $109 | $61 | Drivers with unique needs |
| Auto-Owners | 8.5 | $104 | $59 | Low rates |
| National General | 3.4 | $119 | $76 | High-risk drivers |
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.
Our editorial team spent more than 350 hours developing the Insurify Quality (IQ) Score and scoring insurance companies. The IQ Score objectively analyzes and calculates a score for insurers using more than 15 crucial criteria. The team weighted criteria by importance to the consumer — factors such as customer reviews and affordability influence the score more than availability and third-party ratings.
We rate each company on a 1 to 10 scale based on five categories: financial ratings, customer satisfaction, affordability, customer support and transparency, and availability. Insurify updates ratings once a year or as more recent information becomes available.
- Third-party financial ratings: Insurify uses data from AM Best, S&P, Moody’s, and more to compare insurance companies’ credit and ability to pay out future claims.
- Customer satisfaction: To calculate this score, Insurify analyzed more than 28,000 customer reviews across 155 car insurance companies. We also consider third-party ratings from J.D. Power, the National Association of Insurance Commissioners, and Trustpilot.
- Affordability: Our data scientists analyzed more than 90 million real-time auto insurance rates from our partners across the U.S., as well as available discounts, to calculate an affordability score.
- Customer support and transparency: This measures coverage options, ease of claims filing, and the insurer's transparency surrounding discounts, coverages, and claims process.
- Availability and reach: Insurify scores availability and reach by identifying the number of states in which insurers offer coverage and company size by market share.
Best insurer for drivers with unique needs: State Farm
| User Reviews | 4.2 |
|---|---|
| IQ Score The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores. | 9.3 /10 |
| Liability Only Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages. | $58/mo |
| Full Coverage Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible. | $94/mo |
4.2
Best choiceBased on 8831 verified guest reviews and ratings
How drivers feel about State Farm
Drivers appreciate the helpful local agents and initial service but dislike the high prices and frequent rate increases.
AI-generated from the text of verified reviews collected by Insurify
Best For
Customer service
Competitive rates
Discounts for safe drivers
How drivers feel about State Farm
Drivers appreciate the helpful local agents and initial service but dislike the high prices and frequent rate increases.
AI-generated from the text of verified reviews collected by Insurify
Best For
Customer service
Competitive rates
Discounts for safe drivers
Reviews (4,847)
Jannie
October 29, 2024
Verified Review
Good
The insurance is higher than other companies' policies.
Marsha
October 29, 2024
Verified Review
Friendly agents!
Check out their prices!
Linda
October 29, 2024
Verified Review
I also have my homeowners insurance with them. I had a fire in my hot water heater and a year later, someone stayed in my house while I was gone for 2 months. I came home to a floating kitchen floor. After these incidents, StateFarm cancelled my policy.
I also have my homeowners insurance with them. I had a fire in my hot water heater and a year later, someone stayed in my house while I was gone for 2 months. I came home to a floating kitchen floor. After these incidents, StateFarm cancelled my policy.
JD Power
J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
842NAIC Index
Average amount of customer complaints relative to competitors on a 0-5 scale. A lower score represents fewer complaints.
0.78A.M. Best
A.M. Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).
A++Why we picked this company
Perhaps you’re a rideshare driver, have a teen driver on your policy, or occasionally need to drive out of town for work. State Farm’s extensive coverage options have you covered.
Offering everything from rideshare insurance and emergency roadside assistance to discounts specifically designed for teen drivers, State Farm has multiple coverage options to customize a policy and fit your needs.
Pros
Above-average J.D. Power customer satisfaction rating in the Southeast
AM Best financial strength rating of A++ (Superior)
Cons
High number of NAIC complaints compared to other states
Poor Trustpilot ratings from policyholders[3]
Best insurer for low rates: Auto-Owners
| User Reviews | 4.0 |
|---|---|
| IQ Score The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores. | 8.5 /10 |
| Liability Only Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages. | $55/mo |
| Full Coverage Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible. | $90/mo |
4.0
Best choiceBased on 137 verified guest reviews and ratings
How drivers feel about Auto-Owners
Drivers appreciate the friendly customer service, competitive initial rates, and professional agents but dislike the frequent price increases and complicated claims process.
