The Zebra Home Insurance Review: Consumer Reviews, Quotes (2024)

The Zebra is a trustworthy insurance-comparison site, though some users expressed frustration with the home insurance comparison process.

Danny Smith
Written byDanny Smith
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Danny Smith
  • Licensed auto and home insurance agent

  • 4+ years in content creation and marketing

As Insurify’s home and pet insurance editor, Danny also specializes in auto insurance. His goal is to help consumers navigate the complex world of insurance buying.

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Katie Powers
Edited byKatie Powers
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Katie PowersAuto and Life Insurance Editor
  • Licensed auto and home insurance agent

  • 3+ years experience in insurance and personal finance editing

Katie uses her knowledge and expertise as a licensed property and casualty agent in Massachusetts to help readers understand the complexities of insurance shopping.

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Updated October 23, 2024 | Reading time: 4 minutes

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The Zebra is an insurance-comparison website that lets users compare quotes across various types of insurance, such as auto, home, and life. It’s not a lead-generation site but rather an insurance-quote aggregator that gives users real-time quotes.

The Zebra’s home insurance comparison product is one of its main offerings, alongside auto insurance rates. Homeowners input some personal information about their home and receive quotes from multiple insurers to compare side by side.

Here’s what you need to know about The Zebra.

The Zebra at a glance

Founded in 2012, The Zebra is an insurance-comparison site that helps users compare quotes for auto, home, and life insurance.[1] It partners with more than 100 insurance companies to offer quotes based on each user’s specific needs and location to help them find the best policy.

The site has grown rapidly over the past decade, serving millions of users each year. It has a solid reputation, and unlike lead-generation sites, it offers real-time quotes for comparison on its website. It’s free to use and aims to make insurance shopping easier for drivers, homeowners, and renters alike.

Pros
  • Provides real-time quotes

  • Partners with more than 100 insurance companies

  • User-friendly interface

Cons
  • Not every insurance company is available

  • Limited customization of coverage details

  • Some users report excessive follow-up calls

How does The Zebra work?

The Zebra lets you compare quotes from multiple home insurance companies side by side. To begin the process, you’ll need to enter information such as your address, home details, and coverage needs. It takes only a few minutes. Here’s the step-by-step process.

First, the home insurance comparison site will ask you for some of your basic info, including your address, your ZIP code, and what type of home you own.

Next, The Zebra asks for your name, birthday, and email address. Notably, it doesn’t ask for your phone number. It also asks if you’d like to bundle your home insurance policy with car insurance.

Finally, The Zebra provides you with your quotes, as seen below. I received two real quotes and one that led me to Progressive’s website to finish the quote. I also received two additional options that led me to the insurer’s website to complete the quote.

Here’s the breakdown of the quote from Liberty Mutual.

Overall, the process was extremely easy and straightforward. I received two detailed, real-time quotes, each including a description of what the policy covered and a breakdown of the costs.

The Zebra reviews: What real customers are saying

The Zebra has excellent reviews for the most part on popular review sites, with 4.4 out of 5 stars on Trustpilot and 4.8 stars on Shopper Approved. But it only received 2.84 out of 5 stars on the Better Business Bureau website. That said, it’s a mostly highly reviewed site with minimal complaints from customers.

Take a look at what users are saying about The Zebra’s user experience and customer service:

Most users left positive reviews, citing a good experience with The Zebra. Customers left very few negative reviews, and the company took the time to respond to each one.

The Zebra vs. Insurify

The Zebra and Insurify are similar websites. They’re both insurance-comparison platforms that provide real-time quotes for home and auto insurance. And both companies partner with more than 100 of the best auto insurance companies and home insurance companies. Both companies help users find the best rates and best policies.

Both may follow up with users after the quote process, but neither is a lead-generation site. The main area where the two companies differ is which insurance companies they partner with — the available insurers from each may differ depending on your location, so the best option may depend on where you live.

Additionally, Insurify has higher star ratings than The Zebra on both Trustpilot and the Better Business Bureau, with 4.8 out of 5 and 4.51 out of 5 stars, respectively. It also has a rating of 4.8 out of 5 stars on Shopper Approved, which is the same as The Zebra. Ultimately, both sites are good options for homeowners looking to compare home insurance quotes and get a better deal.

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Is The Zebra a spammy site?

No. The Zebra is not a spammy site. But users do sometimes experience excessive follow-up communications. While The Zebra doesn’t sell data, it does partner with third-party companies that can contact you using the contact information you provided.

Users experience different types and volumes of follow-ups, depending on the quotes they receive. Make sure to read The Zebra’s terms of use and privacy policy to understand how the site will use your data.

The Zebra FAQs

If you still have questions about how The Zebra’s real-time quote-comparison tool works, check out the following information about the insurance-comparison site.

  • Is The Zebra easy to use?

    Yes. The Zebra is very easy to use. It takes only a few minutes to get a quote. The best way to find cheap coverage is to compare quotes from multiple insurers.

  • Is The Zebra free?

    Yes. The Zebra is completely free to use. You can use its quote tool to compare insurance products entirely for free to find the lowest premium.

  • Is The Zebra a legit site for insurance?

    Yes. The Zebra is a legitimate site for insurance comparison. It has a good reputation in the insurance industry and is not a lead-generation site.

  • Does The Zebra run your credit?

    No. The Zebra doesn’t run your credit when providing insurance quotes. But some insurers that it partners with may run a soft credit check to determine your policy quotes.

Sources

  1. The Zebra. "Our Story."
Danny Smith
Danny Smith

Danny is a Brooklyn-based writer with a producer’s license for property and casualty insurance. A former editor at Insurify, he specializes in auto, home, and pet insurance. He works to translate his insurance expertise into digestible, easy-to-understand content for drivers, homeowners, and pet owners alike.

Katie Powers
Edited byKatie PowersAuto and Life Insurance Editor
Photo of an Insurify author
Katie PowersAuto and Life Insurance Editor
  • Licensed auto and home insurance agent

  • 3+ years experience in insurance and personal finance editing

Katie uses her knowledge and expertise as a licensed property and casualty agent in Massachusetts to help readers understand the complexities of insurance shopping.

Featured in

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Compare Home Insurance Quotes Instantly

Secure. Free. Easy-to-use.
Based on 3,806+ reviews
4.8/5
Shopper Approved
ProgressiveLiberty MutualAllstate

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