Background working with banks and insurance companies
Sarah enjoys helping people find smarter ways to spend their money. She covers auto financing, banking, credit cards, credit health, insurance, and personal loans.
5+ years in insurance and personal finance content
Ashley is a seasoned personal finance editor who’s produced a variety of digital content, including insurance, credit cards, mortgages, and consumer lending products.
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Drivers older than 65 typically have decades of experience behind the wheel and lower rates of car accidents compared to younger drivers. Even though older drivers tend to be among the safest on the road, aging may affect their ability to react quickly. In addition, senior drivers have higher fatality rates per 1,000 car crashes compared to drivers aged 35–54, likely due to their increased physical vulnerability.[1]
Senior drivers should think carefully about which car to drive, as some vehicles provide more protection and safety features than others.
What are the best cars for seniors?
The best cars for senior drivers account for their physical needs as both a driver and a potential crash victim. These cars offer protection against driver error, as well as crash safety measures. They’ll provide measures for driving ease and comfort, too. You may want to prioritize both safety and comfort for the best driving experience.
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Drivers using Insurify have found quotes as cheap as $34/mo for liability only and $41/mo for full coverage.
*Quotes generated for Insurify users within the last 10 days. Last updated on November 21, 2024
Rates shown are real-time Insurify user quotes from 100+ insurance companies and Quadrant Information Services data. Insurify’s algorithm excludes anomalous quotes and anonymizes personal details, then displays refined quotes by price, date, and insurer popularity up to 10 days ago from November 21, 2024. Actual quotes may vary based on the policy buyer’s unique driver profile.
*Quotes generated for Insurify users within the last 10 days. Last updated on November 21, 2024
Rates shown are real-time Insurify user quotes from 100+ insurance companies and Quadrant Information Services data. Insurify’s algorithm excludes anomalous quotes and anonymizes personal details, then displays refined quotes by price, date, and insurer popularity up to 10 days ago from November 21, 2024. Actual quotes may vary based on the policy buyer’s unique driver profile.
Best midsize cars for seniors
Midsize cars land between compact vehicles and full-size vehicles when compared by size. While the federal government defines midsize cars as vehicles with an interior volume (passenger space plus cargo space) of between 110 and 120 cubic feet, most people will recognize midsize cars as a comfortable four-door daily driver with solid fuel efficiency.[2]
Midsize cars can work really well for senior drivers. They offer easy accessibility since they don’t require you to fold yourself too much to get inside. Compared to a smaller car, the size also provides more comfort and space, as well as a better ability to handle a crash.
Here are five top midsize vehicles to consider, along with their manufacturer’s suggested retail prices (MSRP).
Toyota Camry
2024 model MSRP: Starts at $27,515
NHTSA safety rating: 5/5 stars
IIHS safety rating: Top Safety Pick+
A car from a company long known for quality and reliability, the well-established Toyota Camry has earned an excellent reputation for safety. The 2024 model comes with driver-assistance technology known as Toyota Safety Sense 2.5+ that alerts you if you drift into another lane, warns you of pedestrians or cars ahead of you, and automatically brakes if you don’t react. The Camry has also come with a standard backup camera since 2014.
Subaru Outback
2024 model MSRP: Starts at $30,240
NHTSA safety rating: 5/5 stars
IIHS safety rating: Top Safety Pick+
The Subaru Outback comes standard with all-wheel drive, and every model except the base has heated front seats and a power-adjustable driver’s seat. These features make it a great choice for any senior regularly braving inclement weather or sharing the vehicle with a much taller or shorter partner.
Subarus come with an intuitive and easy-to-use dashboard design, and every Outback includes the automaker’s EyeSight suite of driver-assistance features that monitor surrounding traffic and more.
Subaru Legacy
2024 model MSRP: Starts at $24,895
NHTSA safety rating: 5/5 stars
IIHS safety rating: Top Safety Pick
A spacious midsize vehicle, the Subaru Legacy comes standard with all-wheel drive for every trim level and Subaru EyeSight driver-assistance technology, which provides collision warning with automatic emergency braking, lane-departure warning, lane-centering assist, and adaptive cruise control.
Hyundai Sonata
2024 model MSRP: Starts at $28,650
NHTSA safety rating: 5/5 stars
IIHS safety rating: Top Safety Pick
With an ergonomic dashboard design and a spacious cabin, the Hyundai Sonata is comfortable and fun to drive. Every current Sonata comes standard with Hyundai’s SmartSense driver-assistance technology, which offers adaptive cruise control, automatic high-beam assist, and a warning system that senses driver drowsiness or distraction, among other features.
