A home security system can help you save up to 20% on home insurance premiums, but discounts vary between insurers. Learn how to pick the best system.
Your escrow balance is the amount in your escrow account that the mortgage lender uses to pay expenses like property taxes.
Washington voters will elect a new insurance commissioner in November for the first time in nearly 30 years. The insurance commissioner regulates the state's insurance industry and approves or rejects insurance company rate proposals.
Since the beginning of the 2024 hurricane season, Citizens Property Insurance, Florida’s insurer of last resort, picked up more than 20,000 home insurance policies in June and another 6,776 by mid-July, according to the insurer’s data.
Climate disasters cost the economy hundreds of billions annually, but a new U.S. Chamber of Commerce report shows that every $1 invested in climate resilience saves $13 in economic costs.
Equipment breakdown coverage protects against sudden breakdowns of appliances or home equipment not covered by home insurance. Learn more.
Loss of use coverage can pay for your living expenses when damage from a covered event leaves your home uninhabitable. Learn more here.
Homeowners insurance may cover some “acts of God” but not others. Here’s what to know about acts of God and home insurance.
Homeowners insurance on a $400K home costs $2,961 per year, on average. Learn about the factors that affect home insurance costs.
Discover storage unit insurance coverages, exclusions, and limitations. Find out if you need storage unit insurance, and learn where and how to purchase it.
If you live in an area where underground erosion leads to sinkholes, you should consider buying sinkhole insurance. Learn about sinkhole insurance.
Home insurance covers jewelry up to a certain limit, but consider additional coverage if you have multiple high-value pieces. Learn more.
Replacement cost and market value determine the worth of your home and property, but in different ways. Know the difference so you can choose the right homeowners policy.
Recoverable depreciation helps lower your out-of-pocket costs after filing a homeowners claim when you have replacement value coverage. Learn how.
Home insurance often pays for HVACs damaged by a covered peril but won’t protect you financially when damage is due to uncovered events like wear and tear.
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