Nissan Altima Car Insurance (2024)
USAA, State Farm, and GEICO offer the cheapest car insurance on average for Nissan Altima owners.
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Written byJoe Dyton
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Joe Dyton has been a professional writer since 1999. He's been writing about the auto insurance industry for 15 years and was an in-house marketing copywriter for GEICO for a decade. Learn more about Joe at joedyton.com.
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Edited byChris Schafer
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15+ years in content creation
7+ years in business and financial services content
Chris is a seasoned writer/editor with past experience across myriad industries, including insurance, SAS, finance, Medicare, logistics, marketing/advertising, and many more.
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Updated November 21, 2024
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Table of contents
The Nissan Altima finds itself in stiff competition with similarly sized vehicles in terms of pricing. Sedans like the Subaru Legacy, Kia K5, and Hyundai Sonata are less expensive than the Altima.
The Toyota Camry’s starting price is approximately $1,000 more than the Altima, however. Meanwhile, the Honda Accord, deemed the head of the class, is also pricier than the Altima.[1]
Insuring an Altima is competitive as well, with several different insurers offering affordable rates. Full-coverage car insurance for a Nissan Altima is $235 on average per month. The average monthly cost for liability-only coverage is $115.
Whether you already own an Altima or are just about to purchase your first, here’s how to find the best insurance.
Quick Facts
USAA offers the cheapest car insurance for 2023 Nissan Altima drivers.
The 2023 Nissan Altima’s manufacturer’s suggested retail price (MSRP) starts at $25,490.
If you’re financing your Altima, your insurer will likely require you to carry full coverage.
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Cost of Nissan Altima insurance
Several factors determine the rate you pay for car insurance on your Nissan Altima. For example, what model year is your Altima? The average monthly car insurance cost for the Nissan Altima is $177. The age of your vehicle — as well as who insures it — will also have a significant effect on your car insurance premium.
The average rate for 2023 Nissan Altima car insurance with GEICO is $131 per month. An older model, on the other hand, could cost $86 per month with the same insurance company.
USAA currently offers the cheapest rates for Nissan Altima drivers, with a monthly average of $157 for full coverage.
2023 Nissan Altima insurance
The 2023 Nissan Altima’s MSRP starts at $25,490.[2] The table below shows average quotes for car insurance for Nissa Altimas from specific insurers.
Insurance Company ▲▼ | Average Monthly Quote ▲▼ |
|---|---|
| USAA | $115 |
| State Farm | $128 |
| GEICO | $131 |
| Allstate | $156 |
| American Family | $198 |
| Progressive | $189 |
| Liberty Mutual | $206 |
| Travelers | $228 |
| Farmers | $268 |
| The General | $292 |
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.
2022 Nissan Altima insurance
The MSRP for the 2022 Nissan Altima started at $24,550 for the Altima S FWD grade. Here, you can see how quotes from different insurers break down.
Insurance Company ▲▼ | Average Monthly Quote ▲▼ |
|---|---|
| USAA | $100 |
| State Farm | $111 |
| GEICO | $115 |
| Allstate | $136 |
| American Family | $173 |
| Progressive | $165 |
| Liberty Mutual | $181 |
| Travelers | $199 |
| Farmers | $234 |
| The General | $255 |
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.
2021 Nissan Altima insurance
The 2021 Nissan MSRP started at $24,300. USAA offers the most affordable coverage.
Insurance Company ▲▼ | Average Monthly Quote ▲▼ |
|---|---|
| USAA | $97 |
| State Farm | $108 |
| GEICO | $111 |
| Allstate | $132 |
| American Family | $167 |
| Progressive | $160 |
| Liberty Mutual | $175 |
| Travelers | $193 |
| Farmers | $227 |
| The General | $247 |
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.
2020 Nissan Altima insurance
The 2020 Altima had a starting MSRP of $24,100 for the Altima S front-wheel drive grade.[3]
Insurance Company ▲▼ | Average Monthly Quote ▲▼ |
|---|---|
| USAA | $96 |
| GEICO | $100 |
| State Farm | $107 |
| Allstate | $131 |
| American Family | $166 |
| Progressive | $159 |
| Liberty Mutual | $173 |
| Travelers | $191 |
| Farmers | $225 |
| The General | $245 |
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.
2019 Nissan Altima insurance
The MSRP for the 2019 Nissan Altima started at $23,750 for the Altima S FWD model. Here, you can see average quotes offered for the 2019 Altima by leading insurers.
