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Angela is an insurance and personal finance expert who uses her experience to create content that helps readers understand important and complex topics.
Background working with banks and insurance companies
Sarah enjoys helping people find smarter ways to spend their money. She covers auto financing, banking, credit cards, credit health, insurance, and personal loans.
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Nissan is a popular car brand known for its great gas mileage, reliability, and safety. Popular models include the Altima sedan, Rogue SUV, and budget-friendly Versa. Insurance rates vary by model and other factors, but Nissan insurance averages $106 per month for liability coverage and $218 per month for full coverage, Insurify data shows.
Keep reading to learn about Nissan’s most popular model options and how much they cost to insure.
Quick Facts
Many Nissans have 5-star NHTSA safety ratings, but newer models haven’t scored as well in IIHS safety tests.
Auto insurance rates are about average for most Nissan models.
Nissan vehicles aren’t typically targeted for theft and don’t appear on the list of the 10 most stolen cars.[1]
Cost of Nissan insurance by model
The average cost of a Nissan insurance policy varies by model since insurers consider safety features, vehicle age, vehicle type, driving record, and model information when setting rates.[2] The table below shows the average monthly quote based on the car model.
Nissan Model
▲▼
Average Monthly Quote
▲▼
Altima
$238
Frontier
$191
Kicks
$215
LEAF
$224
Pathfinder
$203
Rogue
$199
Sentra
$233
Versa
$218
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
Cheapest Nissan insurance by model
A Nissan might be a good option for people shopping on a budget, thanks to relatively low MSRPs and insurance rates. The company offers a wide range of vehicles, including sedans, SUVs, and an electric model. Insurance rates vary by model but also between insurance companies. Shop around for coverage to find the best rate.
Here’s a closer look at some top Nissan models and how much drivers pay, on average, for car insurance.
Find Car Insurance for Your Nissan
Liability rates average $106 per month
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4.8/5
Nissan Altima
The Nissan Altima is one of the bestselling models and has a 5-star NHTSA safety rating, but it didn’t fare so well with the Insurance Institute for Highway Safety (IIHS). It gets good gas mileage, at 32 mpg, and comes with standard features like blind-spot alert, remote start, a collision warning system, and traction control. Altimas have a starting MSRP of $25,730.
Insurance Company
▲▼
Average Quote: Full Coverage
▲▼
USAA
$111
State Farm
$128
GEICO
$133
Allstate
$155
Progressive
$163
American Family
$194
Nationwide
$207
Travelers
$220
Liberty Mutual
$223
Farmers
$277
The General
$278
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
Nissan Rogue
The Nissan Rogue SUV fits five passengers and starts at $28,420, making it a little more expensive than other models. It has a comparable gas mileage to the Altima, at 33 mpg, and a 5-star NHTSA safety rating. But like the Altima, the latest Rogue didn’t earn a top IIHS safety score.
Blind-spot detection, a collision-avoidance system, a driver-attention assist monitor, slip control, and remote keyless entry come standard. But remote start is an optional add-on for the Rogue.
Insurance Company
▲▼
Average Quote: Full Coverage
▲▼
USAA
$93
State Farm
$107
GEICO
$110
Allstate
$129
Progressive
$135
American Family
$161
Nationwide
$173
Travelers
$184
Liberty Mutual
$186
Farmers
$231
The General
$232
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
Nissan Sentra
The Nissan Sentra is a solid budget-friendly option, with an MSRP of $20,890. The gas mileage is similar to other Nissans, at 34 mpg, and it includes many of the same standard safety features as the Altima, like remote keyless entry and a push-button engine start. The Sentra doesn’t have a remote engine start.
Insurance Company
▲▼
Average Quote: Full Coverage
▲▼
USAA
$109
State Farm
$125
GEICO
$129
Allstate
$151
Progressive
$159
American Family
$189
Nationwide
$202
Travelers
$215
Liberty Mutual
$217
Farmers
$271
The General
$272
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
Nissan Frontier
For pickup truck lovers, the Nissan Frontier offers multiple cab options, with a starting MSRP of $29,770 for the crew cab. At 21 mpg, it doesn’t have excellent gas mileage, but it has more horsepower than other Nissan models.
Not all models have four-wheel drive, but forward-collision warning with automatic emergency braking is standard. IIHS safety testing for the 2024 Frontier hasn’t been completed, and the NHTSA has yet to test it.
