7+ years writing insurance and personal finance content
Contributor to top media, including USA Today
A passionate personal finance advocate, Sarah’s writing has graced the pages of many of the personal finance and insurance industries’ top web publications.
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Licensed auto and home insurance agent
3+ years experience in insurance and personal finance editing
Katie uses her knowledge and expertise as a licensed property and casualty agent in Massachusetts to help readers understand the complexities of insurance shopping.
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Updated November 21, 2024
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Table of contents
Canton drivers pay an average $102 per month for car insurance, which is slightly lower than the Ohio state monthly average of $102 and the national monthly average of $154.
The city in northeast Ohio has a population of about 70,000 people, which is less than half the number of people living in nearby Akron. Canton’s comparatively smaller population might explain why its drivers earn low average premiums. Fewer drivers in an area often leads to lower rates of accidents and property damage.
The best way to find even more affordable coverage in Canton is to compare quotes from multiple insurance companies. Here’s what you need to know about finding cheap car insurance in Canton.
Drivers in Canton pay an average of $71 per month for liability-only insurance and $133 for a full-coverage policy.
Mile Auto, State Farm, and Auto-Owners offer the cheapest car insurance options in Canton.
The average cost of car insurance in nearby Pennsylvania is $133 per month.
Cheapest car insurance companies in Canton
Every driver on the road has a unique situation that affects car insurance costs. Since every car insurance company has a different way of assessing your situation, drivers can find the cheapest car insurance rates by shopping around for car insurance.
While it pays to shop around, you can use the information below about some of the best insurance companies in Canton to streamline your search. The data provided below reflects statewide average costs.
Insurance Company ▲▼ | IQ Score The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores. ▲▼ | Full Coverage ▲▼ | Liability Only ▲▼ | Best for ▲▼ |
---|---|---|---|---|
State Farm | 9.3 | $67 | $38 | Cheap rates |
Mile Auto | 7.5 | $46 | $35 | Infrequent drivers |
Auto-Owners | 8.5 | $78 | $45 | Customer satisfaction |
Our editorial team spent more than 350 hours developing the Insurify Quality (IQ) Score and scoring insurance companies. The IQ Score objectively analyzes and calculates a score for insurers using more than 15 crucial criteria. The team weighted criteria by importance to the consumer — factors such as customer reviews and affordability influence the score more than availability and third-party ratings.
We rate each company on a 1 to 10 scale based on five categories: financial ratings, customer satisfaction, affordability, customer support and transparency, and availability. Insurify updates ratings once a year or as more recent information becomes available.
- Third-party financial ratings: Insurify uses data from AM Best, S&P, Moody’s, and more to compare insurance companies’ credit and ability to pay out future claims.
- Customer satisfaction: To calculate this score, Insurify analyzed more than 28,000 customer reviews across 155 car insurance companies. We also consider third-party ratings from J.D. Power, the National Association of Insurance Commissioners, and Trustpilot.
- Affordability: Our data scientists analyzed more than 90 million real-time auto insurance rates from our partners across the U.S., as well as available discounts, to calculate an affordability score.
- Customer support and transparency: This measures coverage options, ease of claims filing, and the insurer's transparency surrounding discounts, coverages, and claims process.
- Availability and reach: Insurify scores availability and reach by identifying the number of states in which insurers offer coverage and company size by market share.
Best insurer for cheap rates: State Farm
User Reviews | 4.2 |
---|---|
IQ Score The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores. | 9.3 /10 |
Liability Only Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages. | $38/mo |
Full Coverage Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible. | $67/mo |
Drivers appreciate the helpful local agents and initial service but dislike the high prices and frequent rate increases.
Drivers appreciate the helpful local agents and initial service but dislike the high prices and frequent rate increases.
Charles
November 19, 2024
New Car Price
Ronald
November 19, 2024
State Farm Experience: 35 Years+
David
November 19, 2024
Too expensive
State Farm offers drivers in Canton the cheapest average rates for both liability-only and full-coverage insurance policies. The company earned an above-average rating in the North Central region in the J.D. Power 2023 U.S. Auto Insurance Study.
One way you can save with State Farm is to bundle your other insurance products — like home insurance, life insurance, or renters insurance — with your auto insurance policy.
