Cheapest Auto Insurance in Pahrump, Nevada (2024)

COUNTRY Financial has the cheapest liability rates in Pahrump, starting at $27 per month.

Excellent
Allstate LogoProgressive LogoClearcover LogoFarmers LogoTravelers LogoGeico Logo+100 more

Cheapest recent rates near Pahrump, Nevada

Drivers using Insurify have found quotes as cheap as $34/mo for liability only and $55/mo for full coverage in Pahrump and other Nevada cities.

*Quotes generated for Insurify users in and around Pahrump, Nevada within the last 10 days. Last updated on October 30, 2024

Rates shown are real-time Insurify user quotes from 100+ insurance companies and Quadrant Information Services data. Insurify’s algorithm excludes anomalous quotes and anonymizes personal details, then displays refined quotes by price, date, and insurer popularity up to 10 days ago from October 30, 2024. Actual quotes may vary based on the policy buyer’s unique driver profile.

*Quotes generated for Insurify users in and around Pahrump, Nevada within the last 10 days. Last updated on October 30, 2024

Rates shown are real-time Insurify user quotes from 100+ insurance companies and Quadrant Information Services data. Insurify’s algorithm excludes anomalous quotes and anonymizes personal details, then displays refined quotes by price, date, and insurer popularity up to 10 days ago from October 30, 2024. Actual quotes may vary based on the policy buyer’s unique driver profile.
Taylor Milam-Samuel
Taylor Milam-Samuel
  • 8+ years writing for major outlets, including MarketWatch and Business Insider

  • Master’s in Education

Taylor Mlam-Samuel is a personal finance writer and credentialed educator. When she’s not helping readers better save and spend money, she can be found teaching.

Featured in

media logomedia logomedia logo
Courtney Mikulski
Courtney MikulskiSenior Editor, Auto
  • 3+ years producing insurance and personal finance content

  • Main architect of the Insurify Quality Score

Courtney’s deep personal finance knowledge extends beyond insurance to credit cards, consumer lending, and banking. She thrives on creating actionable content.

Featured in

media logomedia logo

Updated October 30, 2024

Why you can trust Insurify: Comparing accurate insurance quotes should never put you at risk of spam. We earn an agent commission only if you buy a policy based on our quotes. Our editorial team follows a rigorous set of editorial standards and operates independently from our insurance partners. Learn more.
Advertiser Disclosure

At Insurify, our goal is to help customers compare insurance products and find the best policy for them. We strive to provide open, honest, and unbiased information about the insurance products and services we review. Our hard-working team of data analysts, insurance experts, insurance agents, editors and writers, has put in thousands of hours of research to create the content found on our site.

We do receive compensation when a sale or referral occurs from many of the insurance providers and marketing partners on our site. That may impact which products we display and where they appear on our site. But it does not influence our meticulously researched editorial content, what we write about, or any reviews or recommendations we may make. We do not guarantee favorable reviews or any coverage at all in exchange for compensation.

The overall average cost of car insurance in Pahrump is $207 per month, or $2,479 per year. Coverage is expensive in Nevada due to a higher rate of fatal accidents.[1] Even though drivers in Pahrump can expect to pay a little more than the national average, rates in the city are lower than in many other Nevada cities.

Here’s how to compare quotes and find the best deal on car insurance in Pahrump, Nevada.

Quick Facts
  • The average cost of car insurance in Pahrump is $150 per month for liability coverage and $263 per month for full coverage.

  • COUNTRY Financial, State Farm, and  GEICO have the cheapest car insurance rates in Pahrump.

  • Young drivers pay nearly twice as much as older drivers in Pahrump.

3 of the cheapest car insurance companies in Pahrump 

COUNTRY Financial, State Farm, and GEICO are Insurify’s top picks for cheap car insurance companies in Pahrump. As you shop for the most affordable coverage, consider your budget, vehicle, and coverage needs.

For example, one insurer might offer better rates on liability-only coverage for an older car. But a different company might have slightly higher rates but more car insurance coverage options. Here’s a breakdown of some of the cheapest car insurance in Pahrump to start your search.

