Cost of Auto Insurance for a Used Mercury (2024)

Founded in 1938, the Ford Motor Company discontinued its Mercury brand in 2011.^[1] Used Mercury vehicles can present a good option for both experienced and young drivers.

The average cost of full-coverage insurance for a Mercury vehicle is $149 per month, compared to the national average cost of $204 for all makes and models. The average cost of liability-only insurance for a Mercury is $96, versus the national average of $104.

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Cost of Mercury insurance by model

Several factors determine how much you pay for car insurance, including your age, location, credit history, driving record, claims history, and more. But the type and model of the car you drive also affect costs.

Here’s a look at average auto insurance rates for different Mercury models.

Cheapest Mercury insurance by model

Vehicle factors can affect the cost of car insurance for your Merdcury, like the model year, trim level, and safety features. New vehicles are typically more expensive to insure than older, less valuable cars. Because Ford doesn’t manufacture Mercury vehicles anymore, these vehicles are at least 12 years old. This can result in affordable car insurance rates for drivers of Mercury cars.

Learn more about the brand’s models in the following sections.

Mercury Grand Marquis

The Grand Marquis is a full-size sedan with large, comfortable seats and a generously sized trunk. The Kelley Blue Book (KBB) Fair Purchase Price for a used 2011 Grand Marquis is $8,055.

In the table below, you’ll find cheap car insurance premiums for a used Mercury Grand Marquis.

Mercury Mariner

Introduced in 2005, the Mercury Mariner is a compact SUV. You might still notice these vehicles on the road today. The average cost of a used 2011 Sport Utility 4D Mariner is $6,141, according to KBB.

Here are the average auto insurance premiums for a used Mercury Mariner sorted by car insurance company and coverage type.

Mercury Milan

The Mercury Milan is a midsize sedan last released in 2011. The model has an all-wheel drive option, and standard features include one-touch front power windows, an eight-way power driver seat, and cruise control. The KBB Fair Purchase Price for the vehicle is $7,310.

Here are the average car insurance quotes for used Milan vehicles.

Mercury Montego

The Mercury Montego is a full-size family sedan known for its height. It has higher rates for car insurance on average than most other models in the Mercury lineup. The 2007 model of the vehicle has a KBB Fair Purchase Price of $4,375.

The table below shows average car insurance quotes for the Montego.

Mercury Monterey

The Mercury Monterey is a minivan with a long list of safety features. It earned great scores during crash tests, which may partially explain why it’s the least expensive Mercury vehicle to insure on average. The 2007 model of the vehicle has a KBB Fair Purchase Price of $4,160.

Here are average car insurance quotes for the Mercury Monterey.

Mercury Mountaineer

The Mercury Mountaineer is a midsize SUV that was sold between 1996 and 2010. Even though it’s larger than the Mariner, it’s cheaper to insure on average. The 2010 Mountaineer model has a KBB Fair Purchase Price of $5,512.

Here are average monthly car insurance quotes for the Mountaineer.

Mercury Sable

Last manufactured in 2009, the Mercury Sable is a large sedan. Average car insurance rates for the Sable are lower than rates for the Milan, another sedan from Mercury. The KBB Fair Purchase Price for the 2009 model of the vehicle is $5,441.

Below, you’ll find the cheapest auto insurance quotes for the Sable.

Best companies for Mercury car insurance

Three of the best car insurance companies for Mercury auto insurance include USAA, State Farm, and GEICO. Your budget and unique insurance needs will determine the best insurance company for you. Compare quotes from multiple insurance companies so you can find the best policy.

Best for active military members, veterans, and their families: USAA

Military Members, Veterans, and Their Families

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User Reviews	4.9 914 reviews
IQ Score The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores.	9.4 /10
Liability Only Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages.	$45/mo
Full Coverage Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible.	$99/mo

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Driver Reviews

4.9

Best choiceBased on 1602 verified guest reviews and ratings

How drivers feel about USAA

Drivers appreciate the ease of working with the carrier, competitive rates, and responsive service but dislike the price increases and lack of rideshare add-ons in some areas.