AI-generated from the text of verified reviews collected by Insurify
Best For
Cheap rates
Senior drivers
Ample discounts
How drivers feel about Auto-Owners
Drivers appreciate the friendly customer service, competitive initial rates, and professional agents but dislike the frequent price increases and complicated claims process.
AI-generated from the text of verified reviews collected by Insurify
Best For
Cheap rates
Senior drivers
Ample discounts
Reviews (86)
Ronald W
October 29, 2024
Verified Review
They Cancelled Our Home Insurance
We had no problem with Auto-Owners regarding our auto insurance. However, we were disappointed when Auto-Owners cancelled our home insurance. They stopped all home insurance in 'fire prone areas'.
Martha
October 28, 2024
Verified Review
Good
The premiums keep increasing.
Lawrence
October 24, 2024
Verified Review
Honest Answers to Questions
Please refer to my answers to the previous questions.
JD Power
J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
837NAIC Index
Average amount of customer complaints relative to competitors on a 0-5 scale. A lower score represents fewer complaints.
0.5A.M. Best
A.M. Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).
A++Why we picked this company
Auto-Owners offers some of the lowest average car insurance rates in Bowling Green for both full-coverage and liability-only policies. Auto-Owners also offers more than a dozen discounts and at-fault accident forgiveness for qualified policyholders. Six independent insurance agencies write Auto-Owners policies, but you can’t get a policy directly through Auto-Owners.
Pros
Diminishing deductible and gap insurance available
Classic car insurance available
Cons
Must use an independent agent
Low J.D. Power customer satisfaction rating in the Southeast
Best insurer for high-risk drivers: National General
| User Reviews | 3.3 |
|---|---|
| IQ Score The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores. | 6.8 /10 |
| Liability Only Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages. | $69/mo |
| Full Coverage Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible. | $107/mo |
3.3
A solid optionBased on 376 verified guest reviews and ratings
How drivers feel about National General
Drivers appreciate the initial affordability and good starter options but dislike the frequent and significant price increases.
AI-generated from the text of verified reviews collected by Insurify
Best For
SR-22 insurance
Bundling discounts
Hard-to-insure drivers
How drivers feel about National General
Drivers appreciate the initial affordability and good starter options but dislike the frequent and significant price increases.
AI-generated from the text of verified reviews collected by Insurify
Best For
SR-22 insurance
Bundling discounts
Hard-to-insure drivers
Reviews (197)
Hungwah
October 29, 2024
Verified Review
Try a few other companies, but the prices quoted were not competitive
If I can find a cheaper rate, I will switch.
Tasha
October 28, 2024
Verified Review
Review of Current Insurance
They are not a good company to get insurance with. I've never heard of a company not including towing in their insurance and still charging a lot for liability insurance.
Jean
October 28, 2024
Verified Review
Information Provided Upon Disaster
There is no transparency. NG is layered in different companies that do not provide answers, but point to each other. It is a shell game. Very disappointed.
JD Power
J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
829NAIC Index
Average amount of customer complaints relative to competitors on a 0-5 scale. A lower score represents fewer complaints.
4.01A.M. Best
A.M. Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).
A+Why we picked this company
Warren County legalized the sale of alcohol in 2019, which increases opportunities for drinking and driving in Bowling Green. National General is a reliable car insurance company for high-risk drivers, including people who have a driving under the influence conviction (DUI) on their record.
Although Kentucky doesn’t require SR-22 filing, National General has experience with meeting state requirements for DUI drivers and can act as a knowledgeable resource for first-time DUI/DWI offenders.
Pros
Insures high-risk drivers
Potential for 48-hour claim payouts
Cons
Nearly 2,000 Better Business Bureau (BBB) complaints in last three years[4]
Rideshare insurance not listed as available coverage
How to get the cheapest car insurance in Bowling Green
Your age, gender, ZIP code, driving history, and more can all affect the rates you pay in Bowling Green. Some of these measurables are outside your control, but you can do some things to lower your rates:
Look for discounts. The best way to lower your rate instantly is to first ask for information about any discounts you may qualify for. Most companies offer discounts that range from remaining accident-free for a number of years to simply owning a car with the latest safety features.