Insurance Company
▲▼
Average Quote: Full Coverage
▲▼
USAA
$89
State Farm
$103
GEICO
$106
Allstate
$124
Progressive
$130
American Family
$155
Nationwide
$166
Travelers
$177
Liberty Mutual
$178
Farmers
$222
The General
$223
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
Nissan Pathfinder
The Nissan Pathfinder is another popular SUV option and has a starting MSRP of $35,810. This model is one of the more expensive options and doesn’t have excellent gas mileage, with just 23 mpg. This spacious option seats up to seven people and has two-wheel drive, unlike the Rogue.
The Pathfinder includes a blind-spot alert, a collision warning system, traction control, slip control, and driver-attention assist.
Insurance Company
▲▼
Average Quote: Full Coverage
▲▼
USAA
$95
State Farm
$109
GEICO
$113
Allstate
$132
Progressive
$138
American Family
$165
Nationwide
$176
Travelers
$188
Liberty Mutual
$189
Farmers
$236
The General
$237
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
Nissan Kicks
The Kicks is one of the more affordable SUVs, with a starting MSRP of $23,220. It has significantly better gas mileage than the Pathfinder, at 33 mpg, and it seats five people.
Unlike the other vehicles on this list, the Kicks doesn’t include driver-attention assist or slip control. But Bluetooth, cruise control, remote keyless entry, and push-button engine start come standard.
Insurance Company
▲▼
Average Quote: Full Coverage
▲▼
USAA
$100
State Farm
$115
GEICO
$119
Allstate
$139
Progressive
$146
American Family
$174
Nationwide
$186
Travelers
$199
Liberty Mutual
$201
Farmers
$250
The General
$251
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
Nissan Versa
The Nissan Versa is a cheaper sedan option. The Versa gets average gas mileage, at 30 mpg, and has fewer bells and whistles, resulting in a lower starting price of $18,330. This model doesn’t include a blind-spot alert, a collision warning system, or driver-attention assist.
It has a “Good” IIHS score for two crashworthiness tests and a 5-star safety rating from the NHTSA. If you’re looking for a budget-friendly vehicle, the starting price of this car might be its biggest selling point.
Insurance Company
▲▼
Average Quote: Full Coverage
▲▼
USAA
$102
State Farm
$117
GEICO
$121
Allstate
$142
Progressive
$149
American Family
$178
Nationwide
$190
Travelers
$202
Liberty Mutual
$204
Farmers
$254
The General
$255
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
Nissan LEAF
Eco-friendly drivers can find an affordable electric vehicle with the Nissan LEAF. The car gets 34 mpg and runs entirely on electricity, so drivers can see significant savings as they skip the gas station. The LEAF can average around 149 miles on a full battery. The five-seater requires eight hours to get a full charge.
Drivers may pay lower insurance premiums, as the car has five stars on crash ratings from the NHTSA. And the Nissan LEAF is one of the most affordable electric vehicles on the market, with a starting MSRP of $29,280.
Insurance Company
▲▼
Average Quote: Full Coverage
▲▼
USAA
$105
State Farm
$121
GEICO
$125
Allstate
$146
Progressive
$153
American Family
$182
Nationwide
$195
Travelers
$207
Liberty Mutual
$210
Farmers
$261
The General
$262
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
Shop for Nissan Car Insurance
Check quotes from 100+ top insurance companies
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Based on 3,806+ reviews
4.8/5
Best companies for Nissan car insurance
Choosing the right insurance company can take some time, but the right fit will help put your mind at ease when you’re on the road. Here are some of the best car insurance companies for Nissan drivers.
The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores.
9.4 /10
Liability Only
Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages.
$45/mo
Full Coverage
Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible.
$99/mo
4.9
Best choiceBased on 1602 verified guest reviews and ratings
How drivers feel about USAA
Drivers appreciate the ease of working with the carrier, competitive rates, and responsive service but dislike the price increases and lack of rideshare add-ons in some areas.
AI-generated from the text of verified reviews collected by Insurify
Best For
Members of the military community
Outstanding customer service
Competitive rates
How drivers feel about USAA
Drivers appreciate the ease of working with the carrier, competitive rates, and responsive service but dislike the price increases and lack of rideshare add-ons in some areas.
AI-generated from the text of verified reviews collected by Insurify
Best For
Members of the military community
Outstanding customer service
Competitive rates
Reviews (914)
Gloria
November 15, 2024
Verified Review
Not Good for Claims
I have storm damage and the claim process is not satisfactory.
Martin
November 11, 2024
Verified Review
Price Shopping
I have been with USAA for over 60 years. Obviously, I've been very happy. Since I don't drive very far, I have been seeing advertisements for lower prices. However, I have no plans of leaving USAA.