AI-generated from the text of verified reviews collected by Insurify

Best For

Members of the military community

Outstanding customer service

Competitive rates

How drivers feel about USAA

Drivers appreciate the ease of working with the carrier, competitive rates, and responsive service but dislike the price increases and lack of rideshare add-ons in some areas.

AI-generated from the text of verified reviews collected by Insurify

Best For

Members of the military community

Outstanding customer service

Competitive rates

Reviews (914)

Gloria

November 15, 2024

Verified Review

Not Good for Claims

I have storm damage and the claim process is not satisfactory.

Martin

November 11, 2024

Verified Review

Price Shopping

I have been with USAA for over 60 years. Obviously, I've been very happy. Since I don't drive very far, I have been seeing advertisements for lower prices. However, I have no plans of leaving USAA.

Rena Sabine

November 8, 2024

Verified Review

Disappointing and inflexible service

My experience with this company has been disappointing, especially this second time around. I would suggest considering other options. From my recent interactions, they have been dismissive and argumentative. I have already started finalizing my next premium with another company. I'm perplexed as to how they receive praise when they treat clients in this manner.

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Our Advice

JD Power

J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.

880

NAIC Index

Average amount of customer complaints relative to competitors on a 0-5 scale. A lower score represents fewer complaints.

1.35

A.M. Best

A.M. Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).

A++

Why we picked this company

USAA exclusively serves current and former members of the military and their immediate families and is still the seventh-largest insurance company in the U.S. by market share. USAA offers banking, investing, and retirement services in addition to numerous insurance products, including auto, homeowners, renters, and more. Auto policyholders can qualify for discounts for bundling, insuring multiple vehicles, and living on a military base. AM Best gives USAA an A++ (Superior) financial strength rating, and the insurer ranked best in most regions in J.D. Power’s Overall Customer Satisfaction Index.

Pros

• High customer satisfaction

• Low premiums

• SafePilot program rewards good driving with up to 30% discount

Cons

• Only available to active-duty military, veterans, military spouses, or children of service members or veterans

• No 24/7 customer phone support

• Customer reviews are mixed for service and claims processing

Best for customer satisfaction: State Farm

customer satisfaction

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User Reviews	4.2 4,970 reviews
IQ Score The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores.	9.3 /10
Liability Only Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages.	$54/mo
Full Coverage Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible.	$119/mo

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Driver Reviews

4.2

Best choiceBased on 9037 verified guest reviews and ratings

How drivers feel about State Farm

Drivers appreciate the helpful local agents and initial service but dislike the high prices and frequent rate increases.

AI-generated from the text of verified reviews collected by Insurify

Best For

Customer service

Competitive rates

Discounts for safe drivers

How drivers feel about State Farm

Drivers appreciate the helpful local agents and initial service but dislike the high prices and frequent rate increases.

AI-generated from the text of verified reviews collected by Insurify

Best For

Customer service

Competitive rates

Discounts for safe drivers

Reviews (4,970)

Charles

November 19, 2024

Verified Review

New Car Price

State Farm is preferred due to its loyalty and pricing. Despite my vehicle being 20 years old, the policy is priced as if it were 2 years old.

Ronald

November 19, 2024

Verified Review

State Farm Experience: 35 Years+

They are forcing me to replace my house roof or they will cancel my policy.

David

November 19, 2024

Verified Review

Too expensive

It's too expensive. They raise rates every six months, even though I've never filed a claim.

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Our Advice

JD Power

J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.

842

NAIC Index

Average amount of customer complaints relative to competitors on a 0-5 scale. A lower score represents fewer complaints.

0.78

A.M. Best

A.M. Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).

