Cheapest Auto Insurance in Greer, South Carolina (2024)
USAA offers the cheapest car insurance in Greer, with minimum-coverage policies as low as $42 per month.
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Written bySarah Sharkey
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7+ years writing insurance and personal finance content
Contributor to top media, including USA Today
A passionate personal finance advocate, Sarah’s writing has graced the pages of many of the personal finance and insurance industries’ top web publications.
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Edited byCourtney Mikulski
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Courtney MikulskiSenior Editor, Auto
3+ years producing insurance and personal finance content
Main architect of the Insurify Quality Score
Courtney’s deep personal finance knowledge extends beyond insurance to credit cards, consumer lending, and banking. She thrives on creating actionable content.
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Reviewed byMark Friedlander
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Corporate communications director for Insurance Information Institute
20+ years in insurance and communications
As Director, Corporate Communications for Triple-I, Mark serves as the non-profit’s national spokesperson, sharing information and education on a wide array of insurance issues.
Updated November 21, 2024
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Table of contents
The average cost of car insurance in Greer is $179 per month — lower than the statewide average of $224 per month but higher than the national monthly average of $154.
Greer’s small population of just over 42,000 and less congested roadways could help keep its rates low compared to the rest of the Palmetto State.
The best way to find the lowest rate for your situation is to compare quotes from multiple insurance companies.
Quick Facts
USAA, Auto-Owners, and State Farm have the cheapest car insurance in Greer.
Yearly, Greer-based drivers pay a total average of $2,153 for car insurance.
USAA has the cheapest full-coverage insurance in Greer, with policies starting at $73 per month.
3 of the cheapest car insurance companies in Greer
Drivers in Greer pay an average of $179 per month for car insurance, but some of the best car insurance companies in the state offer average monthly rates of much less. The amount you pay for coverage will vary based on your unique situation and coverage needs.[1]
For example, teen drivers typically find better auto insurance rates through a different insurance company than senior drivers. Below, you’ll find some of the cheapest insurance companies highlighted for different situations.
Insurance Company ▲▼ | IQ Score The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores. ▲▼ | Full Coverage ▲▼ | Liability Only ▲▼ | Best For ▲▼ |
|---|---|---|---|---|
| State Farm | 9.3 | $101 | $57 | Overall |
| USAA | 9.4 | $91 | $52 | Military community |
| Auto-Owners | 8.5 | $98 | $55 | Customer satisfaction |
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.
Our editorial team spent more than 350 hours developing the Insurify Quality (IQ) Score and scoring insurance companies. The IQ Score objectively analyzes and calculates a score for insurers using more than 15 crucial criteria. The team weighted criteria by importance to the consumer — factors such as customer reviews and affordability influence the score more than availability and third-party ratings.
We rate each company on a 1 to 10 scale based on five categories: financial ratings, customer satisfaction, affordability, customer support and transparency, and availability. Insurify updates ratings once a year or as more recent information becomes available.
- Third-party financial ratings: Insurify uses data from AM Best, S&P, Moody’s, and more to compare insurance companies’ credit and ability to pay out future claims.
- Customer satisfaction: To calculate this score, Insurify analyzed more than 28,000 customer reviews across 155 car insurance companies. We also consider third-party ratings from J.D. Power, the National Association of Insurance Commissioners, and Trustpilot.
- Affordability: Our data scientists analyzed more than 90 million real-time auto insurance rates from our partners across the U.S., as well as available discounts, to calculate an affordability score.
- Customer support and transparency: This measures coverage options, ease of claims filing, and the insurer's transparency surrounding discounts, coverages, and claims process.
- Availability and reach: Insurify scores availability and reach by identifying the number of states in which insurers offer coverage and company size by market share.
State Farm: Best overall
| User Reviews | 4.2 |
|---|---|
| IQ Score The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores. | 9.3 /10 |
| Liability Only Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages. | $46/mo |
| Full Coverage Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible. | $80/mo |
4.2
Best choiceBased on 9040 verified guest reviews and ratings
How drivers feel about State Farm
Drivers appreciate the helpful local agents and initial service but dislike the high prices and frequent rate increases.
