Cheapest Auto Insurance in Helena, Montana (2024)

Helena drivers can find the cheapest car insurance rates from State Farm. The insurer’s liability rates start at just $47 per month.

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Cheapest recent rates near Helena, Montana

Drivers using Insurify have found quotes as cheap as $59/mo for liability only and $89/mo for full coverage in Helena and other Montana cities.

*Quotes generated for Insurify users in and around Helena, Montana within the last 10 days. Last updated on November 21, 2024

Rates shown are real-time Insurify user quotes from 100+ insurance companies and Quadrant Information Services data. Insurify’s algorithm excludes anomalous quotes and anonymizes personal details, then displays refined quotes by price, date, and insurer popularity up to 10 days ago from November 21, 2024. Actual quotes may vary based on the policy buyer’s unique driver profile.

*Quotes generated for Insurify users in and around Helena, Montana within the last 10 days. Last updated on November 21, 2024

Rates shown are real-time Insurify user quotes from 100+ insurance companies and Quadrant Information Services data. Insurify’s algorithm excludes anomalous quotes and anonymizes personal details, then displays refined quotes by price, date, and insurer popularity up to 10 days ago from November 21, 2024. Actual quotes may vary based on the policy buyer’s unique driver profile.
Kim Porter
Written byKim Porter
Kim Porter
Kim Porter
  • Co-authored the book “Future Millionaires’ Guidebook”

  • 13 years writing personal finance content

A former chief copy editor at Bankrate and past managing editor at Macmillan, Kim specializes in writing easy-to-understand, actionable personal finance content.

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Danny Smith
Edited byDanny Smith
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Danny Smith
  • Licensed auto and home insurance agent

  • 4+ years in content creation and marketing

As Insurify’s home and pet insurance editor, Danny also specializes in auto insurance. His goal is to help consumers navigate the complex world of insurance buying.

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Mark Friedlander
Reviewed byMark Friedlander
Mark Friedlander
Mark FriedlanderDirector, Corporate Communications, Triple-I
  • Corporate communications director for Insurance Information Institute

  • 20+ years in insurance and communications

As Director, Corporate Communications for Triple-I, Mark serves as the non-profit’s national spokesperson, sharing information and education on a wide array of insurance issues.

Updated November 21, 2024

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Helena’s car insurance rates average $126 per month, less than the state and national averages of $121 and $154, respectively. These lower rates can be partly explained by Helena’s relatively low population density and less congested roads.[1] But a few factors keep average auto insurance costs in Helena from dropping further.

For example, Montana's capital city welcomes more than a quarter-million visitors each year, thanks to its proximity to numerous national parks.[2] [3] Additionally, snow and ice present dangerous driving conditions for Montana drivers during the winter.

So, when you’re buying car insurance, it’s important to compare quotes from multiple insurers. Here’s what you should know about finding cheap car insurance in Helena.

Quick Facts
  • Safeco, Bristol West, and The General are some of the cheapest car insurance companies in Helena.

  • USAA is the best insurer in Helena for active-duty military members and veterans.

  • Montana is an at-fault state, which means the driver who causes a crash is responsible for paying the other driver’s repair bills and medical expenses.

3 of the cheapest car insurance companies in Helena

The cheapest car insurance companies in Helena may offer discounts or incentive savings that could influence rates, making one insurer’s premium less expensive than another. The best auto insurance company for you will depend on your financial situation and insurance needs, so it’s important to shop around and compare quotes.

The following companies offer the best rates:

Insurance Company
IQ Score
The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores.
Full Coverage
Liability Only
Best For
State Farm9.3$95$40Affordability
USAA9.4$103$43Military members and their families
Safeco8.3$97$43Safe drivers
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.
  • Our editorial team spent more than 350 hours developing the Insurify Quality (IQ) Score and scoring insurance companies. The IQ Score objectively analyzes and calculates a score for insurers using more than 15 crucial criteria. The team weighted criteria by importance to the consumer — factors such as customer reviews and affordability influence the score more than availability and third-party ratings.

    We rate each company on a 1 to 10 scale based on five categories: financial ratings, customer satisfaction, affordability, customer support and transparency, and availability. Insurify updates ratings once a year or as more recent information becomes available.