Rena Sabine
November 8, 2024
Verified Review
Disappointing and inflexible service
My experience with this company has been disappointing, especially this second time around. I would suggest considering other options. From my recent interactions, they have been dismissive and argumentative. I have already started finalizing my next premium with another company. I'm perplexed as to how they receive praise when they treat clients in this manner.
J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
880
NAIC Index
Average amount of customer complaints relative to competitors on a 0-5 scale. A lower score represents fewer complaints.
1.35
A.M. Best
A.M. Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).
A++
Why we picked this company
USAA exclusively serves current and former members of the military and their immediate families and is still the seventh-largest insurance company in the U.S. by market share. USAA offers banking, investing, and retirement services in addition to numerous insurance products, including auto, homeowners, renters, and more. Auto policyholders can qualify for discounts for bundling, insuring multiple vehicles, and living on a military base. AM Best gives USAA an A++ (Superior) financial strength rating, and the insurer ranked best in most regions in J.D. Power’s Overall Customer Satisfaction Index.
Pros
High customer satisfaction
Low premiums
SafePilot program rewards good driving with up to 30% discount
Cons
Only available to active-duty military, veterans, military spouses, or children of service members or veterans
No 24/7 customer phone support
Customer reviews are mixed for service and claims processing
The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores.
9.3 /10
Liability Only
Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages.
$54/mo
Full Coverage
Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible.
$119/mo
4.2
Best choiceBased on 9037 verified guest reviews and ratings
How drivers feel about State Farm
Drivers appreciate the helpful local agents and initial service but dislike the high prices and frequent rate increases.
AI-generated from the text of verified reviews collected by Insurify
Best For
Customer service
Competitive rates
Discounts for safe drivers
How drivers feel about State Farm
Drivers appreciate the helpful local agents and initial service but dislike the high prices and frequent rate increases.
AI-generated from the text of verified reviews collected by Insurify
Best For
Customer service
Competitive rates
Discounts for safe drivers
Reviews (4,970)
Charles
November 19, 2024
Verified Review
New Car Price
State Farm is preferred due to its loyalty and pricing. Despite my vehicle being 20 years old, the policy is priced as if it were 2 years old.
Ronald
November 19, 2024
Verified Review
State Farm Experience: 35 Years+
They are forcing me to replace my house roof or they will cancel my policy.
David
November 19, 2024
Verified Review
Too expensive
It's too expensive. They raise rates every six months, even though I've never filed a claim.
J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
842
NAIC Index
Average amount of customer complaints relative to competitors on a 0-5 scale. A lower score represents fewer complaints.
0.78
A.M. Best
A.M. Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).
A++
Why we picked this company
State Farm is the largest U.S. auto insurer by market share and has operated for more than 100 years. Available in all 50 states, State Farm stands out for its customer service, extensive discounts, and optional coverages. The insurer ranked fifth for overall customer satisfaction in the 2023 J.D. Power U.S. Auto Claims Satisfaction Study. Safe drivers can enjoy many State Farm discounts, including ones for young motorists who complete an approved driver training course, for having a vehicle with certain safety equipment, and for going three years or longer without violations or at-fault accidents.
Pros
High rates of customer satisfaction
Rideshare insurance available
Savings for bundling auto with home, renters, condo, or life insurance
Cons
No gap insurance offering
May not be the cheapest choice for drivers with violations
Accident forgiveness limited to longtime customers with clean driving records
The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores.
9.0 /10
Liability Only
Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages.
$54/mo
Full Coverage
Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible.
$119/mo
4.0
Best choiceBased on 10274 verified guest reviews and ratings
How drivers feel about GEICO
Drivers appreciate the excellent customer service and initial low prices but dislike the frequent price increases.
AI-generated from the text of verified reviews collected by Insurify
Best For
Teen drivers
Cheap rates
Accident forgiveness
How drivers feel about GEICO
Drivers appreciate the excellent customer service and initial low prices but dislike the frequent price increases.
AI-generated from the text of verified reviews collected by Insurify
Best For
Teen drivers
Cheap rates
Accident forgiveness
Reviews (5,648)
George
November 19, 2024
Verified Review
Service
The prices increase every year. I would not recommend purchasing.
James
November 19, 2024
Verified Review
Unsatisfactory Experience with Geico
Steer clear. They increase your rate at every renewal.
J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
835
NAIC Index
Average amount of customer complaints relative to competitors on a 0-5 scale. A lower score represents fewer complaints.
0.74
A.M. Best
A.M. Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).