Insurance Company
IQ Score
The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores.
Full Coverage
Liability Only
Best for
COUNTRY Financial8.8$55$34Affordable rates
State Farm9.3$81$50Customer satisfaction
GEICO9.0$97$60Discounts
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.
  • Our editorial team spent more than 350 hours developing the Insurify Quality (IQ) Score and scoring insurance companies. The IQ Score objectively analyzes and calculates a score for insurers using more than 15 crucial criteria. The team weighted criteria by importance to the consumer — factors such as customer reviews and affordability influence the score more than availability and third-party ratings.

    We rate each company on a 1 to 10 scale based on five categories: financial ratings, customer satisfaction, affordability, customer support and transparency, and availability. Insurify updates ratings once a year or as more recent information becomes available.

    • Third-party financial ratings: Insurify uses data from AM Best, S&P, Moody’s, and more to compare insurance companies’ credit and ability to pay out future claims.
    • Customer satisfaction: To calculate this score, Insurify analyzed more than 28,000 customer reviews across 155 car insurance companies. We also consider third-party ratings from J.D. Power, the National Association of Insurance Commissioners, and Trustpilot.
    • Affordability: Our data scientists analyzed more than 90 million real-time auto insurance rates from our partners across the U.S., as well as available discounts, to calculate an affordability score.
    • Customer support and transparency: This measures coverage options, ease of claims filing, and the insurer's transparency surrounding discounts, coverages, and claims process.
    • Availability and reach: Insurify scores availability and reach by identifying the number of states in which insurers offer coverage and company size by market share.

Best insurer for affordable rates: COUNTRY Financial

User Reviews
3.5
IQ Score
The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores.
8.8 /10
Liability Only
Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages.
$27/mo
Full Coverage
Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible.
$45/mo
3.5
A solid optionBased on 37 verified guest reviews and ratings
How drivers feel about Country Financial

Drivers appreciate the great customer service and initial low prices but dislike the frequent rate increases and poor roadside assistance.

AI-generated from the text of verified reviews collected by Insurify
Best For
Cheap rates
Good claims process
High customer satisfaction
How drivers feel about Country Financial

Drivers appreciate the great customer service and initial low prices but dislike the frequent rate increases and poor roadside assistance.

AI-generated from the text of verified reviews collected by Insurify
Best For
Cheap rates
Good claims process
High customer satisfaction
Reviews (26)

Chloe

October 19, 2024

Verified Review

Unaffordable Rates That Increase Monthly

Terrible, I wouldn't ever recommend Country Financial to anyone. My policy kept increasing monthly without any explanation, despite not having any new accidents or tickets. They didn't offer many discounts and it became unaffordable very quickly.

James

October 8, 2024

Verified Review

Insurance Cost

The rates are increasing very quickly.

Dayna

September 17, 2024

Verified Review

Goodbye, Country Financial

I had been with Country Financial for over 30 years. However, they raised my auto rate by over $422.00 for a 6-month policy, which was the deal breaker. There was absolutely no reason for it.
JD Power
J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
868
NAIC Index
Average amount of customer complaints relative to competitors on a 0-5 scale. A lower score represents fewer complaints.
1.2
A.M. Best
A.M. Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).
A+
Why we picked this company

COUNTRY Financial offers low prices, great service, and solid coverage, making it an excellent pick for budget-conscious drivers. As car insurance rates increase, low-cost coverage from COUNTRY Financial might help Pahrump drivers stretch their money further.

Drivers with coverage from COUNTRY Financial can expect extensive coverage options, including comprehensive coverage, collision coverage, medical payments, and uninsured motorist protection. Various discounts can help decrease your rate even more.

Pros
  • Extensive list of discounts

  • Local insurance agent provides personalized service

Cons
  • Doesn’t offer rideshare insurance

  • Gap insurance not available

Best insurer for customer satisfaction: State Farm

User Reviews
4.2
IQ Score
The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores.
9.3 /10
Liability Only
Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages.
$39/mo
Full Coverage
Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible.
$65/mo
4.2
Best choiceBased on 8831 verified guest reviews and ratings
How drivers feel about State Farm

Drivers appreciate the helpful local agents and initial service but dislike the high prices and frequent rate increases.

