Latest Articles

Insurify's insurance experts guide you through the basics of home insurance.

Florida Hurricane Deductible: A Guide for Homeowners

Florida Hurricane Deductible: A Guide for Homeowners

Most home insurance policies in Florida have a special hurricane deductible for hurricane damage. Keep reading to learn about how they work.

September 9, 2024
Condo Hazard Insurance: What It Is and How It Works

Condo Hazard Insurance: What It Is and How It Works

Condo hazard insurance covers your possessions in the event of property damage. Learn more about this coverage.

September 4, 2024
What Is DIC Insurance, and Who Needs It?

What Is DIC Insurance, and Who Needs It?

Difference in conditions insurance can protect homeowners against catastrophic events excluded by most standard home insurance policies.

September 4, 2024
Cost of Earthquake Insurance in @CurrentYear

Cost of Earthquake Insurance in 2024

Earthquake insurance protects your home from damage caused by an earthquake. You don’t have to buy it, but it may be a good idea if you live in a high-risk state.

4 min. readSeptember 4, 2024
Does Homeowners Insurance Cover Home Improvements?

Does Homeowners Insurance Cover Home Improvements?

Learn how to get homeowners insurance coverage for home improvements. Find out what changes may affect your insurance rates.

September 3, 2024
2.6 Million U.S. Homes Face Wildfire Risk, Report Finds

2.6 Million U.S. Homes Face Wildfire Risk, Report Finds

More than 2.6 million homes in 14 states are at a moderate to very high risk of wildfire damage in 2024, according to an August report from CoreLogic, an analytics and insights company. Just three states — California, Colorado, and Texas — make up 70% of that risk.

2 min. readSeptember 2, 2024
Which State Has the Most Hurricanes?

Which State Has the Most Hurricanes?

Florida has more hurricane activity than any other state. Learn what other states face hurricane threats and how much the damage costs communities.

August 29, 2024
Will California’s Home Insurance Crisis Drive Up Costs for Renters Too?

Will California’s Home Insurance Crisis Drive Up Costs for Renters Too?

Renters in California may see their rents rise as landlords grapple with higher property insurance costs.

2 min. readAugust 28, 2024
Can You Cancel a Home Insurance Claim?

Can You Cancel a Home Insurance Claim?

Canceling a home insurance claim is fairly simple, but the claim may still affect your premium. Here’s how to start the process.

August 28, 2024
Best Co-op Insurance Companies (@CurrentYear)

Best Co-op Insurance Companies (2024)

Your co-op’s bylaws, or your lender, might require you to have co-op insurance. These are the best companies to buy it from.

August 27, 2024
Off-Grid Home Insurance: What You Need to Know

Off-Grid Home Insurance: What You Need to Know

Living off-grid comes with additional risks, so it’s important to purchase homeowners insurance. Here’s how you can find off-grid home insurance.

August 26, 2024
State Farm Seeks 38% Rate Hike for California Renters Insurance

State Farm Seeks 38% Rate Hike for California Renters Insurance

Hundreds of California renters may soon have to find new insurance, while thousands more could face double-digit rate increases for their renters insurance.

2 min. readAugust 25, 2024
Why Is My Homeowners Insurance So Expensive?

Why Is My Homeowners Insurance So Expensive?

Home insurance rates are rising for several reasons. Learn why your homeowners insurance rates went up.

August 25, 2024
Ask an Agent: Does Your Car or Home Insurance Premium Subsidize High-Risk States?

Ask an Agent: Does Your Car or Home Insurance Premium Subsidize High-Risk States?

A licensed agent explains how insurance companies set rates and why the federal government shies away from providing auto and home insurance.

August 23, 2024
How Much Is Home Insurance in @CurrentYear?

How Much Is Home Insurance in 2024?

The average annual home insurance premium is $2,377 for $300,000 in dwelling coverage. Your home’s condition, location, and deductible can all affect your costs.

August 22, 2024