Hyundai also offers a generous warranty, including complimentary maintenance for three years or up to 36,000 miles.
Lexus ES 350
2024 model MSRP: Starts at $43,190
NHTSA safety rating: 5/5 stars
IIHS safety rating: Top Safety Pick
With a plush interior, the Lexus ES 350 is a luxurious midsize sedan offering a standard touchscreen system and a 10-speaker sound system. All ES models include the Lexus Safety System+ 2.5 — a driver-assistance technology system that can detect pedestrians and cyclists, implement automated emergency braking, monitor blind spots, and utilize adaptive cruise control.
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Best sedans for seniors
Another popular vehicle choice for seniors, sedans have four doors and two rows of seats, with a separate engine bay, cabin, and trunk. This design, often referred to as a “three-box design,” provides a separation between the engine, passengers, and cargo.[3]
The sedan’s design offers comfort and safety due to a more even weight distribution than other car designs. This vehicle type is lower to the ground and also provides easy access for senior drivers to get in and out of the car. The popularity of this style incentivizes automakers to keep sedans up to date with the newest safety features.
Here are some of the safest sedans for seniors to choose from, as determined by the NHTSA and IIHS.
Acura Integra
2024 model MSRP: Starts at $32,995
NHTSA safety rating: Not yet rated
IIHS safety rating: Top Safety Pick+ (for 2023 model)
The relaunched Integra offers standard heated seats and eight-way power adjustments for the driver’s seat. Though such comforts may seem unnecessary, it’s much easier to drive well when physically comfortable, especially for older drivers.
Acura also includes driver-assistance technology as standard in every Integra, including automated emergency braking with pedestrian detection, lane-keeping assistance, and adaptive cruise control. You can also expect complimentary scheduled maintenance for two years or up to 24,000 miles.
Nissan Maxima
2023 model MSRP: Starts at $39,435
NHTSA safety rating: 5/5 stars
IIHS safety rating: Top Safety Pick+
Nissan has announced that 2023 will be the final model year for the Maxima, a long-running and beloved sedan. The current model offers some of the best front seat legroom in its class, as well as a standard push-button start, which makes it a good choice for senior drivers who struggle with neuropathy or arthritis.
The touchscreen information and entertainment system offers vehicle monitoring, remote access, and automatically alerts emergency services if the airbags deploy. All models provide basic driver-assistance technology, including automated emergency braking and forward-collision warning.
Honda Civic Sedan
2024 model MSRP: Starts at $25,045
NHTSA safety rating: 5/5 stars
IIHS safety rating: Top Safety Pick+ (for 2022 model)
The Honda Civic has long been a cheaper choice that combines reliability with efficiency. Honda has increased the size of the Civic over the years, making it a comfortable and affordable option for older drivers. Driver-assistance technology comes standard in all Civic models, including adaptive cruise control, automated emergency braking, and lane-departure warning.
Mazda3
2024 model MSRP: Starts at $25,335
NHTSA safety rating: Not yet rated
IIHS safety rating: Top Safety Pick+
The Mazda3 sedan offers drivers both fun and comfort. With an easy-to-use infotainment dashboard display system — controlled by a rotary knob rather than a touchscreen — and supportive seating, this vehicle will feel good to drive. Every Mazda3 also includes standard driver-assistance technology, including automatic high beams, automated emergency braking with pedestrian detection, and lane-departure warnings.
Kia K5
2024 model MSRP: Starts at $26,745
NHTSA safety rating: Not yet rated
IIHS safety rating: Top Safety Pick+
Kia’s K5 sedan comes standard with heated and ventilated front seats, and the engineers designed the pedals with the comfort of your feet in mind. The infotainment display includes volume knobs and physical buttons on the steering wheel. Standard driver-assistance technology includes forward-collision warning, automated emergency braking, and lane-departure warning.
The size of sport utility vehicles offers a number of benefits to senior drivers. The cabin of an SUV sits higher than that of a midsize or sedan, giving the driver a better view of the road and more ground clearance, which leads to a smoother ride. But the added height can present difficulties for getting in and out of the vehicle.
Consider five of the safest available SUVs, as rated by the NHTSA and IIHS.
Honda CR-V
2024 model MSRP: Starts at $30,850
NHTSA safety rating: Not yet rated
IIHS safety rating: Top Safety Pick+
As a compact SUV, the Honda CR-V offers some of the best features associated with sedans and SUVs. You can expect sedan-like fuel efficiency with SUV-like comfort and stability. Honda specifically designed the driver’s seat to decrease fatigue during long drives, which may appeal to older drivers who can feel fatigue more quickly.
