Cheapest Auto Insurance in Bossier City, Louisiana (2024)
State Farm offers the cheapest car insurance in Bossier City, with minimum-coverage policies as low as $56 per month.
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Written bySarah Sharkey
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7+ years writing insurance and personal finance content
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A passionate personal finance advocate, Sarah’s writing has graced the pages of many of the personal finance and insurance industries’ top web publications.
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Edited byKatie Powers
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Updated November 21, 2024
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Table of contents
Drivers in Bossier City pay an average of $164 per month for car insurance. This is significantly lower than the average cost of car insurance in Louisiana of $190 but higher than the national average of $154.
Residents in the Pelican State face some of the highest car insurance costs in the nation due to a high risk of damage from extreme weather in the state.[1] Bossier City has a relatively low population density, which may explain why drivers in the city pay lower rates than the state average.
The best way to shop for car insurance is to compare quotes from multiple insurers at once. Here’s what you need to know about finding cheap car insurance in Bossier City.
Quick Facts
State Farm, USAA, and National General are the cheapest insurance companies in Bossier City.
Louisiana state law allows insurers to consider credit-based insurance scores when determining premiums.
Bossier City drivers pay $114 per month for liability insurance and $214 for full-coverage insurance, on average.
3 of the cheapest car insurance companies in Bossier City
Every driver has a unique situation that affects their car insurance costs. Some factors that affect your costs include your driving record, age, and credit history. With so many factors in play, the best way to find the cheapest rates is to compare quotes from different companies.
While shopping around can help you lock in the best rate, some insurance companies offer better rates than others. You can start your search below for low rates with three of the cheapest car insurance companies in Bossier City.
Insurance Company ▲▼ | IQ Score The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores. ▲▼ | Full Coverage ▲▼ | Liability Only ▲▼ | Best for ▲▼ |
|---|---|---|---|---|
| State Farm | 9.3 | $111 | $65 | Cheap rates |
| USAA | 9.4 | $140 | $82 | Veterans |
| GEICO | 9.0 | $182 | $106 | Families |
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.
Our editorial team spent more than 350 hours developing the Insurify Quality (IQ) Score and scoring insurance companies. The IQ Score objectively analyzes and calculates a score for insurers using more than 15 crucial criteria. The team weighted criteria by importance to the consumer — factors such as customer reviews and affordability influence the score more than availability and third-party ratings.
We rate each company on a 1 to 10 scale based on five categories: financial ratings, customer satisfaction, affordability, customer support and transparency, and availability. Insurify updates ratings once a year or as more recent information becomes available.
- Third-party financial ratings: Insurify uses data from AM Best, S&P, Moody’s, and more to compare insurance companies’ credit and ability to pay out future claims.
- Customer satisfaction: To calculate this score, Insurify analyzed more than 28,000 customer reviews across 155 car insurance companies. We also consider third-party ratings from J.D. Power, the National Association of Insurance Commissioners, and Trustpilot.
- Affordability: Our data scientists analyzed more than 90 million real-time auto insurance rates from our partners across the U.S., as well as available discounts, to calculate an affordability score.
- Customer support and transparency: This measures coverage options, ease of claims filing, and the insurer's transparency surrounding discounts, coverages, and claims process.
- Availability and reach: Insurify scores availability and reach by identifying the number of states in which insurers offer coverage and company size by market share.
Best insurer for cheap rates: State Farm
| User Reviews | 4.2 |
|---|---|
| IQ Score The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores. | 9.3 /10 |
| Liability Only Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages. | $56/mo |
| Full Coverage Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible. | $95/mo |
4.2
Best choiceBased on 9037 verified guest reviews and ratings
How drivers feel about State Farm
Drivers appreciate the helpful local agents and initial service but dislike the high prices and frequent rate increases.
AI-generated from the text of verified reviews collected by Insurify
Best For
Customer service
Competitive rates
Discounts for safe drivers
How drivers feel about State Farm
Drivers appreciate the helpful local agents and initial service but dislike the high prices and frequent rate increases.
AI-generated from the text of verified reviews collected by Insurify
Best For
Customer service
Competitive rates
Discounts for safe drivers
Reviews (4,970)
Charles
November 19, 2024
Verified Review
New Car Price
State Farm is preferred due to its loyalty and pricing. Despite my vehicle being 20 years old, the policy is priced as if it were 2 years old.
Ronald
November 19, 2024
Verified Review
State Farm Experience: 35 Years+
They are forcing me to replace my house roof or they will cancel my policy.