AM Best financial strength rating of A++ (Superior)
Above-average J.D. Power customer satisfaction rating in the North Central region
Gap insurance not available
Fewer discounts than some insurers
Best insurer for infrequent drivers: Mile Auto
User Reviews | 4.2 |
---|---|
IQ Score The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores. | 7.5 /10 |
Liability Only Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages. | $35/mo |
Full Coverage Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible. | $46/mo |
Cookie
October 15, 2024
Excellent
Tasha
October 10, 2024
Not pleased
Thomas
October 8, 2024
Mixed Review
Drivers who don’t spend a lot of time behind the wheel can find savings through Mile Auto. The company offers pay-per-mile insurance policies.
Each month, you’ll send in a picture of your odometer, which will add a per-mile cost to your base rate. In general, this presents an opportunity to save for people who drive fewer than 10,000 miles each year.
Great rates for infrequent drivers
No telematics-based device required for mileage tracking
Only full-coverage policies available
Limited add-on coverage options
Best insurer for customer satisfaction: Auto-Owners
User Reviews | 4.0 |
---|---|
IQ Score The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores. | 8.5 /10 |
Liability Only Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages. | $45/mo |
Full Coverage Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible. | $78/mo |
Drivers appreciate the friendly customer service, competitive initial rates, and professional agents but dislike the frequent price increases and complicated claims process.
Drivers appreciate the friendly customer service, competitive initial rates, and professional agents but dislike the frequent price increases and complicated claims process.
Debra
November 3, 2024
Excellent
Scotty
November 2, 2024
They are a bunch of crooks. My policy has increased every single time, and I've only had one small claim.
Dana
October 31, 2024
Average
In addition to standard auto insurance options, Auto-Owners also offers road-trouble service, additional expense, loan or lease gap, diminished value, and rental auto gap coverages. And drivers can benefit from at-fault accident forgiveness and collision coverage advantage waivers. Auto-Owners also sells home, life, and business insurance.
The company has high customer satisfaction, according to the National Association of Insurance Commissioners (NAIC) complaint index.
13 advertised discounts
Below-average number of customer complaints filed with the NAIC
Doesn’t offer rideshare coverage
Quotes only available through insurance agent
How to get the cheapest car insurance in Canton
Car insurance companies determine your premiums by considering multiple factors, including your age, location, local crime rate, ZIP code, credit history, and driving record.
As a driver, you can implement the following strategies to find the cheapest rate for you:
Shop around. A good way to find the best rate for your situation is to compare quotes from multiple car insurance companies.
Look for a discount. Most insurance companies offer discounts to policyholders. You should always look into whether you qualify for one or more discounts.
Increase your deductible. Choosing a higher deductible often leads to lower insurance premiums. But you should only do this if you have the money to cover a higher deductible.[1]
Choose minimum coverage. A minimum-coverage car insurance policy doesn’t offer robust financial protection, but it’s the most affordable coverage option. If you have a limited budget and an older, inexpensive vehicle, a liability-only policy may cover your needs.
Cheapest liability-only car insurance in Canton: Mile Auto
If you cause a car accident, a liability car insurance policy will kick in to help you pay for the damages and injuries you cause to others. While most states require this minimum amount of insurance, the limited coverage option might not fully cover your insurance needs.[2]
Mile Auto offers the cheapest average liability rates for residents of Canton, at $35 per month. The table below shows average quotes for liability-only car insurance policies for Canton drivers.
Insurance Company ▲▼ | Average Monthly Rate ▲▼ |
---|---|
Mile Auto | $35 |
State Farm | $38 |
Auto-Owners | $45 |
Erie | $45 |
GEICO | $49 |
USAA | $50 |
American Family | $55 |
Nationwide | $57 |
Safeco | $59 |
Progressive | $63 |
Root | $64 |
The General | $66 |
Commonwealth Casualty | $77 |
CSAA | $81 |
Dairyland | $82 |
Clearcover | $83 |
Allstate | $84 |
Direct Auto | $85 |
National General | $91 |
Travelers | $91 |
Farmers | $94 |
Bristol West | $95 |
GAINSCO | $101 |
Liberty Mutual | $104 |
State Auto | $130 |
Foremost | $143 |
Cheapest full-coverage car insurance in Canton: Mile Auto
A full-coverage auto insurance policy offers more protection than a liability-only option. In addition to liability coverage, a full-coverage policy includes comprehensive coverage and collision coverage. After an incident causes damage to your vehicle, this type of policy can help you pay for vehicle repairs or a replacement.