    • Third-party financial ratings: Insurify uses data from AM Best, S&P, Moody’s, and more to compare insurance companies’ credit and ability to pay out future claims.
    • Customer satisfaction: To calculate this score, Insurify analyzed more than 28,000 customer reviews across 155 car insurance companies. We also consider third-party ratings from J.D. Power, the National Association of Insurance Commissioners, and Trustpilot.
    • Affordability: Our data scientists analyzed more than 90 million real-time auto insurance rates from our partners across the U.S., as well as available discounts, to calculate an affordability score.
    • Customer support and transparency: This measures coverage options, ease of claims filing, and the insurer's transparency surrounding discounts, coverages, and claims process.
    • Availability and reach: Insurify scores availability and reach by identifying the number of states in which insurers offer coverage and company size by market share.

Best insurer for affordability: State Farm

User Reviews
4.2
IQ Score
The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores.
9.3 /10
Liability Only
Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages.
$54/mo
Full Coverage
Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible.
$119/mo
4.2
Best choiceBased on 9037 verified guest reviews and ratings
How drivers feel about State Farm

Drivers appreciate the helpful local agents and initial service but dislike the high prices and frequent rate increases.

AI-generated from the text of verified reviews collected by Insurify
Best For
Customer service
Competitive rates
Discounts for safe drivers
How drivers feel about State Farm

Drivers appreciate the helpful local agents and initial service but dislike the high prices and frequent rate increases.

AI-generated from the text of verified reviews collected by Insurify
Best For
Customer service
Competitive rates
Discounts for safe drivers
Reviews (4,970)

Charles

November 19, 2024

Verified Review

New Car Price

State Farm is preferred due to its loyalty and pricing. Despite my vehicle being 20 years old, the policy is priced as if it were 2 years old.

Ronald

November 19, 2024

Verified Review

State Farm Experience: 35 Years+

They are forcing me to replace my house roof or they will cancel my policy.

David

November 19, 2024

Verified Review

Too expensive

It's too expensive. They raise rates every six months, even though I've never filed a claim.
See all State Farm reviews
JD Power
J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
842
NAIC Index
Average amount of customer complaints relative to competitors on a 0-5 scale. A lower score represents fewer complaints.
0.78
A.M. Best
A.M. Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).
A++
Why we picked this company

State Farm started in 1922 and now sells auto insurance in every U.S. state except Rhode Island and Massachusetts. The company offers some of the lowest auto insurance rates in Helena but also has a robust menu of discounts and customization options to help you save further. You even have the option of adding rideshare coverage to your policy.

Pros
  • Strong customer service ratings

  • Low premiums

Cons
  • Accident forgiveness not available

  • Diminishing deductible not available

Best insurer for military members and their families: USAA

User Reviews
4.9
IQ Score
The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores.
9.4 /10
Liability Only
Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages.
$45/mo
Full Coverage
Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible.
$99/mo
4.9
Best choiceBased on 1602 verified guest reviews and ratings
How drivers feel about USAA

Drivers appreciate the ease of working with the carrier, competitive rates, and responsive service but dislike the price increases and lack of rideshare add-ons in some areas.

AI-generated from the text of verified reviews collected by Insurify
Best For
Members of the military community
Outstanding customer service
Competitive rates
How drivers feel about USAA

Drivers appreciate the ease of working with the carrier, competitive rates, and responsive service but dislike the price increases and lack of rideshare add-ons in some areas.

AI-generated from the text of verified reviews collected by Insurify
Best For
Members of the military community
Outstanding customer service
Competitive rates
Reviews (914)

Gloria

November 15, 2024

Verified Review

Not Good for Claims

I have storm damage and the claim process is not satisfactory.

Martin

November 11, 2024

Verified Review

Price Shopping

I have been with USAA for over 60 years. Obviously, I've been very happy. Since I don't drive very far, I have been seeing advertisements for lower prices. However, I have no plans of leaving USAA.

Rena Sabine

November 8, 2024

Verified Review

Disappointing and inflexible service

My experience with this company has been disappointing, especially this second time around. I would suggest considering other options. From my recent interactions, they have been dismissive and argumentative. I have already started finalizing my next premium with another company. I'm perplexed as to how they receive praise when they treat clients in this manner.
See all USAA reviews
JD Power
J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
880
NAIC Index
Average amount of customer complaints relative to competitors on a 0-5 scale. A lower score represents fewer complaints.
1.35
A.M. Best
A.M. Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).
A++
Why we picked this company

The United Services Automobile Association (USAA) debuted in 1922 and now offers insurance and banking products to current military members, former members, and their families.

