5+ years of finance writing experience
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Erin is a personal finance writer and journalist with work featured in major publications. Her writing explores investing, credit cards, mortgages, insurance, and more.
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3+ years producing insurance and personal finance content
Main architect of the Insurify Quality Score
Courtney’s deep personal finance knowledge extends beyond insurance to credit cards, consumer lending, and banking. She thrives on creating actionable content.
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Updated October 30, 2024
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Drivers in Chapel Hill pay an overall average insurance premium of $70 per month, which is considerably lower than the national average of $158 per month and slightly lower than the North Carolina average of $77 per month. Chapel Hill’s relatively cheap car insurance could be because it’s a small, walkable college town with a lower population compared to nearby cities like Raleigh or Durham.[1]
Keep in mind that this figure is just an average — your premiums could be different depending on your unique situation. But you can compare quotes to find the cheapest car insurance companies for your coverage needs.
Car insurance in Chapel Hill costs an average of $45 per month for liability insurance and $95 per month for full coverage.
Erie is the cheapest car insurance company for full coverage, with a monthly rate of $56.
North Carolina’s contributory negligence laws mean that anyone partly at fault for an accident can’t seek financial recovery from the other driver.[2]
3 of the cheapest car insurance companies in Chapel Hill
When you’re shopping for car insurance in Chapel Hill, you have plenty of affordable and highly rated companies to choose from. But a few stand out from the rest as offering the best insurance coverage for Chapel Hill drivers. Here are three of the best car insurance companies based on average rates, coverages, discounts, and more.
Insurance Company ▲▼ | IQ Score The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores. ▲ |
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