Athena Valentine Lent is a finance columnist for Slate and the author of Budgeting for Dummies (Wiley, 2023). Her writing has appeared in BuzzzFeed, The College Investor, GOBankingRates, Money Under 30, and Keeper Tax among other places. Her personal finance blog, Money Smart Latina, won the Plutus Award for "Best Personal Finance Content for Underserved Communities" in 2020 and was nominated for "Blog of the Year" in 2022. When not working she can be found with her main man, a polydactyl cat named Harrison George.
Licensed auto and home insurance agent
3+ years experience in insurance and personal finance editing
Katie uses her knowledge and expertise as a licensed property and casualty agent in Massachusetts to help readers understand the complexities of insurance shopping.
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Updated October 30, 2024
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Table of contents
With a population of around 103,000, South Bend is the fourth-largest city in Indiana.[1] On average, South Bend drivers pay $102 per month for car insurance overall, which is close to the state average cost of $110.
South Bend residents commuting to work have an average travel time of 20.1 minutes, which is nearly seven and a half minutes less than the average commute time in the U.S.[2] Less time spent on the road leads to fewer accidents, which can decrease average auto premiums in an area.
To find the cheapest quotes for your insurance needs, you’ll want to compare quotes from multiple insurers. Here’s what you should know about finding cheap coverage in South Bend.
South Bend drivers pay $66 per month for liability and $138 for full coverage.
Auto-Owners, State Farm, and USAA offer the cheapest liability coverage in South Bend.
The overall cost of insurance in South Bend is much less than the national average of $158.
3 of the cheapest car insurance companies in South Bend
The best auto insurance company for you in South Bend will depend on various factors, including your car’s make and model, driving record, and chosen coverage. An insurance company may also look at your credit score, age, and ZIP code when determining rates. You should consider your budget and coverage needs when shopping around for coverage.
State Farm, USAA, and Dairyland are some of the best insurers available in South Bend.
Insurance Company ▲▼ | IQ Score The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores. ▲▼ | Full Coverage ▲▼ | Liability Only ▲▼ | Best For ▲▼ |
---|---|---|---|---|
State Farm | 9.3 | $56 | $29 | Cheap rates |
USAA | 9.4 | $60 | $31 | Military community |
Dairyland | 7.0 | $174 | $66 | High-risk drivers |
Our editorial team spent more than 350 hours developing the Insurify Quality (IQ) Score and scoring insurance companies. The IQ Score objectively analyzes and calculates a score for insurers using more than 15 crucial criteria. The team weighted criteria by importance to the consumer — factors such as customer reviews and affordability influence the score more than availability and third-party ratings.
We rate each company on a 1 to 10 scale based on five categories: financial ratings, customer satisfaction, affordability, customer support and transparency, and availability. Insurify updates ratings once a year or as more recent information becomes available.
- Third-party financial ratings: Insurify uses data from AM Best, S&P, Moody’s, and more to compare insurance companies’ credit and ability to pay out future claims.
- Customer satisfaction: To calculate this score, Insurify analyzed more than 28,000 customer reviews across 155 car insurance companies. We also consider third-party ratings from J.D. Power, the National Association of Insurance Commissioners, and Trustpilot.
- Affordability: Our data scientists analyzed more than 90 million real-time auto insurance rates from our partners across the U.S., as well as available discounts, to calculate an affordability score.
- Customer support and transparency: This measures coverage options, ease of claims filing, and the insurer's transparency surrounding discounts, coverages, and claims process.
- Availability and reach: Insurify scores availability and reach by identifying the number of states in which insurers offer coverage and company size by market share.
Best insurer for cheap rates: State Farm
User Reviews | 3.2 |
---|---|
IQ Score The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores. | 9.3/10 |
Liability Only Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages. | $28/mo |
Full Coverage Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible. | $52/mo |
For three years in a row, State Farm earned the top customer satisfaction ranking in the J.D. Power U.S. Insurance Shopping Study. The insurer offers different types of coverage, including auto, home, property, disability, health, small business, and life insurance policies.
