How to get free car insurance quotes
Getting free car insurance quotes is easy. Once you’ve decided what kind of policy you’re looking for, Insurify will show you the best coverage options for your needs.
Here’s all you need to do to start getting your free quotes.
First, gather your personal information. To get quotes from Insurify, you’ll need your:
Insurify uses this information to provide you with the most accurate quotes possible. You’ll also need to provide the amount of coverage you’re looking for and other vehicle information, such as the vehicle identification number (VIN).
2. Determine how much coverage you need
Every state, with the exception of New Hampshire, has minimum insurance requirements. But minimum coverage may not be sufficient to meet your needs. Knowing all the coverage options available is important before securing a policy.
Liability coverage
Liability-only car insurance includes state minimums in bodily injury and property damage liability coverage. It may be adequate coverage for drivers who don’t drive much, have an older car, or can pay for damages out of pocket.
Liability coverage is cheaper than full coverage, but it leaves you more financially exposed in the event of an incident. You’ll also have to cover your vehicle damages and medical expenses in any accident you cause.
Full coverage
Full-coverage car insurance provides more thorough protection. It includes the minimum liability coverage mandated by state laws as well as collision and comprehensive coverage. It’s good for people who drive frequently, often have passengers, or couldn’t afford to pay for damages out of pocket.
Collision coverage
Collision coverage pays for damages to your car if you hit another object, such as a car, tree, fence, sign, or pole.
Comprehensive coverage
Comprehensive coverage pays for any damages your vehicle suffers that aren’t related to a collision. This provides protection against severe weather, falling objects, vandalism, and more.
Other optional coverages
Other coverages you may consider include personal injury protection (PIP), medical payments, uninsured motorist, roadside assistance, and gap insurance. These additional coverages can ensure you have thorough protection and that your policy limits are high enough that you won’t struggle to pay in the event of a covered accident. Depending on where you live, PIP, MedPay, or uninsured/underinsured motorist coverage may be part of your state’s minimum requirements.
3. Compare car insurance quotes
Once you’ve gathered the necessary information and know how much coverage you want, you can input your data and compare quotes with Insurify. The process takes less than five minutes, and you’ll see all the available insurance companies and how much they’ll charge for your desired coverage.
Comparing quotes through Insurify is much more efficient than calling individual insurers or gathering quotes from each insurer you may be interested in. You’ll only need to input your information once with Insurify to receive rates from various companies.
The below rates are estimated rates current as of: Friday, November 1 at 12:00 PM PDT.
| | |
|---|
| COUNTRY Financial | $16 | $38 |
|---|
| NJM | $29 | $53 |
|---|
| Auto-Owners | $34 | $73 |
|---|
| USAA | $45 | $99 |
|---|
| Erie | $50 | $93 |
|---|
| GEICO | $54 | $119 |
|---|
| State Farm | $54 | $119 |
|---|
| Mile Auto | $56 | $95 |
|---|
| Root | $60 | $103 |
|---|
| Allstate | $61 | $133 |
|---|
| Metromile | $63 | $113 |
|---|
| American Family | $73 | $161 |
|---|
| Mercury | $82 | $162 |
|---|
| Safeco | $82 | $143 |
|---|
| Nationwide | $83 | $182 |
|---|
| CSAA | $84 | $128 |
|---|
| National General | $86 | $171 |
|---|
| Travelers | $89 | $191 |
|---|
| Dairyland | $91 | $236 |
|---|
| State Auto | $93 | $198 |
|---|
| The Hartford | $95 | $171 |
|---|
| Direct Auto | $97 | $187 |
|---|
| Progressive | $98 | $152 |
|---|
| Clearcover | $102 | $183 |
|---|
| Commonwealth Casualty | $110 | $293 |
|---|
| Chubb | $110 | $232 |
|---|
| Farmers | $110 | $241 |
|---|
| Shelter | $111 | $210 |
|---|
| The General | $112 | $231 |
|---|
| 21st Century | $112 | $238 |
|---|
| Foremost | $117 | $266 |
|---|
| Bristol West | $118 | $255 |
|---|
| Elephant | $124 | $200 |
|---|
| GAINSCO | $125 | $279 |
|---|
| Amica | $151 | $279 |
|---|
| Liberty Mutual | $159 | $258 |
|---|
| AssuranceAmerica | $163 | $271 |
|---|
| Infinity | $181 | $255 |
|---|
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.
4. Buy a car insurance policy
Once you’ve selected a policy, you can purchase it online, through the Insurify app, or over the phone with one of Insurify’s fully licensed agents. Your Insurify agent will help you through the entire process, answer any questions you have, and secure your policy in just minutes.
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