Catherine leverages her background in education and finance to write articles that help readers make informed decisions about their insurance and finances.
7+ years in business and financial services content
Chris is a seasoned writer/editor with past experience across myriad industries, including insurance, SAS, finance, Medicare, logistics, marketing/advertising, and many more.
Save up to $852 by comparing quotes from the top 100+ insurance companies
Excellent
Secure. Free. Easy-to-use.
Advertiser Disclosure
At Insurify, our goal is to help customers compare insurance products and find the best policy for them. We strive to provide open, honest, and unbiased information about the insurance products and services we review. Our hard-working team of data analysts, insurance experts, insurance agents, editors and writers, has put in thousands of hours of research to create the content found on our site.
We do receive compensation when a sale or referral occurs from many of the insurance providers and marketing partners on our site. That may impact which products we display and where they appear on our site. But it does not influence our meticulously researched editorial content, what we write about, or any reviews or recommendations we may make. We do not guarantee favorable reviews or any coverage at all in exchange for compensation.
Why you can trust Insurify: Comparing accurate insurance quotes should never put you at risk of spam. We earn an agent commission only if you buy a policy based on our quotes. Our editorial team follows a rigorous set of editorial standards and operates independently from our insurance partners. Learn more.
Cheapest recent rates
Drivers using Insurify have found quotes as cheap as $34/mo for liability only and $43/mo for full coverage.
*Quotes generated for Insurify users within the last 10 days. Last updated on October 30, 2024
Rates shown are real-time Insurify user quotes from 100+ insurance companies and Quadrant Information Services data. Insurify’s algorithm excludes anomalous quotes and anonymizes personal details, then displays refined quotes by price, date, and insurer popularity up to 10 days ago from October 30, 2024. Actual quotes may vary based on the policy buyer’s unique driver profile.
*Quotes generated for Insurify users within the last 10 days. Last updated on October 30, 2024
Rates shown are real-time Insurify user quotes from 100+ insurance companies and Quadrant Information Services data. Insurify’s algorithm excludes anomalous quotes and anonymizes personal details, then displays refined quotes by price, date, and insurer popularity up to 10 days ago from October 30, 2024. Actual quotes may vary based on the policy buyer’s unique driver profile.
The cost of insurance policies varies depending on the type of car you drive, among other things. One popular car is the Toyota RAV4, which has an average monthly cost of $96 to insure for liability-only insurance and $228 for full-coverage insurance.
The Toyota RAV4 is one of the highest-ranked compact SUVs, along with the Honda CR-V and Kia Sportage, all of which are all priced around $30,000.[1]
Quick Facts
The Toyota RAV4 is one of the nation’s most popular compact SUVs.
USAA, State Farm, and GEICO offer the cheapest car insurance for the Toyota RAV4.
The cost of Toyota RAV4 insurance varies based on several factors. The national average auto insurance monthly premium for a 2023 Toyota RAV4 is $228 for full-coverage insurance, and the cheapest overall insurer is USAA.
Your auto insurance might cost more or less than the national average depending on your personal circumstances. For example, the model year, trim level, and safety features you have in your car could all affect your premium. Your location, age, driving record, and the initial cost of your car all influence your insurance premiums as well.[2]
To find the best coverage for you, search for an agent in your ZIP code. You can also use aninsurance comparison website to quickly search insurance companies that offer the best rates for your specific situation.
2023 Toyota RAV4 insurance
The starting MSRP for the 2023 Toyota RAV4 is $28,275. The table below shows the average rate per month for this model from leading insurers.
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.
Recent quotes for other Insurify users
Recent car insurance prices for Nissan, Mitsubishi, Toyota, and more. Insurify features quotes from 100+ carriers including Aspire General, Anchor, and HiRoad.
*Quotes generated for Insurify users within the last 10 days. Last updated on October 30, 2024
Rates shown are real-time Insurify user quotes from 100+ insurance companies and Quadrant Information Services data. Insurify’s algorithm excludes anomalous quotes and anonymizes personal details, then displays refined quotes by price, date, and insurer popularity up to 10 days ago from October 30, 2024. Actual quotes may vary based on the policy buyer’s unique driver profile.
*Quotes generated for Insurify users within the last 10 days. Last updated on October 30, 2024
Rates shown are real-time Insurify user quotes from 100+ insurance companies and Quadrant Information Services data. Insurify’s algorithm excludes anomalous quotes and anonymizes personal details, then displays refined quotes by price, date, and insurer popularity up to 10 days ago from October 30, 2024. Actual quotes may vary based on the policy buyer’s unique driver profile.
