Cheapest Auto Insurance in Hattiesburg, Mississippi (2024)
State Farm offers the cheapest car insurance in Hattiesburg, with minimum-coverage policies as low as $36 per month.
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Written byElizabeth Rivelli
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Elizabeth Rivelli
5+ years writing insurance and personal finance topics
Auto, home, health, and life insurance expertise
Elizabeth has extensive insurance industry experience, having written for Insureon, Rate Retriever, and Insurify. She’s also finance and insurance editor for Car and Driver.
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5+ years in insurance and personal finance content
Ashley is a seasoned personal finance editor who’s produced a variety of digital content, including insurance, credit cards, mortgages, and consumer lending products.
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Updated November 21, 2024
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Table of contents
The average cost of car insurance in Hattiesburg, Mississippi, is $94 per month for liability-only insurance and $222 per month for full-coverage insurance. These premiums are much lower than the U.S. national average rates of $104 per month for liability-only coverage and $204 per month for full coverage.
Hattiesburg is a smaller city, with a population of around 48,000.[1] Fewer cars on the road means less of a risk for accidents, which could partly explain the city’s lower car insurance rates. Even though Hattiesburg’s rates are affordable, it’s still important to compare car insurance quotes from several insurers to find the best policy for your needs.
Quick Facts
State Farm, USAA, and Allstate offer the cheapest car insurance in Hattiesburg.
Hattiesburg drivers pay rates similar to the Mississippi average rates of $91 per month for liability coverage and $219 per month for full coverage.
Drivers in Hattiesburg with poor credit pay an average of $278 for full coverage.
3 of the cheapest car insurance companies in Hattiesburg
Many car insurance companies sell coverage to drivers in Hattiesburg. However, each insurer has unique pros and cons. The best car insurance company will depend on your individual situation and coverage needs. Start your search with the insurers in the table below.
Insurance Company ▲▼ | IQ Score The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores. ▲▼ | Full Coverage ▲▼ | Liability Only ▲▼ | Best for ▲▼ |
|---|---|---|---|---|
| State Farm | 9.3 | $74 | $35 | Low rates |
| USAA | 9.4 | $76 | $36 | Military families |
| Allstate | 8.9 | $121 | $58 | Discounts |
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.
Our editorial team spent more than 350 hours developing the Insurify Quality (IQ) Score and scoring insurance companies. The IQ Score objectively analyzes and calculates a score for insurers using more than 15 crucial criteria. The team weighted criteria by importance to the consumer — factors such as customer reviews and affordability influence the score more than availability and third-party ratings.
We rate each company on a 1 to 10 scale based on five categories: financial ratings, customer satisfaction, affordability, customer support and transparency, and availability. Insurify updates ratings once a year or as more recent information becomes available.
- Third-party financial ratings: Insurify uses data from AM Best, S&P, Moody’s, and more to compare insurance companies’ credit and ability to pay out future claims.
- Customer satisfaction: To calculate this score, Insurify analyzed more than 28,000 customer reviews across 155 car insurance companies. We also consider third-party ratings from J.D. Power, the National Association of Insurance Commissioners, and Trustpilot.
- Affordability: Our data scientists analyzed more than 90 million real-time auto insurance rates from our partners across the U.S., as well as available discounts, to calculate an affordability score.
- Customer support and transparency: This measures coverage options, ease of claims filing, and the insurer's transparency surrounding discounts, coverages, and claims process.
- Availability and reach: Insurify scores availability and reach by identifying the number of states in which insurers offer coverage and company size by market share.
Best insurer for low rates: State Farm
| User Reviews | 4.2 |
|---|---|
| IQ Score The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores. | 9.3 /10 |
| Liability Only Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages. | $36/mo |
| Full Coverage Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible. | $75/mo |
4.2
Best choiceBased on 9040 verified guest reviews and ratings
How drivers feel about State Farm
Drivers appreciate the helpful local agents and initial service but dislike the high prices and frequent rate increases.
AI-generated from the text of verified reviews collected by Insurify
Best For
Customer service
Competitive rates
Discounts for safe drivers
How drivers feel about State Farm
Drivers appreciate the helpful local agents and initial service but dislike the high prices and frequent rate increases.
AI-generated from the text of verified reviews collected by Insurify
Best For
Customer service
Competitive rates
Discounts for safe drivers
Reviews (4,970)
Charles
November 19, 2024
Verified Review
New Car Price
State Farm is preferred due to its loyalty and pricing. Despite my vehicle being 20 years old, the policy is priced as if it were 2 years old.