Customers can save on coverage by bundling two or more policies. Drivers can also earn discounts for remaining accident-free, completing an approved defensive driving course, insuring two or more vehicles, and more.
AM Best financial strength rating of A++ (Superior)
Rideshare insurance available
Gap insurance not available
Some negative online customer reviews
Good
Friendly agents!
I also have my homeowners insurance with them. I had a fire in my hot water heater and a year later, someone stayed in my house while I was gone for 2 months. I came home to a floating kitchen floor. After these incidents, StateFarm cancelled my policy.
Best insurer for the military community: USAA
User Reviews | 3.6 |
---|---|
IQ Score The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores. | 9.4/10 |
Liability Only Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages. | $30/mo |
Full Coverage Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible. | $55/mo |
USAA sells insurance products to active, reserve, and retired military personnel and their eligible family members. The company allows you to customize your auto policy by adding additional coverage, such as collision and accidental forgiveness. Along with competitive rates, USAA offers multiple discounts and other ways for members to save. The company has a SafePilot program that rewards customers for driving safely.
10% discount for enrolling in SafePilot program
10 advertised discounts
Only for military members, veterans, and eligible family
No 24/7 live customer support over the phone
Excellent
Significant Increase in Policy Payment
My Opinion
Best insurer for high-risk drivers: Dairyland
User Reviews | 3.0 |
---|---|
IQ Score The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores. | 7.0/10 |
Liability Only Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages. | $61/mo |
Full Coverage Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible. | $165/mo |
Dairyland caters to high-risk policyholders in need of non-standard car insurance. The company offers SR-22 insurance, non-owner auto insurance, and policy restarts for people who had their previous policy canceled due to non-payment. If you have a car accident, Dairyland lets you pick what body shop or mechanic to bring your car to. Dairyland earned an A+ (Superior) financial strength rating from AM Best.
Covers non-standard insurance needs
No filing fees for SR-22 insurance
Lower IQ Score than other insurers
Gap insurance not available
They Keep Raising My Rates
Average
Meh
How to get the cheapest car insurance in South Bend
Along with your age and driving record, car insurance companies may consider your gender, the make and model of your car, the area you live in, and your credit score when offering you a policy.
Though you can’t control some factors influencing insurance costs, you can take steps to earn cheaper coverage. The following tactics can help you find lower rates:
Only buy necessary coverage. Having full-coverage insurance for an older car you plan on replacing might not make sense financially. Consider dropping some of your coverage if you have a particularly old, high-mileage, or inexpensive vehicle.
Shop around. Look to see who has a lower rate in case it makes sense to switch over.
Inquire about available discounts. Insurance companies offer discounts if you ask for them. Student, military, clean driving record, and more are available.
Consider alternative coverage. If you drive infrequently, consider usage-based insurance (UBI). This type of coverage can cost much less than a standard policy if you’re a low-mileage driver.
Cheapest liability-only car insurance in South Bend: Auto-Owners
Liability-only insurance is the minimum amount of coverage you need to drive a vehicle. If you cause an accident, your liability policy will cover the other driver’s resulting vehicle damages and medical expenses. It doesn’t cover any of your vehicle repairs or medical bills.[3] Most drivers purchase coverage beyond the minimums to protect their vehicle.
Liability-only policies in South Bend cost $66 per month, on average. Here are the cheapest average quotes for liability coverage in South Bend.
Insurance Company ▲▼ | Average Monthly Quote ▲▼ |
---|---|
Auto-Owners | $26 |
State Farm | $28 |
USAA | $30 |
GEICO | $31 |
American Family | $41 |
Clearcover | $46 |
Progressive | $51 |
Travelers | $54 |
Farmers | $57 |
National General | $59 |
Dairyland | $61 |
Direct Auto | $63 |
Allstate | $65 |
Nationwide | $71 |
The General | $75 |
Elephant | $76 |
GAINSCO | $78 |
Liberty Mutual | $78 |
Safeco | $78 |
CSAA | $80 |
Bristol West | $90 |
Foremost | $109 |
AssuranceAmerica | $121 |
State Auto | $135 |
Cheapest full-coverage car insurance in South Bend: Auto-Owners
Full-coverage car insurance includes liability, comprehensive, and collision coverages. Unlike liability-only coverage, full coverage can cover damages to your vehicle. Drivers in South Bend pay an average of $138 per month for full-coverage insurance.