AI-generated from the text of verified reviews collected by Insurify
Best For
Customer service
Competitive rates
Discounts for safe drivers
How drivers feel about State Farm

Drivers appreciate the helpful local agents and initial service but dislike the high prices and frequent rate increases.

AI-generated from the text of verified reviews collected by Insurify
Best For
Customer service
Competitive rates
Discounts for safe drivers
Reviews (4,847)

Jannie

October 29, 2024

Verified Review

Good

The insurance is higher than other companies' policies.

Marsha

October 29, 2024

Verified Review

Friendly agents!

Check out their prices!

Linda

October 29, 2024

Verified Review

I also have my homeowners insurance with them. I had a fire in my hot water heater and a year later, someone stayed in my house while I was gone for 2 months. I came home to a floating kitchen floor. After these incidents, StateFarm cancelled my policy.

I also have my homeowners insurance with them. I had a fire in my hot water heater and a year later, someone stayed in my house while I was gone for 2 months. I came home to a floating kitchen floor. After these incidents, StateFarm cancelled my policy.
See all State Farm reviews
JD Power
J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
842
NAIC Index
Average amount of customer complaints relative to competitors on a 0-5 scale. A lower score represents fewer complaints.
0.78
A.M. Best
A.M. Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).
A++
Why we picked this company

State Farm is a national auto insurance company that earned the highest J.D. Power customer satisfaction rating in the Southwest region, which includes Nevada.[2]

The coverage options with State Farm are straightforward, and drivers can choose from the following: collision, comprehensive, liability, car rentals and travel expenses, uninsured motorist, medical payments, roadside assistance, and rideshare. Pricing is competitive, and you can contact the company by phone, but it offers fewer discounts compared to other insurers.

Pros
  • Rideshare insurance available

  • Strong J.D. Power customer satisfaction rating in the Southwest region

Cons
  • Doesn’t offer gap insurance

  • Can’t get a quote online

Best insurer for discounts: GEICO

User Reviews
4.0
IQ Score
The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores.
9.0 /10
Liability Only
Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages.
$48/mo
Full Coverage
Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible.
$78/mo
4.0
Best choiceBased on 10113 verified guest reviews and ratings
How drivers feel about GEICO

Drivers appreciate the excellent customer service and initial low prices but dislike the frequent price increases.

AI-generated from the text of verified reviews collected by Insurify
Best For
Teen drivers
Cheap rates
Accident forgiveness
How drivers feel about GEICO

Drivers appreciate the excellent customer service and initial low prices but dislike the frequent price increases.

AI-generated from the text of verified reviews collected by Insurify
Best For
Teen drivers
Cheap rates
Accident forgiveness
Reviews (5,563)

Herman

October 29, 2024

Verified Review

Excellent

For us, it came down to cost and having all of our insurance with the same company, not farmed out.

Greg

October 29, 2024

Verified Review

It's Expensive

It's expensive.

Robert

October 29, 2024

Verified Review

Unpleasant Experience on Cape Cod

My insurance has gone from $37 a month to $82. Stay far away from this company.
See all GEICO reviews
JD Power
J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
835
NAIC Index
Average amount of customer complaints relative to competitors on a 0-5 scale. A lower score represents fewer complaints.
0.74
A.M. Best
A.M. Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).
A++
Why we picked this company

GEICO is transparent about coverage options and available discounts, including the DriveEasy app, through which people can earn lower rates for safe driving. It’s a valuable option if you drive to Las Vegas, Henderson, or Reno regularly, since you can earn streaks for longer drives.

You can also bundle insurance products for lower rates. You can bundle home insurance, renters insurance, life insurance, and business insurance with GEICO auto insurance for a discount. But if you want to work with a local agent, GEICO doesn’t have any agents in Pahrump.

