Cost of Mazda Car Insurance (2024)

Founded in 1920, Mazda offers drivers a storied history and a variety of car makes and models for consumers to choose from. The average monthly cost of full-coverage car insurance for a Mazda is $183, compared to the national monthly average of $211 for all makes and models. The average monthly cost of liability-only insurance for a Mazda is $113, compared to the national monthly average of $104.^[1]

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Cost of Mazda insurance by model

The model of Mazda you choose can affect how much you spend on car insurance. It’s important to note that the more expensive the vehicle model is, the more it generally costs to insure the car.

The following table will give you an idea of how much you may spend on the model of your choice.

Cheapest Mazda insurance by model

Not sure which used or new Mazda is right for you? This is how much it costs to insure these eight popular models.

Mazda CX-3

If you’re on the hunt for a Mazda crossover SUV, you can choose between a used CX-3 (no longer produced) or a used or new CX-5. On average, you’ll spend $141 per month on insurance with the CX-3, whereas with the CX-5, you’d spend an average of $144.50).

Mazda CX-5

The new 2024 CX-5 has an MSRP of $29,300.^[2] This crossover SUV comes with Mazda intelligent Drive Select technology (Mi-Drive) and i-Activ AWD. You should plan to spend an average of $128 per month for liability insurance or $180 for a full-coverage policy.

Mazda CX‑50

It costs $180 per month, on average, for a full-coverage policy for the CX-50. However, a high monthly premium may be worth the impressive capabilities of the CX-50 when it comes to towing and navigating rugged terrains.

Mazda CX‑30

This SUV comes with an average rate of $201 per month for a full-coverage policy, but it’s more affordable than other Mazda options, starting at $24,995.^[2] This MSRP is significantly less than the CX-9 ($39,595), and the vehicle model costs $24 less per month to insure.^[2]

Mazda 3

The Mazda 3 has an MSRP of $24,170 and costs an average of $161 per month to insure — less than the similar Mazda 6 ($173).^[2] Don’t let the low price fool you — this model comes with all the modern bells and whistles, including a 10.25-inch full-color display.

Mazda CX-9

The CX-9 is an expensive Mazda model to insure (liability-only policies cost an average of $106), so make sure you take your monthly budget into account before buying this car. The SUV also has a high MSRP — starting at $39,595.^[2]

Mazda 6

While the Mazda 6 is no longer in production, current owners of this sedan may be looking for a new car insurance policy. You can expect to spend $208 per month for a full-coverage policy or $138 per month for a liability policy on one of these older models.

Mazda MX-5 Miata

The Mazda MX-5 Miata is an affordable drop-top compact sports car with a starting price of $28,050.^[2] It boasts a lively 181-horsepower four-cylinder engine and a nostalgic six-speed manual transmission, reminiscent of classic sports cars. The MX-5 is one of the more expensive Mazda models to insure, at $214 per month for full coverage.

Best companies for Mazda car insurance

Three of the best car insurance companies for Mazda car insurance include USAA, State Farm, and GEICO. The best insurance company for you will depend on your unique insurance needs and financial situation. It’s crucial to compare quotes from multiple insurance companies before making a decision.

Best for military members, veterans, and their families: USAA

Best for overall customer satisfaction: State Farm

Best for drivers older than 25: GEICO

Mazda car insurance coverages

In most states, you’re legally required to have a liability-only policy at the bare minimum. However, you can consider a few additional different types of car insurance coverage to better protect yourself:^[3]

• 

  Bodily injury liability

  Bodily injury liability coverage is mandatory in most states and covers medical expenses and other associated costs of people injured in an accident you cause.

• 

  Property damage liability

  Property damage liability is also mandatory in most states and covers the cost of repairing or replacing someone else’s damaged property in an accident you cause.

• 

  Collision coverage

  No states legally require collision coverage, though drivers who lease their vehicles may need it. It pays to repair your vehicle if it’s damaged in an accident, no matter who’s at fault.

• 

  Comprehensive coverage

  Comprehensive coverage pays to repair or replace your vehicle if anything other than a car accident — such as theft, vandalism, or severe weather — damages it.

• 

  Personal injury protection (PIP) coverage

  Personal injury protection (PIP) coverage pays for medical bills and associated expenses if you’re hurt in an accident, no matter who caused it.

• 

  Uninsured/underinsured motorist coverage

  Uninsured/underinsured motorist coverage will pay for your medical bills and associated expenses if you get injured in an accident that an uninsured or underinsured driver causes.

Mazda car insurance FAQs