Every CR-V includes driver-assistance technology, including adaptive cruise control, blind-spot monitoring, driver-attention monitoring, automated emergency braking, and lane-departure warning.
Hyundai Palisade
2024 model MSRP: Starts at $38,045
NHTSA safety rating: Not yet rated
IIHS safety rating: Top Safety Pick+
Spacious and comfortable, the Hyundai Palisade offers some unique features that any driver will love, including a massaging driver’s seat and road-noise suppression. The Palisade comes standard with automated emergency braking, pedestrian detection, lane-departure warning, and adaptive cruise control — which includes a semi-autonomous driving mode.
Toyota Highlander
2024 model MSRP: Starts at $40,665
NHTSA safety rating: 5/5 stars
IIHS safety rating: Top Safety Pick+
Another Toyota vehicle known for quality and reliability, the Highlander provides drivers with a smooth ride and a standard complement of driver-assistance technology. With adaptive cruise control, lane-keeping assist, automatic high beams, and automated emergency braking with pedestrian detection, the Highlander is a great choice for older drivers. Toyota also offers complimentary maintenance for two years or up to 25,000 miles.
Nissan Pathfinder
2024 model MSRP: Starts at $38,040
NHTSA safety rating: 5/5 stars
IIHS safety rating: Top Safety Pick+ (for 2023 model)
Senior drivers looking for a smooth and quiet ride will find a lot to love about the Nissan Pathfinder, an SUV engineered to provide sound deadening in the cabin and a smooth ride on less-than-smooth surfaces. The infotainment touchscreen uses the NissanConnect software interface, meaning you can easily connect your smartphone for music, directions, or other needs.
Driver-assistance technology comes standard and includes automated emergency braking, blind-spot monitoring, and lane-departure warning. You can also add adaptive cruise control with a semi-autonomous driving mode as an optional upgrade.
Kia Telluride
2024 model MSRP: Starts at $37,585
NHTSA safety rating: 5/5 stars
IIHS safety rating: Top Safety Pick+
The Telluride features a comfortable cabin with lots of room, precise steering and braking, and a full suite of driver-assistance technology. These safety features include standard blind-spot monitoring, lane-departure warning, and forward-collision warning with automated emergency braking.
What safety features should senior drivers look for in a vehicle?
Various modern safety features can help provide older drivers protection on the road. Many of these safety features use driver-assistance technology engineered to help reduce human error. These technologies will alert drivers to potential hazards or automatically deploy during dangerous situations.
Here are five of the best safety features you should look for in your next vehicle.
Adaptive cruise control
Cruise control keeps your car cruising at the same speed on the highway, without requiring you to keep your foot on the pedal. Traditional cruise control could be hazardous if cars in front of you slow down, but the adaptive cruise control system will automatically adjust your vehicle’s speed to maintain the same distance from the car in front of you.[4]
Collision warning
The NHTSA recommends this kind of technology for all drivers. A collision warning system alerts the driver when it detects a potential vehicle collision.
Collision detection systems often come with automatic emergency braking — another NHTSA-recommended technology. The emergency braking system will automatically apply brakes when it detects a collision is imminent.
Lane assist
Lane-assist technology features a few different aspects, including NHTSA-recommended lane-departure warning, which alerts drivers when the vehicle approaches or crosses lane markers.
Additional lane-assist systems include lane-centering assistance and lane-keeping assistance. The first provides continual steering to ensure the vehicle remains centered in the lane. The second automatically steers the vehicle if it comes close to drifting out of the lane.
Automatic crash notification
Automatic crash notification (ACN) technology is designed to detect when your car has been in an accident. Signs of a crash, like deployed airbags, activate a vehicle’s ACN system to assess the damage and contact emergency responders with the crash location.
Electronic stability control
A less common safety feature, electronic stability control can be an excellent add-on to a car that you plan to drive in inclement weather. This technology uses automatic, computer-controlled braking of individual wheels to help drivers keep control of their cars in difficult situations, like skids. Alternate names include vehicle stability control, electronic stability program, and dynamic stability control.[5]
Other factors senior drivers should consider when choosing a car
The right car for a senior driver needs to offer more than just good safety features. You should also consider the following factors when choosing your next vehicle:
Accessibility
As you get older, the difficulty of getting in and out of a car and stretching or folding yourself to fit into a seat that’s not quite right can increase. Make sure the car you drive offers excellent accessibility for your current needs.