USAA’s car insurance customers pay low rates in Helena and have access to a number of discounts to boost their savings further. The company has the highest rating of all insurers in every region in J.D. Power’s 2023 Customer Satisfaction Study.[4]

Pros
  • Excellent customer service

  • Accident forgiveness available

Cons
  • Limited to service members, veterans, and their immediate family members

  • No 24/7 customer phone support

Best insurer for safe drivers: Safeco

User Reviews
4.5
IQ Score
The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores.
8.3 /10
Liability Only
Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages.
$59/mo
Full Coverage
Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible.
$114/mo
4.5
Best choiceBased on 754 verified guest reviews and ratings
How drivers feel about Safeco

Drivers appreciate the polite and helpful customer service and fair pricing but dislike the significant rate increases and difficulty reaching agents.

AI-generated from the text of verified reviews collected by Insurify
Best For
Cash back for being claims free
Optional coverages
Diminishing deductible
How drivers feel about Safeco

Drivers appreciate the polite and helpful customer service and fair pricing but dislike the significant rate increases and difficulty reaching agents.

AI-generated from the text of verified reviews collected by Insurify
Best For
Cash back for being claims free
Optional coverages
Diminishing deductible
Reviews (419)

Sarah

November 10, 2024

Verified Review

Too Expensive

The cost is very high. There is no discount for driving less than 50 miles per week. However, we do appreciate the check for not making a claim.

Bonnie

November 2, 2024

Verified Review

The Price of Car Insurance

I'm not happy that I'm paying over $100 per month. My car is a 2013 model.

Harris

October 31, 2024

Verified Review

Just Fine

We have only used them for a flat tire change and windshield replacement.
See all Safeco reviews
JD Power
J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
825
NAIC Index
Average amount of customer complaints relative to competitors on a 0-5 scale. A lower score represents fewer complaints.
1.08
A.M. Best
A.M. Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).
A
Why we picked this company

Safeco opened in 1923 and joined Liberty Mutual in 2008. It now sells car insurance, homeowners insurance, renters insurance, pet insurance, and other insurance products.

Several of the company’s discounts are geared toward customers with a good driving record. So, you may save money with options like accident forgiveness, a diminishing deductible, and a cash-back program for customers who remain claims-free for six months.

Pros
  • Pays cash back to customers who remain claims-free

  • Diminishing deductible and accident forgiveness available

Cons
  • Limited number of available discounts

  • Must buy a policy through an independent insurance agent

How to get the cheapest car insurance in Helena

You have several options for getting more affordable car insurance in Helena. Here are a few tips for saving money on your policy:

  • Bundle your policies. Many insurers give you a price break when you buy their car insurance policy along with another insurance product, like pet insurance, renters, or homeowners insurance.

  • Shop around for car insurance. Comparing multiple car insurance quotes is one of the best ways to ensure you’re getting the lowest premium. Because rates can change over time, comparing car insurance policies once a year is a good idea.

  • Check for discounts. Car insurance companies typically offer several ways to save. You may be able to lower your premium when customizing your coverage, going claims-free for a certain number of months, insuring multiple cars, maintaining good grades, and more.

  • Raise your collision or comprehensive deductible. The deductible is the amount of money you’re responsible for paying when filing a collision or comprehensive claim. Generally, a higher deductible can help lower your premiums. Consider raising your deductible if you’re a safe driver with no traffic accidents on your record. 

Find Cheap Car Insurance in Helena, Montana

Liability rates start at $40 per month

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Cheapest liability-only car insurance in Helena

Liability car insurance is required for all cars registered in Helena. Liability insurance covers your legal and financial responsibilities if you cause a car accident, so it pays for any damage to the other person’s vehicle, along with their medical costs.

But liability insurance won’t cover your property damage or injury costs, and could leave you financially vulnerable to substantial loss in an at-fault accident. Because it only comes with minimum coverage, liability-only insurance is the cheapest type of car insurance policy you can get.

The table below shows which car insurance companies in Helena have the most affordable liability-only insurance quotes.

The below rates are estimated rates current as of: Friday, November 1 at 12:00 PM PDT
Insurance Company
Average Monthly Quote
Safeco$59
Root$66
Bristol West$84
The General$97
Foremost$120
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

Cheapest full-coverage car insurance in Helena

Insurance companies may define their full-coverage car insurance policies differently, but they always start with state-required liability insurance coverage. It also usually includes collision insurance, which pays for any damage to your vehicle after an accident, and comprehensive coverage, which pays for non-collision incidents such as theft.

Full coverage is optional for most drivers, but your lender may require it if you lease or finance your car. The below companies have the cheapest average car insurance rates for full coverage in Helena.