David
November 19, 2024
Verified Review
Too expensive
It's too expensive. They raise rates every six months, even though I've never filed a claim.
JD Power
J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
842NAIC Index
Average amount of customer complaints relative to competitors on a 0-5 scale. A lower score represents fewer complaints.
0.78A.M. Best
A.M. Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).
A++Why we picked this company
State Farm offers drivers in Bossier City some of the cheapest rates for liability-only and full-coverage policies. In addition to cheap rates, State Farm earned an above-average J.D. Power customer satisfaction rating in the Southeast region.
You can take your savings even further by bundling your auto insurance policy with one of the many other insurance products State Farm offers. These include renters insurance, home insurance, life insurance, ATV insurance, motorcycle insurance, boat insurance, and pet insurance.
Pros
AM Best financial strength rating of A++ (Superior)
Discounts for young drivers
Cons
Some negative customer reviews on Trustpilot
Doesn’t offer gap insurance
Best insurer for veterans: USAA
| User Reviews | 4.9 |
|---|---|
| IQ Score The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores. | 9.4 /10 |
| Liability Only Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages. | $70/mo |
| Full Coverage Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible. | $120/mo |
4.9
Best choiceBased on 1602 verified guest reviews and ratings
How drivers feel about USAA
Drivers appreciate the ease of working with the carrier, competitive rates, and responsive service but dislike the price increases and lack of rideshare add-ons in some areas.
AI-generated from the text of verified reviews collected by Insurify
Best For
Members of the military community
Outstanding customer service
Competitive rates
How drivers feel about USAA
Drivers appreciate the ease of working with the carrier, competitive rates, and responsive service but dislike the price increases and lack of rideshare add-ons in some areas.
AI-generated from the text of verified reviews collected by Insurify
Best For
Members of the military community
Outstanding customer service
Competitive rates
Reviews (914)
Gloria
November 15, 2024
Verified Review
Not Good for Claims
I have storm damage and the claim process is not satisfactory.
Martin
November 11, 2024
Verified Review
Price Shopping
I have been with USAA for over 60 years. Obviously, I've been very happy. Since I don't drive very far, I have been seeing advertisements for lower prices. However, I have no plans of leaving USAA.
Rena Sabine
November 8, 2024
Verified Review
Disappointing and inflexible service
My experience with this company has been disappointing, especially this second time around. I would suggest considering other options. From my recent interactions, they have been dismissive and argumentative. I have already started finalizing my next premium with another company. I'm perplexed as to how they receive praise when they treat clients in this manner.
JD Power
J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
880NAIC Index
Average amount of customer complaints relative to competitors on a 0-5 scale. A lower score represents fewer complaints.
1.35A.M. Best
A.M. Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).
A++Why we picked this company
More than 5,000 veterans live in Bossier City who can likely take advantage of the affordable rates USAA offers.[2] The insurer offers insurance coverage to military members, veterans, reserve members, and their immediate family members.
If you qualify for insurance from USAA, the affordable rates and top claims satisfaction ratings could make it the right fit for your situation.
Pros
Above-average J.D. Power customer satisfaction rating
Safe drivers can save up to 30% with the SafePilot program
Cons
Must have a military family connection to qualify for coverage
No customer service hours on Sunday
Best insurer for families: GEICO
| User Reviews | 4.0 |
|---|---|
| IQ Score The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores. | 9.0 /10 |
| Liability Only Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages. | $91/mo |
| Full Coverage Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible. | $156/mo |
4.0
Best choiceBased on 10274 verified guest reviews and ratings
How drivers feel about GEICO
Drivers appreciate the excellent customer service and initial low prices but dislike the frequent price increases.
AI-generated from the text of verified reviews collected by Insurify
Best For
Teen drivers
Cheap rates
Accident forgiveness
How drivers feel about GEICO
Drivers appreciate the excellent customer service and initial low prices but dislike the frequent price increases.
AI-generated from the text of verified reviews collected by Insurify
Best For
Teen drivers
Cheap rates
Accident forgiveness
Reviews (5,648)
George
November 19, 2024
Verified Review
Service
The prices increase every year. I would not recommend purchasing.
James
November 19, 2024
Verified Review
Unsatisfactory Experience with Geico
Steer clear. They increase your rate at every renewal.
Edward
November 18, 2024
Verified Review
Experience with Geico
Reliable.