Bundle your policies. Many companies offer reduced rates if you pair your car insurance policy with another policy, like life insurance, business insurance, or homeowners insurance.
Comparison shop. It’s a good idea to review your policy and see if you can get the same coverage for a cheaper quote. Insurance companies change their rates all the time, which means you may be able to get a good deal just by switching companies.
Find Cheap Car Insurance in Bowling Green
Liability rates start at $55 per month
Secure. Free. Easy-to-use.
Based on 3,806+ reviews
4.8/5
Cheapest liability-only car insurance in Bowling Green: Auto-Owners
Liability-only car insurance covers the damage or injuries suffered by the other parties in an accident you cause. It doesn’t cover your own damages or injuries. This is why it’s often the cheapest policy available. Liability-only coverage may make sense for you if your vehicle is paid-off, older, or less expensive. But if you finance or lease your vehicle, you'll need to buy full coverage car insurance.
The average rate for liability-only car insurance in Bowling Green is $163 per month, and the table below shows average monthly rates available from the area’s top insurance companies.
The below rates are estimated rates current as of: Sunday, September 1 at 12:00 PM PDT.
Insurance Company ▲▼ | Average Monthly Quote ▲▼ |
|---|---|
| Auto-Owners | $55 |
| State Farm | $58 |
| GEICO | $66 |
| National General | $69 |
| USAA | $72 |
| Safeco | $81 |
| Allstate | $84 |
| State Auto | $85 |
| Travelers | $94 |
| Progressive | $95 |
| Clearcover | $104 |
| Liberty Mutual | $106 |
| Midvale Home & Auto | $108 |
| Nationwide | $123 |
| CSAA | $137 |
| Shelter | $151 |
| Bristol West | $161 |
| The General | $226 |
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.
Cheapest full-coverage car insurance in Bowling Green: Auto-Owners
Full-coverage car insurance includes liability coverage, but it also covers the damages and injuries you, your passengers, and your vehicle receives. Full coverage is optional coverage and typically includes comprehensive and collision insurance. If you have a loan on your car, your lender will likely require you to carry full coverage.
The average rate for full-coverage car insurance in Bowling Green is $271 per month.
You can compare average rates from different insurance companies in the table below.
The below rates are estimated rates current as of: Sunday, September 1 at 12:00 PM PDT.
Insurance Company ▲▼ | Average Monthly Quote ▲▼ |
|---|---|
| Auto-Owners | $90 |
| State Farm | $94 |
| GEICO | $106 |
| National General | $107 |
| USAA | $115 |
| Safeco | $131 |
| Allstate | $136 |
| State Auto | $150 |
| Travelers | $152 |
| Progressive | $153 |
| Clearcover | $174 |
| Midvale Home & Auto | $179 |
| Nationwide | $199 |
| Liberty Mutual | $203 |
| CSAA | $206 |
| Shelter | $244 |
| Bristol West | $323 |
| The General | $373 |
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.
Cheapest recent rates near Bowling Green, Kentucky
Drivers in and around Bowling Green, Kentucky have found policies from The General, Bristol West, CSAA, and more, through Insurify in the last few days.
*Quotes generated for Insurify users in and around Bowling Green, Kentucky within the last 10 days. Last updated on October 30, 2024
Rates shown are real-time Insurify user quotes from 100+ insurance companies and Quadrant Information Services data. Insurify’s algorithm excludes anomalous quotes and anonymizes personal details, then displays refined quotes by price, date, and insurer popularity up to 10 days ago from October 30, 2024. Actual quotes may vary based on the policy buyer’s unique driver profile.
*Quotes generated for Insurify users in and around Bowling Green, Kentucky within the last 10 days. Last updated on October 30, 2024
Rates shown are real-time Insurify user quotes from 100+ insurance companies and Quadrant Information Services data. Insurify’s algorithm excludes anomalous quotes and anonymizes personal details, then displays refined quotes by price, date, and insurer popularity up to 10 days ago from October 30, 2024. Actual quotes may vary based on the policy buyer’s unique driver profile.