A++
Why we picked this company
GEICO, a subsidiary of the Berkshire Hathaway Group, is the third-largest U.S. insurer by market share. In addition to auto insurance, GEICO sells homeowners, renters, flood, travel, life, and business insurance, among other products. The insurer offers numerous car insurance discounts to help drivers save. For example, drivers who are accident-free for five years could earn 22% off premiums, and good students could earn 15% off. GEICO’s National Association of Insurance Commissioners complaint index score is below average, meaning it receives fewer consumer complaints than average.
Pros
Good rates for good drivers, seniors, and young drivers
Accident forgiveness available
A+ (Superior) financial strength rating from AM Best
Cons
High rates for drivers with certain violations, like DUIs
No rideshare or new car replacement coverage available
Lower customer satisfaction scores from J.D. Power
Nissan car insurance coverages
Liability-only insurance may not be enough coverage to protect you in a serious accident or incident — or from a driver with no insurance. Adding optional coverage can help cover costs if you need to file a claim:[3]
Collision coverage
Collision insurance pays for damages to your vehicle if you’re in a collision with another car or object. Insurance policies include this type of coverage as part of a full-coverage policy. Collision coverage doesn’t protect against damage from other incidents or natural disasters.
Comprehensive coverage
Comprehensive insurance protects against damage to your vehicle, including damage from vandalism, theft, fire, and natural disasters.
Uninsured/underinsured motorist coverage
Some drivers don’t have insurance (even though it’s legally required), or their policy may not cover enough to provide adequate compensation for damages. Uninsured/underinsured motorist coverage adds extra protection for you if the other driver doesn’t have enough insurance coverage.
Personal injury protection coverage
Personal injury protection (PIP) provides coverage for medical costs and lost wages. Some states require drivers to purchase a PIP policy with liability-only policies. Check with your state for its requirements.
Gap coverage
Gap insurance is an optional product that helps protect you from financial loss if you have a vehicle loan and your car gets totaled. A gap policy pays the difference between what you owe on your loan and your vehicle’s insurance payout.
Nissan insurance FAQs
If you’re considering a Nissan but still have questions about the cost of insurance, check out the additional information below.
Which company has the cheapest Nissan insurance?
Nissan insurance rates vary based on numerous factors, including safety features, driver history, location, and discount options. While your vehicle’s model can affect the cost of your insurance policy, you can help control the price with higher deductibles and different coverage amounts.
Are Nissans expensive to insure?
Insurance rates for Nissan vehicles are comparable to other brands and models. One factor affecting a model’s insurance rates is how often it’s stolen. According to the National Insurance Crime Bureau, Nissans aren’t even in the top 10 most stolen vehicles.
How much does it cost to insure a Nissan Frontier?
The cost to insure a Nissan Frontier averages $191 per month, Insurify data shows. But the rates you pay to insure your Frontier depend on your driving history, location, and coverage options. The highway safety ratings for the Nissan Frontier are lower in many areas, which could increase insurance costs.
Which Nissan model is the cheapest to insure?
The Nissan Frontier is one of the cheapest models to Insure, at an average of $191 per month, according to Insurify data.
Methodology
Insurify data scientists analyzed more than 90 million quotes served to car insurance applicants in Insurify’s proprietary database to calculate the premium averages displayed on this page. These premiums are real quotes that come directly from Insurify’s 50+ partner insurance companies in all 50 states and Washington, D.C. Quote averages represent the median price for a quote across the given coverage level, driver subset, and geographic area.
Unless otherwise specified, quoted rates reflect the average cost for drivers between 20 and 70 years old with a clean driving record and average or better credit (a credit score of 600 or higher).
Liability-only premium averages correspond to policies with the following coverage limits:
Bodily injury limits between state-minimum rates and $50,000 per person, $100,000 per accident
Property damage limits between $10,000 and $50,000
No additional coverage
Full-coverage premium averages correspond to the same bodily injury and property damage limits in addition to:
Comprehensive coverage with a $1,000 deductible
Collision coverage with a $1,000 deductible
Quotes for Allstate, Farmers, GEICO, State Farm, and USAA are estimates based on Quadrant Information Services’ database of auto insurance rates.
Angela Brown is a freelance writer with 17 years of professional writing and editing experience. She specializes in finance, real estate, and insurance content. Angela uses her experience to create easy-to-understand content that helps consumers understand tough topics better. When she’s not working, she enjoys spending time with her family and planning vacations.
Background working with banks and insurance companies
Sarah enjoys helping people find smarter ways to spend their money. She covers auto financing, banking, credit cards, credit health, insurance, and personal loans.
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