If you finance or lease your vehicle, your lender will likely require you to purchase this policy. Even if you don’t need to purchase it, you should consider buying this additional vehicle protection, especially if you have a new or expensive vehicle.
Here are some of the cheapest quotes for full-coverage insurance in South Bend.
Insurance Company ▲▼ | Average Monthly Quote ▲▼ |
---|---|
Auto-Owners | $50 |
State Farm | $52 |
USAA | $55 |
GEICO | $58 |
American Family | $77 |
Clearcover | $77 |
Progressive | $97 |
Travelers | $104 |
Midvale Home & Auto | $107 |
Farmers | $108 |
Elephant | $117 |
Allstate | $123 |
Direct Auto | $124 |
National General | $129 |
Nationwide | $135 |
CSAA | $137 |
Safeco | $146 |
GAINSCO | $157 |
Dairyland | $165 |
AssuranceAmerica | $177 |
The General | $179 |
Liberty Mutual | $183 |
State Auto | $190 |
Bristol West | $205 |
Foremost | $229 |
Cheapest recent rates near South Bend, Indiana
Recent South Bend, Indiana car insurance prices for Dodge, Jeep, Subaru , and more.
*Quotes generated for Insurify users in and around South Bend, Indiana within the last 10 days. Last updated on October 30, 2024
*Quotes generated for Insurify users in and around South Bend, Indiana within the last 10 days. Last updated on October 30, 2024
Car insurance requirements in Indiana
Indiana is an at-fault state when it comes to auto accidents. The driver responsible for the accident needs to cover the other party’s property damage and medical expenses resulting from the accident.[4]
Indiana law requires drivers to carry minimum amounts of bodily injury and property damage liability coverage.[5] Here are the specific requirements:
Coverage ▲▼ | Minimum Requirements ▲▼ |
---|---|
Bodily injury liability | $25,000 per person $50,000 per accident |
Property damage liability | $25,000 per accident |
Most drivers choose to purchase coverage beyond their state’s minimum liability requirements. For more financial protection, you should consider the following optional coverages:
Collision coverage
If you have an accident, collision coverage can pay for your vehicle replacement or repair costs, regardless of who caused the damage.
Comprehensive coverage
In the event of vehicle damage from a non-collision incident — like severe weather, vandalism, or fire — comprehensive coverage kicks in to protect your vehicle.
Medical payments coverage
Medical payments coverage can pay for medical treatment for you and your passengers after an accident, up to a certain limit. It can even sometimes cover funeral expenses.
Roadside assistance coverage
Specifics vary by insurer, but roadside assistance coverage typically provides customers access to services like towing, jump-starts, flat-tire changes, gas delivery, winching, and more.
Cheapest car insurance for drivers with an incident
A driving incident refers to the moving violations that can end up on your driving record, like at-fault accidents, speeding tickets, and driving under the influence (DUI) charges. Having driving incidents on your record makes you a riskier driver to insure and typically results in higher car insurance premiums.[6]
How much your premium increases after a violation depends on whether you have other incidents on your record and the severity of your offense. South Bend drivers with an incident on their record pay $131 per month for car insurance, on average.
Cheapest car insurance for drivers with a speeding ticket: Auto-Owners
A speeding ticket on your record can increase your insurance premiums. Speeding demonstrates risky driving behavior, which can make insurers wary of potential future claims. How much your premium increases after a speeding ticket will depend on how fast you were going over the speed limit.
On average, South Bend drivers with a speeding ticket pay $198 per month for full coverage and $95 for liability-only car insurance. Here are the average rates for South Bend drivers in this category.