Car insurance requirements in Kentucky
Kentucky’s minimum car insurance requirements are 25/50/25. This means you must carry $25,000 of bodily injury coverage per person per accident, $50,000 of bodily injury coverage for more than one person per accident, and $25,000 of property damage liability insurance per accident, in order to drive legally in Kentucky.[5]
Kentucky is also a no-fault state, which means that a driver can’t legally seek compensation for damages or injuries from the at-fault party except in special circumstances. All Kentucky drivers, except motorcyclists, must also carry personal injury protection (PIP) coverage.
Tort rights are also limited when you register your vehicle in Kentucky. This means you agree that you can’t sue an at-fault party unless you receive a broken bone, permanent disfigurement, permanent injury, death, or medical expenses exceeding $1,000.
Coverage ▲▼ | Minimum Requirements ▲▼ |
|---|---|
| Bodily injury liability | $25,000 per person / $50,000 per accident |
| Property damage liability | $25,000 |
While the coverages above meet the state’s minimum requirements, you may want to consider adding further protection with optional coverages, including:
Uninsured/underinsured motorist coverage
Uninsured/underinsured motorist coverage protects you if you’re in an accident with an uninsured, underinsured, or hit-and-run driver.
Gap coverage
Gap insurance provides protection if you total your car and its value is less than the amount you still owe.
Rideshare coverage
Rideshare coverage insures you while you’re working as a rideshare driver. This includes periods when you’ve accepted a passenger ride request and are in transit to pick them up.
Cheapest car insurance for drivers with an incident
Speeding tickets, at-fault accidents, moving violations like failing to stop at a stop sign, and driving under the influence are all incidents that insurance agencies label dangerous driving habits.
Dangerous driving increases your chances of getting into an accident, and then filing a claim, which is why insurance companies raise rates when you have these instances on your driving record.
You can see how different incidents affect the rate you pay for liability coverage in the table below.
The below rates are estimated rates current as of: Sunday, September 1 at 12:00 PM PDT.
Insurance Company ▲▼ | Clean Driving Record ▲▼ | With Speeding Ticket ▲▼ | With At-Fault Accident ▲▼ | With DUI ▲▼ |
|---|---|---|---|---|
| Auto-Owners | $55 | $70 | $73 | $89 |
| State Farm | $58 | $73 | $77 | $94 |
| GEICO | $66 | $84 | $88 | $107 |
| National General | $69 | $88 | $92 | $112 |
| USAA | $72 | $91 | $96 | $117 |
| Safeco | $81 | $104 | $105 | $132 |
| Allstate | $84 | $107 | $112 | $136 |
| State Auto | $85 | $118 | $124 | $138 |
| Travelers | $94 | $120 | $126 | $153 |
| Progressive | $95 | $121 | $128 | $154 |
| Clearcover | $104 | $134 | $149 | $169 |
| Liberty Mutual | $106 | $146 | $151 | $172 |
| Nationwide | $123 | $158 | $165 | $200 |
| CSAA | $137 | $178 | $189 | $223 |
| Shelter | $151 | $200 | $209 | $245 |
| Bristol West | $161 | $205 | $212 | $262 |
| The General | $226 | $291 | $305 | $367 |
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.
Average cost of car insurance by age
Insurers consider young drivers — including teens and adults younger than 25 — high-risk drivers because they’re more likely to be involved in a car accident than older, more experienced drivers.
Thankfully, drivers see their rates decrease around age 35, provided they keep their driving records in good standing. Around age 70, senior drivers tend to see rates rise again because their more at risk of getting into an accident and getting seriously injured in an accident.
The table below shows how your age can affect the rate you pay for car insurance in Bowling Green.