AI-generated from the text of verified reviews collected by Insurify
Best For
Customer service
Competitive rates
Discounts for safe drivers
How drivers feel about State Farm
Drivers appreciate the helpful local agents and initial service but dislike the high prices and frequent rate increases.
AI-generated from the text of verified reviews collected by Insurify
Best For
Customer service
Competitive rates
Discounts for safe drivers
Reviews (4,970)
Charles
November 19, 2024
Verified Review
New Car Price
State Farm is preferred due to its loyalty and pricing. Despite my vehicle being 20 years old, the policy is priced as if it were 2 years old.
Ronald
November 19, 2024
Verified Review
State Farm Experience: 35 Years+
They are forcing me to replace my house roof or they will cancel my policy.
David
November 19, 2024
Verified Review
Too expensive
It's too expensive. They raise rates every six months, even though I've never filed a claim.
JD Power
J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
842NAIC Index
Average amount of customer complaints relative to competitors on a 0-5 scale. A lower score represents fewer complaints.
0.78A.M. Best
A.M. Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).
A++Why we picked this company
The largest U.S. auto insurer by market share, State Farm has been in the insurance business for more than 100 years. State Farm's rates are among the lowest in Greer for most drivers, and the company has a reputation for good customer service. The insurer offers appealing optional coverages like rideshare insurance and emergency roadside service coverage. State Farm also offers numerous discounts that can help drivers save.
Pros
Above-average customer satisfaction in most areas, according to J.D. Power's 2024 U.S. Auto Insurance Study
AM Best financial strength rating of A++ (Superior), the highest level possible
Cons
Only drivers who finance through the State Farm Bank can qualify for State Farm's gap insurance-style product, Payoff Protector
Must purchase police through a local State Farm agent, rather than online
USAA: Best for members of the military community
| User Reviews | 4.9 |
|---|---|
| IQ Score The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores. | 9.4 /10 |
| Liability Only Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages. | $42/mo |
| Full Coverage Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible. | $73/mo |
4.9
Best choiceBased on 1602 verified guest reviews and ratings
How drivers feel about USAA
Drivers appreciate the ease of working with the carrier, competitive rates, and responsive service but dislike the price increases and lack of rideshare add-ons in some areas.
AI-generated from the text of verified reviews collected by Insurify
Best For
Members of the military community
Outstanding customer service
Competitive rates
How drivers feel about USAA
Drivers appreciate the ease of working with the carrier, competitive rates, and responsive service but dislike the price increases and lack of rideshare add-ons in some areas.
AI-generated from the text of verified reviews collected by Insurify
Best For
Members of the military community
Outstanding customer service
Competitive rates
Reviews (914)
Gloria
November 15, 2024
Verified Review
Not Good for Claims
I have storm damage and the claim process is not satisfactory.
Martin
November 11, 2024
Verified Review
Price Shopping
I have been with USAA for over 60 years. Obviously, I've been very happy. Since I don't drive very far, I have been seeing advertisements for lower prices. However, I have no plans of leaving USAA.
Rena Sabine
November 8, 2024
Verified Review
Disappointing and inflexible service
My experience with this company has been disappointing, especially this second time around. I would suggest considering other options. From my recent interactions, they have been dismissive and argumentative. I have already started finalizing my next premium with another company. I'm perplexed as to how they receive praise when they treat clients in this manner.
JD Power
J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
880NAIC Index
Average amount of customer complaints relative to competitors on a 0-5 scale. A lower score represents fewer complaints.
1.35A.M. Best
A.M. Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).
A++Why we picked this company
Veterans represent about 6% of Greer's population, according to U.S. Census Bureau data. USAA serves only the military community, including active-duty military, veterans, and their immediate family members. The company has consistently high J.D. Power ratings in the Southeast region.[2] Plus, you can tap into a long list of available discounts to save even more on your car insurance costs.
Pros
Some of the cheapest average premiums for liability-only coverage in Greer
Many available discounts
Cons
Only available to active-duty military members, veterans, and their families
Gap insurance not available
Auto-Owners: Best for customer satisfaction
| User Reviews | 4.0 |
|---|---|
| IQ Score The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores. | 8.5 /10 |
| Liability Only Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages. | $45/mo |
| Full Coverage Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible. | $78/mo |
4.0
Best choiceBased on 141 verified guest reviews and ratings
How drivers feel about Auto-Owners
Drivers appreciate the friendly customer service, competitive initial rates, and professional agents but dislike the frequent price increases and complicated claims process.