Pros
  • Highly rated mobile app

  • Various discounts

Cons
  • No local agents in Pahrump

  • Doesn’t offer gap insurance

Get Car Insurance Online

Rates start at $27 per month

Secure. Free. Easy-to-use.
Based on 3,806+ reviews
4.8/5
Shopper Approved
ProgressiveLiberty MutualAllstate

How to get the cheapest car insurance in Pahrump

Insurers in Nevada determine rates by considering your ZIP code, vehicle type, driving record, age, and credit score. Even though you can’t change some of those factors, some strategies can help you lower your car insurance costs.

Here’s how to get cheap auto insurance in Pahrump:

  • Shop for the lowest rate. Different insurers offer different rates. Compare quotes from multiple companies and ask questions before moving forward with coverage. Consider getting quotes from major insurance companies and local companies. A few minutes of additional research might save hundreds of dollars per year.

  • Improve your credit score. Your credit score affects your car insurance rate. Drivers with higher scores typically have lower car insurance rates, since research indicates that they make fewer claims. You can view your credit report at AnnualCreditReport.com.

  • Increase your deductible. Changing your collision and comprehensive deductibles to $1,000 can save you money on your premiums.[3] Just make sure you can afford the high deductible in case you file a claim.

Cheapest liability-only car insurance in Pahrump: COUNTRY Financial

Liability-only car insurance is a requirement in Nevada. Drivers must have protection for bodily injury and property damage, which helps cover the costs of vehicle repairs and medical care for the other driver if you cause an accident. This coverage doesn’t pay for any of your expenses.

Drivers in Pahrump pay an average of $150 per month for liability-only coverage.

Here are car insurance companies in Pahrump that offer the most affordable liability coverage.

The below rates are estimated rates current as of: Sunday, September 1 at 12:00 PM PDT
Insurance Company
Average Monthly Quote
COUNTRY Financial$27
State Farm$39
GEICO$48
USAA$55
Allstate$71
Midvale Home & Auto$105
Farmers$111
Nationwide$114
Safeco$115
Mercury$118
Liberty Mutual$131
Sun Coast$132
Travelers$133
American Family$136
Progressive$141
Dairyland$146
Bristol West$220
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

Cheapest full-coverage car insurance in Pahrump: COUNTRY Financial

Full-coverage car insurance usually includes liability, comprehensive, and collision coverage. These additional coverages pay for car repairs or replacement after a covered claim. Whether you cause an accident, hit an object, or are the victim of theft, a full-coverage policy pays to repair or replace your vehicle.

Full-coverage policies in Pahrump cost an average of $263 per month.

Here are the best insurance companies with the lowest rates for a full-coverage policy in Pahrump.

The below rates are estimated rates current as of: Sunday, September 1 at 12:00 PM PDT
Insurance Company
Average Monthly Quote
COUNTRY Financial$45
State Farm$65
GEICO$78
USAA$91
Allstate$117
Mercury$125
Safeco$156
Midvale Home & Auto$164
Farmers$183
Progressive$186
Nationwide$188
Liberty Mutual$196
Sun Coast$211
Travelers$218
American Family$224
Dairyland$271
Bristol West$358
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

Cheapest recent rates near Pahrump, Nevada

Drivers using Insurify have found quotes as cheap as $50/mo for liability only and $74/mo for full coverage in Pahrump and other Nevada cities.

*Quotes generated for Insurify users in and around Pahrump, Nevada within the last 10 days. Last updated on October 30, 2024

Rates shown are real-time Insurify user quotes from 100+ insurance companies and Quadrant Information Services data. Insurify’s algorithm excludes anomalous quotes and anonymizes personal details, then displays refined quotes by price, date, and insurer popularity up to 10 days ago from October 30, 2024. Actual quotes may vary based on the policy buyer’s unique driver profile.

*Quotes generated for Insurify users in and around Pahrump, Nevada within the last 10 days. Last updated on October 30, 2024

Rates shown are real-time Insurify user quotes from 100+ insurance companies and Quadrant Information Services data. Insurify’s algorithm excludes anomalous quotes and anonymizes personal details, then displays refined quotes by price, date, and insurer popularity up to 10 days ago from October 30, 2024. Actual quotes may vary based on the policy buyer’s unique driver profile.