A++

Why we picked this company

State Farm is the largest U.S. auto insurer by market share and has operated for more than 100 years. Available in all 50 states, State Farm stands out for its customer service, extensive discounts, and optional coverages. The insurer ranked fifth for overall customer satisfaction in the 2023 J.D. Power U.S. Auto Claims Satisfaction Study. Safe drivers can enjoy many State Farm discounts, including ones for young motorists who complete an approved driver training course, for having a vehicle with certain safety equipment, and for going three years or longer without violations or at-fault accidents.

Pros

• High rates of customer satisfaction

• Rideshare insurance available

• Savings for bundling auto with home, renters, condo, or life insurance

Cons

• No gap insurance offering

• May not be the cheapest choice for drivers with violations

• Accident forgiveness limited to longtime customers with clean driving records

Best for drivers 25 and older: GEICO

Drivers 25 and Older

Compare Quotes

User Reviews	4.0 5,648 reviews
IQ Score The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores.	9.0 /10
Liability Only Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages.	$54/mo
Full Coverage Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible.	$119/mo

Show Details

Driver Reviews

4.0

Best choiceBased on 10274 verified guest reviews and ratings

How drivers feel about GEICO

Drivers appreciate the excellent customer service and initial low prices but dislike the frequent price increases.

AI-generated from the text of verified reviews collected by Insurify

Best For

Teen drivers

Cheap rates

Accident forgiveness

How drivers feel about GEICO

Drivers appreciate the excellent customer service and initial low prices but dislike the frequent price increases.

AI-generated from the text of verified reviews collected by Insurify

Best For

Teen drivers

Cheap rates

Accident forgiveness

Reviews (5,648)

George

November 19, 2024

Verified Review

Service

The prices increase every year. I would not recommend purchasing.

James

November 19, 2024

Verified Review

Unsatisfactory Experience with Geico

Steer clear. They increase your rate at every renewal.

Edward

November 18, 2024

Verified Review

Experience with Geico

Reliable.

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Our Advice

JD Power

J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.

835

NAIC Index

Average amount of customer complaints relative to competitors on a 0-5 scale. A lower score represents fewer complaints.

0.74

A.M. Best

A.M. Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).

A++

Why we picked this company

GEICO, a subsidiary of the Berkshire Hathaway Group, is the third-largest U.S. insurer by market share. In addition to auto insurance, GEICO sells homeowners, renters, flood, travel, life, and business insurance, among other products. The insurer offers numerous car insurance discounts to help drivers save. For example, drivers who are accident-free for five years could earn 22% off premiums, and good students could earn 15% off. GEICO’s National Association of Insurance Commissioners complaint index score is below average, meaning it receives fewer consumer complaints than average.

Pros

• Good rates for good drivers, seniors, and young drivers

• Accident forgiveness available

• A+ (Superior) financial strength rating from AM Best

Cons

• High rates for drivers with certain violations, like DUIs

• No rideshare or new car replacement coverage available

• Lower customer satisfaction scores from J.D. Power

Mercury car insurance coverages

You have a number of insurance coverage options to choose from for your Mercury vehicle. In addition to your state’s minimum requirements, you may want to purchase more robust coverage.

Here are some of the standard and optional car insurance coverage types you can consider purchasing for your Mercury vehicle:

• 

  Liability coverage

  Required in most states, property damage and bodily injury liability coverage can pay for the other driver’s medical costs and vehicle repairs following an accident where you’re at fault.

• 

  Collision coverage

  Collision coverage is optional and might make sense if you want better protection for your vehicle. It can cover vehicle repair or replacement after an accident or collision with an object, regardless of fault.

• 

  Comprehensive coverage

  Comprehensive coverage pays to repair or replace your vehicle if it sustains damage from non-collision events, like theft, vandalism, or bad weather.

• 

  Uninsured/underinsured motorist coverage

  Mandatory in some states, uninsured/underinsured motorist coverage will pay for your medical bills and related expenses if you have an injury resulting from an accident caused by a driver with no or insufficient coverage.^[2]

Mercury car insurance FAQs