Ronald
November 19, 2024
Verified Review
State Farm Experience: 35 Years+
They are forcing me to replace my house roof or they will cancel my policy.
David
November 19, 2024
Verified Review
Too expensive
It's too expensive. They raise rates every six months, even though I've never filed a claim.
JD Power
J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
842NAIC Index
Average amount of customer complaints relative to competitors on a 0-5 scale. A lower score represents fewer complaints.
0.78A.M. Best
A.M. Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).
A++Why we picked this company
State Farm has the most affordable car insurance in Hattiesburg, based on Insurify rate data. In addition, State Farm has an excellent selection of available discounts, with savings for good drivers, good students, policy bundling, taking a defensive driving course, and many others. However, State Farm offers few endorsements, so it may not be the best option for Hattiesburg drivers who want to customize their policies.
Pros
Lowest average rates in Hattiesburg
Generous discounts
Cons
Few add-on coverages available
Gap insurance only available through financing via State Farm Bank
Best insurer for military families: USAA
| User Reviews | 4.9 |
|---|---|
| IQ Score The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores. | 9.4 /10 |
| Liability Only Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages. | $37/mo |
| Full Coverage Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible. | $77/mo |
4.9
Best choiceBased on 1602 verified guest reviews and ratings
How drivers feel about USAA
Drivers appreciate the ease of working with the carrier, competitive rates, and responsive service but dislike the price increases and lack of rideshare add-ons in some areas.
AI-generated from the text of verified reviews collected by Insurify
Best For
Members of the military community
Outstanding customer service
Competitive rates
How drivers feel about USAA
Drivers appreciate the ease of working with the carrier, competitive rates, and responsive service but dislike the price increases and lack of rideshare add-ons in some areas.
AI-generated from the text of verified reviews collected by Insurify
Best For
Members of the military community
Outstanding customer service
Competitive rates
Reviews (914)
Gloria
November 15, 2024
Verified Review
Not Good for Claims
I have storm damage and the claim process is not satisfactory.
Martin
November 11, 2024
Verified Review
Price Shopping
I have been with USAA for over 60 years. Obviously, I've been very happy. Since I don't drive very far, I have been seeing advertisements for lower prices. However, I have no plans of leaving USAA.
Rena Sabine
November 8, 2024
Verified Review
Disappointing and inflexible service
My experience with this company has been disappointing, especially this second time around. I would suggest considering other options. From my recent interactions, they have been dismissive and argumentative. I have already started finalizing my next premium with another company. I'm perplexed as to how they receive praise when they treat clients in this manner.
JD Power
J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
880NAIC Index
Average amount of customer complaints relative to competitors on a 0-5 scale. A lower score represents fewer complaints.
1.35A.M. Best
A.M. Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).
A++Why we picked this company
Many military families living in Hattiesburg can benefit from a USAA car insurance policy. The company has some of the most affordable rates in Hattiesburg. USAA also has some of the highest third-party ratings in the industry. The company earned the highest rating for overall customer satisfaction and claim satisfaction by J.D. Power. But USAA only sells car insurance to eligible active-duty and retired service members as well as their immediate family members.
Pros
Affordable premiums
Excellent J.D. Power customer satisfaction ratings
Cons
Insurance only available to active-duty and retired military members
Limited selection of available endorsements
Best insurer for discounts: Allstate
| User Reviews | 4.0 |
|---|---|
| IQ Score The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores. | 8.9 /10 |
| Liability Only Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages. | $59/mo |
| Full Coverage Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible. | $123/mo |
4.0
Best choiceBased on 5648 verified guest reviews and ratings
How drivers feel about Allstate
Drivers appreciate the initial pricing and overall service but dislike the frequent rate increases and misleading pricing tactics.
AI-generated from the text of verified reviews collected by Insurify
Best For
Accident forgiveness
Wide availability
Cheap rates
How drivers feel about Allstate
Drivers appreciate the initial pricing and overall service but dislike the frequent rate increases and misleading pricing tactics.
AI-generated from the text of verified reviews collected by Insurify
Best For
Accident forgiveness
Wide availability
Cheap rates
Reviews (3,073)
Rodney
November 20, 2024
Verified Review
Lower Insurance
The insurance is too high.
Lyudmila
November 14, 2024
Verified Review
No Discount for Seniors
The service is mediocre.