Car insurance requirements in Nevada

Nevada drivers must have liability coverage, including bodily injury and property damage. Insurance companies must offer uninsured/underinsured motorist coverage at liability coverage limits, but drivers don’t have to purchase it.[4]

If you have a lapse in coverage, the state may fine you $250 to $1,750, depending on the length of the lapse and how many lapses are on your record.[5]

Here are Nevada’s minimum car insurance requirements:

Coverage
Minimum Requirements
Bodily injury liability$25,000 per person / $50,000 per accident 
Property damage liability$20,000 per accident 

Even though the state doesn’t mandate additional coverage, you might want to consider the following options to make sure you have enough protection on the road:

  • illustration card https://a.storyblok.com/f/162273/x/665da91bf7/comprehensive-coverage.svg

    Comprehensive coverage

    If your car sustains damage due to something other than a collision, comprehensive insurance helps cover the cost of repairs. It includes protection from theft, vandalism, weather events, falling objects, and more.

  • illustration card https://a.storyblok.com/f/162273/x/169fdfde11/liability-coverage.svg

    Collision coverage

    Collision insurance covers the cost of repairs for your vehicle when you hit an object or another vehicle, including lamp posts, fences, and poles.

  • illustration card https://a.storyblok.com/f/162273/x/abffe6238f/financial-protection.svg

    Gap coverage

    If you total your new car and the settlement amount is less than what you owe for your auto loan, gap insurance covers the difference.

  • illustration card https://a.storyblok.com/f/162273/100x100/3220fb55f1/broken-windshield.svg

    Glass coverage

    Depending on your insurer, you might need an extra policy to cover glass repair for your windshield and windows.

  • illustration card https://a.storyblok.com/f/162273/100x100/24f1697280/car-key.svg

    Rental car reimbursement coverage

    If you need a rental car while your car is undergoing repairs, this provides a daily amount to cover the costs.

How Much Car Insurance Do You Need?

How Much Car Insurance Do You Need?

Cheapest car insurance for drivers with an incident

Your driving record documents your history as a driver and includes at-fault accidents, speeding tickets, driving under the influence (DUI) violations, and other incidents. Car insurance companies increase rates when drivers have a violation or other incident because it becomes more risky and costly to insure them. The type of violation affects how much more you pay for insurance.

For example, drivers with a clean driving record pay $150 per month for liability coverage. But after a speeding ticket, that increases to an average of $203 per month. And a more serious violation, like a DUI, increases average rates to $244 per month.

Here are the average auto insurance rates in Pahrump for drivers with different incidents in their driving history.

The below rates are estimated rates current as of: Sunday, September 1 at 12:00 PM PDT
Insurance Company
Clean Driving Record
With Speeding Ticket
With At-Fault Accident
With DUI
COUNTRY Financial$27$35$38$44
State Farm$39$49$52$64
GEICO$48$61$65$79
USAA$55$70$74$90
Allstate$71$90$95$116
Farmers$111$140$148$182
Nationwide$114$146$154$187
Safeco$115$148$151$188
Mercury$118$161$169$177
Liberty Mutual$131$180$188$214
Sun Coast$132$179$188$214
Travelers$133$170$180$218
American Family$136$172$182$223
Progressive$141$179$191$231
Dairyland$146$186$195$239
Bristol West$220$279$293$360
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

Average cost of car insurance by age

Your age is another factor that influences how much you pay for car insurance. Insurance companies charge young drivers — especially teenagers — the most for coverage because they don’t have as much driving experience.

Car insurance costs become more affordable as drivers age. Senior drivers typically pay the lowest rates, but costs can increase again around age 70 as drivers may develop health-related issues that may affect their driving abilities.[6]

Here’s how driver age affects average car insurance rates in Pahrump.

Age
Average Monthly Quote
Teens$395
20s$290
30s$234
40s$216
50s$190
60s$171
70s$190
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.