AI-generated from the text of verified reviews collected by Insurify
Best For
Cheap rates
Senior drivers
Ample discounts
How drivers feel about Auto-Owners
Drivers appreciate the friendly customer service, competitive initial rates, and professional agents but dislike the frequent price increases and complicated claims process.
AI-generated from the text of verified reviews collected by Insurify
Best For
Cheap rates
Senior drivers
Ample discounts
Reviews (89)
Debra
November 3, 2024
Verified Review
Excellent
They keep raising prices.
Scotty
November 2, 2024
Verified Review
They are a bunch of crooks. My policy has increased every single time, and I've only had one small claim.
They are a bunch of crooks. My policy has increased every single time, and I've only had one small claim.
Dana
October 31, 2024
Verified Review
Average
Ask many questions to cover all aspects of the policy.
JD Power
J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
837NAIC Index
Average amount of customer complaints relative to competitors on a 0-5 scale. A lower score represents fewer complaints.
0.5A.M. Best
A.M. Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).
A++Why we picked this company
Auto-Owners offers some of the lowest car insurance rates for both liability-only and full-coverage policies in Greer. The company has a much-lower-than-average number of complaints in the National Association of Insurance Commissioners' Consumer Complaint Index. Auto-Owners also scored well above average in J.D. Power's 2023 U.S. Auto Claims Satisfaction Study. But you can only buy coverage through a local independent agent that represents Auto-Owners.
Pros
Many available discounts
Plenty of optional coverages, including gap insurance
Cons
Not available in every state
Limited online functionality
How to get the cheapest car insurance in Greer
Getting cheap car insurance is a top priority for many drivers. Here’s how to lower your costs:
Shop around. The cost of car insurance varies by company. If you want to find the best rates for your situation, it’s necessary to compare quotes.
Raise your deductible. In general, opting for a higher collision or comprehensive deductible leads to a lower rate. If you can comfortably afford to pay a higher deductible after filing a claim, consider making this change.
Maintain good credit. Insurers use information in your credit record to generate a credit-based insurance score which they use to estimate your risk of filing a claim. A good credit history can mean lower car insurance costs. Consider building your credit by making on-time bill payment a priority.
You can also look for insurers that offer discounts you’re likely to be eligible for.
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Learn More: 12 Ways to Lower Your Car Insurance Premiums
Find Car Insurance in Greer, South Carolina
Liability rates start at $42 per month
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Based on 3,806+ reviews
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Cheapest liability-only car insurance in Greer: USAA
Liability-only car insurance covers the cost of damage and injuries you cause during an accident. Like many other states, South Carolina requires all drivers to purchase minimum liability limits.[3] While this coverage compensates the other driver for injuries and damages you cause in an accident, this type of coverage won’t help you repair your vehicle or pay for your medical bills.[4]
Greer drivers pay a monthly average of $155 for liability-only insurance. The following table shows the cheapest car insurance companies for liability-only coverage in Greer.
The below rates are estimated rates current as of: Friday, November 1 at 12:00 PM PDT.
Insurance Company ▲▼ | Average Monthly Quote ▲▼ |
|---|---|
| USAA | $42 |
| Auto-Owners | $45 |
| State Farm | $46 |
| GEICO | $49 |
| Nationwide | $67 |
| Allstate | $71 |
| Safeco | $77 |
| Travelers | $77 |
| Progressive | $82 |
| State Auto | $93 |
| Direct Auto | $121 |
| Dairyland | $130 |
| National General | $130 |
| Liberty Mutual | $148 |
| The General | $152 |
| AssuranceAmerica | $177 |
| Bristol West | $184 |
| GAINSCO | $191 |
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.