Insurance Company ▲▼ | Clean Driving Record ▲▼ | With Speeding Ticket ▲▼ |
---|---|---|
Auto-Owners | $26 | $34 |
State Farm | $28 | $36 |
USAA | $30 | $39 |
GEICO | $31 | $41 |
American Family | $41 | $54 |
Clearcover | $46 | $61 |
Progressive | $51 | $67 |
Travelers | $54 | $71 |
Farmers | $57 | $74 |
National General | $59 | $78 |
Dairyland | $61 | $80 |
Direct Auto | $63 | $82 |
Allstate | $65 | $85 |
Nationwide | $71 | $94 |
The General | $75 | $99 |
Elephant | $76 | $107 |
GAINSCO | $78 | $110 |
Liberty Mutual | $78 | $110 |
Safeco | $78 | $103 |
CSAA | $80 | $107 |
Bristol West | $90 | $118 |
Foremost | $109 | $154 |
AssuranceAmerica | $121 | $160 |
State Auto | $135 | $192 |
Cheapest car insurance for drivers with an at-fault accident: Auto-Owners
If you cause an accident, it will go on your driving record and likely result in higher insurance premiums. You can cause an accident by texting while driving, running a red light, operating illegally in a lane, speeding, and more. Your insurer will increase your rates to account for the amount of risk you pose.
In South Bend, drivers with an at-fault accident pay $199 per month for full coverage and $95 for liability-only car insurance. Find some of the cheapest quotes from top insurers in South Bend below.
Insurance Company ▲▼ | Clean Driving Record ▲▼ | With Accident ▲▼ |
---|---|---|
Auto-Owners | $26 | $35 |
State Farm | $28 | $38 |
USAA | $30 | $40 |
GEICO | $31 | $42 |
American Family | $41 | $55 |
Clearcover | $46 | $67 |
Progressive | $51 | $70 |
Travelers | $54 | $73 |
Farmers | $57 | $77 |
National General | $59 | $80 |
Dairyland | $61 | $82 |
Direct Auto | $63 | $87 |
Allstate | $65 | $88 |
Nationwide | $71 | $97 |
The General | $75 | $103 |
Elephant | $76 | $100 |
GAINSCO | $78 | $101 |
Liberty Mutual | $78 | $113 |
Safeco | $78 | $103 |
CSAA | $80 | $112 |
Bristol West | $90 | $121 |
Foremost | $109 | $157 |
AssuranceAmerica | $121 | $162 |
State Auto | $135 | $199 |
Cheapest car insurance for drivers with a DUI: Auto-Owners
Driving while incapacitated due to drugs or alcohol affects your judgment and your ability to see correctly and use motor skills. Due to the severity of the offense, a DUI can result in hefty fines, driver’s license suspension, jail time, and more in Indiana.[7] And when you can get back on the road after a DUI, you typically have to pay significantly increased premiums.
Drivers with a past DUI in South Bend pay $226 per month for full coverage and $108 for liability-only car insurance, on average. Take a look at the best options for coverage after a DUI in South Bend below.
Insurance Company ▲▼ | Clean Driving Record ▲▼ | With DUI ▲▼ |
---|---|---|
Auto-Owners | $26 | $43 |
State Farm | $28 | $46 |
USAA | $30 | $49 |
GEICO | $31 | $51 |
American Family | $41 | $67 |
Clearcover | $46 | $76 |
Progressive | $51 | $84 |
Travelers | $54 | $89 |
Farmers | $57 | $94 |
National General | $59 | $97 |
Dairyland | $61 | $100 |
Direct Auto | $63 | $104 |
Allstate | $65 | $107 |
Nationwide | $71 | $117 |
The General | $75 | $123 |
Elephant | $76 | $125 |
GAINSCO | $78 | $128 |
Liberty Mutual | $78 | $128 |
Safeco | $78 | $128 |
CSAA | $80 | $132 |
Bristol West | $90 | $148 |
Foremost | $109 | $179 |
AssuranceAmerica | $121 | $199 |
State Auto | $135 | $222 |
Cheapest car insurance for seniors: Auto-Owners
Your age is one of the factors auto insurers use when calculating auto insurance premiums. Drivers between the ages of 35 and 70 typically benefit from premiums that decrease with age due to continued driving experience. After the age of 70, drivers may start to face increased premiums because auto insurers may begin accounting for aging-related risk factors.