Comfort
Driving an “old beater” with no shock absorbers may not bother a younger driver, but seniors should prioritize their comfort behind the wheel. It’s far easier to drive skillfully when you feel comfortable in your vehicle.
Ease of control
Factors like power steering, anti-lock brakes, and traction control make it easier for you to maintain control of your car — even in critical situations.
Maintenance cost
A well-maintained car will last longer and be easier and safer to drive. Choosing a car with reasonable maintenance costs can help ensure you keep up with the manufacturer recommended maintenance schedule.
Visibility
Car blind spots make it difficult to see potential hazards. Visibility may be affected by window shape and placement, your height, and seat position. Choose a car with large windows for good visibility.[6]
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New car vs. used car: Which is better for seniors?
The average new car costs a whopping $47,870 as of August 2024, according to Kelley Blue Book data. Seniors looking for a more affordable option may want to consider purchasing a used car. Both new and used cars come with benefits and drawbacks, so you should understand what you might be in for with either option.
New car pros and cons
New cars come with a higher price tag but typically feature the latest safety features.
Pros
Equipped with the latest safety features and technology
No concerns about damage from a previous owner
Unlikely to need repair or maintenance right away
Generally under manufacturer warranty
Can often customize the vehicle to your preferences
Cons
Much higher cost than used vehicles
Will depreciate very quickly
Higher insurance premiums compared to a similar used car
Must make the purchase through a dealership
Much more likely to need financing for a new car
Used car pros and cons
You’ll save money purchasing a used car, but the vehicle may not have all the latest technology.
Pros
The vehicle cost is closer to its actual value, as it has already depreciated
Can purchase through a private seller
Easier to afford a higher-end car
Lower insurance costs
Can access discontinued models
Cons
The car’s history may be somewhat murky
Interest rates tend to be higher for used-car financing
Private used-car sales have no warranty, and dealership used-car warranties tend to be short
Potentially dated technology and safety features
Fewer choices available
Best cars for seniors FAQs
The best car for one senior may not be right for another. Whether you’re looking for a daily driver or a vehicle to drive across the country, it’s important to weigh your options carefully. Consider this additional information to help you find the best match.
What is the safest car for senior drivers?
No single car will be the safest vehicle for every senior driver. To find the best and safest car for you, make sure the vehicle has up-to-date safety features and excellent safety ratings from the NHTSA and IIHS, as well as good accessibility, comfort, visibility, ease of control, and affordable maintenance costs.
Several vehicles included as a Top Safety Pick+ from IIHS include the Toyota Camry, Subaru Outback, Acura Integra, Nissan Maxima, Honda CR-V, and Hyundai Palisade.
What are the worst cars for seniors to drive?
Senior drivers should avoid any cars that don’t meet safety standards. They should also avoid inaccessible or uncomfortable vehicles. As always, drivers should take any potential car out for a test drive.
Is car insurance for seniors expensive?
Insurance rates tend to go up for drivers 70 and older, despite a lower accident rate. Senior drivers in their 60s pay monthly averages of $80 for liability coverage and $80 for full coverage, Insurify data shows.
What is the easiest car to get in and out of?
Some cars may be less challenging for older adults to get in and out of than others. For example, a sedan may be easier than an SUV for some senior drivers. But the best vehicle for easy entry and exit depends on your needs and preferences, so it’s important to take a potential car out for a test drive.
What is the most popular SUV for senior citizens?
Popular SUVs for seniors, and drivers of all ages, include the Honda CR-V, Hyundai Palisade, Toyota Highlander, Nissan Pathfinder, and Kia Telluride. These vehicles have top safety ratings thanks to driver-assistance technology that prioritizes safety.
Methodology
The best cars for seniors provide a balance of affordability, safety, solid fuel economy, handling, and comfort. When choosing our picks, we considered pricing, features, and safety ratings from the NHTSA and IIHS.
Kelley Blue Book. "Electronic Stability Control: Everything You Need to Know."
AARP. "Set Your Vehicle’s Mirrors to Limit Blind Spots."
Sarah Archambault
Sarah Archambault enjoys helping people figure out how to manage their finances and credit. She covers auto financing, banking, credit cards, credit health, insurance, and personal loans. Her work has been featured on Credit Karma, Experian, LendingClub, Sound Dollar and USA Today Blueprint. She also writes for national insurers, banks and financial institutions like Aetna, MassMutual, Stripe, and UnitedHealthcare.
5+ years in insurance and personal finance content
Ashley is a seasoned personal finance editor who’s produced a variety of digital content, including insurance, credit cards, mortgages, and consumer lending products.
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