Cheapest full-coverage car insurance in Greer: USAA
Full-coverage auto insurance offers more financial protection than liability-only coverage. It includes comprehensive and collision coverage. Comprehensive covers incidents like theft, vandalism, weather damage, and falling objects hitting your car. After an at-fault accident, collision coverage can help pay for damage to your vehicle, and your liability policy will cover the other driver’s vehicle.[4]
If you lease or finance your vehicle, your lender might require you to carry a full-coverage policy.[4] But even if you don’t have to carry this insurance, it can provide worthwhile peace of mind for your wallet.
On average, full-coverage policies cost $204 per month for drivers living in Greer. Here are the cheapest car insurance companies for full-coverage policies in Greer.
The below rates are estimated rates current as of: Friday, November 1 at 12:00 PM PDT.
Insurance Company ▲▼ | Average Monthly Quote ▲▼ |
|---|---|
| USAA | $73 |
| Auto-Owners | $78 |
| State Farm | $80 |
| GEICO | $86 |
| Safeco | $114 |
| Nationwide | $118 |
| Allstate | $125 |
| Progressive | $131 |
| Travelers | $134 |
| Root | $158 |
| State Auto | $163 |
| National General | $196 |
| Direct Auto | $202 |
| AssuranceAmerica | $228 |
| Liberty Mutual | $246 |
| Dairyland | $275 |
| The General | $304 |
| Bristol West | $325 |
| GAINSCO | $341 |
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.
Cheapest recent rates near Greer, South Carolina
Drivers using Insurify have found quotes as cheap as $57/mo for liability only and $101/mo for full coverage in Greer and other South Carolina cities.
*Quotes generated for Insurify users in and around Greer, South Carolina within the last 10 days. Last updated on November 21, 2024. Actual quotes may vary based on the policy buyer’s unique driver profile.
Rates shown are real-time Insurify user quotes from 100+ insurance companies and Quadrant Information Services data. Insurify’s algorithm excludes anomalous quotes and anonymizes personal details, then displays refined quotes by price, date, and insurer popularity up to 10 days ago from November 21, 2024. Actual quotes may vary based on the policy buyer’s unique driver profile.
*Quotes generated for Insurify users in and around Greer, South Carolina within the last 10 days. Last updated on November 21, 2024. Actual quotes may vary based on the policy buyer’s unique driver profile.
Rates shown are real-time Insurify user quotes from 100+ insurance companies and Quadrant Information Services data. Insurify’s algorithm excludes anomalous quotes and anonymizes personal details, then displays refined quotes by price, date, and insurer popularity up to 10 days ago from November 21, 2024. Actual quotes may vary based on the policy buyer’s unique driver profile.
Car insurance requirements in South Carolina
South Carolina requires drivers to carry a minimum amount of car insurance to drive legally. Based on the South Carolina tort law, you must carry at least the state-minimum auto insurance coverage.[3]
Coverage ▲▼ | Minimum Requirements ▲▼ |
|---|---|
| Bodily injury liability | $25,000 per person / $50,000 per accident |
| Property damage liability | $25,000 per accident |
| Uninsured motorist coverage | $25,000 per person / $50,000 per accident for bodily injury liability; $25,000 per accident for property damage liability |
Insurance professionals often recommend that you buy more coverage than your state's minimum requirements. Higher liability limits provide greater financial protection in case of an at-fault accident. And if you finance or lease your vehicle, your lender or leasing company will require you to carry full-coverage car insurance.
Here are some optional coverages that also offer greater protection on the road.
Collision
Collision is an optional coverage unless you finance or lease your car, in which case it'll be required. This coverage kicks in to pay for damage to your vehicle from an at-fault collision with another vehicle, or a stationary object like a tree or lightpole.
Comprehensive
Part of a full-coverage policy, comprehensive pays to repair or replace your vehicle in case of a non-collision event such as fire, flooding and other weather hazards, theft, vandalism, and falling objects. It also covers windshield or glass damage from rocks or other objects.
Gap insurance
Because cars depreciate in value, it's possible to owe more on a lease or loan than a vehicle's actual cash value (ACV). If your car is totaled, the insurance company will pay you the car's ACV, which might not be enough to pay off your loan or lease. Gap insurance steps in to cover the difference between your car's ACV and insurance payout.