Insurance Company ▲▼ | Average Monthly Quote ▲▼ |
|---|---|
| USAA | $93 |
| State Farm | $103 |
| GEICO | $106 |
| Allstate | $127 |
| American Family | $161 |
| Progressive | $153 |
| Liberty Mutual | $168 |
| Travelers | $185 |
| Farmers | $218 |
| The General | $237 |
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.
2018 Nissan Altima insurance
The 2018 Nissan Altima’s MSRP started at $23,140. USAA, State Farm, and GEICO all offer low rates for this model year.
Insurance Company ▲▼ | Average Monthly Quote ▲▼ |
|---|---|
| USAA | $85 |
| State Farm | $94 |
| GEICO | $97 |
| Allstate | $116 |
| Progressive | $140 |
| American Family | $146 |
| Liberty Mutual | $153 |
| Travelers | $169 |
| Farmers | $198 |
| The General | $216 |
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.
2017 Nissan Altima insurance
The 2017 Nissan Altima’s MSRP started at $22,500, beginning with the Altima 2.5 grade.
Insurance Company ▲▼ | Average Monthly Quote ▲▼ |
|---|---|
| USAA | $84 |
| State Farm | $93 |
| GEICO | $96 |
| Allstate | $114 |
| American Family | $145 |
| Progressive | $138 |
| Liberty Mutual | $151 |
| Travelers | $167 |
| Farmers | $196 |
| The General | $213 |
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.
2016 Nissan Altima insurance
Like the 2017 Nissan Altima, the 2016 Altima’s starting MSRP was $22,500. Insurance quotes are comparable between the two models as well.
Insurance Company ▲▼ | Average Monthly Quote ▲▼ |
|---|---|
| USAA | $83 |
| State Farm | $92 |
| GEICO | $95 |
| Allstate | $113 |
| American Family | $143 |
| Progressive | $137 |
| Liberty Mutual | $150 |
| Travelers | $165 |
| Farmers | $194 |
| The General | $212 |
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.
2015 Nissan Altima insurance
The starting MSRP for the 2015 Nissan Altima was $22,300.
Insurance Company ▲▼ | Average Monthly Quote ▲▼ |
|---|---|
| USAA | $78 |
| State Farm | $87 |
| GEICO | $90 |
| Allstate | $107 |
| American Family | $135 |
| Progressive | $129 |
| Liberty Mutual | $141 |
| Travelers | $156 |
| Farmers | $184 |
| The General | $200 |
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.
2014 Nissan Altima insurance
The MSRP for the 2014 Nissan Altima started at $21,860 for the Altima 2.5 CVT model.
Insurance Company ▲▼ | Average Monthly Quote ▲▼ |
|---|---|
| USAA | $78 |
| State Farm | $87 |
| GEICO | $90 |
| Allstate | $106 |
| American Family | $135 |
| Progressive | $128 |
| Liberty Mutual | $141 |
| Travelers | $155 |
| Farmers | $182 |
| The General | $199 |
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.
2013 Nissan Altima insurance
The MSRP for the 2013 Nissan Altima started at $22,280 for the Altima 2.5 four-door sedan.
Insurance Company ▲▼ | Average Monthly Quote ▲▼ |
|---|---|
| USAA | $76 |
| State Farm | $85 |
| GEICO | $87 |
| Allstate | $104 |
| American Family | $132 |
| Progressive | $126 |
| Liberty Mutual | $138 |
| Travelers | $152 |
| Farmers | $179 |
| The General | $195 |
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.
2012 Nissan Altima insurance
The MSRP for the 2012 Nissan Altima started at $21,340.
Insurance Company ▲▼ | Average Monthly Quote ▲▼ |
|---|---|
| USAA | $75 |
| State Farm | $83 |
| GEICO | $86 |
| Allstate | $102 |
| American Family | $129 |
| Progressive | $123 |
| Liberty Mutual | $135 |
| Travelers | $149 |
| Farmers | $175 |
| The General | $190 |
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.
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Nissan Altima car insurance coverages
You’ll need proper car insurance coverage before you take your Nissan Altima on the road. The type of Altima you drive will dictate what “proper” coverage means. For example, if your vehicle is financed, your lender may require you to carry comprehensive and collision coverages.
On the other hand, you might only want the minimum amount of car insurance coverage if your Nissan Altima is older and you’ve paid off your car loan.
Here are a few car insurance coverages you should consider carrying for your Nissan Altima as you shop for car insurance quotes:
Liability coverage
Liability coverage can help you pay for bills if you’re ever found at fault in a car accident. Medical expenses for bodily injury, property repair costs, compensation for lost wages, and legal defense fees are some of the costs liability coverage can help pay for.