Senior drivers pay an average monthly rate of $101 per month for full coverage and $49 for liability-only car insurance in South Bend. Here are the best options for senior drivers in the city.
Insurance Company ▲▼ | Liability Only ▲▼ | Full Coverage ▲▼ |
---|---|---|
Auto-Owners | $19 | $37 |
State Farm | $21 | $38 |
GEICO | $23 | $44 |
USAA | $23 | $41 |
American Family | $30 | $57 |
Progressive | $34 | $65 |
Clearcover | $36 | $61 |
Travelers | $40 | $77 |
Farmers | $42 | $80 |
National General | $43 | $93 |
Dairyland | $46 | $124 |
Direct Auto | $46 | $91 |
Allstate | $49 | $93 |
Nationwide | $50 | $95 |
CSAA | $58 | $100 |
Elephant | $58 | $90 |
The General | $58 | $138 |
GAINSCO | $62 | $125 |
Liberty Mutual | $62 | $144 |
Safeco | $62 | $116 |
Bristol West | $68 | $155 |
Foremost | $82 | $172 |
AssuranceAmerica | $86 | $126 |
State Auto | $97 | $136 |
Cheapest car insurance for teens: Auto-Owners
Teenagers face the highest car insurance rates by driver age due to their lack of experience driving and higher accident rates. Teens are also more likely than older drivers to participate in risky behavior while operating the vehicle, such as playing with their phones, putting on makeup, or eating.
Teens can earn cheaper car insurance by joining their parents’ existing insurance policy, earning good grades to qualify for a student discount, and maintaining a clean driver record. In South Bend, car insurance for teen drivers costs $243 per month for full coverage and $116 for liability only, on average. Below, you can find some of the best coverage options for teens in the city.
Insurance Company ▲▼ | Liability Only ▲▼ | Full Coverage ▲▼ |
---|---|---|
Auto-Owners | $44 | $85 |
State Farm | $48 | $89 |
GEICO | $49 | $92 |
USAA | $50 | $92 |
American Family | $72 | $134 |
Clearcover | $89 | $148 |
Progressive | $91 | $174 |
Travelers | $98 | $189 |
Farmers | $100 | $190 |
Dairyland | $101 | $272 |
Allstate | $115 | $218 |
Direct Auto | $115 | $227 |
National General | $117 | $255 |
The General | $120 | $287 |
Nationwide | $123 | $235 |
Elephant | $125 | $192 |
CSAA | $131 | $224 |
GAINSCO | $137 | $275 |
Liberty Mutual | $139 | $326 |
Bristol West | $153 | $349 |
Safeco | $157 | $293 |
Foremost | $195 | $409 |
AssuranceAmerica | $224 | $328 |
State Auto | $241 | $339 |
South Bend car insurance quotes by credit tier
Indiana allows insurance companies to use your credit history when determining your car insurance premium.[8] Credit history can help insurance providers determine your financial stability. Based on your credit-based insurance score, agents can assume your likelihood of getting into an accident and whether you can financially handle it.
Drivers with good or excellent credit tend to pay lower premiums than people with poor credit. Here are the average monthly rates for full-coverage insurance in South Bend by credit tier.
Rates by Credit Tier
Is car insurance more expensive in South Bend?
The national average cost for car insurance is $158 per month, while the average insurance rate in South Bend is much lower, at $102 per month. The cost in South Bend is in line with the Indiana state average of $110 per month.
Within Indiana, car insurance rates can vary by city and ZIP code due to factors like crime rates, population, cost of living, and more. Drivers in Indiana benefit from the state’s at-fault insurance laws and relatively low minimum car insurance requirements.
Cities with a lower cost of living also typically pay lower rates. For example, New York City drivers pay $358 per month, which is much more expensive than coverage in South Bend.
More cities in Indiana
Drivers in South Bend tend to earn lower rates than some other Indiana cities. On average, the cost of full-coverage insurance in South Bend is $138 per month. See how average rates in other cities compare below.