Mile Auto offers the cheapest average rate, at $46 per month for a full-coverage policy. The following table shows average quotes for full-coverage policies in Canton.
Insurance Company ▲▼ | Average Monthly Rate ▲▼ |
---|---|
Mile Auto | $46 |
State Farm | $67 |
Auto-Owners | $78 |
Erie | $78 |
GEICO | $85 |
USAA | $86 |
American Family | $96 |
Safeco | $96 |
Nationwide | $99 |
Progressive | $110 |
Root | $110 |
Direct Auto | $132 |
CSAA | $134 |
The General | $137 |
National General | $138 |
Allstate | $147 |
Clearcover | $157 |
Travelers | $159 |
Farmers | $163 |
Liberty Mutual | $177 |
Commonwealth Casualty | $197 |
GAINSCO | $204 |
Dairyland | $205 |
Bristol West | $221 |
State Auto | $226 |
Foremost | $319 |
Cheapest recent rates near Canton, Ohio
Recent Canton, Ohio car insurance prices for Chevrolet, Nissan, Chrysler , and more.
*Quotes generated for Insurify users in and around Canton, Ohio within the last 10 days. Last updated on November 21, 2024
*Quotes generated for Insurify users in and around Canton, Ohio within the last 10 days. Last updated on November 21, 2024
Car insurance requirements in Ohio
Like most states, Ohio, requires drivers to carry a minimum amount of liability insurance to operate legally on public roads.[3]
The table below outlines the minimum coverage requirements in Ohio:
Coverage ▲▼ | Minimum Requirements ▲▼ |
---|---|
Bodily injury liability | $25,000 per person / $50,000 per accident |
Property damage liability | $25,000 per accident |
Though Ohio only requires drivers to buy bodily injury and property damage insurance, you may want to consider buying other optional coverages. Consider two of the most common coverages:
Collision coverage
After an accident, collision insurance can help you pay for repairs. Covered collisions can include incidents with other vehicles or stationary objects, like fences and trees.
Comprehensive coverage
A collision isn’t the only thing that can cause damage to your vehicle. Comprehensive insurance can help you pay for repairs after something other than a collision. Commonly covered events include vandalism, theft, and severe weather.
Cheapest car insurance for drivers with an incident
A mistake on the road can turn into an incident on your driving record. Some serious traffic violations include speeding tickets, driving under the influence (DUI) charges, and at-fault accidents. Each of these violations indicates a risk factor to insurance companies, which usually leads to higher insurance premiums.[4]
If you cause an accident, you can generally expect your car insurance rates to increase. The severity and frequency of your violations will influence how much you pay for coverage. On average, Ohio drivers with a past incident pay $134 per month for car insurance.
The following table illustrates how a traffic violation can lead to higher insurance costs. You can find average liability-only rates for Ohio residents by driving record below.
Insurance Company ▲▼ | Clean Record ▲▼ | With Speeding Ticket ▲▼ | With At-Fault Accident ▲▼ | With DUI ▲▼ |
---|---|---|---|---|
Mile Auto | $35 | $47 | $49 | $58 |
State Farm | $38 | $50 | $52 | $63 |
Auto-Owners | $45 | $61 | $62 | $75 |
Erie | $45 | $62 | $63 | $75 |
GEICO | $49 | $65 | $67 | $81 |
USAA | $50 | $67 | $69 | $83 |
American Family | $55 | $73 | $76 | $91 |
Nationwide | $57 | $77 | $79 | $95 |
Safeco | $59 | $80 | $80 | $91 |
Progressive | $63 | $83 | $87 | $105 |
Root | $64 | $91 | $94 | $95 |
The General | $66 | $90 | $92 | $110 |
Commonwealth Casualty | $77 | $110 | $103 | $128 |
CSAA | $81 | $110 | $115 | $121 |
Dairyland | $82 | $109 | $112 | $136 |
Clearcover | $83 | $111 | $122 | $138 |
Allstate | $84 | $112 | $115 | $139 |
Direct Auto | $85 | $113 | $119 | $141 |
National General | $91 | $122 | $125 | $151 |
Travelers | $91 | $122 | $126 | $151 |
Farmers | $94 | $125 | $129 | $156 |
Bristol West | $95 | $127 | $130 | $158 |
GAINSCO | $101 | $145 | $133 | $168 |
Liberty Mutual | $104 | $149 | $152 | $173 |
State Auto | $130 | $186 | $194 | $216 |
Foremost | $143 | $205 | $209 | $237 |
Average cost of car insurance by age
Insurers usually look at your age as a factor when determining premiums. In general, drivers with the least amount of experience behind the wheel — namely teen drivers and young drivers — face the highest insurance costs.