Latonya
November 12, 2024
Verified Review
Not Recommended
I would not recommend Allstate. They did not support me when I needed them most. They didn't believe me or the other party when we said my first accident wasn't my fault. My agent incorrectly reported to the DMV that my insurance had lapsed when it hadn't. They increased my insurance rates four to five times within two years. A representative from my agent's office called me to sell renters insurance, promising a lower monthly rate, which turned out to be false. After I was involved in a hit and run, instead of ensuring my wellbeing, they raised my insurance again to almost $800/month. I find Allstate to be a disappointing car insurance company and I wouldn't recommend them to anyone.
JD Power
J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
833NAIC Index
Average amount of customer complaints relative to competitors on a 0-5 scale. A lower score represents fewer complaints.
0.94A.M. Best
A.M. Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).
A-Why we picked this company
Hattiesburg drivers looking for an insurance company that offers a wide variety of discounts should consider Allstate. The company has more than a dozen discounts available, with savings for smart students, safe vehicles, new vehicles, policy bundling, on-time payments, auto pay, paperless billing statements, and several others.
Allstate also has a safe driver rewards program, called Drivewise, which can help drivers save up to 40% on their premiums for demonstrating safe habits behind the wheel. Allstate’s average rates in Hattiesburg are cheaper than the citywide average.
Pros
Many available discounts
Savings of up to 40% possible via safe driver rewards program
Cons
Below-average J.D. Power customer satisfaction rating in the Southeast
Fewer available endorsements than some competitors
How to get the cheapest car insurance in Hattiesburg
The cost of car insurance depends on a variety of different factors, including your ZIP code, age, credit score, and driving record. However, you have many ways to get cheap car insurance in Hattiesburg.
Follow these tips to help reduce your car insurance premium:[2]
Raise your deductible. Choosing a higher deductible for policies like collision and comprehensive insurance will result in a lower monthly premium.
Bundle your policies. Most insurance companies offer significant discounts to customers who bundle two or more products, like car insurance with home insurance, renters insurance, or life insurance.
Look for discounts. Many companies offer car insurance discounts, which can help you save money. You can often find discounts for claim-free drivers, smart students, taking a defensive driving course, and insuring multiple vehicles.
Shop around. Car insurance companies charge different rates for the same coverage types and limits. It’s a good idea to get quotes from several insurers to see which one can offer you the lowest rate for your situation. Shopping for new quotes once per year or after a claim will help you ensure you’re getting the best rate.
Find Cheap Car Insurance in Hattiesburg, MS
Liability rates start at $36 per month
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Cheapest liability-only car insurance in Hattiesburg: State Farm
Liability-only car insurance is legally required in Mississippi. It covers your financial responsibilities when you cause an accident that results in someone else’s injuries or property damages. It doesn’t provide any coverage for your injuries or vehicle repairs if you get into an accident.
State Farm offers the cheapest liability-only policies in Hattiesburg, at $36 per month.
In the table below, you can see which car insurance companies in Hattiesburg have the lowest average rates for liability-only insurance.
The below rates are estimated rates current as of: Friday, November 1 at 12:00 PM PDT.
Insurance Company ▲▼ | Average Monthly Quote ▲▼ |
|---|---|
| State Farm | $36 |
| USAA | $37 |
| Allstate | $59 |
| Progressive | $59 |
| Nationwide | $61 |
| GEICO | $62 |
| National General | $65 |
| Travelers | $70 |
| Safeco | $74 |
| Root | $77 |
| Bristol West | $80 |
| Shelter | $91 |
| Clearcover | $102 |
| Foremost | $105 |
| GAINSCO | $107 |
| Dairyland | $133 |
| Liberty Mutual | $136 |
| Direct Auto | $162 |
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.
Cheapest full-coverage car insurance in Hattiesburg: State Farm
Full-coverage car insurance provides more protection than liability-only insurance. A standard full-coverage policy typically includes liability, collision, and comprehensive insurance. Most policies also cover your medical bills if you get injured. Depending on your location, it may also include uninsured/underinsured motorist insurance and personal injury protection (PIP).
Full coverage is optional for most drivers. However, some lenders require full coverage if you lease or finance your vehicle. Even if you own your vehicle, having full coverage will provide more financial protection and peace of mind than a minimum-coverage policy.
State Farm has the cheapest premiums for full coverage, with a monthly rate of $75.
Below, you can see which insurers have the cheapest car insurance in Hattiesburg for full-coverage insurance.
The below rates are estimated rates current as of: Friday, November 1 at 12:00 PM PDT.