Accident forgiveness
An at-fault accident can increase your car insurance rates for three to five years. But if you purchase accident forgiveness coverage, your insurer won't raise your rates when your policy renews after your first at-fault accident. You generally must have a clean driving record for at least three years to qualify to buy this type of coverage.
Cheapest car insurance for drivers with an incident
An incident on the road — including speeding tickets, driving under the influence, and at-fault accidents — can lead to higher insurance costs. After an incident, insurance companies consider these drivers riskier to insure, which leads to higher premiums for several years.
Shop for Car Insurance in Greer, SC
Monthly rates start at $51 for drivers with an incident
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Cheapest car insurance for drivers with a speeding ticket: USAA
When you get a speeding ticket, you can usually expect to pay more for car insurance for three to five years.[1] Even so, you can avoid overpaying by comparing quotes across multiple insurance companies.
Liability insurance for Greer drivers with a speeding ticket costs $209 per month for liability coverage and $275 per month for full coverage, on average.
The table below highlights the most affordable liability-only rates for drivers in Greer with a speeding ticket.
The below rates are estimated rates current as of: Friday, November 1 at 12:00 PM PDT.
Insurance Company ▲▼ | Clean Driving Record ▲▼ | With Speeding Ticket ▲▼ |
|---|---|---|
| USAA | $42 | $53 |
| Auto-Owners | $45 | $58 |
| State Farm | $46 | $58 |
| GEICO | $49 | $62 |
| Nationwide | $67 | $86 |
| Allstate | $71 | $90 |
| Safeco | $77 | $99 |
| Travelers | $77 | $99 |
| Progressive | $82 | $104 |
| State Auto | $93 | $128 |
| Direct Auto | $121 | $154 |
| Dairyland | $130 | $165 |
| National General | $130 | $166 |
| Liberty Mutual | $148 | $203 |
| The General | $152 | $197 |
| AssuranceAmerica | $177 | $225 |
| Bristol West | $184 | $236 |
| GAINSCO | $191 | $262 |
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.
Cheapest car insurance for drivers with an at-fault accident: USAA
At-fault accidents on your driving record are a red flag to insurance companies, which often leads to higher insurance costs.[1] If you cause an accident, expect your insurance costs to rise.
Liability insurance costs $216 per month, on average, for Greer drivers with an accident.
Check out the lowest average liability-only monthly quotes for Greer drivers with an at-fault accident on their record.
The below rates are estimated rates current as of: Friday, November 1 at 12:00 PM PDT.
Insurance Company ▲▼ | Clean Driving Record ▲▼ | With Accident ▲▼ |
|---|---|---|
| USAA | $42 | $56 |
| Auto-Owners | $45 | $60 |
| State Farm | $46 | $61 |
| GEICO | $49 | $65 |
| Nationwide | $67 | $90 |
| Allstate | $71 | $95 |
| Safeco | $77 | $102 |
| Travelers | $77 | $103 |
| Progressive | $82 | $110 |
| State Auto | $93 | $135 |
| Direct Auto | $121 | $165 |
| Dairyland | $130 | $172 |
| National General | $130 | $173 |
| Liberty Mutual | $148 | $210 |
| The General | $152 | $206 |
| AssuranceAmerica | $177 | $231 |
| Bristol West | $184 | $245 |
| GAINSCO | $191 | $243 |
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.
Cheapest car insurance for drivers with a DUI: USAA
Driving under the influence is a serious issue that most insurance companies penalize with higher rates or nonrenewal.[5] In South Carolina, a DUI stays on your motor vehicle record permanently. For Greer-based drivers with a DUI, the average monthly quote for liability-only coverage is $247, and full coverage is $325.
Below are the liability-only rates of top car insurance companies in Greer, South Carolina, for drivers with DUIs on their records.
The below rates are estimated rates current as of: Friday, November 1 at 12:00 PM PDT.
Insurance Company ▲▼ | Clean Driving Record ▲▼ | With DUI ▲▼ |
|---|---|---|
| USAA | $42 | $68 |
| Auto-Owners | $45 | $73 |
| State Farm | $46 | $75 |
| GEICO | $49 | $79 |
| Nationwide | $67 | $109 |
| Allstate | $71 | $115 |
| Safeco | $77 | $116 |
| Travelers | $77 | $125 |
| Progressive | $82 | $133 |
| State Auto | $93 | $151 |
| Direct Auto | $121 | $196 |
| Dairyland | $130 | $211 |
| National General | $130 | $211 |
| Liberty Mutual | $148 | $240 |
| The General | $152 | $246 |
| AssuranceAmerica | $177 | $287 |
| Bristol West | $184 | $298 |
| GAINSCO | $191 | $309 |
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.