Toyota RAV4 car insurance coverages
Car insurance costs for RAV4 drivers vary based on several factors. For example, newer models of the Toyota RAV4 might have more expensive insurance coverage than older models.
Your ZIP code, driving record, age, marital status, and your credit (in some states) can also have a significant effect on your insurance quotes. While purchasing liability-only coverage is the most surefire way to keep your costs down, you may want to consider the following coverages, particularly if they aren’t required in your area.
Comprehensive coverage
Comprehensive car insurance usually has higher insurance rates than other types of insurance coverage, but that’s because it covers your vehicle in multiple situations. For example, it covers you if you get into an accident, cause property damage, or if a tree falls on your car.
Bodily injury liability coverage
Most states require this coverage, and bodily injury liability will pay for the damages you cause someone else in an accident.
Property damage liability coverage
Car accidents don’t always mean colliding with another car. It’s possible you could get into an accident and damage a light post, fence, or something else. This type of liability coverage protects you financially if you damage someone else’s property. This is wise to get even if you live in a rural area or have a good driving history.
Medical payments or personal injury protection coverage
Hospital and doctor’s visits can get expensive. This insurance helps pay for those costs in the event of an accident. It can also cover lost wages.
Collision coverage
If you hit another car or an object, this type of coverage protects you financially.
Uninsured/underinsured motorist coverage
Not all drivers carry the proper levels of insurance. If you get into an accident with a driver who doesn’t have adequate coverage, this type of insurance helps protect you financially.
Toyota RAV4 car insurance FAQs
If you still have questions surrounding the best way to insure your Toyota RAV4, the answers presented here should help.
Which company has the cheapest Toyota RAV4 insurance?
USAA offers the cheapest insurance for Toyota RAV4 drivers. However, USAA also only serves members of the military and their families. If you don’t meet this criteria, you can’t secure insurance through USAA. Fortunately, State Farm offers rates within $10 per month of USAA’s, allowing you to secure affordable coverage through them.
Are Toyota RAV4s expensive to insure?
No. Toyota RAV4s are generally seen as a very affordable vehicle to insure. This is due, in part, to the vehicle’s moderate price point and suite of safety features.
How much does it cost to insure a Toyota RAV4?
The average monthly cost of full-coverage car insurance for a Toyota RAV4 in 2023 is $228. However, the rates you pay will vary based on the model year of your RAV4 as well as your age, driving history, marital status, gender, and more.
What factors affect the cost of insurance for a Toyota RAV4?
Several factors affect the price you’ll pay to insure your RAV4, including your age, gender, credit history (in most states), driving record, ZIP code, and more.
Methodology
Insurify data scientists analyzed more than 90 million quotes served to car insurance applicants in Insurify’s proprietary database to calculate the premium averages displayed on this page. These premiums are real quotes that come directly from Insurify’s 50+ partner insurance companies in all 50 states and Washington, D.C. Quote averages represent the median price for a quote across the given coverage level, driver subset, and geographic area.
Unless otherwise specified, quoted rates reflect the average cost for drivers between 20 and 70 years old with a clean driving record and average or better credit (a credit score of 600 or higher).
Liability-only premium averages correspond to policies with the following coverage limits:
Bodily injury limits between state-minimum rates and $50,000 per person, $100,000 per accident
Property damage limits between $10,000 and $50,000
No additional coverage
Full-coverage premium averages correspond to the same bodily injury and property damage limits in addition to:
Comprehensive coverage with a $1,000 deductible
Collision coverage with a $1,000 deductible
Quotes for Allstate, Farmers, GEICO, State Farm, and USAA are estimates based on Quadrant Information Services’ database of auto insurance rates.
Catherine Collins is a freelance financial writer and author based in Detroit. She's the co-founder of MillennialHomeowner.com and MomsGotMoney.com, and author of the book Mom’s Got Money: A millennial mom’s guide to managing money like a boss. She has written for US News, Huffington Post, Money, Business Insider, Investopedia, Entrepreneur, Go Banking Rates, and many other publications. She currently resides in Detroit, Michigan with her boy-girl twins and a rescue dog named Julep.
7+ years in business and financial services content
Chris is a seasoned writer/editor with past experience across myriad industries, including insurance, SAS, finance, Medicare, logistics, marketing/advertising, and many more.
)
)
){kind=small}
){kind=small}
){kind=small}
)
)
){kind=small}
){kind=small}
){kind=small}
){kind=small}
)
)
)
)
)
)