The below rates are estimated rates current as of: Friday, November 1 at 12:00 PM PDT
Insurance Company
Average Monthly Quote
Safeco$114
Root$123
The General$192
Bristol West$214
Foremost$289
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

Cheapest recent rates near Helena, Montana

Drivers using Insurify have found quotes as cheap as $59/mo for liability only and $89/mo for full coverage in Helena and other Montana cities.

*Quotes generated for Insurify users in and around Helena, Montana within the last 10 days. Last updated on November 21, 2024

Rates shown are real-time Insurify user quotes from 100+ insurance companies and Quadrant Information Services data. Insurify’s algorithm excludes anomalous quotes and anonymizes personal details, then displays refined quotes by price, date, and insurer popularity up to 10 days ago from November 21, 2024. Actual quotes may vary based on the policy buyer’s unique driver profile.

*Quotes generated for Insurify users in and around Helena, Montana within the last 10 days. Last updated on November 21, 2024

Rates shown are real-time Insurify user quotes from 100+ insurance companies and Quadrant Information Services data. Insurify’s algorithm excludes anomalous quotes and anonymizes personal details, then displays refined quotes by price, date, and insurer popularity up to 10 days ago from November 21, 2024. Actual quotes may vary based on the policy buyer’s unique driver profile.

Car insurance requirements in Montana

Car insurance is legally required in Montana, where vehicle owners must carry a minimum amount of bodily injury and property damage liability insurance. The state is a tort state, which means the at-fault driver in a crash is responsible for paying the other driver’s repair bills and medical expenses.[5]

Here are the minimum required coverage limits you’ll need:

Coverage
Minimum Requirements
Bodily injury liability$25,000 per person / $50,000 per accident
Property damage liability$20,000 per accident

In addition to these coverages, most insurance companies also sell endorsements that can fill gaps in your basic policy. Here are some of the coverage options you might want to get:

  • illustration card https://a.storyblok.com/f/162273/x/5285c4cd74/uninsured-or-underinsured-motorist-coverage.svg

    Uninsured/underinsured motorist coverage

    Uninsured/underinsured motorist coverage pays for car repairs and medical bills if someone causes an accident and lacks car insurance or you’re the victim of a hit-and-run accident. Montana requires car insurance companies to offer uninsured motorist coverage, but you can decline it by signing a waiver.

  • illustration card https://a.storyblok.com/f/162273/x/abffe6238f/financial-protection.svg

    Gap insurance

    If your car is totaled in an accident, gap insurance pays the difference between the car’s diminished value and what you owe on your car loan or lease.

  • illustration card https://a.storyblok.com/f/162273/100x100/9997698e9e/emergency-roadside-service.svg

    Roadside assistance

    Roadside assistance pays for services when you’re stranded on the roadside. Services may include flat tire changes, fuel delivery, towing, and more.

  • illustration card https://a.storyblok.com/f/162273/100x100/31bb162db0/accident-forgiveness.svg

    Accident forgiveness

    If your insurance company offers accident forgiveness, it waives your first accident. This helps you save money because the accident won’t affect your premium.

Cheapest car insurance for drivers with an incident

Having an incident on your driving record, like a speeding ticket or an at-fault accident, can increase your rates for several years. Some insurance companies may decide not to renew your policy, or could even cancel it mid-term, if your record includes several incidents or driving under the influence (DUI) violation. The exact rate increase depends on several factors, like your insurance company’s policies and the specific violation.

These incidents may increase your car insurance rates for several years because you either drove in an irresponsible way that increases your likelihood of an accident or you were in an incident that caused your insurer to pay for a claim.

You may also need to file an SR-22 certificate that states you have a car insurance policy. Having an SR-22 on file can increase your rates.

The below rates are estimated rates current as of: Friday, November 1 at 12:00 PM PDT
Insurance Company
Clean Driving Record
With Speeding Ticket
With At-Fault Accident
With DUI
Safeco$59$78$82$92
Root$66$92$98$100
Bristol West$84$110$117$141
The General$97$129$138$163
Foremost$120$168$178$202
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

Average cost of car insurance by age

Age also influences car insurance rates because it signals your driving experience and accident risk. Younger drivers pay the most for car insurance because they have limited experience and a much higher accident rate compared to older, more experienced drivers.

Rates start to drop when drivers reach their 20s and 30s because they’ve built up several years of experience and are less likely to take risks. Then, rates continue to steadily decline until around age 70, when rates may increase slightly due to a higher risk of accidents.