Insurance Company ▲▼ | Average Monthly Quote ▲▼ |
|---|---|
| State Farm | $75 |
| USAA | $77 |
| Allstate | $123 |
| Progressive | $124 |
| National General | $126 |
| Nationwide | $127 |
| GEICO | $129 |
| Root | $138 |
| Safeco | $139 |
| Travelers | $148 |
| Clearcover | $164 |
| Shelter | $191 |
| Bristol West | $216 |
| Liberty Mutual | $249 |
| Foremost | $291 |
| Dairyland | $297 |
| GAINSCO | $352 |
| Direct Auto | $413 |
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.
Cheapest recent rates near Hattiesburg, Mississippi
Drivers using Insurify have found quotes as cheap as $39/mo for liability only and $86/mo for full coverage in Hattiesburg and other Mississippi cities.
*Quotes generated for Insurify users in and around Hattiesburg, Mississippi within the last 10 days. Last updated on November 21, 2024. Actual quotes may vary based on the policy buyer’s unique driver profile.
Rates shown are real-time Insurify user quotes from 100+ insurance companies and Quadrant Information Services data. Insurify’s algorithm excludes anomalous quotes and anonymizes personal details, then displays refined quotes by price, date, and insurer popularity up to 10 days ago from November 21, 2024. Actual quotes may vary based on the policy buyer’s unique driver profile.
*Quotes generated for Insurify users in and around Hattiesburg, Mississippi within the last 10 days. Last updated on November 21, 2024. Actual quotes may vary based on the policy buyer’s unique driver profile.
Rates shown are real-time Insurify user quotes from 100+ insurance companies and Quadrant Information Services data. Insurify’s algorithm excludes anomalous quotes and anonymizes personal details, then displays refined quotes by price, date, and insurer popularity up to 10 days ago from November 21, 2024. Actual quotes may vary based on the policy buyer’s unique driver profile.
Car insurance requirements in Mississippi
Vehicle owners in Mississippi are legally required to carry a minimum amount of car insurance. To meet the Mississippi auto insurance laws, drivers must have liability insurance with coverage limits of 25/50/25 or higher.[3] Because Mississippi is a fault state, the at-fault driver is responsible for compensating the other person for their losses after a crash.
Coverage ▲▼ | Minimum Requirements ▲▼ |
|---|---|
| Bodily injury liability | $25,000 per person / $50,000 per accident |
| Property damage liability | $25,000 per accident |
In addition to the required coverages, many Mississippi drivers can benefit from optional coverages. Every insurance business offers a unique selection of endorsements. If you’re not sure what endorsements you might need, an insurance agent can provide a recommendation.
Here are some of the most common add-ons that can fill gaps in a standard car insurance policy:
Gap insurance
If you lease or finance your car, having gap insurance is helpful. If your car gets totaled, gap insurance will pay the difference between your car’s diminished value and the amount you still owe.
Roadside assistance
Roadside assistance coverage pays for the cost of basic roadside repairs if your car breaks down or you get stranded. It’ll cover things like flat-tire changes, fuel delivery, battery jump-starts, lockouts, and towing.
Accident forgiveness
Accident forgiveness coverage waives your first at-fault accident, so it won’t affect your insurance premium. Some insurance companies only offer accident forgiveness to drivers who have been claim-free and violation-free for a certain period.
Cheapest car insurance for drivers with an incident
Drivers with incidents on their record, such as speeding tickets and at-fault accidents, usually pay higher rates for car insurance than drivers with a clean record. Insurance companies view people with a history of these violations as riskier to insure, so they charge higher rates.[4]
The most serious violations, such as driving under the influence (DUI), usually have the biggest effect on premiums.
The below rates are estimated rates current as of: Friday, November 1 at 12:00 PM PDT.
Insurance Company ▲▼ | Clean Driving Record ▲▼ | With Speeding Ticket ▲▼ | With At-Fault Accident ▲▼ | With DUI ▲▼ |
|---|---|---|---|---|
| State Farm | $36 | $46 | $48 | $59 |
| USAA | $37 | $48 | $50 | $61 |
| Allstate | $59 | $76 | $79 | $96 |
| Progressive | $59 | $76 | $80 | $96 |
| Nationwide | $61 | $79 | $83 | $100 |
| GEICO | $62 | $80 | $84 | $101 |
| National General | $65 | $84 | $87 | $106 |
| Travelers | $70 | $91 | $95 | $114 |
| Safeco | $74 | $97 | $99 | $112 |
| Root | $77 | $107 | $111 | $113 |
| Bristol West | $80 | $104 | $108 | $131 |
| Shelter | $91 | $122 | $128 | $149 |
| Clearcover | $102 | $132 | $148 | $167 |
| Foremost | $105 | $146 | $151 | $172 |
| GAINSCO | $107 | $149 | $138 | $175 |
| Dairyland | $133 | $171 | $177 | $217 |
| Liberty Mutual | $136 | $189 | $195 | $222 |
| Direct Auto | $162 | $209 | $223 | $265 |
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.
