5+ years of finance writing experience
Certificate of financial planning from Boston University
Erin is a personal finance writer and journalist with work featured in major publications. Her writing explores investing, credit cards, mortgages, insurance, and more.
Featured in
7+ years in content creation and management
5+ years in insurance and personal finance content
Ashley is a seasoned personal finance editor who’s produced a variety of digital content, including insurance, credit cards, mortgages, and consumer lending products.
Featured in
Corporate communications director for Insurance Information Institute
20+ years in insurance and communications
As Director, Corporate Communications for Triple-I, Mark serves as the non-profit’s national spokesperson, sharing information and education on a wide array of insurance issues.
Updated October 30, 2024
At Insurify, our goal is to help customers compare insurance products and find the best policy for them. We strive to provide open, honest, and unbiased information about the insurance products and services we review. Our hard-working team of data analysts, insurance experts, insurance agents, editors and writers, has put in thousands of hours of research to create the content found on our site.
We do receive compensation when a sale or referral occurs from many of the insurance providers and marketing partners on our site. That may impact which products we display and where they appear on our site. But it does not influence our meticulously researched editorial content, what we write about, or any reviews or recommendations we may make. We do not guarantee favorable reviews or any coverage at all in exchange for compensation.
Table of contents
Home to an electrifying music scene, Nashville residents have no shortage of live music to enjoy. As the capital of Tennessee and its most-populated city, Nashville also draws huge numbers of tourists. In 2022, a record-breaking 14.4 million people visited Music City — an increase of 13% over 2021.[1]
Having so many out-of-towners on the roads could partially explain why Nashville residents pay an overall average of $146 per month for car insurance — slightly more than the Tennessee average of $121 per month. But finding affordable rates is still possible.
Here’s what you should know about securing cheap car insurance in Nashville.
Nashville is the largest city in Tennessee, with a population of 683,622.[2] A large city can have more frequent and serious accidents, which affect how much its residents pay for car insurance.
State Farm, USAA, and GEICO are the three cheapest companies in Nashville.
Liability insurance in Nashville costs an average of $89 per month, and full coverage costs $204 per month.
3 of the cheapest car insurance companies in Nashville
When you’re shopping for car insurance in Nashville, it’s important to consider your budget as well as the type of coverage you need. Because Nashville — and Tennessee in general — has relatively affordable car insurance rates to begin with, shopping for coverage doesn’t have to be a headache.
To help make the process easier, Insurify rounded up a list of the three best car insurance companies in Nashville based on factors such as average rates, coverage, customer service, and Insurify Qualify (IQ) scores.
Insurance Company ▲▼ | IQ Score The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores. ▲▼ | Full Coverage ▲▼ | Liability Only ▲▼ | Best For ▲▼ |
---|---|---|---|---|
State Farm | 9.3 | $44 | $22 | Overall |
USAA | 9.4 | $52 | $26 | Military families |
Mile Auto | 7.5 | $70 | $39 | Low-mileage drivers |
Our editorial team spent more than 350 hours developing the Insurify Quality (IQ) Score and scoring insurance companies. The IQ Score objectively analyzes and calculates a score for insurers using more than 15 crucial criteria. The team weighted criteria by importance to the consumer — factors such as customer reviews and affordability influence the score more than availability and third-party ratings.
We rate each company on a 1 to 10 scale based on five categories: financial ratings, customer satisfaction, affordability, customer support and transparency, and availability. Insurify updates ratings once a year or as more recent information becomes available.
- Third-party financial ratings: Insurify uses data from AM Best, S&P, Moody’s, and more to compare insurance companies’ credit and ability to pay out future claims.
- Customer satisfaction: To calculate this score, Insurify analyzed more than 28,000 customer reviews across 155 car insurance companies. We also consider third-party ratings from J.D. Power, the National Association of Insurance Commissioners, and Trustpilot.
- Affordability: Our data scientists analyzed more than 90 million real-time auto insurance rates from our partners across the U.S., as well as available discounts, to calculate an affordability score.
- Customer support and transparency: This measures coverage options, ease of claims filing, and the insurer's transparency surrounding discounts, coverages, and claims process.
- Availability and reach: Insurify scores availability and reach by identifying the number of states in which insurers offer coverage and company size by market share.
Best insurer overall: State Farm
User Reviews | 4.2 |
---|---|
IQ Score The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores. | 9.3 |