Age ▲▼ | Average Monthly Quote ▲▼ |
|---|---|
| Teens | $394 |
| 20s | $270 |
| 30s | $197 |
| 40s | $184 |
| 50s | $176 |
| 60s | $173 |
| 70s | $179 |
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
Find Cheap Car Insurance in Bowling Green
Check quotes from 100+ top insurance companies
Secure. Free. Easy-to-use.
Based on 3,806+ reviews
4.8/5
Bowling Green car insurance quotes by credit tier
Kentucky allows insurance companies to take your credit history into account when setting premiums. Although the insurance company can’t use your history as the sole rating factor in determining whether to deny you or reject a policy renewal, it can affect your premiums significantly.
The table below shows that Bowling Green drivers with poor credit scores tend to pay the highest premiums.
Rates by Credit Tier
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
Bowling Green car insurance FAQs
If you want to learn more about car insurance in Bowling Green, this additional information may help.
How much is car insurance in Bowling Green?
The average rate for liability car insurance in Bowling Green is $163 per month. The average rate for full-coverage car insurance in Bowling Green is $271 per month. These rates are generally lower than the Kentucky state average.
Which company has the cheapest car insurance in Bowling Green?
Auto-Owners offers the cheapest car insurance in Bowling Green, with rates starting at $55 per month for liability coverage.
State Farm and GEICO also offer cheap coverage in the area, with monthly liability rates of $58 and $66, respectively.
What are the best car insurance companies in Bowling Green?
State Farm, Auto-Owners Insurance, and National General rank as three of the top insurers in Bowling Green.
State Farm and Auto-Owners both offer low rates and have demonstrated financial strength while offering a wide array of discounts. National General can be a good option for high-risk drivers seeking affordable insurance coverage.
Methodology
Insurify data scientists analyzed more than 90 million quotes served to car insurance applicants in Insurify’s proprietary database to calculate the premium averages displayed on this page. These premiums are real quotes that come directly from Insurify’s 50+ partner insurance companies in all 50 states and Washington, D.C. Quote averages represent the median price for a quote across the given coverage level, driver subset, and geographic area.
Unless otherwise specified, quoted rates reflect the average cost for drivers between 20 and 70 years old with a clean driving record and average or better credit (a credit score of 600 or higher).
Liability-only premium averages correspond to policies with the following coverage limits:
- Bodily injury limits between state-minimum rates and $50,000 per person, $100,000 per accident
- Property damage limits between $10,000 and $50,000
- No additional coverage
- Comprehensive coverage with a $1,000 deductible
- Collision coverage with a $1,000 deductible
Quotes for Allstate, Farmers, GEICO, State Farm, and USAA are estimates based on Quadrant Information Services’ database of auto insurance rates.
Related articles
More cities in Kentucky
Sources
- U.S. Census Bureau. "Bowling Green, Kentucky."
- Tristate. "Kentucky ranked second worst for teen driver deaths in nation, Indiana and Illinois ranked lower."
- Trustpilot. "State Farm."
- Better Business Bureau. "National General Insurance Company."
- Kentucky.gov. "Mandatory Insurance."
)
Nick Dauk
Nick Dauk is a freelance writer specializing in business, entrepreneurship, personal finance, and travel. His work has been featured in Fox Business, BBC, The Edge, Business Insider, and Bisnow. Nick is a first-generation college graduate, having majored in Interdisciplinary Studies at the University of Central Florida. His eclectic coursework, combined with previous managerial roles in the retail and broadcast television industries, have helped him develop an interdisciplinary approach to writing.
For nearly a decade, Nick has created content for mom-and-pop businesses and global corporations. As a travel writer, his global adventures have also been featured on Inside Hook, Houston Chronicle, Culture Trip, and Matador. When he's not traveling, Nick can be found in Orlando spending time with his wife and toddler.
15+ years in content creation
7+ years in business and financial services content
Chris is a seasoned writer/editor with past experience across myriad industries, including insurance, SAS, finance, Medicare, logistics, marketing/advertising, and many more.
Featured in
30+ years in financial services
Clinical Professor of Finance, University of San Diego
Dan is a well-recognized and widely quoted financial services expert, regularly appearing in a variety of national and local media as a subject matter expert.
)
)
)
)
)