Cheapest car insurance for seniors: USAA
Age can have an effect on your car insurance costs. In general, more experience behind the wheel leads to more affordable car insurance. While rates usually decrease around age 25, around age 70, drivers might start to see their rates climb slightly due to enhanced accident risks.[6]
The average monthly cost of liability-only insurance for Greer seniors is $128. Explore the cheapest coverage options for Greer seniors in the table below.
The below rates are estimated rates current as of: Friday, November 1 at 12:00 PM PDT.
Insurance Company ▲▼ | Full Coverage ▲▼ | Liability Only ▲▼ |
|---|---|---|
| USAA | $58 | $33 |
| Auto-Owners | $61 | $35 |
| State Farm | $62 | $36 |
| GEICO | $68 | $39 |
| Nationwide | $88 | $50 |
| Progressive | $94 | $59 |
| Safeco | $97 | $66 |
| Allstate | $100 | $57 |
| Travelers | $105 | $60 |
| State Auto | $122 | $69 |
| National General | $150 | $99 |
| Direct Auto | $157 | $94 |
| AssuranceAmerica | $172 | $133 |
| Liberty Mutual | $206 | $124 |
| Dairyland | $219 | $104 |
| The General | $246 | $123 |
| Bristol West | $260 | $147 |
| GAINSCO | $285 | $160 |
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.
Cheapest car insurance for teens: USAA
Age translates into years of experience behind the wheel. Since young drivers have limited experience on the road and a higher risk of accidents, most insurance companies charge higher rates for teenage drivers. In general, rates remain relatively high until a driver hits age 25.[1]
Liability coverage costs $287 per month for teen drivers in Greer, on average.
The good news is that teens can take action to lower their car insurance costs. For example, teen drivers might choose to stay on their parents’ insurance, drive a safe vehicle, raise their deductible, or maintain good grades in school to get a good student discount.[7]
But you can still secure affordable rates as a teen driver by starting your search and comparing the most affordable policies for young Greer drivers, as shown below.
The below rates are estimated rates current as of: Friday, November 1 at 12:00 PM PDT.
Insurance Company ▲▼ | Full Coverage ▲▼ | Liability Only ▲▼ |
|---|---|---|
| USAA | $128 | $74 |
| Auto-Owners | $137 | $79 |
| GEICO | $144 | $82 |
| State Farm | $144 | $83 |
| Nationwide | $215 | $122 |
| Safeco | $228 | $154 |
| Allstate | $232 | $132 |
| Progressive | $240 | $150 |
| Travelers | $253 | $145 |
| State Auto | $302 | $172 |
| Direct Auto | $385 | $230 |
| National General | $401 | $266 |
| AssuranceAmerica | $436 | $338 |
| Liberty Mutual | $441 | $265 |
| Dairyland | $464 | $219 |
| The General | $505 | $253 |
| Bristol West | $572 | $324 |
| GAINSCO | $614 | $344 |
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.
Greer car insurance quotes by credit tier
In South Carolina, insurers can consider your credit history in their auto premium calculations.[8] In general, drivers with poor credit scores pay more for car insurance than drivers with excellent or good credit scores.
Rates by Credit Tier
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
Is car insurance more expensive in Greer?
Drivers in Greer pay lower car insurance costs than drivers in most other parts of the Palmetto State. On average, drivers in South Carolina pay $224 per month for car insurance. But drivers in Greer pay an average of $179 per month.
When compared to other cities, like Columbia and Charleston, drivers in Greer pay significantly less. The range of car insurance costs is partially tied to ZIP code-specific factors, like vehicle crime and accident rates.[1]
More cities in South Carolina
Explore the average monthly cost of car insurance for drivers in other South Carolina cities below.
