Latest Articles

Insurify's insurance experts guide you through the basics of home insurance.

What Is a DP-3 Form Insurance Policy, and Who Needs It?

What Is a DP-3 Form Insurance Policy, and Who Needs It?

A DP-3 form insurance policy protects rental properties and non-owner-occupied homes. Learn more about the DP-3 policy and whether it’s right for you.

4 min. readOctober 1, 2024
Home Insurance for New Construction: What to Know

Home Insurance for New Construction: What to Know

Here’s what you need to know about finding home insurance for a newly constructed home.

September 26, 2024
Cheap Home Insurance Quotes by State (@CurrentYear)

Cheap Home Insurance Quotes by State (2024)

Home insurance costs vary widely, from Florida’s $10,996 annual high to Vermont’s $918 annual low. Here’s what to expect when buying your own coverage.

4 min. readSeptember 26, 2024
Homeowners Insurance and Pit Bulls: How to Find the Best Coverage

Homeowners Insurance and Pit Bulls: How to Find the Best Coverage

It can be difficult but not impossible to get a home insurance policy with a pit bull. Learn more.

September 26, 2024
Rising Home Insurance Rates Hamper Customer Satisfaction and Drive Policy Shopping, Study Finds

Rising Home Insurance Rates Hamper Customer Satisfaction and Drive Policy Shopping, Study Finds

Surging home and renters insurance rates are eroding customer satisfaction and pushing policyholders to shop for new options, according to J.D. Power’s 2024 U.S. Home Insurance Study.

2 min. readSeptember 25, 2024
Holiday Shopping Trends 2024: 84% of Americans Plan to Buy Online, But Porch Pirates and Payment Plans Could Hamper Gift Giving

Holiday Shopping Trends 2024: 84% of Americans Plan to Buy Online, But Porch Pirates and Payment Plans Could Hamper Gift Giving

Insurify surveyed more than 1,000 Americans about their 2024 holiday shopping habits, from where they plan to buy gifts to how they plan to pay for them.

September 25, 2024
Home Maintenance Checklist for Insurance-Savvy Homeowners

Home Maintenance Checklist for Insurance-Savvy Homeowners

A home maintenance checklist helps you keep your house in working order. Learn more.

September 24, 2024
What Are Named Perils in Home Insurance?

What Are Named Perils in Home Insurance?

Your home insurance policy may protect you from several named perils. Learn more about this important term.

4 min. readSeptember 23, 2024
Does Homeowners Insurance Cover Hoarding Cleanup?

Does Homeowners Insurance Cover Hoarding Cleanup?

Hoarding poses major risks for homes and the people living there. Learn how hoarding affects insurance and whether home insurance covers hoarding cleanup.

September 23, 2024
10 Fireplace Safety Tips for Homeowners

10 Fireplace Safety Tips for Homeowners

Learn safety and maintenance tips for wood-burning and gas-fueled fireplaces. Find out how a fireplace affects your premiums and strategies to save money.

3 min. readSeptember 20, 2024
Best Condo Insurance in New York City (@CurrentYear)

Best Condo Insurance in New York City (2024)

Discover the best condo insurance in NYC. Learn how condo insurance works, how much coverage you need, and which companies offer the best policies in NYC.

September 20, 2024
Does Home Insurance Cover Roof Leaks?

Does Home Insurance Cover Roof Leaks?

A home insurance policy can cover roof leaks if a covered peril causes them. Learn more.

September 19, 2024
California Finalizes New Wildfire-Modeling Regulation to Mandate Coverage in High-Risk Areas

California Finalizes New Wildfire-Modeling Regulation to Mandate Coverage in High-Risk Areas

If insurance companies want to use predictive formulas to justify wildfire insurance rate increases in California, they’ll have to write more policies in high-risk areas, under sweeping reform measures currently underway in the state.

3 min. readSeptember 18, 2024
Farmers Seeking 22% Home Insurance Rate Hike in Ohio

Farmers Seeking 22% Home Insurance Rate Hike in Ohio

Home insurance may be about to get more expensive in Ohio. Three Farmers subsidiaries — Farmers Insurance Exchange, Farmers Insurance of Columbus Inc., and Fire Insurance Exchange — submitted filings on June 18 to request home insurance rate revisions in the state.

2 min. readSeptember 17, 2024
Rising Reconstruction Costs May Keep Property Insurance Rates Climbing

Rising Reconstruction Costs May Keep Property Insurance Rates Climbing

Rising reconstruction costs are making it even more expensive for insurers to pay claims for property damage, according to an August report from the insurance rating bureau Verisk. And businesses and homeowners could see higher premiums as insurers pass those costs to consumers.

3 min. readSeptember 17, 2024