Comprehensive coverage
Comprehensive coverage helps pay for your vehicle repairs after non-collision accidents. Such incidents include hitting an animal, fire, flooding, theft, and vandalism. If you hit a deer, comprehensive coverage pays for your damage. If you swerve and miss the deer but hit another car or tree, collision covers it. This is why most lienholders require you to carry both coverages.
Collision coverage
Collision coverage helps pay for repairs to your Nissan Altima if another vehicle hits it. The coverage also works if you hit another car or object. Collision coverage applies regardless of fault.
Uninsured/underinsured motorist coverage
Most states require drivers to carry car insurance, but that doesn’t mean all drivers do. Uninsured/underinsured motorist coverage can help you pay for damages or medical expenses if someone who’s uninsured hits your Nissan Altima.
Personal injury protection (PIP) coverage
Personal injury protection can cover medical bills for you or your passengers following car accident-related injuries, regardless of who’s at fault. PIP can also help pay for lost income and other injury-related expenses, depending on the state.
Nissan Altima car insurance FAQs
Looking for more information to help you find the best rates for your Nissan Altima? Consult the answers below.
Who has the cheapest Nissan Altima insurance?
USAA offers the cheapest car insurance rates for the Nissan Altima. Full-coverage car insurance costs $157 per month on average. However, only active and former military members (and their families) are eligible for USAA car insurance.
Fortunately, other affordable Nissan Altima auto insurance options are available if you aren’t eligible for USAA’s cheap rates. State Farm and GEICO are among the best companies in terms of average car insurance rates, at $128 and $131 per month, respectively, for a 2023 Nissan Altima.
Are Nissan Altimas expensive to insure?
The cost of Nissan Altima car insurance will depend on several factors, including your driving record, age, address, ZIP code, Altima model year, and potentially credit history. How much coverage you need is a major factor as well. Full-coverage insurance rates for a newer model Nissan Altima will be more expensive than an older one with only liability coverage.
How much does it cost to insure a Nissan Altima?
Full-coverage auto insurance for a Nissan Altima costs $235 a month on average and $118 per month for liability only. But you could pay less for your auto insurance premium if you have a clean driving record and your vehicle is equipped with several safety features and security systems.
On the other hand, having a number of traffic violations on your record could lead to higher auto insurance rates. Ask your insurance agent for information on what discounts you may be eligible for as you shop for a car insurance policy.
How much would insurance be for a 2017 Nissan Altima?
Car insurance costs for a 2017 Nissan Altima depend on who’s insuring the vehicle. For example, USAA’s car insurance costs $84 per month on average. State Farm insurance averages $93 per month, while you could pay $213 per month with The General.
Methodology
Insurify data scientists analyzed more than 90 million quotes served to car insurance applicants in Insurify’s proprietary database to calculate the premium averages displayed on this page. These premiums are real quotes that come directly from Insurify’s 50+ partner insurance companies in all 50 states and Washington, D.C. Quote averages represent the median price for a quote across the given coverage level, driver subset, and geographic area.
Unless otherwise specified, quoted rates reflect the average cost for drivers between 20 and 70 years old with a clean driving record and average or better credit (a credit score of 600 or higher).
Liability-only premium averages correspond to policies with the following coverage limits:
- Bodily injury limits between state-minimum rates and $50,000 per person, $100,000 per accident
- Property damage limits between $10,000 and $50,000
- No additional coverage
- Comprehensive coverage with a $1,000 deductible
- Collision coverage with a $1,000 deductible
Quotes for Allstate, Farmers, GEICO, State Farm, and USAA are estimates based on Quadrant Information Services’ database of auto insurance rates.
Sources
- Kelley Blue Book. "2023 Nissan Altima."
- Nissan. "New 2023 Nissan Altima pricing starts at $25,490."
- Nissan. "Nissan announces U.S. pricing for 2020 Altima with expanded availability of Nissan Safety Shield 360 across the entire lineup."
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Joe DytonInsurance Writer
Joe Dyton has been a professional writer since 1999. He's been writing about the auto insurance industry for 15 years and was an in-house marketing copywriter for GEICO for a decade. Learn more about Joe at joedyton.com.
15+ years in content creation
7+ years in business and financial services content
Chris is a seasoned writer/editor with past experience across myriad industries, including insurance, SAS, finance, Medicare, logistics, marketing/advertising, and many more.
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