City ▲▼ | Full Coverage ▲▼ | Liability Only ▲▼ |
|---|---|---|
| Charleston | $314 | $202 |
| Columbia | $304 | $190 |
| Greenville | $269 | $168 |
| Lexington | $262 | $166 |
| Myrtle Beach | $231 | $162 |
| North Charleston | $349 | $217 |
| Rock Hill | $270 | $184 |
| Summerville | $311 | $206 |
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.
Greer car insurance FAQs
If you’re shopping for car insurance in Greer, here’s some additional information that may help. You can also check out Insurify’s guides on the best auto insurers for high-risk drivers and car insurance rates by state to learn more about how where you live and your driving history can affect rates.
How much is car insurance in Greer?
Car insurance in Greer, South Carolina, costs an average of $204 per month for full coverage and $155 per month for liability coverage.
Which companies have the cheapest car insurance in Greer?
The cheapest car insurance companies in Greer are USAA, Auto-Owners, and State Farm. Their liability rates start at $42, $45, and $46 per month, respectively.
While these are the cheapest insurers, compare multiple quotes with the same coverage options to find the company that offers the coverage you need at the best price.
What are the best car insurance companies in Greer?
Among the top car insurance companies in Greer are USAA, Auto-Owners, and State Farm. Not only do these companies have the lowest average rates, according to Insurify data, but they balance solid J.D. Power scores in the Southeast region, superior AM Best ratings, and top IQ Scores.
How much car insurance do you need in South Carolina?
South Carolina requires drivers to purchase minimum policy limits of $25,000 per person and $50,000 per accident for bodily injury liability and $25,000 per accident for property damage liability. In addition, the state also requires uninsured motorist coverage at the same liability limits.[3]
Is South Carolina a no-fault state?
No. South Carolina is a tort, or at-fault, state. Drivers who cause accidents are responsible for paying for the damages and injuries of other parties through their liability coverage.[3]
Methodology
Insurify data scientists analyzed more than 90 million quotes served to car insurance applicants in Insurify’s proprietary database to calculate the premium averages displayed on this page. These premiums are real quotes that come directly from Insurify’s 50+ partner insurance companies in all 50 states and Washington, D.C. Quote averages represent the median price for a quote across the given coverage level, driver subset, and geographic area.
Unless otherwise specified, quoted rates reflect the average cost for drivers between 20 and 70 years old with a clean driving record and average or better credit (a credit score of 600 or higher).
Liability-only premium averages correspond to policies with the following coverage limits:
- Bodily injury limits between state-minimum rates and $50,000 per person, $100,000 per accident
- Property damage limits between $10,000 and $50,000
- No additional coverage
- Comprehensive coverage with a $1,000 deductible
- Collision coverage with a $1,000 deductible
Quotes for Allstate, Farmers, GEICO, State Farm, and USAA are estimates based on Quadrant Information Services’ database of auto insurance rates.
Related articles
More cities in South Carolina
Sources
- III. "What determines the price of an auto insurance policy?."
- J.D. Power. "2023 U.S. Auto Insurance Study."
- South Carolina Department of Insurance. "Automobile Insurance."
- III. "Auto insurance basics—understanding your coverage."
- III. "Do auto insurance premiums go up after a claim?."
- III. "Senior driving safety and insurance tips."
- III. "Auto insurance for teen drivers."
- South Carolina Department of Insurance. "Auto Insurance: A Shopping Guide for Consumers."
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Sarah SharkeyInsurance Writer
Sarah Sharkey is a personal finance writer who enjoys helping people make savvy financial decisions. She covered insurance and personal finance topics. You can find her work on Business Insider, Money Under 30, Rocket Mortgage, Bankrate, and more. Connect with her on LinkedIn.
Courtney MikulskiSenior Editor, Auto
3+ years producing insurance and personal finance content
Main architect of the Insurify Quality Score
Courtney’s deep personal finance knowledge extends beyond insurance to credit cards, consumer lending, and banking. She thrives on creating actionable content.
Featured in
Corporate communications director for Insurance Information Institute
20+ years in insurance and communications
As Director, Corporate Communications for Triple-I, Mark serves as the non-profit’s national spokesperson, sharing information and education on a wide array of insurance issues.
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