Find Car Insurance in Pahrump, Nevada

Save up to $852 by comparing quotes from the top 100+ insurance companies

Secure. Free. Easy-to-use.
Based on 3,806+ reviews
4.8/5
Shopper Approved
ProgressiveLiberty MutualAllstate

Pahrump car insurance quotes by credit tier

Nevada insurance companies can use drivers’ credit scores to create a credit-based insurance score, which is a factor in determining rates.[7] Insurance companies believe that drivers with good credit are less likely to file claims. Because of that, rates are cheaper for drivers with higher scores. Drivers with poor credit scores, on the other hand, pay more expensive rates.

Here are the average rates in Pahrump based on credit tier.

Rates by Credit Tier

Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.

Pahrump car insurance FAQs

If you’re shopping for car insurance in Pahrump, this additional information may help as you research your coverage options.

  • How much is car insurance in Pahrump?

    The average cost of car insurance in Pahrump is $150 per month for liability coverage and $263 per month for full coverage.

  • Which companies have the cheapest car insurance in Pahrump?

    COUNTRY Financial, State Farm, and GEICO are the cheapest car insurance companies in Pahrump, with liability rates of $27, $39, and $48 per month, respectively.

    But it’s important to compare rates from multiple companies to find the one that offers you the best rates for the coverage you need. You can also use a quote-comparison website to help you look at multiple quotes at once.

  • What are the best car insurance companies in Pahrump?

    Some of the best car insurance companies in Pahrump are COUNTRY Financial, GEICO, and State Farm. These insurance companies have relatively affordable average rates, strong customer service rates, and plenty of coverage options for drivers.

Methodology

Insurify data scientists analyzed more than 90 million quotes served to car insurance applicants in Insurify’s proprietary database to calculate the premium averages displayed on this page. These premiums are real quotes that come directly from Insurify’s 50+ partner insurance companies in all 50 states and Washington, D.C. Quote averages represent the median price for a quote across the given coverage level, driver subset, and geographic area.

Unless otherwise specified, quoted rates reflect the average cost for drivers between 20 and 70 years old with a clean driving record and average or better credit (a credit score of 600 or higher).

Liability-only premium averages correspond to policies with the following coverage limits:

  • Bodily injury limits between state-minimum rates and $50,000 per person, $100,000 per accident
  • Property damage limits between $10,000 and $50,000
  • No additional coverage
Full-coverage premium averages correspond to the same bodily injury and property damage limits in addition to:
  • Comprehensive coverage with a $1,000 deductible
  • Collision coverage with a $1,000 deductible

Quotes for Allstate, Farmers, GEICO, State Farm, and USAA are estimates based on Quadrant Information Services’ database of auto insurance rates.

Sources

  1. Insurance Institute for Highway Safety. "Fatality Facts 2021: State by state."
  2. J.D. Power. "2023 U.S. Auto Insurance Study."
  3. III. "Understanding your insurance deductibles."
  4. Nevada Division of Insurance. "Higher minimum vehicle liability requirements."
  5. Nevada Department of Motor Vehicles. "Insurance."
  6. III. "Senior driving safety and insurance tips."
  7. Nevada Division of Insurance. "Credit Scoring FAQs."
Taylor Milam-Samuel
Taylor Milam-Samuel

Taylor Milam-Samuel is a writer and credentialed educator who is fascinated by how people earn, save, and spend their money. When she's not researching financial terms and conditions, she can be found in the classroom teaching.

Courtney Mikulski
Edited byCourtney MikulskiSenior Editor, Auto
Courtney Mikulski
Courtney MikulskiSenior Editor, Auto
  • 3+ years producing insurance and personal finance content

  • Main architect of the Insurify Quality Score

Courtney’s deep personal finance knowledge extends beyond insurance to credit cards, consumer lending, and banking. She thrives on creating actionable content.

Featured in

media logomedia logo

Compare Car Insurance Quotes Instantly

Secure. Free. Easy-to-use.
Based on 3,806+ reviews
4.8/5
Shopper Approved
ProgressiveLiberty MutualAllstate

Latest Articles

View all