Coverage costs tend to remain high for drivers until around age 35. After that, most drivers see falling rates for decades. But around age 70, most senior drivers see an uptick in rates due to aging-related risk factors.
Explore the average car insurance costs by age in Canton in the table below.
Age ▲▼ | Average Monthly Quote ▲▼ |
---|---|
Teens | $228 |
20s | $159 |
30s | $117 |
40s | $105 |
50s | $90 |
60s | $82 |
70s | $87 |
Canton car insurance quotes by credit tier
Ohio allows car insurance companies to consider your credit-based insurance score as a factor when determining premiums. Drivers with excellent or good credit scores tend to pay lower rates than people with poor credit scores.
Explore the average full-coverage monthly quotes by credit tier below.
Rates by Credit Tier
Canton car insurance FAQs
Before you start shopping around for auto insurance, you should determine how much coverage you need. The following information should help you navigate the process of buying insurance coverage.
How much is car insurance in Canton?
The overall average cost of car insurance in Canton is $102 per month. Canton drivers pay $71 per month for liability coverage and $133 for full-coverage insurance, on average. Ultimately, your premium will depend on your driving record, age, credit history, ZIP code, and more.
Which company has the cheapest car insurance in Canton?
Mile Auto has the cheapest car insurance in Canton, with a liability insurance rate of $35 per month. State Farm and Auto-Owners also have cheap average coverage, at $38 and $45 per month respectively.
What are the best car insurance companies in Canton?
With an AM Best financial strength rating of A++ (Superior), an Insurify Quality (IQ) Score of 9.3 out of 5, and low average rates, State Farm is the best car insurance company in Canton. Mile Auto and Auto-Owners are also top choices for drivers in Canton.
Methodology
Insurify data scientists analyzed more than 90 million quotes served to car insurance applicants in Insurify’s proprietary database to calculate the premium averages displayed on this page. These premiums are real quotes that come directly from Insurify’s 50+ partner insurance companies in all 50 states and Washington, D.C. Quote averages represent the median price for a quote across the given coverage level, driver subset, and geographic area.
Unless otherwise specified, quoted rates reflect the average cost for drivers between 20 and 70 years old with a clean driving record and average or better credit (a credit score of 600 or higher).
Liability-only premium averages correspond to policies with the following coverage limits:
- Bodily injury limits between state-minimum rates and $50,000 per person, $100,000 per accident
- Property damage limits between $10,000 and $50,000
- No additional coverage
- Comprehensive coverage with a $1,000 deductible
- Collision coverage with a $1,000 deductible
Quotes for Allstate, Farmers, GEICO, State Farm, and USAA are estimates based on Quadrant Information Services’ database of auto insurance rates.
Related articles
More cities in Ohio
Sources
- Insurance Information Institute. "Nine ways to lower your auto insurance costs."
- Insurance Information Institute. "Auto insurance basics—understanding your coverage."
- Ohio Bureau of Motor Vehicles. "Mandatory Insurance."
- Insurance Information Institute. "What determines the price of an auto insurance policy?."
Sarah Sharkey is a personal finance writer who enjoys helping people make savvy financial decisions. She covered insurance and personal finance topics. You can find her work on Business Insider, Money Under 30, Rocket Mortgage, Bankrate, and more. Connect with her on LinkedIn.
Licensed auto and home insurance agent
3+ years experience in insurance and personal finance editing
Katie uses her knowledge and expertise as a licensed property and casualty agent in Massachusetts to help readers understand the complexities of insurance shopping.
Featured in