City ▲▼ | Average Quote: Liability Only ▲▼ | Average Quote: Full Coverage ▲▼ |
---|---|---|
Elkhart | $64 | $143 |
Evansville | $74 | $145 |
Fort Wayne | 75 | $150 |
Indianapolis | $78 | $166 |
Lafayette | $68 | $130 |
Terre Haute | $67 | $130 |
South Bend car insurance FAQs
Before you start shopping around for car insurance, you should decide how much coverage you need. The following information should answer any of your remaining questions and help you navigate the process of buying car insurance.
How much is car insurance in South Bend?
The overall cost of car insurance in South Bend is $102 per month. On average, drivers pay $66 per month for liability and $138 for full-coverage insurance.
Which companies have the cheapest car insurance rates in South Bend?
South Bend drivers will find the lowest rates with Auto-Owners, which has liability-only rates that start as low as $26 per month. State Farm and USAA are also cheap options for South Bend motorists, with monthly liability coverage rates starting at $28 and $30, respectively.
What are the best car insurance companies in South Bend?
With an Insurify Quality (IQ) Score of 9.3 out of 5, an A++ (Superior) financial strength rating from AM Best, and a high customer satisfaction ranking from J.D. Power, State Farm is the best car insurance company in South Bend. Other top insurers include USAA, GEICO, and Dairyland.
Is Indiana a no-fault state?
No. Indiana is an at-fault state. This means that the driver who caused the accident is responsible for the other driver’s injuries and vehicle damage. A driver who suffered injury or damage from the accident can file a claim with their own insurance company, file a third-party claim with the other driver’s insurer, or file a personal injury lawsuit in civil court.
How can you get the most affordable car insurance rates in South Bend?
You can earn cheaper rates in South Bend by comparing quotes from multiple insurers before deciding on a policy. You can also increase your deductible to pay lower premiums, practice safe driving habits, bundle your home and auto policies, take a defensive driving course, and inquire about discounts.
Methodology
Insurify data scientists analyzed more than 90 million quotes served to car insurance applicants in Insurify’s proprietary database to calculate the premium averages displayed on this page. These premiums are real quotes that come directly from Insurify’s 50+ partner insurance companies in all 50 states and Washington, D.C. Quote averages represent the median price for a quote across the given coverage level, driver subset, and geographic area.
Unless otherwise specified, quoted rates reflect the average cost for drivers between 20 and 70 years old with a clean driving record and average or better credit (a credit score of 600 or higher).
Liability-only premium averages correspond to policies with the following coverage limits:
- Bodily injury limits between state-minimum rates and $50,000 per person, $100,000 per accident
- Property damage limits between $10,000 and $50,000
- No additional coverage
- Comprehensive coverage with a $1,000 deductible
- Collision coverage with a $1,000 deductible
Quotes for Allstate, Farmers, GEICO, State Farm, and USAA are estimates based on Quadrant Information Services’ database of auto insurance rates.
Related articles
More cities in Indiana
Sources
- United States Census Bureau. "QuickFacts South Bend city, Indiana."
- United States Census Bureau. "Travel Time to Work in the United States: 2019."
- Insurance Information Institute. "Auto insurance basics—understanding your coverage."
- NOLO. "Indiana Car Insurance Laws and Requirements."
- Indiana Bureau of Motor Vehicles. "Insurance Requirements."
- Insurance Information Instititute. "What determines the price of an auto insurance policy?."
- NOLO. "Indiana DUI/OWI Laws and Conviction Penalties."
- Indiana Department of Insurance. "The Use of Credit Information in Underwriting and Rating Insurance Policies."
Athena Valentine Lent is a finance columnist for Slate and the author of Budgeting for Dummies (Wiley, 2023). Her writing has appeared in BuzzzFeed, The College Investor, GOBankingRates, Money Under 30, and Keeper Tax among other places. Her personal finance blog, Money Smart Latina, won the Plutus Award for "Best Personal Finance Content for Underserved Communities" in 2020 and was nominated for "Blog of the Year" in 2022. When not working she can be found with her main man, a polydactyl cat named Harrison George.
Licensed auto and home insurance agent
3+ years experience in insurance and personal finance editing
Katie uses her knowledge and expertise as a licensed property and casualty agent in Massachusetts to help readers understand the complexities of insurance shopping.
Featured in