JD Power
J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
835NAIC Index
Average amount of customer complaints relative to competitors on a 0-5 scale. A lower score represents fewer complaints.
0.74A.M. Best
A.M. Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).
A++Why we picked this company
About 24% of the population of Bossier City are younger than 18, so many families can appreciate the array of discounts GEICO offers. Many households can tap into discounts for safe driving, multiple vehicles, driver’s education courses, and good students.
Plus, GEICO offers accident forgiveness as a coverage option that can give you more peace of mind as your new driver hits the open road.
Pros
Offers accident forgiveness
A suite of available discounts
Cons
Below-average J.D. Power customer satisfaction rating in the Southeast region
Doesn’t offer rideshare coverage
Find Cheap Car Insurance in Bossier City
Liability quotes in Bossier City start at $56 per month
Secure. Free. Easy-to-use.
Based on 3,806+ reviews
4.8/5
How to get the cheapest car insurance in Bossier City
Your age, location, driving record, credit history, and the type of vehicle you drive can all play a role in how much you pay for car insurance.[3]
As you shop for the most affordable car insurance option, tap into the following strategies to lock in the best rates for your situation:
Shop around. It’s critical to get quotes from multiple car insurance companies. Since each insurer uses a different method to determine rates, shopping around is the best way to find the lowest rates. When it’s time to renew your policy each year, take the time to shop around again because prices might have changed.
Increase your deductible. Auto insurance companies offer a lower premium when you select a higher deductible. If you have enough cash reserves on hand to cover more expenses after an accident, then opting for the higher deductible can lead to up-front savings.[4]
Look for a discount. Many car insurance companies offer discounts. Find out if you qualify for any to further lower your auto insurance premiums. Sometimes, the faster way to find a discount is by asking an insurance agent if you qualify.
Explore coverage options. Some policies cost more than others. For example, liability-only car insurance policies are often cheaper than full-coverage policies. Find the right level of coverage by weighing the costs against your risk.
Bundle policies. Purchasing multiple types of coverage through the same insurer can lead to savings. For example, you might get your homeowners insurance and car insurance through the same company to score a discount.
Cheapest recent rates near Bossier City, Louisiana
Recent Bossier City, Louisiana car insurance prices for Jeep, Buick, Ford , and more.
*Quotes generated for Insurify users in and around Bossier City, Louisiana within the last 10 days. Last updated on November 21, 2024
Rates shown are real-time Insurify user quotes from 100+ insurance companies and Quadrant Information Services data. Insurify’s algorithm excludes anomalous quotes and anonymizes personal details, then displays refined quotes by price, date, and insurer popularity up to 10 days ago from November 21, 2024. Actual quotes may vary based on the policy buyer’s unique driver profile.
*Quotes generated for Insurify users in and around Bossier City, Louisiana within the last 10 days. Last updated on November 21, 2024
Rates shown are real-time Insurify user quotes from 100+ insurance companies and Quadrant Information Services data. Insurify’s algorithm excludes anomalous quotes and anonymizes personal details, then displays refined quotes by price, date, and insurer popularity up to 10 days ago from November 21, 2024. Actual quotes may vary based on the policy buyer’s unique driver profile.
Cheapest liability-only car insurance in Bossier City: State Farm
Liability-only car insurance policies tend to be the cheapest car insurance option. This policy type includes bodily injury and property damage liability coverage, which will cover the other driver’s resulting vehicle damages and medical expenses after an accident. It won’t help you pay to repair or replace your own vehicle after an accident.
In Bossier City, liability-only insurance costs an average of $114 per month. The table below breaks down average monthly premiums for liability-only policies from insurance companies in Bossier City.
The below rates are estimated rates current as of: Friday, November 1 at 12:00 PM PDT.
Insurance Company ▲▼ | Average Monthly Quote ▲▼ |
|---|---|
| State Farm | $56 |
| USAA | $70 |
| National General | $80 |
| Allstate | $91 |
| GEICO | $91 |
| Direct Auto | $100 |
| Root | $100 |
| Progressive | $108 |
| Clearcover | $139 |
| The General | $151 |
| Liberty Mutual | $159 |
| Safeco | $178 |
| Bristol West | $183 |
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.
Cheapest full-coverage car insurance in Bossier City: State Farm
A full-coverage car insurance policy provides more financial protection for drivers than liability-only coverage. It includes comprehensive and collision coverage in addition to liability coverage. After an incident, a full-coverage policy can help you repair or replace your own vehicle.
