Minimum flood insurance coverage requirements can vary. But lenders often require borrowers to carry coverage limits that are at least equal to the replacement cost value of the home.
Flood insurance policyholders renewing or buying new coverage after Dec. 31 can opt for monthly payments instead of an annual up-front sum.
Transferring home ownership can be complicated. Learn how to navigate the process.
Whether your homeowners insurance covers electrical panel replacement depends on the cause of the damage and your coverage.
Law and ordinance coverage protects you if repairs to your older home must comply with new regulations. Learn more.
Curious if your home insurance will cover damage from a leaky roof? Find your answers here.
Whether you can keep your home insurance claim money depends on your policy and state’s laws. Learn more.
Hurricane Milton is among the top 10 costliest Hurricanes for insured losses, but Helene was deadlier.
As insurers cut coverage to avoid expensive wildfire claims, homeowners have few options and little incentive to make pricey mitigation improvements.
The Texas Department of Insurance has blocked a Texas Windstorm Insurance Association rate increase request. But it’s not all good news for policyholders.
Idaho home insurance costs have surged by 17% in 2024, fueled by wildfire risk. State regulators say consumer calls about policy non-renewals are up, too.
U.S. states could soon share in the cost of keeping insurers afloat after catastrophic natural disasters anywhere in the country, under a new bill put forth by a Florida congressman.
Homebuyers typically purchase homeowners insurance that benefits the lender. An owner policy provides you with the protection you need if someone files a claim against your property.
Discover how wind mitigation can protect your home and lower your insurance costs. Learn state-specific mitigation programs available to Florida homeowners.
Hosting a party at home? Learn about liquor liability and how it could affect you if you’re providing alcohol. Find out if your homeowners insurance has you covered.
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