Below you can find the cheapest liability-only quotes offered for Helena teen and senior drivers:

The below rates are estimated rates current as of: Friday, November 1 at 12:00 PM PDT
Insurance Company
Teen Drivers
Senior Drivers
Root$99$54
Safeco$115$49
Bristol West$143$66
The General$155$77
Foremost$215$94
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

Find Car Insurance in Helena, MT

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Helena car insurance quotes by credit tier

Montana allows insurers to use your credit history to determine your risk level. So if you have poor credit scores or you’ve filed for bankruptcy in the past, you may pay higher rates. The opposite is true, too. Customers with excellent or good credit scores typically pay less for car insurance because they pose less of a risk to the insurance company.

Rates by Credit Tier

Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.

Helena car insurance FAQs

Finding the right car insurance can be challenging. Below, you’ll find answers to some of the most commonly asked questions about car insurance in Helena.

  • How much is car insurance in Helena?

    The average cost of car insurance in Helena is $122 per month. Helena drivers pay $98 per month for liability coverage and $159 for full-coverage car insurance, on average. Your exact auto insurance premium depends on your driving record, age, credit history, and other rating factors.

  • Which company has the cheapest car insurance in Helena?

    State Farm offers the cheapest liability car insurance in Helena, at $40 per month. USAA is the second-cheapest insurer in the city, with a rate of $43. The third-cheapest insurer, Safeco, has a liability-only rate of $45 per month. 

    Comparing quotes from multiple car insurance companies is the best way to find the cheapest car insurance for your needs.

  • What are the best car insurance companies in Helena?

    State Farm is the best car insurance company in Helena, with an Insurify Quality (IQ) Score of 9.3 out of 10, an AM Best financial strength rating of A++ (Superior), the highest level possible, and high customer satisfaction ratings. Other top insurers include USAA and Safeco.

Methodology

Insurify data scientists analyzed more than 90 million quotes served to car insurance applicants in Insurify’s proprietary database to calculate the premium averages displayed on this page. These premiums are real quotes that come directly from Insurify’s 50+ partner insurance companies in all 50 states and Washington, D.C. Quote averages represent the median price for a quote across the given coverage level, driver subset, and geographic area.

Unless otherwise specified, quoted rates reflect the average cost for drivers between 20 and 70 years old with a clean driving record and average or better credit (a credit score of 600 or higher).

Liability-only premium averages correspond to policies with the following coverage limits:

  • Bodily injury limits between state-minimum rates and $50,000 per person, $100,000 per accident
  • Property damage limits between $10,000 and $50,000
  • No additional coverage
Full-coverage premium averages correspond to the same bodily injury and property damage limits in addition to:
  • Comprehensive coverage with a $1,000 deductible
  • Collision coverage with a $1,000 deductible

Quotes for Allstate, Farmers, GEICO, State Farm, and USAA are estimates based on Quadrant Information Services’ database of auto insurance rates.

Sources

  1. Census.gov. "U.S. Census Bureau QuickFacts: Helena city, Montana."
  2. Montana Fish, Wildlife &Parks. "2021 Montana State Parks Annual Visitation Report."
  3. Montana Department of Transportation. "Custer Avenue Improvements - Quarterly Update: Helena Research."
  4. Jdpower.com. "2023 U.S. Auto Insurance Study."
  5. Office of the Montana State Auditor. "Auto Insurance."
Kim Porter
Kim Porter

Kim Porter is a writer and editor who's been creating personal finance content since 2010. Before transitioning to full-time freelance writing in 2018, Kim was the chief copy editor at Bankrate, a managing editor at Macmillan, and co-author of the personal finance book "Future Millionaires' Guidebook." Her work has appeared in AARP's print magazine and on sites such as U.S. News & World Report, Fortune, NextAdvisor, Credit Karma, and more. Kim loves to bake and exercise in her free time, and she plans to run a half marathon on each continent.

Danny Smith
Edited byDanny Smith
Photo of an Insurify author
Danny Smith
  • Licensed auto and home insurance agent

  • 4+ years in content creation and marketing

As Insurify’s home and pet insurance editor, Danny also specializes in auto insurance. His goal is to help consumers navigate the complex world of insurance buying.

Featured in

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Mark Friedlander
Reviewed byMark FriedlanderDirector, Corporate Communications, Triple-I
Mark Friedlander
Mark FriedlanderDirector, Corporate Communications, Triple-I
  • Corporate communications director for Insurance Information Institute

  • 20+ years in insurance and communications

As Director, Corporate Communications for Triple-I, Mark serves as the non-profit’s national spokesperson, sharing information and education on a wide array of insurance issues.

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