If you’re leasing a vehicle or paying off an auto loan, your lender might require you to carry a full-coverage car insurance policy. Opting for this more robust coverage can be a good idea even if you own your vehicle outright. It might be the best policy if you don’t have the money on hand to repair your vehicle after a car wreck.
A full-coverage policy in Bossier City costs an average of $214 per month. Compare average full-coverage policy quotes for Bossier City drivers below.
The below rates are estimated rates current as of: Friday, November 1 at 12:00 PM PDT.
Insurance Company ▲▼ | Average Monthly Quote ▲▼ |
|---|---|
| State Farm | $95 |
| USAA | $120 |
| Allstate | $155 |
| GEICO | $156 |
| National General | $159 |
| Root | $171 |
| Direct Auto | $185 |
| Progressive | $185 |
| Clearcover | $222 |
| Liberty Mutual | $239 |
| Safeco | $263 |
| The General | $303 |
| Bristol West | $363 |
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.
Cheapest recent rates near Bossier City, Louisiana
Recent Bossier City, Louisiana car insurance prices for Ford, Jeep, Nissan , and more.
*Quotes generated for Insurify users in and around Bossier City, Louisiana within the last 10 days. Last updated on November 21, 2024
Rates shown are real-time Insurify user quotes from 100+ insurance companies and Quadrant Information Services data. Insurify’s algorithm excludes anomalous quotes and anonymizes personal details, then displays refined quotes by price, date, and insurer popularity up to 10 days ago from November 21, 2024. Actual quotes may vary based on the policy buyer’s unique driver profile.
*Quotes generated for Insurify users in and around Bossier City, Louisiana within the last 10 days. Last updated on November 21, 2024
Rates shown are real-time Insurify user quotes from 100+ insurance companies and Quadrant Information Services data. Insurify’s algorithm excludes anomalous quotes and anonymizes personal details, then displays refined quotes by price, date, and insurer popularity up to 10 days ago from November 21, 2024. Actual quotes may vary based on the policy buyer’s unique driver profile.
Car insurance requirements in Louisiana
Drivers in Louisiana must carry a minimum amount of car insurance. Without this baseline insurance coverage, it’s illegal to drive on public roads in the Pelican State.
Here are the specific minimum-coverage requirements for Louisiana drivers:[5]
Coverage ▲▼ | Minimum Requirements ▲▼ |
|---|---|
| Bodily injury liability | $15,000 per person / $30,000 per accident |
| Property damage liability | $25,000 per accident |
Because liability insurance doesn’t cover your own vehicle repairs, you should consider purchasing optional coverages for further protection. Here are some common coverages to consider:
Collision coverage
After an accident, collision insurance helps you pay for repairs to your own vehicle. A collision can include an accident with another vehicle or a crash with a tree, fence, utility pole, or other stationary objects.
Comprehensive coverage
If a non-collision incident damages your vehicle, comprehensive insurance can kick in for repairs or replacing your vehicle. Commonly covered incidents include theft, vandalism, and severe weather.
Medical payments coverage
Following a car accident, medical payments coverage can pay for medical treatment for you and your passengers.
Cheapest car insurance for drivers with an incident
Incidents on your driving record, like speeding tickets, driving under the influence, and at-fault accidents, often push your car insurance costs higher. After an incident, insurance companies consider you a riskier driver and they compensate for risk by increasing your premiums.
On average, Bossier City drivers with a past incident pay $150 per month for liability insurance.
The table below highlights how an incident can push average liability car insurance quotes higher in Bossier City.
The below rates are estimated rates current as of: Friday, November 1 at 12:00 PM PDT.
Insurance Company ▲▼ | Clean Driving Record ▲▼ | With Speeding Ticket ▲▼ | With At-Fault Accident ▲▼ | With DUI ▲▼ |
|---|---|---|---|---|
| State Farm | $56 | $73 | $78 | $94 |
| USAA | $70 | $92 | $98 | $118 |
| National General | $80 | $106 | $112 | $135 |
| Allstate | $91 | $120 | $127 | $153 |
| GEICO | $91 | $120 | $127 | $153 |
| Direct Auto | $100 | $132 | $143 | $168 |
| Root | $100 | $141 | $149 | $151 |
| Progressive | $108 | $142 | $152 | $182 |
| Clearcover | $139 | $185 | $208 | $234 |
| The General | $151 | $203 | $215 | $254 |
| Liberty Mutual | $159 | $226 | $236 | $268 |
| Safeco | $178 | $238 | $247 | $279 |
| Bristol West | $183 | $243 | $255 | $308 |
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.
