Nationwide vs. other insurance providers
The car insurance industry is highly saturated, so you have several other options for getting coverage. Here are some competitors of Nationwide and what they offer.
Nationwide vs. Allstate
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Allstate is arguably one of Nationwide’s top competitors. It offers many of the same coverage and discount options as Nationwide. Both insurers have similar Trustpilot ratings — below 2 out of 5 stars — but Allstate has a higher average customer satisfaction score across regions in J.D. Power’s 2022 U.S. Auto Insurance Study.
Allstate’s full-coverage insurance costs an average of $212 a month, and its liability-only insurance costs an average of $146 a month. These costs are comparable to Nationwide’s average monthly costs of $182 for full coverage and $167 for liability.
Nationwide vs. Travelers
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Travelers and Nationwide are two of the largest insurance companies by market share,[1] and Travelers offers many of the same coverage options as Nationwide, including accident forgiveness and rideshare insurance. Travelers also has a comparable list of discounts, offering drivers ways to save if they’re a student, pay in full, have anti-theft devices, and more.
However, Travelers’ average car insurance costs are slightly cheaper than Nationwide’s. Travelers’ average monthly rates are $172 for full-coverage insurance and $131 for liability-only insurance.
Nationwide vs. State Farm
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State Farm also allows you to get a quote for auto insurance online, and the company works with more than 19,000 licensed insurance agents. State Farm offers several discounts similar to Nationwide, including driver safety programs and bundling.
Nationwide and State Farm have similar average car insurance costs. The average monthly rate for State Farm insurance is $175 for full coverage and $125 for liability-only insurance, and Nationwide’s average monthly rates are $182 for full coverage and $167 for liability-only insurance.
Nationwide pros and cons
Pros Credible name in the industry: Nationwide has been around for almost a century and is a credible and respected name in the insurance industry.
Several auto insurance options: Nationwide offers many additional optional coverages to meet drivers’ needs.
Discounts: Nationwide offers customers several ways to save on premiums, whether you’re a student or a homeowner or you participate in its safe driver programs.
ConsReviews could be better: This insurer doesn’t have the highest rating or best reviews across multiple rating sites.
Not available in every state: Despite the company’s name being Nationwide, it doesn’t offer coverage in every state.
Certain features not available in every state: Nationwide states on its website that certain coverage features and even some discounts aren’t available to customers in certain states.
Filing an auto insurance claim with Nationwide
You can file a claim with Nationwide and check the status of your claim online. You’ll have to provide basic information about yourself and the reason for the claim, along with any supporting documentation on the incident and damages.
Nationwide allows you to submit photos of the incident before you submit your claim online. If you have to take a break and return to file the claim later, there’s a feature allowing you to pause the process.
After these steps are completed, you can submit the claim and wait for next steps. Nationwide will assess your claim and vehicle damage to determine what repairs it will cover.
See More: Why Do Car Insurance Companies Deny Claims?
Other Nationwide insurance products
Nationwide offers several other insurance products, including:
Classic car insurance: Protect your classic car for up to 43% less than standard auto insurance.
Boat insurance: You can protect your watercraft in and out of the water with boat insurance.
Homeowners insurance: If you own a home, you can protect it and its contents with home insurance.
Renters insurance: This coverage is used to protect your belongings while you rent. Renters insurance is an easy way to utilize the multi-policy discount and save on your monthly premium for auto insurance.
Life insurance: Protect your loved ones with a life insurance policy. Policy options include term, universal, and whole life.
Pet insurance: Nationwide offers reimbursement for veterinary expenses for accidents, serious illnesses, testing, diagnostics, and more.
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