Average cost of car insurance by age
One of the most important factors that can affect the cost of auto insurance is your age. In general, young drivers and teen drivers pay the highest rates for insurance because they have the least amount of driving experience.[5]
Rates tend to decrease around age 35 but increase again around age 70. Statistics show that older drivers are more likely to be injured in accidents than middle-aged adults, and they may have impaired driving abilities.[6]
Below, you can see the average cost of car insurance in Hattiesburg for drivers in different age groups.
Age ▲▼ | Average Monthly Quote ▲▼ |
|---|---|
| Teens | $289 |
| 20s | $358 |
| 30s | $334 |
| 40s | $283 |
| 50s | $212 |
| 60s | $149 |
| 70s | $111 |
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
Shop for Car Insurance in Hattiesburg, Mississippi
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Hattiesburg car insurance quotes by credit tier
In Mississippi, car insurance companies can use credit-based insurance scores when determining your rates. When you apply for a policy, the insurer will check your credit history to gauge how risky you are to insure.[7]
Drivers with good credit scores usually pay lower car insurance rates than drivers with poor credit scores. People with bad credit scores are more likely to file claims, which is why they typically pay higher prices.
In the table below, you can see the average monthly cost of full-coverage car insurance for Hattiesburg drivers in different credit tiers.
Rates by Credit Tier
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
Hattiesburg car insurance FAQs
If you’re shopping for a car insurance policy in Hattiesburg, this additional information may help as you research your coverage options.
How much is car insurance in Hattiesburg?
Car insurance in Hattiesburg costs $94 per month for liability-only coverage and $222 per month for full coverage, according to Insurify data.
Which company has the cheapest car insurance in Hattiesburg?
State Farm has the cheapest car insurance in Hattiesburg, with liability-only rates of $36 per month. USAA and Allstate also offer cheap liability policies, with monthly rates of $37 and $59, respectively.
But the cheapest insurer for you will depend on multiple factors, including your age, ZIP code, the car you drive, chosen coverage levels, and more.
What are the best car insurance companies in Hattiesburg?
With above-average J.D. Power customer satisfaction ratings, an AM Best financial strength rating of A++ (Superior), and an IQ Score of 9.3 out of 5, State Farm is the best car insurance company in Hattiesburg. Other top insurers to consider include Allstate and USAA.
Methodology
Insurify data scientists analyzed more than 90 million quotes served to car insurance applicants in Insurify’s proprietary database to calculate the premium averages displayed on this page. These premiums are real quotes that come directly from Insurify’s 50+ partner insurance companies in all 50 states and Washington, D.C. Quote averages represent the median price for a quote across the given coverage level, driver subset, and geographic area.
Unless otherwise specified, quoted rates reflect the average cost for drivers between 20 and 70 years old with a clean driving record and average or better credit (a credit score of 600 or higher).
Liability-only premium averages correspond to policies with the following coverage limits:
- Bodily injury limits between state-minimum rates and $50,000 per person, $100,000 per accident
- Property damage limits between $10,000 and $50,000
- No additional coverage
- Comprehensive coverage with a $1,000 deductible
- Collision coverage with a $1,000 deductible
Quotes for Allstate, Farmers, GEICO, State Farm, and USAA are estimates based on Quadrant Information Services’ database of auto insurance rates.
Related articles
More cities in Mississippi
Sources
- U.S. Census Bureau. "QuickFacts Hattiesburg, Mississippi."
- Insurance Information Institute. "How to save money on car insurance."
- Mississippi Insurance Department. "Auto Insurance."
- Insurance Information Institute. "What determines the price of an auto insurance policy?."
- Insurance Information Institute. "Background On: Teen drivers."
- Centers for Disease Control and Prevention. "Older Adult Drivers."
- National Association of Insurance Commissioners. "Credit-Based Insurance Scores."
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Elizabeth Rivelli
Elizabeth Rivelli is a freelance writer covering insurance and personal finance. She has extensive knowledge of various insurance lines, including property and casualty, health, and life insurance. Her byline has been featured in dozens of publications, including Investopedia, Forbes, Bankrate, NextAdvisor, and Insurance.com.
7+ years in content creation and management
5+ years in insurance and personal finance content
Ashley is a seasoned personal finance editor who’s produced a variety of digital content, including insurance, credit cards, mortgages, and consumer lending products.
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