Shop for Car Insurance in Bossier City, LA
Monthly rates start at $69 for drivers with an incident
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Average cost of car insurance by age
Car insurance companies consider your age when determining premiums. Teen drivers pay more for car insurance than drivers with more practice on the road. But young adults, even drivers in their 20s, still typically pay higher rates than their older counterparts.
In general, drivers start to notice falling car insurance rates between the ages of 35 and 70. After age 70, rates often start climbing again for senior drivers due to aging-related risk factors.
Age ▲▼ | Average Monthly Quote ▲▼ |
|---|---|
| Teens | $516 |
| 20s | $346 |
| 30s | $257 |
| 40s | $231 |
| 50s | $209 |
| 60s | $213 |
| 70s | $210 |
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
Bossier City car insurance quotes by credit tier
Insurance companies in the state of Louisiana can use credit-based insurance scores as a factor when determining your premiums.[6] In general, drivers with excellent or good credit pay lower rates for car insurance than drivers with poor credit.
The table below shows average full-coverage car insurance quotes by credit tier in Bossier City.
Rates by Credit Tier
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
Bossier City car insurance FAQs
Before shopping around for car insurance, you should determine how much auto coverage you need. The following information should help you find cheap car insurance in Bossier City.
How much is car insurance in Bossier City?
Drivers in Bossier City pay $114 per month for liability insurance and $214 for full-coverage insurance, on average. The overall cost of car insurance in Bossier City is $164 per month. Ultimately, how much you pay for car insurance will depend on your driving record, age, location, and more.
Which companies have the cheapest car insurance in Bossier City?
State Farm has the cheapest average car insurance in Bossier City, with a rate of $56 per month for liability insurance. The cost of liability coverage from the second-cheapest insurer in the city, USAA, is $70 per month. National General is another affordable option, with a liability rate of $80 per month.
The best way to find cheap car insurance is to compare quotes from multiple insurers at once.
What are the best car insurance companies in Bossier City?
State Farm is one of the best car insurance companies in Bossier City, thanks to an Insurify Quality (IQ) Score of 9.3 out of 5, an AM Best financial strength rating of A++ (Superior), and ample coverage offerings. Policyholders in the city pay $65 per month for liability insurance and $111 for full-coverage insurance. Other top insurers include USAA and GEICO.
Methodology
Insurify data scientists analyzed more than 90 million quotes served to car insurance applicants in Insurify’s proprietary database to calculate the premium averages displayed on this page. These premiums are real quotes that come directly from Insurify’s 50+ partner insurance companies in all 50 states and Washington, D.C. Quote averages represent the median price for a quote across the given coverage level, driver subset, and geographic area.
Unless otherwise specified, quoted rates reflect the average cost for drivers between 20 and 70 years old with a clean driving record and average or better credit (a credit score of 600 or higher).
Liability-only premium averages correspond to policies with the following coverage limits:
- Bodily injury limits between state-minimum rates and $50,000 per person, $100,000 per accident
- Property damage limits between $10,000 and $50,000
- No additional coverage
- Comprehensive coverage with a $1,000 deductible
- Collision coverage with a $1,000 deductible
Quotes for Allstate, Farmers, GEICO, State Farm, and USAA are estimates based on Quadrant Information Services’ database of auto insurance rates.
Related articles
More cities in Louisiana
Sources
- Insurance Information Institute. "Facts + Statistics: Auto insurance."
- United States Census Bureau. "QuickFacts Bossier City city, Louisiana."
- Insurance Information Institute. "What determines the price of an auto insurance policy?."
- Insurance Information Institute. "Nine ways to lower your auto insurance costs."
- Louisiana Department of Insurance. "Consumer's Guide to Auto Insurance."
- Louisiana State Legislature. "Use of credit information."
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Sarah SharkeyInsurance Writer
Sarah Sharkey is a personal finance writer who enjoys helping people make savvy financial decisions. She covered insurance and personal finance topics. You can find her work on Business Insider, Money Under 30, Rocket Mortgage, Bankrate, and more. Connect with her on LinkedIn.
Licensed auto and home insurance agent
3+ years experience in insurance and personal finance editing
Katie uses her knowledge and expertise as a licensed property and casualty agent in Massachusetts to help readers understand the complexities of insurance shopping.
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